BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT DATED: 25.02.2026 CORAM THE HON'BLE MR.JUSTICE R.VIJAYAKUMAR W.P.(MD)No.1181 of 2026 P.Saranya ...Petitioner Vs 1. The Regional Director, The Reserve Bank of India (RBI), Fort Glacis, Chennai - 600 001. 2. The Chief Manager, Karur Vysya Bank. No.20, Erode Road, Vadivel Nagar, LNS, Karur - 639 002. 3. The Branch Manager, Karur Vysya Bank, Karaikudi Branch (1233), No.167, Sekkalai Road, Near Head Post Office, Karaikudi - 630 001. 4. The State of Tamil Nadu Represented by Inspector of Police, Pallathur Police Station, Sivagangai. ... Respondents 1/5 https://www.mhc.tn.gov.in/judis PRAYER: Writ Petition is filed under Article 226 of the Constitution of India, to issue a Writ of Mandamus, directing the 1st respondent to direct the 3rd respondent Bank to close the loan account and return the pledged gold jewels standing in the name of the petitioner's husband, Palaniappan Sathiah, to the petitioner within a time frame to be fixed by this Court. For Petitioner : M/s.N.M.Krishna Kanth For Respondent : M/s.K.R.Laxman Standing Counsel for R1 Mr.V.Sugumar for R3 M/s.M.Aasha Government Advocate(crl.side) for R4 ORDER The present writ petition has been filed seeking a mandamus directing the first respondent Bank to return the pledged jewels standing in the name of the petitioner's father. 2. The petitioner's father namely, Palaniyappan, had pledged jewels before the third respondent Bank. The said Palaniyappan had passed away on 02.09.2024. Thereafter, a legal heir certificate has been issued on 03.10.2024 to the effect that he is survived by his wife, mother, son and daughter. Daughter is the present writ petitioner. 2/5 https://www.mhc.tn.gov.in/judis 3. According to the learned Counsel appearing for the writ petitioner, the son of the deceased namely Vijayakumar, who was unmarried, is missing for the past 3 years. They are not in a position to trace him. Hence, the present writ petition seeking a direction to the Bank to return the jewels in the presence of the other legal heirs of the deceased Palaniyappan. 4. The learned Counsel appearing for the respondent submitted that in case, if the petitioner, the mother and the widow of the deceased execute an indemnity bond and an undertaking letter to the effect that they will indemnify in case if their missing brother reappears, they take the responsibility for return of the jewels. 5. In view of the above said facts, all the legal heirs of deceased Palaniyappan except Vijayakumar are directed to execute an indemnity bond, and an undertaking letter and on such letter and on payment of the necessary charges, the jewels shall be returned to them. 6. With the above said observations, this writ petition stands disposed of. No costs. 25.02.2026 NCC : Yes/No Index : Yes/No Internet: Yes/No RJR 3/5 https://www.mhc.tn.gov.in/judis To 1. The Branch Manager, Karur Vysya Bank, Karaikudi Branch (1233), No.167, Sekkalai Road, Near Head Post Office, Karaikudi - 630 001. 2. The Inspector of Police, Pallathur Police Station, Sivagangai. 4/5 https://www.mhc.tn.gov.in/judis R.VIJAYAKUMAR , J. RJR W.P.(MD)No.1181 of 2026 25.02.2026 5/5 https://www.mhc.tn.gov.in/judis