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High Court of Andhra Pradesh · body

2026 DAILYLAW 8560 (AP)

Medidi Johnson, v. The IDBI Bank Limited,

WP/19168/2026 · 2026-08-17

Ravi Cheemalapati

body2026

Judgment text

Extracted from the PDF above. The PDF is authoritative.

APHC010359302026 IN THE HIGH COURT OF ANDHRA PRADESH (Special Original Jurisdiction) TUESDAY, THE 18 THE HONOURABLE SRI JUSTICE RAVI CHEEMALAPATI WRIT PETITION NO: 19168/2026 Between: 1. MEDIDI JOHNSON,, S/O SAMUEL, AGED ABOUT 50 YEARS, OCC BUSINESS, R/O D.NO.8 0PP. ANDHRA BANK, BHIMAVARAM, WEST GODAVARI DISTRICT, ANDHRA PRADESH - 1. THE IDBI BANK LIMITED, REP. BY ITS GENERAL REGIONAL HEAD, RETAIL BANKING GROUP, REGIONAL OFFICE, IDBI BANK LIMITED, AP, FIRST FLOOR, PYDAH CHAMBERS, VIP ROAD, SIRIPURAM, VISAKHAPATNAM 2. THE BRANCH MANAGER/AUTHORISED OFFICER, IDBI BANK LIMITED, BHIMAVARAM BRANCH, DOOR N LONDON HOSPITAL, SUNDAY MARKET, BHIMAVARAM, WEST GODAVARI DISTRICT, ANDHRA PRADESH. 534201 3. CENTRAL BUREAU OF INVESTIGATION, REPRESENTED BY ITS INVESTIGATING OFFICER, VISAKHAPATNAM W.P.No.19168 of 2026 1 IN THE HIGH COURT OF ANDHRA PRADESH AT AMARAVATI (Special Original Jurisdiction) TUESDAY, THE 18th DAY OF AUGUST 2026 PRESENT THE HONOURABLE SRI JUSTICE RAVI CHEEMALAPATI WRIT PETITION NO: 19168/2026 JOHNSON,, S/O SAMUEL, AGED ABOUT 50 YEARS, OCC BUSINESS, R/O D.NO.8-5-8, INDUSTRIAL ROAD, KURMAYYAPETA, 0PP. ANDHRA BANK, BHIMAVARAM, WEST GODAVARI DISTRICT, - 534 201. ...PETITIONER AND THE IDBI BANK LIMITED, REP. BY ITS GENERAL MANAGER AND REGIONAL HEAD, RETAIL BANKING GROUP, REGIONAL OFFICE, IDBI BANK LIMITED, AP, FIRST FLOOR, PYDAH CHAMBERS, VIP ROAD, SIRIPURAM, VISAKHAPATNAM - 530 003. THE BRANCH MANAGER/AUTHORISED OFFICER, IDBI BANK LIMITED, BHIMAVARAM BRANCH, DOOR NO.22-11-9, BESIDE LONDON HOSPITAL, SUNDAY MARKET, BHIMAVARAM, WEST GODAVARI DISTRICT, ANDHRA PRADESH. 534201 CENTRAL BUREAU OF INVESTIGATION, REPRESENTED BY ITS INVESTIGATING OFFICER, VISAKHAPATNAM- 530017 ...RESPONDENT(S): RC,J W.P.No.19168 of 2026 IN THE HIGH COURT OF ANDHRA PRADESH [3332] THE HONOURABLE SRI JUSTICE RAVI CHEEMALAPATI JOHNSON,, S/O SAMUEL, AGED ABOUT 50 YEARS, OCC 8, INDUSTRIAL ROAD, KURMAYYAPETA, 0PP. ANDHRA BANK, BHIMAVARAM, WEST GODAVARI DISTRICT, ...PETITIONER MANAGER AND REGIONAL HEAD, RETAIL BANKING GROUP, REGIONAL OFFICE, IDBI BANK LIMITED, AP, FIRST FLOOR, PYDAH CHAMBERS, VIP THE BRANCH MANAGER/AUTHORISED OFFICER, IDBI BANK 9, BESIDE LONDON HOSPITAL, SUNDAY MARKET, BHIMAVARAM, WEST CENTRAL BUREAU OF INVESTIGATION, REPRESENTED BY ITS ...RESPONDENT(S): RC,J W.P.No.19168 of 2026 2 Petition under Article 226 of the Constitution of India praying that in the circumstances stated in the affidavit filed therewith, the High Court may be pleased to issue a Writ of Mandamus or any other appropriate Writ, Order or Direction declaring the action of the respondents, particularly respondents 1 and 2, in refusing to release the mortgage and return the original title deeds deposited as collateral security even after full closure of the loan account, as illegal, arbitrary and violative of Articles 14, 19(1)(g), 21 and 300-A of the Constitution of India consequentially to direct the respondents 1 and 2 to orthwith release the mortgage and return all the original title deeds relating to the property covered by Document Nos.323/1990, 631/1990, 2708/1990, 3402/1985 and 467/1990 of Bhimavaram SRO to the petitioner and to pass such IA NO: 1 OF 2026 Petition under Section 151 CPC praying that in the circumstances stated in the affidavit filed in support of the petition, the High Court may be pleased to direct the respondents 1 and 2 to forthwith release the mortgage and return all the original title deeds relating to the property covered by Document Nos.323/1990, 631/1990, 2708/1990, 3402/1985 and 467/1990 of Bhimavaram SRO to the petitioner, pending disposal of the above writ petition and to pass such Counsel for the Petitioner: 1. JAMI MADHAVI Counsel for the Respondent(S): 1. P S P SURESH KUMAR, Spl. Public Prosecutor for CBI 2. M RAVIKUMAR The Court made the following: RC,J W.P.No.19168 of 2026 3 ORDER This Writ Petition is filed questioning the action of the respondent Banks in not returning the original title deeds deposited with the banks for obtaining loans by creation of mortgage even after completely discharging the loan amount. 2. Heard Ms. Jami Madhavi, learned counsel for petitioner, Sri M.Ravi Kumar, learned Standing counsel for respondent banks and Sri P.S.P.Suresh Kumar, learned Special Public Prosecutor for Central Bureau of Investigation. 3. The learned counsel for the petitioner, learned Standing Counsel for respondent banks and the learned Special Public Prosecutor for Central Bureau of Investigation, submitted that the issue involved in this writ petition is squarely covered by the orders passed in W.P.No.19501 of 2025 & batch and prayed to pass similar orders. 4. Accordingly, the writ petition is disposed of for the self same reasons given in W.P.No.19501 of 2025 & batch, directing the respondent bank to take steps by filing appropriate applications/petitions before the concerned Court for release of the original title deeds with a period of two (02) weeks from the date of receipt of copy of this order. On such, the RC,J W.P.No.19168 of 2026 4 concerned court shall dispose of the application on merits in accordance with law as expeditiously as possible. There shall be no order as to costs. Pending miscellaneous petitions, if any, shall stand closed. ___________________________ JUSTICE RAVI CHEEMALAPATI 18th August, 2026 RR