Research › Search › Judgment

High Court of Karnataka · body

2026 DAILYLAW 54487 (KAR)

THE DIVISIONAL MANAGER NATIONAL INSURANCE CO. LTD. v. MAHEBOOB SAB CHOUDRY S/O KATHAL SAB AND ANR

MFA/201796/2022 · 2026-01-22

E S Indiresh

body2026

Judgment text

Extracted from the PDF above. The PDF is authoritative.

- 1 - ! " #! $$ %&' () $$ * %&' ( ) !! " !" !! #! $%$& &!! $'('&& & " !!" ! $'('%& ! " #&) " Digitally signed by LUCYGRACE Location: HIGH COURT OF KARNATAKA - 2 - # # # " ! !! * %%&%&& ! " &&&&%&% $ # ! ! *( ) " !!" ! $'('%& !! " $'('& & !! #! $%$& &! ! $'('&& ! " !" # # # # " ! * %%&%&& ! - 3 - " &&&&%&% # # " * $ ! # + # !!# # !! # * " ,* ! -./. 011.02/ 03. 034/456 789 7: 9-. ;8<6=.59 05< 0>03<<09.<%%&%&&45" 7&&&&%&%759-.:42. 7: 9-. 7973 ??4<.59 204=/ 34@8502$ 09 0<6434 -.3.450:9.33.:.33.<970/A34@8502+ & #73 9-. /0B. 7: @3.C49D 9-. 10394./ 45 9-. 011.02/ /-022 @. 3.:.33.< 97 45 9.3=/ 7: 9-.43 /9098/ 05< 305B456@.:73.9-.34@8502 9 4/ 9-. ?0/. 7: 9-. ?204=059 9-09 75 E%F&%&% 9-. ?204=059 >0/ 930C.22456 45 0 ?384/.3 C.-4?2. @.03456 3.64/9309475 7$$FE(& :37= 064506.30 97 0=0/0=8<30 05< 09 9-09 94=. 9-. 090 77</ ! @.03456 3.64/9309475 7$%$& ?0=. - 4 - :37= 7117/49. <43.?9475 <34C.5 45 0 30/- 05< 5.6246.59 =055.3 05< <0/-.< 97 9-. ?384/.3 5 0??7859 7: 9-. /0=.9-.?204=059-0//8/9045.<634.C78/45;834./05<0/ /8?- 9-. ?204=059 -0/ :42.< " 7&&&&%&% /..B456 ?7=1.5/09475 -. ?204= 1.949475 >0/ ?759./9.< @D 9-. 3./175<.59 7& @.:73. 9-. 34@8502 -. .C4<.5?. -0/ @..50<<8?.<@D9-.10394./97./90@24/-9-.43?0/.-. 34@8502 0:9.3 ?75/4<.3456 9-. =09.3402 75 3.?73< @D 49/ ;8<6=.5905<0>03<<09.<%%&%&&0227>.<9-.?204= 1.949475 45 1039 -72<456 9-09 9-. ?204=059 4/ .59492.< :73 ?7=1.5/094757:/EF'$>49-459.3./9099-.309.7: FG 1.3 0558= :37= 9-. <09. 7: 1.949475 9422 3.024H09475 #..2456 06634.C.< @D 9-. ;8<6=.59 05< 0>03< =0<. @D 9-.34@85020/979-.240@4249D9-.5/8305?. 7=105D-0/ :42.<#7&%EF&%&&05<9-.?204=059-0/:42.<# 7&%'&&%&&/..B456.5-05?.=.597:?7=1.5/09475 - 5 - ' .03< 9-. 2.035.< ?785/.2 011.03456 :73 9-. 10394./ F 34 8<03/-05 9-. 2.035.< ?785/.2 011.03456:739-.5/8305?. 7=105D?759.5<.<9-090/ 9-. ?204=059 >0/ 930C.22456 45 ?384/.3 C.-4?2. >-4?- 4/ 0 9305/1739C.-4?2.05<9-.3.:73.9-.34@8502786-957997 -0C.:4I.<9-.240@4249D759-.7::.5<456C.-4?2.-.3.:73. -./786-9:73459.3:.3.5?.7:9-4/ 783994/02/70368.< @D 9-. 2.035.< ?785/.2 :73 9-. 5/8305?. 7=105D 9-09 9-. 0>03< 7: ?7=1.5/09475 @D 9-. 34@8502 4/ 75 9-. -46-.3 /4<. >-4?- 3.J843.< 97 @. 459.3:.3.< >49- 45 9-4/ 011.02 34"..3050678<0024109429-.2.035.<?785/.2 011.03456 :73 9-. ?204=059 /8@=499.< 9-09 9-786- 9-. ?384/.3C.-4?2.45J8./94754/09305/1739C.-4?2.-7>.C.3 9-.8520<.5>.46-97:9-.C.-4?2.45J8./94754/2.//9-05 '%% B6 05< 9-.3.:73. 9-. ?204=059 4/ .59492.< :73 ?7=1.5/0947594/02/70368.<@D9-.2.035.<?785/.2:73 - 6 - 9-. ?204=059 9-09 0>03< 7: ?7=1.5/09475 4/ =.06.3 >-4?-3.J843.<97@..5-05?.<459-.011.02:42.<@D9-. ?204=059/..B456.5-05?.=.597:?7=1.5/09475 ( 5 9-. 246-9 7: 9-. /8@=4//475 =0<. @D 9-. 2.035.<?785/.2011.03456:739-.10394./453./1.?97:9-. 0368=.590<C05?.<@D9-.2.035.<?785/.2011.03456:73 9-.5/8305?. 7=105D0/979-.:0?99-099-.C.-4?2.45 J8./9475 4/ 0 ?7==.3?402 C.-4?2.9305/1739 C.-4?2. -7>.C.3 :7227>456 9-. <.?20309475 7: 20> =0<. @D 9-. 75+@2. 813.=. 7839 45 9-. ?0/. 7: ! "#$ % &'( )%$*#(3.1739.<45+,-./,0=7: 9-. C4.> 9-09 0/ 9-. 8520<.5 >.46-9 7: 9-. ".-4?2. 45 J8./9475 4/ 2.// 9-05 '%% B6 05< 9-.3.:73. 9-. /04< C.-4?2. -0/ 97 @. ?75/4<.3.< 0/ 0 246-9 =7973 C.-4?2. -.3.:73. 9-. ?759.59475/ 304/.< @D 9-. 2.035.< ?785/.2 011.03456:739-.5/8305?. 7=105D?05579@.0??.19.< - 7 - E 5/7:030/0>03<7:?7=1.5/094754/?75?.35.< 9-. ?204=059 >0/ .I0=45.< 0/ ! 05< 9-. 93.09456 <7?973 >0/ .I0=45.< 0/ !F 0B456 4597 ?75/4<.309475 9-.45;834.//8/9045.<@D9-.?204=0590/1.3I!(0= 7:9-.C4.>9-099-.<4/0@4249D9705.I9.597:%G-0/97 @.90B.597=..99-..5</7:;8/94?.45?.9-.0??4<.594/ 7:9-.D.03&%&%05<:7227>4569-.684<05?.4//8.<@D9-. 035090B0 909. .602 .3C4?./ 89-7349D 9-. 45?7=. 7: 9-. ?204=059 -0/ 97 @. 90B.5 09 /'%$ 1.3 =759- 112D4569-.0113713409.=8294124.30/1.39-.;8<6=.597: 9-. 75,@2. 813.=. 7839 45 9-. ?0/. 7: / 0 0 )(1 # # 23.1739.<45+- / 979-.?0/.75-05<0/0=7:9-.C4.>9-09 9-. ?204=059 4/ .59492.< :73 ?7=1.5/09475 97>03</ 27// 7: .035456 ?010?49D 4/ /''%%$ /'%I&II%G 0B456 4597 ?75/4<.309475 9-. 634.C78/45;834./ /8/9045.< @D9-.?204=0599-. 0>03<7: ?7=1.5/094754/3.0//.//.<0/:7227>/ - 8 - +,-. /012 !04505</8::.3456 /'%%%%$ 7// 7: .035456/ <83456 204< 81 1.347</'%I /&'%$ 7//7:0=.5494./ /'%%%%$ 7//7::8983.7:.035456/ /''%%$ 7>03</<4.905<099.5<059?-036./ /&%%%%$ .<4?02.I1.5/./ /''$ 75C.D05?.?-036./ /&%%%%$ 7902 .//0>03<.<@D34@8502 5-05?.=.59 /('$ /EF'$ . " "( -8/ 9-. ?20=059 4/ .59492.< :73 .5-05?.< ?7=1.5/094757:. " "(>49-459.3./9099-.309. 7:FG1.30558= % 59-.3./82910//9-.:7227>456 -. 011.02 :42.< 9-. 011.220595/8305?. 7=105D 45 # 7&%EF&%&& 4/ -.3.@D <4/=4//.< -. 011.02 :42.< @D 9-. 011.22059?204=059 45 #7&%'&&%&&4/-.3.@D0227>.<451039 - 9 - -. 011.22059?204=059 4/ .59492.< :73 .5-05?.< ?7=1.5/094757:. " "(>49-459.3./909 9-. 309. 7: FG 1.3 0558= :37= 9-. <09. 7: 1.94947594229-.<09.7:3.024H09475 " -. 011.22059 $ 5/8305?. 7=105D 4/ <43.?9.< 97 <.17/49 9-. 0:73./04< ?7=1.5/09475 0=7859 >49-45 /4I >..B/ :37= 9-. <09. 7: 3.?.419 7: ?.394:4.<?71D7:9-4/;8<6=.59 " -.0=785945<.17/494:05D@.9305/=499.<97 9-.34@8502 " 5 C4.> 7: <4/17/02 7: =045 011.02 1.5<456 01124?094754:05D/905</<4/17/.<7: -( %' ! 4/9727% !