- 1 - HC-KAR CNR: KAHC010284082024 NC: 2026:KHC:50426 CRL.P No. 4804 of 2024 IN THE HIGH COURT OF KARNATAKA AT BENGALURU DATED THIS THE 16TH DAY OF SEPTEMBER, 2026 BEFORE THE HON'BLE MR. JUSTICE RAJESH RAI K CRIMINAL PETITION NO. 4804 OF 2024 BETWEEN: MR T ANAND S/O LATE THIMMEGOWDA AGED ABOUT 49 YEARS R/A HUSKUR VILLAGE DODDABLAVANGALA HOBLI DODDABALLAPURA TALUK BENGALURU RURAL DISTRICT KARNATAKA-562162 …PETITIONER (BY SRI. SANJAY KRISHNA V.,ADVOCATE) AND: MRS V VARALAKSHMI D/O MR VEERINAIDU AGED ABOUT 63 YEARS R/A NO.401, KIRLAMPUDI ARCADE OPP: NITT ASILMETTA JUNCTION VISHAKAPATNAM ANDHRA PRADESH-530020 REPRESENTED BY GPA HOLDER Digitally signed by PANKAJA S Location: HIGH COURT OF KARNATAKA - 2 - HC-KAR CNR: KAHC010284082024 NC: 2026:KHC:50426 CRL.P No. 4804 of 2024 MR DHARMAPAP D S/O DYAVAPPA AGED ABOUT 45 YEARS R/A HADRIPURA VILLAGE DODDABELAVANGALA HOBLI DODDABALLAPURA TALUK BANGALORE RURAL DISTRICT-561204 …RESPONDENT (BY SMT. MONICA PATIL., ADVOCATE) THIS CRL.P IS FILED U/S.482 CR.PC. PRAYING TO SET ASIDE THE ORDER DATED 25.04.2024 PASSED BY THE LEARNED VI ADDL.SMALL CAUSES JUDGE AND A.C.M.M IN C.C.NO.24373/2016 PRODUCED UNDER ANNEXURE-A. THIS PETITION, COMING ON FOR ORDERS, THIS DAY, ORDER WAS MADE THEREIN AS UNDER: CORAM: HON'BLE MR. JUSTICE RAJESH RAI K ORAL ORDER This petition is filed under Section 482 of Cr.P.C. seeking to set aside the order dated 25.04.2024 passed in C.C.No.24373/2016 by the VI Additional Small Causes Judge and ACMM, Bengaluru (for short, 'learned Magistrate'), whereby - 3 - HC-KAR CNR: KAHC010284082024 NC: 2026:KHC:50426 CRL.P No. 4804 of 2024 the learned Magistrate rejected the application filed by the petitioner - accused under Section 91 of Cr.P.C. 2. The factual matrix of the case is that respondent No.2 filed a private complaint against the petitioner for the offences punishable under Sections 138 and 142 of the Negotiable Instruments Act, 1881 (for short, ‘NI Act’), alleging that the petitioner had borrowed a hand loan of Rs.50,00,000/- from him and towards discharge of the said liability, issued two cheques. However, the said cheques were dishonoured with the endorsement “Account Closed”. Consequently, respondent No.2 filed the private complaint against the petitioner. 3. During the course of trial before the learned Magistrate, the accused–petitioner filed an application under Section 91 of the Cr.P.C., seeking issuance of summons to the Bank Manager of Oriental Bank of Commerce, Jayanagara Branch, Bengaluru, for production of documents relating to the disbursement of loan to the complainant during the period from 2008 to 2009. The said application was opposed by the complainant. Upon consideration, the learned Magistrate dismissed the application filed by the petitioner. Aggrieved by - 4 - HC-KAR CNR: KAHC010284082024 NC: 2026:KHC:50426 CRL.P No. 4804 of 2024 the said order, the petitioner–accused has preferred the present petition. 4. Heard the learned counsel for the petitioner - accused and the learned counsel for respondent - complainant. 5. Learned counsel for the petitioner-accused contended that, PW.2, in the course of his cross-examination, has categorically admitted that no loan was sanctioned by the Bank for the development of the land belonging to the accused and that the loan sanctioned by the Bank was only for the purpose of development of the complainant’s land. In view of the said admission, the learned counsel contended that the examination of the concerned Bank Manager is necessary for the just and proper adjudication of the case. It is further contended that PW.2 has admitted in his cross-examination that there is no impediment to examining the Bank Manager in respect of the aforesaid aspect. Hence, the learned counsel submits that the documents sought for by the petitioner are relevant and necessary for effectively adjudicating the matter and, accordingly, he prays to allow the petition. - 5 - HC-KAR CNR: KAHC010284082024 NC: 2026:KHC:50426 CRL.P No. 4804 of 2024 6. Per contra, learned counsel for the respondent– complainant opposed the prayer of the petitioner, contending that the application has been filed at a belated stage with an intent to protract and stall the proceedings. It is further contended that the accused has not disputed either the lending of the loan amount or the issuance of the cheques in question. In such circumstances, the learned counsel would submit that the examination of the Bank Manager or production of the documents sought for by the petitioner–accused would serve no useful purpose and is wholly unnecessary for adjudication of the case. Accordingly, she prays for dismissal of the petition. 7. I have given my anxious consideration to the submission made by the learned counsel for the respective parties so also perused the documents available on record. 8. As could be gathered from records, no doubt, the application filed by the petitioner-accused under Section 91 of the Cr.P.C. has been preferred at a belated stage, when the matter had already been posted for arguments. However, on perusal of the cross-examination of PW.2, it is evident that the loan in question was obtained by the complainant for the - 6 - HC-KAR CNR: KAHC010284082024 NC: 2026:KHC:50426 CRL.P No. 4804 of 2024 development of her own land and not for the development of the land belonging to the accused. In order to substantiate the said assertion, the examination of the concerned Bank officials and production of the relevant documents would be necessary for the accused. 9. It is also pertinent to note that PW.2, in the course of his cross-examination, has admitted that there is no impediment for examining the Bank officials and for production of the relevant documents. Therefore, merely because the application has been filed at a belated stage, the same cannot, in the facts and circumstances of the present case, be rejected when the documents sought for appear to have a bearing on the defence of the accused. 10. In the aforesaid circumstances, I am of the considered view that the application filed by the petitioner- accused under Section 91 of the Cr.P.C. deserves to be allowed. At the same time, considering the fact that the proceedings are pending for long time, the learned Magistrate is directed to conclude the proceedings expeditiously, within a - 7 - HC-KAR CNR: KAHC010284082024 NC: 2026:KHC:50426 CRL.P No. 4804 of 2024 time-bound period, so as to meet the ends of justice. Accordingly, I proceed to pass the following: ORDER i. The petition is allowed. ii. The order dated 25.04.2024 passed in C.C.No.24373/2016 by the VI Additional Small Causes Judge and ACMM, Bengaluru is set aside. iii. Consequently, the application filed by the petitioner under Section 91 is allowed. iv. Learned Magistrate is directed to issue summons to the witness mentioned in the application and direct the witness to be present along with the documents stated in the application. v. After such examination, the learned Magistrate is requested to - 8 - HC-KAR CNR: KAHC010284082024 NC: 2026:KHC:50426 CRL.P No. 4804 of 2024 dispose of the matter at the earliest in a time bound manner i.e., in a outer limit of five months. SD/- (RAJESH RAI K) JUDGE CR List No.: 1 Sl No.: 6