Research › Search › Judgment
High Court of Karnataka · body
2026 DAILYLAW 54449 (KAR)
THE MANAGER, ORIENTAL INSURANCE CO. LTD. v. SHABBIR MIYAN AND ANR
MFA/201124/2017 · 2026-01-30
E S Indiresh
body2026
[ 2026 DAILYLAW 54449 (KAR) · dailylaw.ai ]
[ 2026 DAILYLAW 54449 (KAR) · dailylaw.ai ]
Judgment text
Extracted from the PDF above. The PDF is authoritative.
- 1 -
!"!#
$"
%%
&'(
'
!"# ! $% &'#'"(
) **
+
!+ ! )&&'
&'#'"(
)()()(,(")()'
)
Digitally signed by LUCYGRACE Location: HIGH COURT OF KARNATAKA
- 2 -
(
+ -# )(" )
++
)(")(, '
"# ((( & ). (/(,)( * -
+
! ! 0
+
"
123 455647 23 82769 :; <16 =3>?4=@6 -A54=;
4334272=B <16 C>9BA6=< 4=9 4D4?9 94<69 )(")(, 2= -# )(" -=<168276-8764?=69992<2-=476=2-? 2E27 +>9B6 4=9 + 294? 16?62=48<6? ?686??69 <- 43 F-AA2332-=6?G 4D4?92=B@-A56=34<2-=<-<16@742A4=< ) -? <16 34H6 -8 :?6E2<; <16 54?<263 2= <16 455647 31477 :6 ?686??69 <- 2= <6?A3 -8 <162? 3<4<>3 4=9 ?4=H2=B:68-?6<16764?=69-AA2332-=6? 16?676E4=<84@<38-?49C>92@4<2-=-8<16455647 4?6<14< <16@742A4=<1433<4<69<14<16D43D-?H2=B43 9?2E6?2=<167-??;:64?2=B?6B23<?4<2-=-&# "I)#4=9
- 3 -
D435?-@6692=B8?-A>A=4:49<-294?4=94?->=9/' 5A 4:>3@4A68?-A-55-32<692?6@<2-= 9?-E6<163429 :>3D2<112B1:64A72B1<34=9434?63>7<-8<1634A6 <16 7-??; 2= D12@1 <16 @742A4=< D43 9?2E2=B A6< D2<1 4= 4@@296=< = 4@@->=< -8 <16 34A6 <16 @742A4=< 143 3>3<42=69B?26E->32=C>?2636=@6 <16@742A4=<14382769 -# )("366H2=B@-A56=34<2-=
" = -?96? <- 63<4:7231 <162? @436 <16 @742A4=< D43 6J4A2=69 43 4=9 5?-9>@69 / 9-@>A6=<3 4=9 <16 34A6 D6?6 A4?H69 43 J3 <- / - -?47 -? 9-@>A6=<4?; 6E296=@6 -= <16 54?< -8 <16 ?635-=96=<3 16764?=69-AA2332-=6?:;C>9BA6=<4=94D4?994<69 )(")(, 477-D69 <16 @742A 56<2<2-= 4=9 4D4?969 @-A56=34<2-=-8 3'
"# ((( &D2<12=<6?63<4<<16?4<6-8 ). 56? 4==>A 6672=B 4BB?26E69 :; <16 34A6 <16 =3>?4=@6-A54=;1435?686??69<123455647 ' 64?9 A<?66<2 4<27 67H>=92 <16 764?=69 @->=36745564?2=B8-?<164556774=<K=3>?4=@6-A54=; -<2@6<-<16?635-=96=<32316793>882@26=<
- 4 -
I 123 ->?< E296 -?96? 94<69 )(()()I 143 8-?A>74<69<168-77-D2=B3>:3<4=<247L>63<2-=3-874D! ! ! ! "# , < 23 4?B>69 :; <16 764?=69 @->=367 45564?2=B 8-?<164556774=<<14< <164776B694@@296=<-@@>??699>6<- <16 =6B72B6=@6 -= <16 54?< -8 ?635-=96=< - 4=9 <16?68-?6 43 <16 @14?B6 3166< 143 :66= 82769 4B42=3< ?635-=96=<- <16 764?=69 -AA2332-=6? ->B1< =-< <- 14E64D4?969@-A56=34<2-=2=<162A5>B=694D4?9<23 8>?<16? 4?B>69 :; <16 764?=69 @->=367 45564?2=B 8-? <16 4556774=< <14< <16 764?=69 -AA2332-=6? 149 <4H6= <16 9234:272<; 4< <16 ?4<6 -8 ((. <1->B1 <16 9234:272<;
@6?<282@4<6 D->79 2=92@4<6 <14< <16 @742A4=< 143 3>3<42=69
- 5 -
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
<16 764?=69 -AA2332-=6?
143 @-AA2<<69 4= 6??-? 2= 969>@<2=B '(. -8 <16 A-=<17; 2=@-A6 2=3<649 -8 I(. 4H2=B 2=<- @-=3296?4<2-= <16 82=92=B ?6@-?969 :; <16 764?=69
- 6 -
-AA2332-=6? 4A -8 <16 E26D <14< ?6433633A6=< -8 @-A56=34<2-=143<-:6A4962=<123455647 / 3 56? <16 4B6 -8 <16 @742A4=< <16 ?676E4=< 84@<-? 43 56? @169>76& -8 <16 -?HA6= -A56=34<2-= @< 23 'I", 4H2=B 2=<- 4@@->=< <16 2=@-A6 -8 <16 @742A4=<4< 3, ((( &56?A-=<1 <16<-<47@-A56=34<2-= <- :6 4D4?969 23 3 # )/ & 3, (((JI(.M" )((J#.J'I", 16 ?635-=96=<3 :68-?6<16764?=69-AA2332-=6?4?6C-2=<7;4=9336E6?477;
<- 54; @-A56=34<2-= -8 3 # )/ & <- <16 @742A4=< <-B6<16?D2<12=<6?63<4<<16?4<6-8).56?4==>A8?-A (/(,)( <277 ?6472N4<2-=
6=@6
<16 8-77-D2=B 3>:3<4=<247L>63<2-=3-874D4?64=3D6?69 ( =<16?63>7< 5433<168-77-D2=B! 1645564723477-D692=54?<
- 7 -
16 2A5>B=69 C>9BA6=< 4=9 4D4?9 543369 :; <16764?=69992<2-=476=2-?2E27+>9B64=9 +4<294?2=-# )("23A-928269 16 4556774=< @742A4=< 23 6=<2<769 8-? @-A56=34<2-= -8 3 # )/ & 2=3<649 -8 3'
"# ((( & 4D4?969 :; <16 764?=69 -AA2332-=6?D2<12=<6?63<4<<16?4<6-8). 56? 4==>A 8?-A <16 94<6 -8 <16 4@@296=< <277 ?6472N4<2-=
16 ?635-=96=<3 4?6 724:76 <- 54; <16 3429 @-A56=34<2-= C-2=<7; 4=9 36E6?477;
D2<12= 4 56?2-9-832JD66H38?-A<1694<6-8?6@625<-8 @6?<28269@-5;-8<123C>9BA6=<
16 4A->=< 2= 6J@633 965-32<69 :; <16 =3>?4=@6-A54=; 284=; :6?68>=969<-<16 4556774=<K=3>?4=@6-A54=;
)* & (
"
23<-!7-!") !