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High Court of Karnataka · body
2026 DAILYLAW 54317 (KAR)
HDFC ERGO GEN INS CO LTD v. KAVITA AND ORS
WP/200443/2025 · 2026-01-27
Pradeep Singh Yerur
body2026
[ 2026 DAILYLAW 54317 (KAR) · dailylaw.ai ]
[ 2026 DAILYLAW 54317 (KAR) · dailylaw.ai ]
Judgment text
Extracted from the PDF above. The PDF is authoritative.
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Digitally signed by RENUKA Location: HIGH COURT OF KARNATAKA
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3456 7345836 9:;8<37 =:5 >?3 @3>A>A:835,8<;54893 :B@48C
:>A93>:53<@:8638> :-D?:A<>?3:D835:= >?3 :==386A8E F3?A973 A< 6A<@38<36 =:5 >?3 534<:8 >?4> 8:
46F35<3 :5635 A< @4<<36 4E4A8<> >?3 <4A6 53<@:8638> 4< >?A< :;5> A< A897A836 >: 53BA> >?3 B4>>35 >:
38A:5 AFA7 (;6E3 486 ( 46EA5 =:5 <?:5> G>?3 5AH;847I A8
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" ?3@3>A>A:835,8<;54893:B@48C?4<947736A8 J;3<>A:8 >?3 :5635 64>36 +#'#$ @4<<36 HC >?3 5AH;847 A8 : #" D?353A8 >?3 5AH;847 6A<BA<<36 =A736 HC >?3 @3>A>A:835,8<;54893 :B@48C <33KA8E 53L39>A:8 := >?3 974AB @3>A>A:8 =A736 HC 53<@:8638><,974AB48>< :8 >?3 E5:;86 >?4> >?3 974AB @3>A>A:8 A< 8:> =A736 DA>?A8 <AM B:8>?< =5:B >?3 64>3 := :99;553893:=>?3499A638>486>?353A<46374CA8=A7A8E>?3 974AB @3>A>A:8 A>?:;> 46F35>A8E >: >?3 B35A>< := >?3 B4>>35A>A<<338>?4>A8FA3D:=>?3974AB@3>A>A:8?4FA8E
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H338=A736H3C:86>?3@35A:6:=7ABA>4>A:8>?3@3>A>A:835, 8<;54893:B@48C=A736484@@7A94>A:8=:553L39>A:8:=>?3 974AB @3>A>A:8 ;8635 5635 ;73 6 5346 DA>?
39>A:8 & := 486
39>A:8 ''" := >?3 :>:5 3?A973< 9> :8 >?3 E5:;86 >?4> >?3 974AB @3>A>A:8 D4< H45536 HC >?3 74D := 7ABA>4>A:8 A8 FA3D := >?3 4B38636 :>:53?A973<9> $ @:8 :HL39>A:8< H3A8E =A736 >?3 5AH;847 477:D36 >?3 4@@7A94>A:8 =A736 HC >?3 974AB48>< ;8635 39>A:8 & := >?3 ABA>4>A:8 9> 9:86:8A8E 6374C 486 53L39>36 >?3 4@@7A94>A:8 =A736 HC >?3 8<;54893 :B@48C ;8635 5635;7365346DA>?
39>A:8&:= 486
39>A:8 ''" := >?3 :>:5 3?A973< 9> D?A9? A< 947736A8J;3<>A:8HC>?3@3>A>A:835,8<;54893:B@48CA8 >?A<D5A>@3>A>A:8 & ?353453<3F3547B4>>35<=5:B6A==3538>:;5>< 495:<< >?3 9:;8>5C D?A9? ?4F3 4@@5:49?36 >?3 :82H73 ;@53B3 :;5> H3A8E 4EE5A3F36 HC >?3 53L39>A:8 := >?3 4@@7A94>A:8486HC>?36374CH3A8E9:86:836HC>?3974AB<
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5AH;847>?353HC@35BA>>A8E>?39:8>A8;4>A:8:=>?3974AB @3>A>A:8A85A>3>A>A:8AFA7 :'' #$A8>?394<3:=
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A<@386A8EH3=:53>?3:82H73
;@53B3:;5>A8F:7FA8E>?3 J;3<>A:8 := 7ABA>4>A:8 @53<95AH36 HC >?3 4B38636 :>:5 3?A973<9>?3:82H73
;@53B3:;5>FA63:563564>36 '#&@4<<36>?3=:77:DA8E:5635!
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' ?A<H3A8E>?3<>4>3:=4==4A5<>?3:82H73@3M :;5>?4<A8=49>?376>?4>>?3974AB@3>A>A:8<9:;76@5:9336 3M93@>=A847A<A8E>?3L;6EB38><?353=:53A>D:;76H3A8 >?3 A8>353<> := H:>? >?3 @45>A3< 486 @5;63893 63B486< >?4> A8 FA3D := <3F3547 @386389C := B4>>35< >?3 974AB @3>A>A:8<H3=:53>?353<@39>AF3:;5><<?477@5:9336=;5>?35
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3M93@> =A847A<A8E >?3 L;6EB38>< A8 349? := >?3 B4>>35< 99:56A8E7C>?3D5A>@3>A>A:8A<
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