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2026 DAILYLAW 38914 (KAR)

SMT NIRMALA v. THE BRANCH MANAGER

WP/33625/2025 · 2026-09-08

C M Poonacha

body2026

Judgment text

Extracted from the PDF above. The PDF is authoritative.

- 1 - HC-KAR CNR: KAHC010721682025 NC: 2026:KHC:48787 WP No. 33625 of 2025 IN THE HIGH COURT OF KARNATAKA AT BENGALURU DATED THIS THE 8TH DAY OF SEPTEMBER, 2026 BEFORE THE HON'BLE MR. JUSTICE C.M. POONACHA WRIT PETITION NO. 33625 OF 2025 (GM-RES) BETWEEN: SMT NIRMALA W/O MALLE GOWDA AGED ABOUT 50 YEARS, R/AT NO.66, 4TH MAIN, 2ND CROSS, BHUVANESHWARI NAGAR, T DASARAHALLI BENGALURU-560057 …PETITIONER (BY SRI. H R ANANTHAKRISHNAMURTHY.,ADVOCATE) AND: THE BRANCH MANAGER KARNATAKA GRAMIN BANK HAVANOOR EXTENSION, NEW TAKUR COMPLEX 8TH MILE, T DASARAHALLI BENGALURU-560057 …RESPONDENT (BY SRI. T P MUTHANNA.,ADVOCATE) THIS WP IS FILED UNDER ARTICLES 226 & 227 OF THE CONSTITUTION OF INDIA PRAYING TO DIRECTIONS TO DEFREEZED THE GOLD LOAN ACCOUNT BEARING NO. 42202302003322 FROM THE SAVING ACCOUNT BEARING NO. 12202100089292 AND RELEASE THE GOLD ORNAMENTS SINCE Digitally signed by BHARATHI S Location: HIGH COURT OF KARNATAKA - 2 - HC-KAR CNR: KAHC010721682025 NC: 2026:KHC:48787 WP No. 33625 of 2025 IT WAS NOT SEIZED BY THE POLICE AS PER ANNX-D.GRANT AN INTERIM ORDER TO DEFREEZE / DISCONNECT THE GOLD LOAN ACCOUNT BEARING NO. 42202302003322 FROM THE SAVING ACCOUNT BEARING NO. 12202100089292 AND PERMIT THE PETITIONER TO PAY THE LOAN AMOUNT AND GET BACK THE GOLD ORNAMENTS. THIS PETITION, COMING ON FOR PRELIMINARY HEARING IN 'B' GROUP, THIS DAY, ORDER WAS MADE THEREIN AS UNDER: CORAM: HON'BLE MR. JUSTICE C.M. POONACHA ORAL ORDER The present writ petition is filed seeking for the following reliefs: "a) Issue a Writ of Mandamus or any other appropriate writ or order, directions to defreeze the Gold Loan Account bearing No.42202302003322 from the Saving Account bearing No.12202100089292, and release the gold ornaments since it was not seized by the police as per Annexure-D; b) For costs and any other relief as this Hon'ble Court may deem fit, in the interests of justice." 2. It is the case of the petitioner that the savings bank account of the petitioner with the respondent - bank has been frozen despite the petitioner not having defaulted in the payment of any gold loan that she had availed. That a gold loan was availed and subsequently, due to criminal Digitally Signed by CHEPPUDIRA MONNAPPA POONACHA - 3 - HC-KAR CNR: KAHC010721682025 NC: 2026:KHC:48787 WP No. 33625 of 2025 proceedings, the petitioner was not permitted to operate the bank account. 3. Learned counsel for the petitioner submits that the petitioner is ready and willing to pay any amounts due and payable to the bank. 4. In view of the aforementioned, the present petition is disposed of permitting the petitioner to approach the bank authorities seeking for payment of any amounts, which was due by the petitioner to the respondent - bank, consequent to which, the petitioner shall be permitted to operate her bank account with the respondent - bank. 5. Pending IAs., also stand disposed of. (C.M. POONACHA) JUDGE ND/List No.: 1 Sl No.: 90 Digitally Signed by CHEPPUDIRA MONNAPPA POONACHA