1 CGHC010312992026 2026:CGHC:36990 NAFR HIGH COURT OF CHHATTISGARH AT BILASPUR WPC No. 4271 of 2026 Kavisharan Verma S/o Late Shri Nakul Singh Verma, Aged About 51 Years R/o Ward No. 07, Village - Amandula, Tehsil Malkharoda, District Janjgir Champa (Currently District Sakti) Chhattisgarh ... Petitioner(s) versus 1 - Reserve Bank Of India Through Its Governor, Having Its Head Office At New Central Office Building, Shaheed Bhagat Singh Road, Fort, Mumbai Maharashtra 2 - Axis Bank Limited, Through The Branch Manager, Sakti Branch, District Sakti Chhattisgarh 3 - The Station House Officer, Manipur, Ambikapur, District Sarguja Chhattisgarh 4 - The Inspector Of Police, Chelakkara Police Station, Thrissur City, District Thrissur Kerala ... Respondent(s) (Cause Title downloaded from CIS Pheriphery) For Petitioner(s) : Ms. Richa Patel, Advocate For Respondent(s) : Mr. Anmol Sharma, Panel Lawyer SHYNA AJAY Digitally signed by SHYNA AJAY Date: 2026.08.19 16:28:06 +0530 2 S B: Hon’ble Mr. Justice Amitendra Kishore Prasad Order on Board 17/08/2026 1. Heard. 2. By way of this petition, the petitioner seeks the following reliefs : i. Issue an appropriate writ, order or direction, directing the respondent No.2 to de-freeze the petitioner's Current Account No. 913010026073482 maintained with Axis Bank Limited, Sakti Branch. District Sakti (Chhattisgarh) and permit the petitioner to operate the said account without any restriction, save and except the disputed amount of ₹4,000/-, if required to be withheld in accordance with law. ii. Issue an appropriate writ, order or direction declaring the action of the respondent No.2 in imposing a blanket debit freeze on the petitioner's entire bank account pursuant to the communication issued by respondent No.4 under Section 94 of the Bharatiya Nagarik Suraksha Sanhita, 2023, without passing any independent order and without affording any opportunity of hearing, as arbitrary, illegal and violative of Articles 14, 19(1)(g), 21 and 300A of the Constitution of India. iii. That, this Hon'ble Court may kindly be pleased to issue appropriate writ, order or direction commanding the respondents to take expeditious and effective steps for fair conclusion of investigation in accordance with law. 3 iv Any other order(s), direction(s) and relief(s) which this Hon'ble Court may deem fit and proper in the facts and circumstances of the present case may also kindly be granted in favour of the petitioner 3. Learned counsel for the petitioner submits that Cr. No.593/24 has been registered against the petitioner for the offence under Section 420 of the IPC and Section 66 D of the Information Technology Act, on the allegation that out of Rs.37,000/- deposited in the account of the petitioner, an amount of Rs.4000/- constitutes excess/disputed payment. She further submits that the complaint does not name the petitioner directly and only his Bank Account number is mentioned in the subject document(s)/communication. She submits that solely on account of this disputed sum of Rs.4000/-, the petitioner’s entire Bank Account has been frozen, thereby depriving the petitioner of the ability to operate the account. She further submits that a total deposit of about Rs.2 Lakhs is available in the account of the petitioner and owing to the freezing order, the petitioner is precluded from operating the same. Learned counsel refers to the document - Demat/Depository Fraud, dated 12.9.2024 (Annexure P/2), which shows that the disputed amount is only Rs.4000/-, arising out of a complaint made by Jobin Thomas, Chelakode Bathel house, Natianchira Chelakkara Talappili 680587 (KERALA THRISSUR CITY CHELAKKARA). In view of the above, learned counsel prays that the Respondent-Bank be directed to unfreeze the Bank Account of the petitioner. 4 4. Considering the facts and circumstances of the case, particularly considering the nature of the dispute as well as the disputed amount involved, which is only Rs.4000/- as reflected in the communication (complaint) dated 12.9.2024 (Annexure P/2), this Court deems it appropriate to dispose of this petition with a direction to the Respondent-Bank to unfreeze the bank account of the petitioner and permit him to operate the same subject to retaining a hold over an amount of Rs.4000/- during pendency of the investigation, until the submission of final report by the Kerala Police or further orders of the competent Criminal Court, and upon strict compliance with the following conditions : (i) The petitioner shall fully cooperate with the ongoing investigation. (ii) The petitioner shall not make any major withdrawals from his Bank Account without the permission of the concerned Court. (iii) The petitioner shall furnish his current residential address and phone number to the Respondent-Bank to enable it to contact him upon receiving instructions from the Kerala Police. 5. With the aforesaid observations/directions, the Petition is finally disposed of. Sd/- (Amitendra Kishore Prasad) Judge Shyna Ajay