Research › Search › Judgment

High Court of Punjab and Haryana · body

2026 DAILYLAW 4366 (PNJ)

NATIONAL INSURANCE CO.LTD v. JAGDISH SINGH AND ORS.

FAO/2645/2002 · 2026-04-27

Parmod Goyal

body2026

Judgment text

Extracted from the PDF above. The PDF is authoritative.

                              !" ! #" $$%% &'( )"# * # +",*! *$-    #+ #. #!/*#), ) .+ $$%% &'(  !" ! #" # +",*! *$-          0' ' !-$ 1%2 -3 ' $$%%    - ' '$- #    ' 0 ($2 -3 - ' !4(546 ($2 -3 ' 4 $$%%    - ' '$- #7       !" #       $$%%8(' 6$9 4 $'''- 4 $' $$% : 6$(:- '-' -- 7  2 $- 59 %'- ' - )%6 +'5(%2 0$ 4'' '''-   ;+'5(%< =4'59 6$  *2 278 = :'-  %6  (  CHIRANJEEV SINGH 2026.04.30 16:13 I attest to the accuracy and integrity of this document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attest to the accuracy and integrity of this document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attest to the accuracy and integrity of this document      %  4 -  (''  - - $$%%8(' 6$9 4  %5%9  -69 '$- #  - 7   -'3' - ='  -: 34%2  34% = 5: -'3  3%  (' '  '-:%92 -:  %'- +'5(%  ( # 7  6--   4%- 4 %5%9  $9 6$  4  '$- #  - 7   -'3' - ='  -: 34% % - (' 6$9 4  -(9  -69 46 (-' (' '  -'3'  -: 34% =  43: 3%- - 3 -'3: %  4 -  -   4=3'2 -'- 4 6$  -'6- 5 $- 59 $$%%8(' 6$9  '  =4 %5'9  :  '3'- '6 '$- #  - 7   -'3' - ='  -: 34% 59 =9  %: @( %: =4 F ' '6 4 -  $96 %% '%D 0-: $$% 2  92 8' -$-  '-:%9   E 0' $$% 4 5 $'''- 59 $$%%8%6 5: ::'3- 59 6$(:- '-' -- 7   2 $- 59 %'- ' - )%6 +'5(%2 0$ 4'' '''-   ;+'5(%<2 =4'59 $$%%8%6 = :'- 6$  * 2 2 78  (  >(' (-  6' 34(%' - --       4   $$%%8%6 4 4 4 %9 5 :'- * 2 2 8  (  -5%92 -$ 4  4 3- -5%9 ' ,@ 0G -5%9 4 5 6-  F =44  -  5 CHIRANJEEV SINGH 2026.04.30 16:13 I attest to the accuracy and integrity of this document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attest to the accuracy and integrity of this document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attest to the accuracy and integrity of this document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attest to the accuracy and integrity of this document