[2026:RJ-JP:10470] HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR S.B. Civil Miscellaneous Appeal No. 3226/2015 Vinod Panchal S/o Shri Prahlad Panchal, Age 27 years, R/o Bazar Mohali Hingotiya, Tehsil And District Dausa Raj. ----Appellant Versus 1. Hanuman Sahay S/o Shri Munna Lal, R/o Near Aadarsh Vidhya Mandir, Ward No. 1, Dausa, Distt. Dausa Raj. Owner Auto Riksha No. RJ 29 PO 0962. 2. National Insurance Company Ltd. Through Regional Manager, Regional Office, Jeevan Beema Nidhi Office, Prithvirah Road, Jaipur Raj. Policy No. 371200/31/07/6700004985 Valid Date 17.11.2007 To 16.11.2008 Insurance Company Vehicle Auto Riksha No. RJ 29 PO 0962. ----Respondents For Appellant(s) : Mr. Vishwanath Kumar Rathore, Adv. For Respondent(s) : Mr. Hanish Khan, Adv. Ms. Manju Jain, Adv. HON'BLE MR. JUSTICE UMA SHANKER VYAS Judgment / Order 12/03/2026 vihykFkhZ@izkFkhZ@vkgr dh vksj ls ;g vihy fo}ku U;k;ky;] deZdkj {kfriwfrZ vf/kfu;e] t;iqj ftyk t;iqj }kjk WCCNF 208/2009 esa ikfjr vkns'k fnukad 03-06-2015 ls O;fFkr gksdj izLrqr dh] ftlds ek/;e ls fnukad 17-06-2014 ds vkns'k dh ikyuk ugha gksus ls Dyse ;kfpdk [kkfjt dh xbZA lqlaxr rF; ;g gS fd vihykFkhZ }kjk fopkj.k U;k;ky; ds le{k izR;FkhZ ds fu;kstu esa gksus ds nkSjku nq?kZVukxzLr gksus vkfn ds vk/kkj ij [2026:RJ-JP:10470] (2 of 3) [CMA-3226/2015] Dyse ;kfpdk izLrqr dh xbZ] ftlesa fnukad 17-06-2014 dks fuEu vknsf'kdk ikfjr dh xbZ%& ^^izdj.k dk voyksdu fd;k x;kA esfMdy cksMZ esa pksV ckcr gM~Mh jksx fo'ks"kK dks jk; ds laca/k esa okLrs lk{; ryc fd;k tkosA i=koyh 14&08&2014 dks is'k gksA** mijksDr vknsf'kdk ikfjr fd;s tkus ds mijkar vkxkeh isf'k;ksa ij izdj.k jkthukes ds fy, fu;r jgk] ijarq jkthukek ugha gks ik;k vkSj blh nkSjku vpkud fnukad 03-06-2015 dks vihyk/khu vkns'k ikfjr fd;k x;k] tks fuEukuqlkj gS%& ^^izkFkhZ vf/koDrk o chek daiuh vf/koDrk mifLFkrA izkFkhZ vf/koDrk }kjk vknsf'kdk fnukad 17-06-2014 dh ikyuk fd;s tkus esa vleFkZrk tkfgj dhA ,sls esa i=koyh izkFkhZ }kjk vknsf'kdk fnukad 17-06-2014 dh vafre volj ckotwn ikyuk ugha fd;s tkus ds en~nsutj nkok [kkfjt fd;k tkdj i=koyh nkf[ky dh tkrh gSA** fo}ku vf/koDrk vihykFkhZ dk fuosnu gS fd fnukad 17-06-2014 ds vkns'k ds ek/;e ls ftl xokg dks ryc fd;k x;k Fkk] mldh rych ds laca/k esa vihykFkhZ dks dksbZ funsZ'k ugha fn;k x;k] muds }kjk vikyu dk dksbZ iz'u gh mRiUu ugha gksrk gS] vr% ,slh fLFkfr esa vihyk/khu vkns'k fnukad 03-06-2015 iw.kZr% euekuk o fof/k ds izko/kkuksa ds foijhr gS vkSj bl ekeys esa fof/k dk lkjoku iz'u varoZfyr gksus ls ;g vihy Lohdkj gksus ;ksX; gSA ;g Hkh fuosnu fd;k fd vihyk/khu vkns'k vikLr dj ekeyk fopkj.k gsrq iqu% izfrizsf"kr fd;k tkosA fo}ku vf/koDrk izR;FkhZ dh vksj ls fuosnu fd;k x;k fd orZeku ekeys esa fof/k dk dksbZ lkjoku iz'u varoZfyr ugha gS] vihy fujk/kkj gS vkSj var esa vihy [kkfjt fd;s tkus dk fuosnu fd;kA [2026:RJ-JP:10470] (3 of 3) [CMA-3226/2015] vfHkys[k ds voyksdu ls Li"V gS fd Dyse ;kfpdk is'k gksus ds ckn Lo;a U;k;ky; }kjk gh fpfdRld lk{kh dks ryc djus dk vkns'k fn;k x;k Fkk] ,slh fLFkfr esa vihykFkhZ dks bl vkns'k dh ikyuk esa dksbZ dk;Zokgh ugha djuh Fkh ysfdu blds ckotwn vikyu esa Dyse ;kfpdk [kkfjt dh xbZ gS] tks Li"Vr% fof/k&fo#) o vuqfpr gksdj ;g vkns'k iw.kZr% euekuk gS] ,slh fLFkfr esa vihyk/khu vkns'k vikLr gksus rFkk ;g vihy Lohdkj gksus ;ksX; gSA mijksDr foospukuqlkj vihyk/khu vkns'k fnukad 03-06-2015 vikLr fd;k tkrk gS rFkk ;g ekeyk fopkj.k U;k;ky; dks iqu% izfrizsf"kr djrs gq, funsZ'k fn;k tkrk gS fd os nksuksa i{kksa dks lquokbZ dk volj nsrs gq, Dyse ;kfpdk dk fof/kuqlkj fuLrkj.k djsaA nksuksa i{kksa dks fopkj.k U;k;ky; ds le{k fnukad 29-04-2026 dks mifLFkr jgus gsrq ikcan fd;k tkrk gS] mlls iwoZ dk;kZy; }kjk vfHkys[k ;fn izkIr gks j[kk gS] rks vkns'k dh izfr ds lkFk vfoyEc izsf"kr fd;k tkosA pwafd izdj.k 11 o"kZ iqjkuk gS] vr% fopkj.k U;k;ky; ls ;g Hkh vis{kk dh tkrh gS fd os ;FkklaHko N% ekg esa izdj.k dk fof/kuqlkj fuLrkj.k djus dk iz;kl djsaA (UMA SHANKER VYAS),J DINESH KUMAWAT /16