SANJAY KUMAR v. THE NATIONAL INSURANCE COMPANY LIMITED THROUGH ITS BRANCH HEAD
WPC/2072/2026 · 2026-04-02
Sri Ananda Sen
Writ Petition (Civil)body2026
DailyLaw.ai
[ 2026 DAILYLAW 3255 (JHR) · dailylaw.ai ]
DailyLaw.ai
[ 2026 DAILYLAW 3255 (JHR) · dailylaw.ai ]
Judgment text
Extracted from the PDF above. The PDF is authoritative.
2026:JHHC:9466
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IN THE HIGH COURT OF JHARKHAND AT RANCHI
W.P.(C) No.2072 of 2026
Sanjay Kumar, aged about 43 years, Son of Shiv Narayan Prasad Yadav, Resident of Near Chota Shiv Mandir, Sector-3, HEC Colony, P. O+P.S- Dhurwa, Ranchi, Jharkhand. Permanent address- Village- Kamarganj, P.O.- Jahangira, P.S-Sultanganj, District- Bhagalpur, Bihar. …. Petitioner(s)
Versus
1. The National Insurance Company Limited through its Branch Head, Registered and Head Office at 3 Middleton Street, Kolkata, West Bengal, 700071, PO-Middleton Row, PS- Parle Street
2. The Regional Manager, National Insurance Company Limited, Address 4th Floor, Sone Bhawan, R-Block., Patna, PO- Patna GPO, P.S- Sachivalaya Patna-Bihar. 3. The Divisional Manager, National Insurance Company Limited Ranchi DO- II, (180200), Kutchery Road, PO & PS Sadar, Ranchi, Jharkhand-834001. 4. The General Manager, Mahindra Nexgen Solutions Technology Pvt. Ltd. 60P/61P, Tupudana, Industrial Area, Hatia, PO & PS Hatia, Ranchi. … Respondent(s)
-------- CORAM: SRI ANANDA SEN, J.
------ For the Petitioner(s) : Mr. Jagdeesh, Advocate
Mr. Kundan Kumar Singh, Advocate For the Respondents : Mr. Amresh Kumar, Advocate
Ms. Riya Raj, Advocate ------
2/02.04.2026 Heard learned counsel appearing for the petitioner and learned counsel appearing for the Respondents. 2. The petitioner in this writ petition has prayed for quashing and setting aside the impugned letter dated 15.06.2023 (Annexure-7) and the consequential letter dated 02.08.2023 (Annexure-8) whereby the respondent-Insurance Company has arbitrarily closed the petitioner's duly approved cashless insurance claim as "No Claim". Further prayer is made for commanding the respondent-National Insurance Company Limited to forthwith release and pay the approved claim amount of 8,10,732/- to the authorized service center, i.e. Respondent No.-4, towards the repair bill raised in respect of the petitioner's insured vehicle, in terms of the cashless claim approval already granted by the respondent and consequently, direct the authorized service center i.e. Respondent No.-4, to immediately
2026:JHHC:9466
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release and hand over possession of the repaired vehicle bearing Registration No. JH-01-DZ-4774 to the petitioner, upon receipt of payment from the respondent-Insurance Company and also direct the respondent-Insurance Company to bear and pay all parking charges and incidental charges levied by the Respondent No.-4 from the date of completion of repair work till the date of actual release of payment, as the delay is solely attributable to the respondent's arbitrary inaction. 3. Petitioner is aggrieved by the order at Annexure 7 and 8, whereby the insurance claim of the petitioner has been closed.
The petitioner's vehicle met with an accident and the petitioner made a claim before the insurance company, which was closed by Annexure-7. Annexure-7 clearly says that due to non-production of the documents mentioned therein with the office, the claim is being closed as “no claim”, due to no response and the petitioner had challenged the aforesaid order. Further, it is clear that the petitioner has also approached the District Consumer Forum, Ranchi. 4. Since the petitioner has already approached the District Consumer Forum, Ranchi, I am not inclined to entertain this petition. 5. Accordingly, this writ petition is dismissed. 6. The District Consumer Forum is directed to take up the matter of the petitioner and dispose of the same at the earliest. (ANANDA SEN, J.) 02.04.2026 R.Kumar