[2026:RJ-JP:7941] HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR S.B. Civil Writ Petition No. 1366/2026 Ankit Meena S/o Ashok Kumar Meena, Aged About 39 Years, R/o. J-59, Ambedkar Nagar, Alwar, Rajasthan - 301001 ----Petitioner Versus 1. Managing Director/ceo, Punjab National Bank, Plot No. 4, Sector 10, Dwarka, New Delhi, Delhi 110075 2. Branch Manager Punjab National Bank, Branch- Delhi Road, Alwar Chamber Bhawan, Delhi Road, Alwar, Rajasthan - 301001 3. Director, Reserve Bank Of India, Address - 18Th Floor, Central Office Building Shahid Bhagat Singh Road Mumbai-400001 ----Respondents For Petitioner(s) : Mr. Mangal Singh with Mr. Shubham Katta For Respondent(s) : Mr. Mahipal S. Shekhawat HON'BLE MR. JUSTICE ANUROOP SINGHI Order 19/02/2026 1. The present writ petition has been filed with the following prayers: “It is therefore humbly prayed that your lordship will graciously be pleased to call for record, to examine the same and to appropriate writ, order or direction in the nature thereof: i. to direct respondent no. 1 and 2 to unfreeze the Bank Account no. 6067006900002729, and IFSC Code PUNB0606700 of the Petitioner and to allow the Petitioner to access and operate the said bank account for legitimate purposes. ii. to declare the action of respondent bank of freezing the entire account as arbitrary and illegal and direct respondent no. 1 and 2 bank [2026:RJ-JP:7941] (2 of 4) [CW-1366/2026] not to freeze the entire amount in garb of suspicious transaction in future also iii. to direct the respondent no. 1 and 2 bank not to cause any disturbance in use and transaction of the petitioner iv. to direct the respondent no. 3 and others to ensure that the respondent no. 1 and 2 bank does not create any hurdles or obstacles for the petitioner in operating the bank Account No. 6067006900002729, IFSC Code PUNB0606700. v. to award cost. Any other order or direction which may deem fit and proper may kindly be passed in favour of the petitioner.” 2. Learned counsel for the petitioner submits that the petitioner has never misused the aforesaid bank account for the purpose of illegal transactions and has not committed any cyber crime and has no relation whatsoever to the alleged fraudulent transaction(s). 3. Learned counsel also submits that the petitioner is ready and willing to co-operate with the Investigating Agencies and will appear before the Bank Authorities and the Investigating Agencies as and when called upon. 4. Therefore, learned counsel prays that while the disputed amount which has been received in the petitioner's account may be frozen, the amount other than the disputed amount may kindly be allowed to be withdrawn and the petitioner may be allowed to operate and carry out the banking transactions from the said bank account. 5. Per contra, learned counsel for the respondent – Bank submits that, as per the information received, the disputed amount credited in the petitioner’s bank account is Rs.800/-, [2026:RJ-JP:7941] (3 of 4) [CW-1366/2026] Rs.1,000/-, Rs.500/- and Rs.500/- amounting to Rs.2,800/- in total and the bank account of the petitioner has been frozen pursuant to four complaints received from different investigating agencies across the country. 6. Learned counsel for the respondent – Bank further submits that the petitioner may be directed not to discontinue the bank account until the investigation is completed or the criminal case is decided. 7. Learned counsel for the petitioner agrees with the submissions made by learned counsel for the respondent – Bank. 8. Heard learned counsel for the parties. 9. In view of the submissions so made, this Court is of the considered view that merely because a certain amount has been transferred to the petitioner's bank account in an alleged fraudulent transaction, the act of freezing the entire bank account and imposing complete restriction on banking transactions at this stage will seriously prejudice the rights of the petitioner. At the most, the Bank can keep a lien on the amount to the extent it relates to the alleged fraudulent transaction(s) credited in the petitioner’s bank account. 10. Consequently, this writ petition is disposed of with a direction to the respondent – Bank to de-freeze the bank account no. 6067006900002729 of the petitioner maintained at Punjab National Bank, Branch- Delhi Road, Alwar, Chamber Bhawan, Delhi Road, Alwar, Rajasthan – 301001 and the petitioner may be allowed to operate and carry out banking transactions in the said bank account over and above the disputed amount, in accordance with law. However, the disputed amount i.e., Rs.2,800/- which [2026:RJ-JP:7941] (4 of 4) [CW-1366/2026] has been credited in the petitioner’s bank account in connection with the alleged fraudulent transaction(s) shall remain frozen. 11. It is made clear that the petitioner will co-operate with the Bank Authorities and the Investigating Agencies and will appear before them as and when required. It is also ordered that the petitioner shall not close or discontinue the bank account till the Investigating Agencies and Bank Authorities permit the petitioner to do so. 12. It is further ordered that after investigation, if the involvement of the petitioner is found in any illegal transaction, the petitioner shall be liable to pay amount involved in the aforesaid illegal transaction and will face inquiry/investigation as per law. 13. Needless to say, that this order has been passed only in the context of de-freezing of the bank account of the petitioner and in no manner is to be construed as any determination with respect to the merits of the financial cyber fraud complaint under question. 14. Pending application(s), if any, stand disposed of accordingly. (ANUROOP SINGHI),J DANISH USMANI /49