p. 1 IN THE HIGH COURT OF ORISSA AT CUTTACK WP(C) No.6859 of 2026 Kunja Bihari Pradhan &. Petitioner Represented by Adv.- Mr. A. Mishra, Adv. -versus- Chief Manager Cum Authorised Officer PNB Bank, Sambalpur & Anr. &. Opp. Parties Represented by Adv.- Mr. A. K. Biswal, Adv. CORAM: JUSTICE KRISHNA SHRIPAD DIXIT JUSTICE CHITTARANJAN DASH ORDER 10.03.2026 Petitioner borrower is grieving against the coercive action of recovery of home loan which he had availed in a sum of Rs.7,88,000/- wayback in May, 2014. Now, it is submitted at the Bar, that the outstanding amount may be approximately Rs.11,00,000/- or so. Counsel for the Petitioner submits that his client would make an appropriate representation to the Bank for working out an amicable settlement within the parameters of RBI guidelines and that the Bank should be directed to consider the same and further that till such consideration takes place, no further coercive action should be taken against the Petitioner. Counsel for the Petitioner very fairly submits that already symbolic possession of the security property lies with the Bank. Order No. 01. p. 2 2. Learned Panel Counsel Sri Biswal appearing for the Bank although initially opposed the petition very fervently, now submits that if the Petitioner makes appropriate representation coupled with compliance of certain terms & conditions of the RBI guide lines and other extant bank norms within a period of two weeks from today, there would be no difficulty for considering representation of the kind. This is really appreciable regard being had to the nature of loan, i.e., housing loan and also the conduct of the Petitioner in offering to pay the installments that have fallen due. In the above circumstances, Petition is disposed off. Web copy of order to be acted upon by all concerned. (Krishna Shripad Dixit) Judge (Chittaranjan Dash) Judge Prasant