CWP-21429-2026 IN THE HIGH COURT OF PUNJAB & HARYANA 163 SAMITA WADEHRA HDFC BANK AND OTHERS CORAM: HON'BLE MR. JUSTICE Present: Ms. Prabhneer Swani, Advocate (Through Video Conferencing) for Mr. A. P. S. Sehgal, Advocate for respondent no.1. Mr. Arvind Seth, Senior Panel Counsel for respondent no.2. TRIBHUVAN DAHIYA The petition has been filed, mandamus directing respondent no.1/ petitioner’s bank account bearing no.50100716393031 amounting ₹1,16,883 Sunder Nagar Chowk, Ludhiana, intimation. 2. Learned counsel for the Bank, on instructions from Mr. Satveer Singh c/o HDFC Bank, submits that ₹1,17,206.91 was shown in the petitioner’s bank account and made operational by marking a lien debit balance and can be made operational only after it has a sufficient credit balance. For this purpose, the petitioner is required to approach the concerned 2026 -1- IN THE HIGH COURT OF PUNJAB & HARYANA AT CHANDIGARH CWP Date of decision: 22.07.2026 SAMITA WADEHRA Versus HDFC BANK AND OTHERS HON'BLE MR. JUSTICE TRIBHUVAN DAHIYA Ms. Prabhneer Swani, Advocate (Through Video Conferencing) for the petitioner. Mr. A. P. S. Sehgal, Advocate for respondent no.1. Mr. Arvind Seth, Senior Panel Counsel for respondent no.2. TRIBHUVAN DAHIYA, J. (ORAL) The petition has been filed, inter alia directing respondent no.1/HDFC Bank to defreeze/re petitioner’s bank account bearing no.50100716393031 1,16,883. The account is at its branch Sunder Nagar Chowk, Ludhiana, and has been frozen without any notice or Learned counsel for the Bank, on instructions from Mr. Satveer Singh c/o HDFC Bank, submits that the disputed transaction amounting 1,17,206.91 was shown in the petitioner’s bank account and made operational by marking a lien against it debit balance and can be made operational only after it has a sufficient credit balance. For this purpose, the petitioner is required to approach the concerned IN THE HIGH COURT OF PUNJAB & HARYANA AT CHANDIGARH CWP-21429-2026 Date of decision: 22.07.2026 ...Petitioner(s) ...Respondent(s) TRIBHUVAN DAHIYA Ms. Prabhneer Swani, Advocate (Through Video Conferencing) Mr. Arvind Seth, Senior Panel Counsel inter alia, seeking a writ of HDFC Bank to defreeze/re-activate the petitioner’s bank account bearing no.50100716393031 and remove lien . The account is at its branch at Guru Nanak Dev Nagar, has been frozen without any notice or Learned counsel for the Bank, on instructions from Mr. Satveer disputed transaction amounting 1,17,206.91 was shown in the petitioner’s bank account and the same can be against it. However, as of now it is in debit balance and can be made operational only after it has a sufficient credit balance. For this purpose, the petitioner is required to approach the concerned , seeking a writ of activate the lien at Guru Nanak Dev Nagar, has been frozen without any notice or Learned counsel for the Bank, on instructions from Mr. Satveer disputed transaction amounting can be . However, as of now it is in debit balance and can be made operational only after it has a sufficient credit balance. For this purpose, the petitioner is required to approach the concerned AMAN DUA 2026.07.27 10:41 I attest to the accuracy and authenticity of this judicial document CWP-21429-2026 branch. Upon make the account operational. 3. Learned counsel for the petitioner has no objection to abovesaid condition 4. The petition is, accordingly, disposed of with a direction to respondent no.1/Bank to defreeze the aforementioned bank account by marking a lien on the disputed amount of balance. The Bank account with the petitioner within two weeks, to enable her to take recourse to appropriate remedies against it, in accordance with law. 22.07.2026 AD Whether speaking/reasoned Whether reportable 2026 -2- branch. Upon doing so, the Bank will mark a lien on the disputed amount and make the account operational. Learned counsel for the petitioner has no objection to condition for opening of the account. The petition is, accordingly, disposed of with a direction to respondent no.1/Bank to defreeze the aforementioned bank account by marking a lien on the disputed amount of ₹ The Bank shall share the documents which l account with the petitioner within two weeks, to enable her to take recourse to appropriate remedies against it, in accordance with law. (TRIBHUVAN DAHIYA) Whether speaking/reasoned : Whether reportable : mark a lien on the disputed amount and Learned counsel for the petitioner has no objection to the opening of the account. The petition is, accordingly, disposed of with a direction to respondent no.1/Bank to defreeze the aforementioned bank account by ₹1,17,206.91, after it has credit share the documents which led to freezing of the account with the petitioner within two weeks, to enable her to take recourse to appropriate remedies against it, in accordance with law. (TRIBHUVAN DAHIYA) JUDGE : Yes/No : Yes/No mark a lien on the disputed amount and the The petition is, accordingly, disposed of with a direction to respondent no.1/Bank to defreeze the aforementioned bank account by after it has credit ed to freezing of the account with the petitioner within two weeks, to enable her to take recourse to AMAN DUA 2026.07.27 10:41 I attest to the accuracy and authenticity of this judicial document