CWP-16318-2026 -1- IN THE HIGH COURT OF PUNJAB AND HARYANA AT CHANDIGARH 115 CWP-16318-2026 Date of Decision: 20.07.2026 Pankaj Kumar @ Pankaj Mehta …Petitioner(s) Versus HDFC Bank Limited and others …Respondent(s) CORAM: HON'BLE MR. JUSTICE TRIBHUVAN DAHIYA Present:- Mr. Kushager Goyal, Advocate, Ms. Preeti Goyal, Advocate, and Ms. Dimple Jain, Advocate for the petitioner Mr. Nitin Thatai, Advocate for respondents no.1 and 2/ HDFC Bank TRIBHUVAN DAHIYA, J. (Oral) The petition has been filed seeking a writ of mandamus directing the respondent/HDFC Bank to defreeze/unblock the petitioner’s savings account bearing no.06101930008963, having IFSC code HDFC0000604. 2. Learned counsel for the Bank submits that the action to debit freeze the account has been taken upon a communication, dated 24.01.2026, received from the Special Operation Group, Police Pared Ground, Opp. Jagnath Temple, Hadgood Road, Near Borsad Chowkdi, District Anand, Gujarat. The communication does not mention the exact amount in dispute or any particular objectionable transaction. PAYAL 2026.07.22 09:28 I attest to the accuracy and authenticity of this order/judgment CWP-16318-2026 -2- 3. In these circumstances, this Court finds no justification in the respondents action to freeze the petitioner’s account altogether and deems it appropriate to dispose of the petition with a direction to the respondents to defreeze/unblock the said account within three days of receiving a certified copy of this order. However, it shall be open for the Bank to take action with respect to any particular disputed transaction in case communication to that effect is received in future, only after complying with the Principles of Natural Justice. (TRIBHUVAN DAHIYA) JUDGE 20.07.2026 Payal Whether speaking/reasoned Yes/No Whether reportable Yes/No PAYAL 2026.07.22 09:28 I attest to the accuracy and authenticity of this order/judgment