Extracted from the PDF above. The PDF is authoritative.
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HC-KAR CNR: KAHC010567942022 NC: 2026:KHC:36943 MFA No. 8330 of 2022 IN THE HIGH COURT OF KARNATAKA AT BENGALURU DATED THIS THE 17TH DAY OF JULY, 2026 BEFORE THE HON'BLE MR. JUSTICE RAJESH RAI K MISCELLANEOUS FIRST APPEAL NO.8330 OF 2022(MV-I) BETWEEN:
KUM H N DEEKSHITHA ALIAS DEEKSHA D/O H V NARAYANASWAMY NOW AGED ABOUT 17 YEARS REP BY HER MOTHER/ NATURAL GUARDIAN SMT VARALAKSHMI W/O H V NARAYANASWAMY NOW AGED ABOUT 43 YEARS BOTH RESIDING AT HOLURU VILLAGE AND POST KOLAR TALUK AND DISTRICT. …APPELLANT (BY SRI. GOPAL KRISHNA, ADVOCATE FOR SRI. RAVINDRA P, ADVOCATE) AND:
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SRI KUMAR P S/O PUTTASWAMY NOW AGED ABOUT 34 YEARS RESIDING AT NO.95 2ND CROSS, UPPER HUTHA NEAR NANDI TEMPLE GOLDEN JIBILEE COLONY BHADRAVATHI TOWN SHIVAMOGGA DISTRICT, PIN CODE-577301. Digitally signed by PANKAJA S Location: HIGH COURT OF KARNATAKA
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HC-KAR CNR: KAHC010567942022 NC: 2026:KHC:36943 MFA No. 8330 of 2022
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M/S NEW INDIA ASSURANCE COMPANY LTD., REGIONAL OFFICE UNITY BUILDING ANNEXE MISSION ROAD BENGALURU-560027 REP. BY ITS MANAGER …RESPONDENTS (BY SRI. A.M. VENKATESH, ADVOCATE FOR R2, NOTICE TO R1 IS DISPENSED WITH)
THIS MFA IS FILED U/S.173(1) OF MV ACT, AGAINST THE
JUDGMENT AND AWARD DT.28.11.2019 PASSED IN MVC NO.6405/2017 ON THE FILE OF THE CHIEF JUDGE, COURT OF SMALL CAUSES AND MEMBER, PRL. MACT, BENGALURU, PARTLY ALLOWING THE CLAIM PETITION FOR COMPENSATION AND SEEKING ENHANCEMENT OF COMPENSATION.
THIS APPEAL, COMING ON FOR ORDERS, THIS DAY,
JUDGMENT WAS DELIVERED THEREIN AS UNDER:
CORAM: HON'BLE MR. JUSTICE RAJESH RAI K ORAL JUDGMENT
1. The claimant, being dissatisfied with the compensation of Rs.1,44,500/- awarded by the Tribunal in MVC.No.6405/2017 vide judgment and award dated 28.11.2019, is in appeal.
2. The fact that the accident occurred and the further fact that the offending vehicle was insured are not in dispute.
3. The Tribunal, on assessment of evidence, has awarded the following sums as compensation:
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HC-KAR CNR: KAHC010567942022 NC: 2026:KHC:36943 MFA No. 8330 of 2022 Sl. No. Particulars Amount in (Rs.)
1. Pain and sufferings 60,000
2. Medical expenses 4,500
3. Attendant, conveyance and other expenses 10,000
4. Loss of amenities in life 50,000
5. Future medical expenses 20,000 Total 1,44,500
4.
Learned counsel for the claimant would contend that though the claimant had suffered disability, the Tribunal has erred in not assessing the loss of future income and that the amount awarded under other heads is also meager. Accordingly, he prays to allow the appeal by enhancing the compensation. 5. On the other hand, learned counsel for the insurer supports the impugned judgment and award and prays for dismissal of the appeal. - 4 -
HC-KAR CNR: KAHC010567942022 NC: 2026:KHC:36943 MFA No. 8330 of 2022
6. I have given my anxious consideration to the submissions of learned counsel for both the parties and perused the material on record. 7. As could be seen from records, Ex.P.12-wound certificate discloses that the claimant has suffered fracture of right tibia and fracture of right pubic rami. The evidence of the Doctor reveals that the claimant has suffered 28.87% to the left lower limb and whole body disability at 9.6%. Having regard to the nature of injuries suffered by the claimant and the age of the claimant, I deem it just and appropriate to assess the disability at 7%. 8. The Tribunal has not awarded compensation under the head 'loss of future income'. Since the claimant was minor aged 12 years at the time of incident and that the disability is now assessed at 7%, as per the judgment of the Hon'ble Apex Court in the case of HITESH NAGJIBHAI PATEL Vs. BABABHAI NAGJIBHAI RABARI AND ANOTHER in Civil Appeal No.10278/2025, wherein it is held that the calculation of loss of income necessarily has to be made in a case involving a child
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HC-KAR CNR: KAHC010567942022 NC: 2026:KHC:36943 MFA No. 8330 of 2022 having suffered injury or having passed away, it would be just and appropriate to award the compensation towards loss of future income. Consequently, since the accident was of the year 2017, it would be appropriate to assess the income at Rs.11,000/- as per the chart prepared by Karnataka State Legal Services Authority. Accordingly, applying the multiplier of '18', the claimant would be entitled to a sum of Rs.1,66,320/- (Rs.11,000 x 12 x 18 x 7%) towards 'loss of future income'. 9. The sums awarded under other heads, being just and proper, do not require any interference. 10. Consequently, the award of the Tribunal is modified and the claimant would be entitled to the following compensation: Sl.
No. Compensation under different Heads As awarded by the Tribunal (Rs.) As awarded by this Court (Rs.)
1. Pain and sufferings 60,000 60,000
2. Loss of future income due to disability Nil 1,66,320
3. Attendant, conveyance and other misc. expenses 10,000 10,000
4. Medical expenses 4,500 4,500
5. Loss of amenities 50,000 50,000
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HC-KAR CNR: KAHC010567942022 NC: 2026:KHC:36943 MFA No. 8330 of 2022
6. Future medical expenses 20,000 20,000 Total 1,44,500 3,10,820
11. Thus, the claimant is held entitled to the total compensation of Rs.3,10,820/- as against Rs.1,44,500/-, along with interest at the rate of 6% per annum from the date of petition till its realization. 12. The Insurance Company is directed to deposit the amount of compensation awarded within six weeks from the date of receipt of a certified copy of this judgment. The appeal is accordingly allowed in part. SD/- (RAJESH RAI K) JUDGE PKS List No.: 1 Sl No.: 0