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2026 DAILYLAW 44644 (KAR)

MR. HONNEGOWDA G. R. v. HDFC BANK

WP/29769/2026 · 2026-10-01

C M Poonacha

body2026

Judgment text

Extracted from the PDF above. The PDF is authoritative.

- 1 - HC-KAR CNR: KAHC010650792026 NC: 2026:KHC:54859 WP No. 29769 of 2026 IN THE HIGH COURT OF KARNATAKA AT BENGALURU DATED THIS THE 1ST DAY OF OCTOBER, 2026 BEFORE THE HON'BLE MR. JUSTICE C.M. POONACHA WRIT PETITION NO. 29769 OF 2026 (GM-RES) BETWEEN: 1. MR. HONNEGOWDA G. R. S/O RAMEGOWDA, AGED ABOUT 36 YEARS, R/AT NO.546/N, 2ND STAGE, 11TH, CROSSVINAYAKA LAYOUT, NAGARABHAVI BANGALORE NORTH BENGALURU-560072 …PETITIONER (BY SRI. RAMESH YANKOB.,ADVOCATE) AND: 1. HDFC BANK REPRESENTED BY, THE BRANCH MANAGER NAGARBHAVI BENGALURU, NO.13, 80 FEET ROAD, NGEF LAYOUT, NAGARBHAVI, BENGALURU-560072 …RESPONDENT (BY SRI. FRANCIS XAVIER.,ADVOCATE) THIS WRIT PETITION IS FILED UNDER ARTICLES 226 & 227 OF THE CONSTITUTION OF INDIA PRAYING TO ISSUE A WRIT OF MANDAMUS, BY DIRECTING THE RESPONDENT BANK TO DEFREEZE THE ACCOUNT OF THE PETITIONER AND PERMIT - 2 - HC-KAR CNR: KAHC010650792026 NC: 2026:KHC:54859 WP No. 29769 of 2026 THE PETITIONER TO USE AND OPERATE HIS BANK BEARING A/C IFSC NO. 10501000014551, NO.HDFC0004178, MAINTAINED IN HDFC BANK BRANCH AT NAGARBHAVIBENGALURU, NO.13, 80 FEET ROAD, NGEF LAYOUT, NAGARBHAVI, BENGALURU-560072. THIS PETITION, COMING ON FOR PRELIMINARY HEARING IN 'B' GROUP, THIS DAY, ORDER WAS MADE THEREIN AS UNDER: CORAM: HON'BLE MR. JUSTICE C.M. POONACHA ORAL ORDER The petitioner being aggrieved by the freezing of the account has filed the present petition seeking for the following relief:- "I. Issue a Writ of Mandamus, by directing the Respondent Bank to defreeze the account of the Petitioner and permit the Petitioner to use and operate his bank bearing A/C IFSC No. 10501000014551, No.HDFC0004178, maintained in HDFC Bank branch at NAGARBHAVIBENGALURU, NO.13, 80 FEET ROAD, NGEF LAYOUT, NAGARBHAVI, BENGALURU-560072 and II. Grant such other and further orders as this Hon'ble Court deems fit and proper under the facts and circumstances of the case in the interest of justice and equity." 2. The learned counsel for respondent - Bank has filed a memo placing on record that an instruction has been received from the National Cyber Reporting Digitally Signed by CHEPPUDIRA MONNAPPA POONACHA - 3 - HC-KAR CNR: KAHC010650792026 NC: 2026:KHC:54859 WP No. 29769 of 2026 Platform of the Ministry of Home Affairs to hold the account of the petitioner up to a cumulative sum of Rs.1,32,737/-. The same is pursuant to 6 intimations received on 31.08.2026 to 03.09.2026. 3. In view of the aforementioned, the present writ petition is disposed of by directing the respondent - bank to maintain a debit freeze amount of Rs.1,32,737/- in the bank account No.10501000014551 of the petitioner and permit the petitioner to operate the bank account beyond the said amount. 4. Pending IAs., if any, stand disposed of. (C.M. POONACHA) JUDGE Vmb List No.: 1 Sl No.: 48 Digitally Signed by CHEPPUDIRA MONNAPPA POONACHA