[2026:RJ-JP:20171] HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR S.B. Civil Miscellaneous Appeal No. 2310/2023 Sumer Singh S/o Shri Prabhu Singh, Aged About 65 Years, R/o Plot No. 60, Satyanagar New Colony, Jhotwara, Jaipur, Rajasthan Through Next Friend W/o Smt. Bimla Kanwar W/o Shri Sumer Singh. ----Claimant/Appellant Versus 1. National Insurance Company Ltd., Regional Office, 5 Batti, Mi Road, Jaipur. (Insurance Company Of Motorcycle No. RJ-32-SC-9184) 2. Rahul Kumar S/o Shri Ramjilal, R/o Nangal Panditpura, Tehsil Kotputli, District Jaipur. (Registered Owner Of Motorcycle No. RJ-32-SC-9184) 3. Chandra Mohan Meena S/o Shri Musaram Meena, R/o Ward No. 18, Mohalla Buchaheda, Kotputli, District Jaipur, Rajasthan. ----Non-Claimants/Respondents For Appellant(s) : Mr. Santosh Kumar Soni, Adv. For Respondent(s) : Mr. Praveen Kumar Jain, Adv. HON'BLE MR. JUSTICE ASHUTOSH KUMAR Judgment 11/05/2026 1- vihykFkhZ lqesj flag dh vksj ls tfj;s okn fe= Jherh fceyk }kjk ;g vihy /kkjk 173 eksVj okgu vf/kfu;e&1988 ds rgr U;k;ky; eksVj nq?kZVuk okn U;k;kf/kdj.k dze&3] dksViwryh ftyk t;iqj ¼ftls vkxs ^fo}ku vf/kdj.k* ds uke ls lacksf/kr fd;k tk,xk½ }kjk Dyse ;kfpdk la[;k&185@2022] lqesj flag cuke us'kuy ba';ksjsal da- fy- o vU; esa ikfjr fu.kZ; fnukad 05-05-2023 ds fo#) izLrqr dh xbZ gSA 2- vihykFkhZ }kjk fo}ku vf/kdj.k ds le{k] eksVj okgu nq?kZVuk esa Lo;a ds vkgr gks tkus ds QyLo:i dqy 1]02]50]000@& #i;s Dyse izkIr [2026:RJ-JP:20171] (2 of 7) [CMA-2310/2023] djus gsrq okn fe= Jherh fceyk }kjk Dyse ;kfpdk izLrqr dh x;h FkhA fo}ku vf/kdj.k }kjk mDr Dyse ;kfpdk esa ;kph dks dqy 1]47]906@& #i;s dh {kfriwfrZ jkf'k e; C;kt 6 izfr'kr lkykuk dh nj ls fnyokbZ x;h gSA mDr fu.kZ; ls O;fFkr gksdj gLrxr vihy] vihykFkhZ dh vksj ls {kfriwfrZ jkf'k esa c<+ksrjh fd;s tkus gsrq izLrqr dh x;h gSA 3- nkSjkus cgl fo}ku vf/koDrk vihykFkhZ dk rdZ jgk gS fo}ku vf/kdj.k }kjk vihykFkhZ dks vk; dh {kfr dh en esa dksbZ jkf'k ugha fnyokbZ tkdj =qfV dkfjr dh x;h gS] tcfd oDr ?kVuk vihykFkhZ jktLFkku iqfyl esa ,l-vkbZ- ds in ij dk;Z dj 35]000@& #i;s izfrekg vk; vftZr djrk FkkA nq?kZVuk esa vihykFkhZ ds flj esa xaHkhj pksVsa dkfjr gqbZ gS] ftuds lkewfgd izHkko ls mlds 'kjhj ij dqy 75 izfr'kr LFkk;h fu;ksZX;rk vkuk ik;k x;k gSA fo}ku vf/koDrk vihykFkhZ dk ;g Hkh rdZ jgk gS fd fo}ku vf/kdj.k }kjk Hkfo"; esa gksus okyh lq[k&lqfo/kk dh deh ds en esa dksbZ jkf'k ugha fnyokbZ xbZ gS rFkk 'kkjhfjd o ekufld ihM+k dh en esa o vU; enksa esa Hkh vR;f/kd de jkf'k fnyokbZ x;h gS] ftuesa c<+ksrjh dh tkosA vr% vihykFkhZ dh vksj ls izLrqr vihy Lohdkj dh tkdj {kfriwfrZ jkf'k esa c<+ksrjh fd;s tkus dh izkFkZuk dh x;hA 4- blds foijhr fo}ku vf/koDrk izR;FkhZ chek dEiuh dh vksj ls mijksDr rdkZsa dk fojks/k djrs gq, fo}ku vf/kdj.k ds fu.kZ; dh iqf"V fd;s tkus rFkk vihykFkhZ dh vksj ls lafLFkr dh x;h vihy dks [kkfjt fd;s tkus dh izkFkZuk dh x;hA 5- nksuksa i{kksa dh cgl lquh x;hA i=koyh o fo}ku vf/kdj.k ds vfHkys[k dk voyksdu fd;k x;kA 6- i=koyh ds voyksdu ls izdV gksrk gS fd ekeys dh ?kVuk fnukad 06-09-2012 dh crkbZ x;h gS rFkk oDr ?kVuk vihykFkhZ dks 55 o"kZ dh vk;q dk gksuk crkdj jktLFkku iqfyl esa ,l-vkbZ- ds in ij dk;Z dj 35]000@& #i;s izfrekg vk; vftZr djuk crk;k x;k gSA nq?kZVuk esa vihykFkhZ dks dqy 75 izfr'kr LFkk;h fu;ksZX;rk dkfjr gksuk ik;k x;k gS] [2026:RJ-JP:20171] (3 of 7) [CMA-2310/2023] tSlk fd LFkk;h fu;ksZX;rk izek.k i= izn'kZ&16 ds voyksdu ls Li"V gSA oDr ?kVuk vihykFkhZ dks ,l-vkbZ- ds in ij dk;Z djuk crk;k x;k gS] ftlds laca/k esa vihykFkhZ dh vksj ls fo}ku vf/kdj.k ds le{k Lo;a dh is&fLyi izn'kZ&52 izLrqr dh xbZ gSA mDr is&fLyi ds vk/kkj ij vihykFkhZ dk jktLFkku iqfyl esa ,l-vkbZ- ds in ij dk;Z dj izfrekg 31]020@& #i;s ldy osru izkIr djuk izekf.kr gSA bl izdkj fo}ku vf/kdj.k }kjk vihykFkhZ dh vk; ds laca/k esa ;g fu"d"kZ fudkyk x;k gS fd nq?kZVuk esa vkbZ pksVksa ds dkj.k vihykFkhZ dks mlds dk;Z esa #dkoV vk;h gks] mldh lfoZl ls le; ls iwoZ lsokfuo`fRr ns nh x;h gks vFkok osru o izeks'ku vkfn esa bldk dksbZ foijhr izHkko iM+k gks] ,slh dksbZ lk{; i=koyh ij ugha gSA bu ifjfLFkfr;ksa esa vihykFkhZ dks dkfjr pksVksa ds QyLo:i mldh vk; esa dksbZ deh gksuk izdV ugha gksrk gSA vr% vk; dh {kfr ds laca/k esa fo}ku vf/kdj.k }kjk fudkys x;s fu"d"kZ esa ge dksbZ gLr{ksi fd;k tkuk mfpr ugha le>rs gSaA bu ifjfLFkfr;ksa esa vihykFkhZ dks vk; dh {kfr dh en esa dksbZ jkf'k fnyok;k tkuk mfpr izrhr ugha gksrk gSA 7- ekeys dh nq?kZVuk esa vihykFkhZ ds 'kjhj ij dqy 75 izfr'kr LFkk;h fu;ksZX;rk gksuk ik;k x;k gS] ftldh iqf"V vihykFkhZ ds LFkk;h fu;ksZX;rk izek.k i= izn'kZ&16 ls gksrh gS] fdUrq fo}ku vf/kdj.k }kjk vihykFkhZ dks ifjogu O;; rFkk 'kkjhfjd o ekufld ihM+k dh en esa la;qDr :i ls 1]00]000@& #i;s dh jkf'k fnyokbZ x;h gS] tks de gSA vihykFkhZ jktdh; lsok esa dk;Zjr Fkk rFkk jktdh; deZpkfj;ksa dks LFkk;h fu;ksZX;rk dkfjr gksus ds QyLo:i 'kkjhfjd o ekufld ihM+k dh en esa] Hkfo"; esa gksus okyh lq[k&lqfo/kkvksa dh deh ds en esa] ikSf"Vd vkgkj dh en esa o vU; enksa esa {kfriwfrZ jkf'k fnyok;s tkus ds laca/k esa ekuuh; mPpre U;k;ky; }kjk U;kf;d n`"Vkar Nargis Siddiqui Vs. Oriental Insurance Co. Ltd. & Ors. (@ Special Leave Petition (Civil) No. 2578/2016) decided on 24.04.2026 ds ekeys esa fuEufyf[kr fl)kUr izfrikfnr fd;k x;k gS %& [2026:RJ-JP:20171] (4 of 7) [CMA-2310/2023] "6. Upon appeal by the Respondent- Insurance Company, the High Court maintained the findings on negligence but erroneously set aside the compensation for loss of future earnings. The High Court reasoned that since the appellant was a government employee and had continued in service without a reduction in salary or removal from her post, she had suffered no actual loss of income. 7. The appellant is a teacher. A 39.07% permanent disability, which restricts her ability to stand for long hours, sit cross- legged, or move freely, has a direct and deleterious impact on her professional efficiency and career advancement. While her current salary may be protected by government service rules, her "earning capacity" in the open market and her eligibility for promotions and seniority-linked benefits have been severely compromised. 8. We have heard the learned counsel for the parties and perused the material on record. While the base monthly income of ₹6,230/- as determined by both the courts below is maintained, we find that the High Court failed to adequately compensate the appellant for the profound impact of a 39.07% permanent disability on her quality of life and physical well-being. Even in cases where pecuniary loss of income is not immediately evident due to continued employment, the non-pecuniary losses— specifically the physical trauma, mental agony, and the permanent loss of amenities —must be assessed with greater sensitivity to reflect "just compensation." 9. In view of the severity of the fractures and the resultant shortening of the limb, we find it appropriate to modify the compensation by enhancing the non- pecuniary heads to address the appellant's lifelong suffering. 10. Hence, the final compensation is re- determined and awarded as per the chart mentioned below:" Sr. Nos. Heads Awarded Amount Cases 1 Medical Expenses Rs. 2136/- 2 Special Diet & Transportation Rs. 28,010/- Sidram v. Divisional Manager, United India Insurance Ltd. [2026:RJ-JP:20171] (5 of 7) [CMA-2310/2023] (2023) 3 SCC 439 Para 89 and 111 3 Pain And Suffering Rs. 5,00,000/- K.S. Muralidhar v. R. Subbulakshmi and Anr. 2024 SCC Online SC 3385 Para 13 and 14 4 Loss of Happiness & Amenities Rs. 3,50,000/- Raj Kumar v. Ajay Kumar (2011) 1 SCC 343 Para 6 5 Loss of Income during treatment Rs. 32,740/- Total Rs. 9,12,886/- 8- pwafd gLrxr ekeys esa Hkh oDr ?kVuk vihykFkhZ jktdh; deZpkjh Fkk] ftldks izfrfnu ukSdjh ij vkus&tkus gsrq mldh LFkk;h fu;ksZX;rk ds dkj.k vR;ar ihM+k o vlqfo/kk gqbZ gksxh] ,slh fLFkfr esa ge] 'kkjhfjd o ekufld ihM+k dh en esa 1]50]000@& #i;s rFkk Hkfo"; esa gksus okyh lq[k&lqfo/kkvksa dh deh ds en esa 1]50]000@& #i;s dh jkf'k vihykFkhZ dks fnyok;k tkuk mfpr le>rs gSaA 9- fo}ku vf/kdj.k }kjk vihykFkhZ dks 7 fnu rd vLirky esa HkrhZ jgus dh en esa 3]500@& #i;s rFkk esfMdy fcyksa dh en esa 34]406@& #i;s dh jkf'k fnyokbZ xbZ gS] vr% mDr enksa esa fnyokbZ xbZ jkf'k esa ge dksbZ gLr{ksi fd;k tkuk mfpr ugha le>rs gSaA 10- fo}ku vf/kdj.k }kjk vihykFkhZ dks nks vkWijs'ku gsrq 'kY; fpfdRlk dh en esa 10]000@& #i;s dh jkf'k fnyokbZ xbZ gS] ftls la'kksf/kr djrs gq, ge vihykFkhZ dks mDr en esa 20]000@& #i;s dh jkf'k fnyokbZ tkuk mfpr le>rs gSaA 11- fo}ku vf/kdj.k }kjk vihykFkhZ dks ikSf"Vd vkgkj dh en esa dksbZ jkf'k ugha fnyokbZ xbZ gSA vr% vihykFkhZ dks mDr en esa 25]000@& #i;s dh jkf'k i`Fkd ls fnyok;k tkuk mfpr le>rs gSaA 12- ekeys dh nq?kZVuk esa dkfjr pksVksa ds QyLo:i vihykFkhZ dks Lo;a ds bykt gsrq vLirky vkuk&tkuk iM+k gksxkA ,slh fLFkfr esa ge] mDr en esa 50]000@& #i;s dh jkf'k vihykFkhZ dks fnyok;k tkuk mfpr le>rs gSaA 13- fo}ku vf/kdj.k }kjk vihykFkhZ dks ifjpkjd@lgk;d dh en esa dksbZ jkf'k ugha fnyokbZ xbZ gSA nq?kZVuk ds i'pkr vihykFkhZ ds flj esa [2026:RJ-JP:20171] (6 of 7) [CMA-2310/2023] xaHkhj pksVsa dkfjr gksuk tkfgj gSa] ftl dkj.k vihykFkhZ lkspus&le>us o cksyus dh fLFkfr esa ugha gS rFkk viuk 'ks"k thou nwljksa ds lgkjs thus gsrq ck/; gks x;k gSA ,slh fLFkfr esa ge] vihykFkhZ dks ifjpkjd@lgk;d dh en esa 1]50]000@& #i;s dh jkf'k fnyok;k tkuk mfpr le>rs gSaA 14- mDrkuqlkj vihykFkhZ@DysesaV fuEu izdkj ls {kfriwfrZ jkf'k izkIr djus dk vf/kdkjh gS %& Øe la[;k 'kh"kZ@en bl fu.kZ; ds rgr fu/kkZfjr dh x;h jkf’k 1- 'kkjhfjd o ekufld ihM+k dh en esa 1]50]000@& #i;s 2- Hkfo"; esa gksus okyh lq[k&lqfo/kk dh deh dh en esa 1]50]000@& #i;s 3- 7 fnol rd vLirky esa HkrhZ jgus dh en esa 3]500@& #i;s 4- esfMdy fcyksa dh en esa 34]406@& #i;s 5- 2 vkWijs'ku gsrq 'kY; fpfdRlk dh en esa 20]000@& #i;s 6- ikSf"Vd vkgkj dh en esa 25]000@& #i;ss 7- ifjogu ,oa ;krk;kr ij O;; gqbZ jkf'k ds en esa 50]000@& #i;s 8- ifjpkjd@lgk;d dh en esa 1]50]000@& #i;s 9- bl U;k;ky; }kjk fu/kkZfjr dh xbZ {kfriwfrZ jkf'k 5]82]906@& #i;s 10- fo}ku vf/kdj.k }kjk fnyokbZ xbZ {kfriwfrZ jkf'k 1]47]906@& #i;s 11- c<+ksrjh i'pkr {kfriwfrZ jkf'k esa varj 4]35]000@& #i;s 15- rnuqlkj ;g vihy vkaf’kd :i ls Lohdkj dh tkdj fo}ku vf/kdj.k }kjk ikfjr iapkV] ftlds }kjk vihykFkhZ@DysesaV dks 1]47]906@& :i;s fnyok;s tkus dk fu.kZ; ikfjr fd;k x;k gS] ds LFkku ij 5]82]906@& :i;s dk iapkV ikfjr fd;k tkrk gSA mDr jkf'k ij fu;ekuqlkj vk;dj dVkSrh dh tk,xhA vihykFkhZ }kjk iwoZ esa izkIr dh x;h jkf’k dks iapkV jkf’k esa ls lek;ksftr fd;k tkdj 'ks"k jkf’k vihykFkhZ izkIr djus dk vf/kdkjh ik;k tkrk gSaA 16- bl fu.kZ; }kjk c<+kbZ xbZ {kfriwfrZ jkf'k ij ;kfpdk nk;j djus dh frfFk ls vihykFkhZ] 8 izfr'kr okf"kZd C;kt izkIr djus dk vf/kdkjh gSA 17- fu.kZ; dh izfr ds lkFk izdj.k dk vfHkys[k lacaf/kr vf/kdj.k dks ykSVk;k tkosA 18- rnuqlkj ;g vihy fuLrkfjr dh tkrh gSA [2026:RJ-JP:20171] (7 of 7) [CMA-2310/2023] 19- lHkh yfEcr izkFkZuk&i=ksa dks Hkh mijksDrkuqlkj fuLrkfjr fd;k tkrk gSA (ASHUTOSH KUMAR),J KESHAV VERMA /90-S