Research › Search › Judgment
High Court of Karnataka · body
2026 DAILYLAW 54664 (KAR)
SBI GENERAL INSURANCE CO LTD. v. GANAPATI AND ANR
WP/202874/2024 · 2026-01-22
Pradeep Singh Yerur
body2026
[ 2026 DAILYLAW 54664 (KAR) · dailylaw.ai ]
[ 2026 DAILYLAW 54664 (KAR) · dailylaw.ai ]
Judgment text
Extracted from the PDF above. The PDF is authoritative.
- 1 -
!"!#
$%" !
&%'
! " #$%& '
( !
"
) *+
*
)
, '
,
- ) *
*
#-#$--$ )
, '
(
!
)"
Digitally signed by RENUKA Location: HIGH COURT OF KARNATAKA
- 2 -
--% --. , --%--$
&)-- #
*
*
/
0123 4012503 6785904 :72 ;<0 =0;>;>7502#59821560 7?=15@ - 7;>60 ;7 209=75305;9 A<7 120 ;<0 641>?15;
153 7A502 7: ;<0 7::053>5B C0<>640 209=06;>C04@ >9 3>9=05903:72;<0201975;<1;5713C029072302>9=19903 1B1>59;;<0209=75305;919;<>9782;>9>564>503;720?>;
;<0?1;;02;7;<005>72>C>483B0153 <>;;1=82 !:729<72;D;<02>E8514F">57&)--
<0 =0;>;>7502#59821560 7?=15@ <19 614403 >5 G809;>75 ;<0 72302 31;03 --%--$ =19903 E@ ;<0 2>E8514 >5 7&)-- A<020>5 ;<0 2>E8514 3>9?>9903 7 :>403 E@ ;<0 =0;>;>7502#59821560
- 3 -
7?=15@ 900H>5B 20I06;>75 7: ;<0 641>? =0;>;>75 :>403 E@ 209=75305;#641>?15;75;<0B27853;<1;;<0641>?=0;>;>75 >957;:>403A>;<>59>J?75;<9:27?;<031;07:7668220560 7: ;<0 166>305; >;<78; 13C02;>5B ;7 ;<0 ?02>;9 7: ;<0 ?1;;02>;>99005;<1;>5C>0A7:;<0641>?=0;>;>75<1C>5B E005:>403E0@753;<0=02>737:4>?>;1;>75;<0=0;>;>7502# 598215607?=15@:>403151==4>61;>75:7220I06;>757:;<0 641>? =0;>;>75 85302
2302 840 7: 75 ;<0 B27853 ;<1; ;<0 641>? =0;>;>75 A19 E12203 E@ ;<0 41A 7:
4>?>;1;>75>5C>0A7:;<01?053037;720<>6409 6; $ <0 2>E8514 20I06;03 ;<0 1==4>61;>75 :>403 E@ ;<059821560 7?=15@ 85302
2302 840 7:
A<>6< >9 614403 >5 G809;>75 E@ ;<0 =0;>;>7502#59821560 7?=15@>5;<>9A2>;=0;>;>75 + <02012090C0214?1;;029:27?3>::0205;782;9 162799 ;<0 6785;2@ A<>6< <1C0 1==2716<03 ;<0 75/E40 8=20?0 782; E0>5B 1BB2>0C03 E@ ;<0 20I06;>75 7: ;<0 1==4>61;>75153E@;<03041@E0>5B67537503E@;<0641>?9 2>E8514;<020E@=02?>;;>5B;<0675;>581;>757:;<0641>?
- 4 -
=0;>;>75>52>;0;>;>75!>C>4"7%%)--$>5;<061907:
A<>6< >9=053>5BE0:720;<075/E408=20?0782;>5C74C>5B;<0 G809;>75 7: 4>?>;1;>75 =20962>E03 E@ ;<0 1?05303 7;72 0<>6409 6;<075/E408=20?0782;C>307230231;03 %---+=19903;<0:7447A>5B72302*
!
% <>9E0>5B;<09;1;07:1::1>29;<075/E40 =0J 782;<19>5:16;<043;<1;;<0641>?=0;>;>75967843=276003 0J60=;:>514>9>5B;<0I83B?05;9<020:720>;A7843E0>5 ;<0 >5;0209; 7: E7;< ;<0 =12;>09 153 =2830560 30?1539 ;<1; >5 C>0A 7: 90C0214 =053056@ 7: ?1;;029 ;<0 641>? =0;>;>759E0:720;<0209=06;>C0782;99<144=276003:82;<02
- 5 -
0J60=; :>514>9>5B ;<0 I83B?05;9 >5 016< 7: ;<0 ?1;;029 66723>5B4@;<0A2>;=0;>;>75>9
230203166723>5B4@
() & !'
"
>9;7*-47* *