- 1 - HC-KAR NC: 2026:KHC:897 WP No. 18489 of 2024 IN THE HIGH COURT OF KARNATAKA AT BENGALURU DATED THIS THE 7TH DAY OF JANUARY, 2026 BEFORE THE HON'BLE MR. JUSTICE ASHOK S.KINAGI WRIT PETITION NO. 18489 OF 2024 (GM-DRT) BETWEEN: SMT. SANGAMMA W/O SRISHAILA RANJUNAGI NEAR MORTAGI NAKE AGED ABOUT 50 YEARS SINDAGI SL NO. 416 PLOT NO. 33, PROPERTY NO. 2762/33 WARD NO.4, SINDAGI VILLAGE AND TALUK VIJAYAPUR DISTRICT 586128 …PETITIONER (BY SRI. ANANDESWARA D R., ADV.) AND: 1. THE AUTHORIZED OFFICER ARCIL ASSET RE-CONSTRUCTION COMPANY (INDIA) LIMITED REGISTERED UNDER SECTION 3 OF SECURITISATION ACT, 2002 NO. 2243 VISHISTA ARCADE UNIT NO.3, 3RD FLOOR Digitally signed by SUNITHA K S Location: HIGH COURT OF KARNATAKA - 2 - HC-KAR NC: 2026:KHC:897 WP No. 18489 of 2024 23RD CROSS, K R ROAD BANASHANKARI, 2ND STAGE BANGALORE 560 070 2. BAJAJ HOUSING FINANCE LIMITED REPRESENTED BY ITS MANAGER C/O ARCIL NO. 2243 VISHISTA ARCADE UNIT NO.3, 3RD FLOOR 23RD CROSS, K R ROAD BANASHANKARI, 2ND STAGE BANGALORE 560 070 REGISTERED UNDER THE COMPANIES ACT, 1956 …RESPONDENTS (R1 AND R2 ARE SERVED) THIS WRIT PETITION IS FILED UNDER ARTICLES 226 AND 227 OF THE CONSTITUTION OF INDIA PRAYING TO ISSUE A WRIT IN THE NATURE OF WRIT OF MANDAMUS TO CONSIDER THE REPRESENTATION DTD. 22.02.2024 SUBMITTED BY THE PETITIONER TO THE R-1 FOR ONE SETTLEMENT AS PER ANNX-A AND ETC., THIS PETITION, COMING ON FOR PRELIMINARY HEARING IN ‘B’ GROUP, THIS DAY, ORDER WAS MADE THEREIN AS UNDER: - 3 - HC-KAR NC: 2026:KHC:897 WP No. 18489 of 2024 CORAM: HON'BLE MR. JUSTICE ASHOK S.KINAGI ORAL ORDER Learned counsel for the petitioner submits that the petitioner will not press relief (b). Hence, the writ petition insofar as relief(b) is concerned is dismissed as not pressed. 2. The petitioner filed this writ petition seeking a mandamus directing the respondents to consider the representation dated 22.02.2024 submitted by the petitioner to respondent No.1 with a request for one time settlement.. Despite the submission of representation vide Annexure-A, respondent No.1 has not passed any order on the representation submitted by the petitioner. Hence, this writ petition. 3. Notice was issued to the respondents. Despite service of notice, the respondents remained unrepresented. Admittedly, the petitioner had obtained a - 4 - HC-KAR NC: 2026:KHC:897 WP No. 18489 of 2024 loan from respondent No.2-Finance and the petitioner did not repay the loan amount. The petitioner submitted a representation on 22.02.2024 seeking for one time settlement. Respondent No.1 has not considered the said representation. When the representation is submitted, it is the duty of respondent No.1 to consider the representation and to pass an appropriate orders. 4. Admittedly, in the instant case, learned counsel for the petitioner submits that respondent No.1 has not passed any orders on the representation dated 22.02.2024 vide Annexure-A. 5. In view of the above discussion, I proceed to pass the following: ORDER i. The writ petition is disposed off, directing respondent No.1 to consider the representation dated 22.02.2024 vide Annexure-A, if not considered within 8 weeks - 5 - HC-KAR NC: 2026:KHC:897 WP No. 18489 of 2024 from the date of receipt of a copy of this order. ii. Pending application(s), if any, shall stand disposed off accordingly. Sd/- (ASHOK S.KINAGI) JUDGE SSB *Page No.5 is retyped and replaced vide Court order dated 30.01.2026