[2026:RJ-JP:19579] HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR S.B. Civil Miscellaneous Appeal No. 5181/2017 Sanjay Kumar Agrawal S/o Shri Nemi Chandra Agrawal, R/o Kalsada, Police Station Bayana, Distt. Bharatpur ----Claimant/Appellant Versus 1. The New India Assurance Co. Ltd., Registered Office-The New India Assurance Building, 87, Mahatma Gandhi Marg, Fort, Mumbai Through The New India Assurance Co. Ltd., Branch Nai Mandi, Bharatpur (Insurance Company) 2. Sandeep Joshi S/o Kailash Joshi, 60, Gulab Niwas, Chopasani Road, Jodhpur (Owner) 3. Babulal S/o Madanlal Sharma, R/o Surajpole Makhepura, Kota Raj. (Driver) ----Non-Claimants/Respondents For Appellant(s) : Mr. S.P. Poshwala, Adv. For Respondent(s) : Mr. Ganesh Joshi, Adv. HON'BLE MR. JUSTICE ASHUTOSH KUMAR Judgment 07/05/2026 1- vihykFkhZ }kjk ;g vihy /kkjk 173 eksVj okgu vf/kfu;e&1988 ds rgr U;k;ky; eksVj okgu nq?kZVuk nkok vf/kdj.k ¼,0Mh0ts0 la01½ c;kuk] ftyk Hkjriqj ¼ftls vkxs ^fo}ku vf/kdj.k* ds uke ls lacksf/kr fd;k tk,xk½ }kjk Dyse ;kfpdk la[;k&129@2007] lat; dqekj cuke U;w bf.M;k ba';ksjsUl dEiuh fyfeVsM o vU; esa ikfjr fu.kZ; fnukad 18-05-2017 ds fo#) izLrqr dh xbZ gSA 2- ekeys esa fo}ku vf/kdj.k }kjk iwoZ esa ikfjr fu.kZ; fnukad 16-07-2009 ds }kjk vihykFkhZ dks 1]20]410@& :i;s dh vokMZ jkf'k ikfjr dh xbZ FkhA mDr vkns'k ds fo:) vihykFkhZx.k }kjk bl U;k;ky; ds le{k nhokuh fofo/k vihy la[;k&190@2010 lafLFkr dh xbZA bl [2026:RJ-JP:19579] (2 of 7) [CMA-5181/2017] U;k;ky; }kjk mDr vihy dk fnukad 23-08-2016 dks fuLrkj.k djrs gq, fo}ku vf/kdj.k }kjk ikfjr iapkV fnukad 16-07-2009 dks fook|d la[;k 2 o 4 ds laca/k esa fudkys x;s fu"d"kZ dh lhek rd vikLr djrs gq, izLrqr fof/kd n`"VkUrksa esa fn;s x;s ekxZn'kZu ds izdk'k esa o i{kdkjksa dks lquokbZ dk volj iznku djrs gq, i=koyh mDr fook|d la[;k 2 o 4 ij iqu% fu.kZ; ikfjr djus gsrq fo}ku vf/kdj.k dks fjek.M dh xbZ FkhA rRi'pkr fo}ku vf/kdj.k }kjk fnukad 18-05-2017 dks fook|d la[;k 2 o 4 dh gn rd iqu% fu.kZ; ikfjr dj vihykFkhZ dks 2]87]810@& :i;s dh {kfriwfrZ jkf'k e; C;kt 6 izfr’kr lkykuk dh nj ls fnyokbZ x;h gSA fo}ku vf/kdj.k ds mDr fu.kZ; ls O;fFkr gksdj gLrxr vihy] vihykFkhZ dh vksj ls {kfriwfrZ jkf'k esa c<+ksrjh fd;s tkus gsrq izLrqr dh x;h gSA 3- nkSjkus cgl fo}ku vf/koDrk vihykFkhZ dk rdZ jgk gS fo}ku vf/kdj.k }kjk vihykFkhZ dh ekfld vk; 4]000@& #i;s fu/kkZfjr dh tkdj =qfV dkfjr dh x;h gS] tcfd oDr ?kVuk vihykFkhZ ,e0ch0,0 fMxzh/kkjh FkkA nq?kZVuk esa vihykFkhZ ds flj o vka[kksa ij xaHkhj pksVsa dkfjr gqbZ gS] ftuds lkewfgd izHkko ls mlds 'kjhj ij dqy 30 izfr'kr LFkk;h fu;ksZX;rk vkuk ik;k x;k gSA fo}ku vf/koDrk vihykFkhZ dk ;g Hkh rdZ jgk gS fd fo}ku vf/kdj.k }kjk Hkfo"; esa gksus okyh lq[k&lqfo/kk dh deh ds en esa dksbZ jkf'k ugha fnyokbZ xbZ gS rFkk 'kkjhfjd o ekufld ihM+k dh en esa o vU; enksa esa Hkh vR;ar de jkf'k fnyokbZ x;h gS] ftuesa c<+ksrjh dh tkosA vr% vihykFkhZ dh vksj ls izLrqr vihy Lohdkj dh tkdj {kfriwfrZ jkf'k esa c<+ksrjh fd;s tkus dh izkFkZuk dh x;hA 4- blds foijhr fo}ku vf/koDrk izR;FkhZ chek dEiuh dh vksj ls mijksDr rdkZsa dk fojks/k djrs gq, fo}ku vf/kdj.k ds fu.kZ; dh iqf"V fd;s tkus rFkk vihykFkhZ dh vksj ls lafLFkr dh x;h vihy dks [kkfjt fd;s tkus dh izkFkZuk dh x;hA 5- nksuksa i{kksa dh cgl lquh x;hA i=koyh o fo}ku vf/kdj.k ds vfHkys[k dk voyksdu fd;k x;kA [2026:RJ-JP:19579] (3 of 7) [CMA-5181/2017] 6- ekeys dh nq?kZVuk esa vihykFkhZ dks dkfjr gqbZ pksVksa ds QyLo:i mlds 'kjhj ij dqy 30 izfr'kr LFkkbZ fu;ksZX;rk vkuk ik;k x;k gS] tSlk fd LFkk;h fu;ksZX;rk izek.k i= izn'kZ&157 ds voyksdu ls Li"V gSA eksVj nq?kZVuk esa vkgr O;fDr;ksa dks {kfriwfrZ fnyok;s tkus ds lanHkZ esa ekuuh; mPpre U;k;ky; }kjk vius U;kf;d n`"Vkar Anant Son of Sidheswar Dukre Vs. Pratap son of Zhampannappa Lamzane & Anr. reported in (2018) 9 Supreme Court Cases 450, esa fl)kUr izfrikfnr fd;k gS tks fuEu izdkj ls gS %& “12. In case of motor accidents leading to injuries and disablements, it is a well settled principle that a person must not only be compensated for his physical injury, but also for the non-pecuniary losses which he has suffered due to the injury. The claimant is entitled to be compensated for his inability to lead a full life, and enjoy those things and amenities which he would have enjoyed, but for the injuries." "13. The purpose of compensation under the Motor Vehicles Act is to fully and adequately restore the aggrieved to the position prior to the accident. This Court in Yadava Kumar v. National Insurance Co. Ltd. explained “just compensation” in the following words:" "15. It goes without saying that in matters of determination of compensation both the tribunal and the court are statutorily charged with a responsibility of fixing a “just compensation”. It is obviously true that determination of a just compensation cannot be equated to a bonanza. At the same time the concept of “just compensation” obviously suggests application of fair and equitable principles and a reasonable approach on the part of the tribunals and courts. It goes without saying that in matters of determination of compensation both the tribunal and the court are statutorily charged with a responsibility of fixing a “just compensation”. It is obviously true that determination of a just compensation cannot be equated to a bonanza. At the same time the concept of “just compensation” obviously suggests application of fair and equitable principles and a reasonable approach on the part of the tribunals and courts. This reasonableness on the part of the tribunal and court must be on a large peripheral field.” [2026:RJ-JP:19579] (4 of 7) [CMA-5181/2017] 7- i=koyh ds voyksdu ls izdV gksrk gS fd ekeys dh ?kVuk fnukad 04-07-2003 dh crkbZ x;h gS rFkk oDr ?kVuk vihykFkhZ dks 22 o"kZ dh vk;q dk ,e0ch0,0 fMxzh/kkjh gksuk crk;k x;k gSA fdarq vihykFkhZ }kjk viuh vk; dk dksbZ Bksl izek.k fo}ku vf/kdj.k ds le{k izLrqr ugha fd;k gSA bu ifjfLFkfr;ksa esa fo}ku vf/kdj.k }kjk vihykFkhZ dh ekfld vk; 4]000@& #i;s fu/kkZfjr dh xbZ gSA tcfd oDr ?kVuk vihykFkhZ dks ,e0ch0,0 fMxzh/kkjh gksuk crk;k x;k gS] tks fd izksQs'kuy fMxzh gSA bu ifjfLFkfr;ksa esa ;g U;k;ky; vihykFkhZ dh ekfld vk; 5]000@& #i;s fu/kkZfjr fd;k tkuk mfpr le>rh gSA Dyse ;kfpdk esa oDr ?kVuk vihykFkhZ dks 22 o"kZ dh vk;q dk Nk= gksuk crk;k x;k gSA fo}ku vf/kdj.k }kjk vihykFkhZ dh fu/kkZfjr ekfld vk; ij Hkfo"; esa gksus okyh vk; esa dksbZ c<+ksrjh ugha dh xbZ gSA ,slh fLFkfr esa us'kuy ba';ksjsal dEiuh fyfeVsM cuke iz.k; lsBh o vU; fjiksVsZM bu ¼2017½ 16 ,l-lh-lh- 680 esa izfrikfnr fl)kUr ds vuqlkj vihykFkhZ dh vk;q dks n`f"Vxr j[krs gq, mldh fu/kkZfjr ekfld vk; 5]000@& #i;s ij Hkfo"; dh izR;k'kk dh en esa 40 izfr'kr ¼2]000@& #i;s½ dh c<+ksrjh fd;k tkuk visf{kr gSA bl izdkj vihykFkhZ dh dqy 'kq) ekfld vk; 7]000@& #i;s gksrh gS tks {kfriwfrZ fu/kkZj.k dk vk/kkj jgsxhA 8- gLrxr nq?kZVuk esa vihykFkhZ ds flj o vka[kksa esa xaHkhj pksVsa dkfjr gqbZ gSaA vihykFkhZ ds dkfjr pksVksa ds lkewfgd izHkko ls vihykFkhZ ds 'kjhj esa dqy 30 izfr’kr LFkk;h fu;ksZX;rk vkuk ik;k x;k gSA fo}ku vf/kdj.k us vihykFkhZ dh 30 izfr'kr LFkk;h fu;ksZX;rk ds vk/kkj ij vk; dh {kfr Hkh 30 izfr'kr gh ekuh gSA vr% vihykFkhZ dks 30 izfr'kr LFkkbZ fu;ksZX;rk gksus ds vk/kkj ij ge Hkh vihykFkhZ dks vk; dh {kfr 30 izfr’kr gksuk ikrs gSaA rn~uqlkj vihykFkhZ dh ekfld vk; 7]000@& #i;s dk 30 izfr’kr 2]100@& #i;s gksrk gS tks vihykFkhZ dks Hkfo"; esa gksus okyh vk; dh ekfld {kfr gSA Dyse ;kfpdk esa oDr ?kVuk vihykFkhZ dks 22 o"kZ dk gksuk crk;k x;k gS] fdarq nLrkost ds vHkko esa fo}ku vf/kdj.k }kjk vihykFkhZ [2026:RJ-JP:19579] (5 of 7) [CMA-5181/2017] dks 31 ls 35 o"kZ dh vk;q ds e/; gksuk ekuk gSA i=koyh ij miyC/k vihykFkhZ ds vk/kkj dkMZ o lSd.Mjh Ldwy ijh{kk dh vadrkfydk dh QksVksizfr esa mldh tUefrfFk 27-07-1973 vafdr gS rFkk ?kVuk fnukad 04-07-2003 dh gSA bl izdkj oDr ?kVuk vihykFkhZ 29 o"kZ 11 ekg 8 fnol dh vk;q dk FkkA vr% oDr ?kVuk vihykFkhZ dks 26 ls 30 o"kZ ds e/; dh vk;q oxZ dk fu/kkZfjr fd;k tkrk gSA ,slh fLFkfr esa ljyk oekZ o vU; cuke nsgyh VªkaliksVZ dkWiksZjs'ku o vU; fjiksVsZM bu ¼2009½ 6 ,l-lh- lh- 121 rFkk iz.k; lsBh ¼mijksDr½ ds ekeyksa esa izfrikfnr fl)kUr ds vuqlkj vihykFkhZ dks Hkfo"; esa gksus okyh vk; dh {kfriwfrZ dh x.kuk gsrq vihykFkhZ dh vk;q dks n`f"Vxr j[krs gq, 17 dk xq.kd yxk;k tkuk visf{kr gSA rn~uqlkj vihykFkhZ dks Hkfo"; esa gksus okyh vk; dh dqy {kfr 2]100 x 12 x 17 = 4]28]400@& #i;s gksrh gS tks vihykFkhZ izkIr djus dk vf/kdkjh gSA 9- fo}ku vf/kdj.k }kjk vihykFkhZ dks esfMdy fcyksa dh en esa 26]680@& #i;s] /keZ'kkyk esa Bgjus dh en esa 1]470@& #i;s] ifjpkjd@lgk;d dh en esa 4]000@& #i;s dh jkf'k fnyokbZ xbZ gSA vr% mDr enksa esa fnyokbZ xbZ jkf'k esa ge dksbZ gLr{ksi fd;k tkuk mfpr ugha le>rs gSaA 10- fo}ku vf/kdj.k }kjk vihykFkhZ dks ifjogu o ;krk;kr ij O;; gqbZ jkf'k dh en esa 4]260@& #i;s dh jkf'k fnyokbZ xbZ gS] tcfd vihykFkhZ c;kuk] Hkjriqj dk jgus okyk gS rFkk nq?kZVuk ds mijkar mldk bykt t;iqj esa pyk gSA vr% mDr en esa ge vihykFkhZ dks 15]000@& #i;s dh jkf'k fnyok;k tkuk mfpr le>rs gSaA 11- fo}ku vf/kdj.k }kjk vihykFkhZ dks 'kkjhfjd o ekufld ihM+k dh en esa 15]000@& :i;s rFkk ikSf"Vd vkgkj dh en esa 6]000@& :i;s dh jkf'k fnyokbZ xbZ gS] tks de izrhr gksrh gS rFkk ftuesa c<+ksrjh fd;k tkuk ge mfpr le>rs gSaA ,slh fLFkfr esa ge] vihykFkhZ dks 'kkjhfjd o ekufld [2026:RJ-JP:19579] (6 of 7) [CMA-5181/2017] ihM+k dh en esa 30]000@& :i; rFkk ikSf"Vd vkgkj dh en esa 15]000@& :i;s dh jkf'k fnyok;k tkuk mfpr le>rs gSaA 12- fo}ku vf/kdj.k }kjk vihykFkhZ dks Hkfo"; esa gksus okyh lq[k&lqfo/kk esa deh dh en esa i`Fkd ls dksbZ jkf'k ugha fnyokbZ xbZ gSA vr% mDr en esa ge vihykFkhZ dks 30]000@& #i;s dh jkf'k i`Fkd ls fnyok;k tkuk mfpr le>rs gSaA 13- fo}ku vf/kdj.k }kjk bZyktjr vof/k ds nkSjku gqbZ vk; dh gkfu dh en esa vihykFkhZ dks dksbZ jkf'k ugha fnyokbZ xbZ gSA gLrxr ekeys dh nq?kZVuk esa vihykFkhZ dks dkfjr gqbZ pksVksa ds QyLo:i vihykFkhZ djhc 3 ekg rd dk;Z djus esa vleFkZ jgk gksxkA ,slh fLFkfr esa ge 3 ekg dh vk; dh gkfu ds en esa 5]000 x 3 = 15,000@& #i;s dh jkf'k vihykFkhZ dks fnyok;k tkuk mfpr le>rs gSaA 14- mDrkuqlkj vihykFkhZ@DysesaV fuEu izdkj ls {kfriwfrZ jkf'k izkIr djus dh vf/kdkjh gSa %& Øe la- 'kh"kZ@en bl fu.kZ; ds rgr fu/kkZfjr dh x;h jkf’k 1- Hkfo"; esa gksus okyh vk; dh {kfr ds en esa 4]28]400@& #i;s 2- esfMdy fcyksa dh en esa 26]680@& #i;s 3- /keZ'kkyk esa Bgjus dh en esa 1]470@& #i;s 4- ifjpkjd@lgk;d dh en esa 4]000@& #i;s 5- ifjogu O;; dh en esa 15]000@& :i;s 6- 'kkjhfjd o ekufld ihM+k dh en esa 30]000@& #i;s 7- ikSf"Vd vkgkj dh en esa 15]000@& :i;s 8-- Hkfo"; esa gksus okyh lq[k&lqfo/kk esa deh ds en esa 30]000@& :i;s 9- 3 ekg dh vk; dh gkfu dh en esa 15]000@& #i;s 10- bl U;k;ky; }kjk fu/kkZfjr dh xbZ {kfriwfrZ jkf'k 5]65]550@& #i;s 11- fo}ku vf/kdj.k }kjk fnyokbZ xbZ {kfriwfrZ jkf'k 2]12]200@& #i;s 12- c<+ksrjh i'pkr {kfriwfrZ jkf'k esa varj 3]53]350@& #i;s 15- rnuqlkj ;g vihy vkaf’kd :i ls Lohdkj dh tkdj fo}ku vf/kdj.k }kjk ikfjr iapkV] ftlds }kjk vihykFkhZ@DysesaV dks 2]12]200@& :i;s fnyok;s tkus dk fu.kZ; ikfjr fd;k x;k gS] ds LFkku [2026:RJ-JP:19579] (7 of 7) [CMA-5181/2017] ij 5]65]550@& :i;s dk iapkV ikfjr fd;k tkrk gSA mDr jkf'k ij fu;ekuqlkj vk;dj dVkSrh dh tk,xhA vihykFkhZ }kjk iwoZ esa izkIr dh x;h jkf’k dks iapkV jkf’k esa ls lek;ksftr fd;k tkdj 'ks"k jkf’k vihykFkhZ izkIr djus dk vf/kdkjh ik;k tkrk gSaA 16- bl fu.kZ; }kjk c<+kbZ xbZ {kfriwfrZ jkf'k ij ;kfpdk nk;j djus dh frfFk ls vihykFkhZ] 8 izfr'kr okf"kZd C;kt izkIr djus dk vf/kdkjh gSA 17- fu.kZ; dh izfr ds lkFk izdj.k dk vfHkys[k lacaf/kr vf/kdj.k dks ykSVk;k tkosA 18- rnuqlkj ;g vihy fuLrkfjr dh tkrh gSA 19- lHkh yfEcr izkFkZuk&i=ksa dks Hkh mijksDrkuqlkj fuLrkfjr fd;k tkrk gSA (ASHUTOSH KUMAR),J KESHAV VERMA /16