CRM-M-10936-2026 -1- (111+214) IN THE HIGH COURT OF PUNJAB AND HARYANA AT CHANDIGARH CRM-M-10936-2026 (O&M) Date of decision : 16.07.2026 GURJIT KAUR GILL ... Petitioner Versus STATE OF PUNJAB ...Respondent CORAM: HON'BLE MR. JUSTICE JASJIT SINGH BEDI Present: Mr. Hanspuneet Singh Kehal, Advocate for the petitioner. Mr. M.S. Toor, A.A.G., Punjab. Mr. Harjit Sharma, Advocate for the complainant. **** JASJIT SINGH BEDI, J. The prayer in the present petition under Section 483 BNSS, 2023 is for the grant of regular bail to the petitioner in case FIR No.0073 dated 02.08.2025 registered under Section 420 IPC at Police Station City Ahmedgarh, District Malerkotla. 2. The present FIR came to be registered at the instance of Gurpinder Singh S/o Jatinder Pal Singh and the same reads as under:- “Copy of original application: To, Hon'ble S.S.P. Sahib, District Malerkotla. Subject: Application regarding the fraud committed by the agent Gurjit Kaur Gill wife of Hardeep Singh Gill, (owner Whitelily Immigration), Chhapar Road, Opp. Allahabad Bank, Ahmedgarh Distt. Malerkotla Punjab, Agent Gurjit Kaur Gill (Mob. No. 98152-61174, 70092- JITESH LAL 2026.07.17 11:17 I attest to the accuracy and integrity of this document CRM-M-10936-2026 -2- 98648), agent Hardeep Singh Gill (Mob. No.84277-40944, +1 437-215-444) Numberdar Hardeep Singh father of agent Gurjit Kaur at present R/o village Khera, near Ahmedgarh, District Ludhiana (M.No.98723-71222) to send me (Gurpinder Singh) to abroad and taking Rs. 20,15,000/- and not returning the money and cheating me under a well planned scheme. Regarding the above subject I request that I Gurpinder Singh son of S. Jatinder pal Singh, R/o village Lohgarh Tehsil and District Ludhiana I have completed my GNM Nursing Studies from Bengal Institute of Nursing, Village Jalaldiwal, Barnala Road, Raikot, District Ludhiana I was intending to go abroad to Canada. On 9th July 2022, I had gone to Ahmedgarh with my father for some work. When we reached Ahmedgarh, we were going from Dhurkot to village Chhapar side to fill petrol in the Motor cycle, we saw White Lily Immigration office in front of Allahabad Bank and I along with my father went inside their office. At that time Gurjit Kaur Gill and her husband Hardeep Singh Gill were present in the office. At that time, someone was sitting with them, due to which they gave us their visiting card and said that do not have time today. They told us to come to them after calling on their phone number. Thereafter on the day of Tuesday i.e. 12 July 2022 after having conversation with them we reached in their office for talks. When we reached in their office, at that time agent Gurjit Kaur Gill and her husband Agent Hardeep Singh were present. We talked with them about going to abroad. They informed us to provide work visa to me in Canada on payment of Rs. 30 Lacs thereafter they demanded documents of my Nursing course and after reaching home I sent my documents to them through e.mail (screen shots attached) and on 13th July 2022 I showed my all the original documents to them in their office thereafter they told me that we shall inform you after verification with our partner White Lily Immigration (in Canada) on dated 13th July 2022 I received call on my mobile No. 82888-48176 and JITESH LAL 2026.07.17 11:17 I attest to the accuracy and integrity of this document CRM-M-10936-2026 -3- they told that you are valid and your work visa can be issued very easily. And they demanded from me a sum of Rs. 2 Lacs so that the file for going abroad may be submitted. We have paid the amount in cash and by way of cheques to Gurjit Kaur Gill, Agent Gurjit Kaur Gill, Agent Hardeep Singh Gill and Hardeep Singh Numberdar(father of Gurjit Kaur agent), the detail of which is as under: Rs.50,000/- in cash # dated 14.07.2022 to agent Gurjit Kaur Gill agent Hardeep Singh Gill at their office i.e. White Lily Immigration's Office Chhapar Road, Ahmedgarh, A receipt of this amount received by them was also issued which is attached with the application. On dated 15.07.2022 Rs. 1,50,000/- were given to agent Gurjit Kaur Gill, agent Hardeep Singh Gill in their office at White in 3,50,000/-through cheque Lily Immigration, at Chhapar Road, Ahmedgarh his office on dated # 08.08.2022 were given Rs, 5,50,000/- i.e. Rs.3,50,000/- through cheque No.589679 and Rs. 2,00,000/- in cash were given to agent Hardeep Singh Gill and Hardeep Singh Numberdar (who is father of Mrs. Gurjit Kaur) at their office White Lily Immigration Chhapar Road, Ahmedgarh. On dated 10.03.2023 a sum of agent Rs. 1,00,000/- were given in cash to Gurjit Kaur Gill, agent Hardeep Singh Gill in the case No. PB-10HS-3666, MG Hector, Ahmedgarh. On dated 16.05.2023 a sum of Rs. 5,00,000/- were given in cash to agent Gurjit Kaur Gill, agent Hardeep Singh Gill and Hardeep Singh Numberdar in Car No.PB-10HS-8666 MG Hector, Ahmedgarh. On dated 03.07.2023 a sum of Rs.3,50,000/-were given in cash to Gurjit Singh Gill, agent Hardeep Singh Gill and Hardeep Singh Numberdar in vehicle No. PB-10HS-8666, MG Hector, Ahmedgarh. On dated 11.09.2023 a sum of Rs. 3,15,000/- were given in cash to agent Harjit Kaur Gill, agent Hardeep Singh Gill in Maruti Swift Car No.PD-10DP-1322 at Ahmedgarh. The statements of the above bank transaction has been attached with my written complaint. I have given these amounts from JITESH LAL 2026.07.17 11:17 I attest to the accuracy and integrity of this document CRM-M-10936-2026 -4- withdrawing the same from the accounts of my father in Punjab National Bank Branch B.R.S. Nagar Ludhiana and Indian Overseas Bank Gujjarwal Ludhiana. Bank statements attached herewith. The aforesaid money given by me (Gurpinder Singh) and my father Jatinder Pal Singh. I and my father had given the amount many times in the presence of Ex. Sarpanch Rachhpal Singh and sometimes the money was given by me, my father in the presence of former Sarpanch Rachhpal Singh. After that I had 4 phone conversation with them. During this I had gone to Chandigarh alongwith agent Hardeep Singh Gill for getting the transfer of ownership of vehicle PB-10HS-8666, MG Hector and Punjab School Education Board and for verification of P.N.R.C. (Punjab registration Council) Mohali in WES (World Education Service) and they took money from us by taking us in their confidence. My mother Baljit kaur had died on 31.10.2021 we have been shocked and they took money from us by taking the benefit of demise of mother of applicant in deceitful manner. On 11.9.2023 when we went to give them Rs.3,15,000/- they met us on Chhapar-Ahmedgarh Road which is near to their office in their swift car No. PB-10DP-1322. At that time agent both Gurjit Kaur Gill and agent Hardeep Singh Gill were present in the vehicle. I requested them to give file number of the file in which I applied for visa to Canada then they told me to tell regarding this in one/two days. During this they closed their office of White Lily Immigration office, Chhapar Road, Ahmedgarh when we came to know about this then we talked with them on phone to give the file number but they both started putting us off and on one pretext or the other. During this period Hardeep Singh returned to Canada. When we talked to agent Gurjit Kaur on telephone then they started putting off us on one pretext or the other that agent Hardeep Singh has gone to Canada after picking up quarrel with me. Thereafter he did not pick my call. During this period we used to call on whatsap to agent Hardeep Singh Gill but neither he JITESH LAL 2026.07.17 11:17 I attest to the accuracy and integrity of this document CRM-M-10936-2026 -5- responded my call or messages on whatsap. Thereafter I along with my father went to the parental house at village Khera, Ahmedgarh of agent Gurjit Kaur Gill and met them When we went then they started putting of us. When we went to their house in village Khera at that time agent Gurjit Kaur Gill and her son (from the first marriage) Numberdar Hardeep Singh (father of agent Gurjit Kaur Gill) Paramjit Kaur (mother of agent Gurjit Kaur Gill and wife of Numberdar Hardeep Singh) were present. They in connivance with each other started putting lame execuses and told me that agent Hardeep Singh ran away by picking your money. They also said that he has gone after committing the fraud with us, which was untrue for us. We used to make rounds in their house at village Khera but they did not find any way for us. During this we spoke to agent Hardeep Singh Gill one/two times in July 2024, we asked him to do it but he did not give us any answer and stopped picking our calls. We then went to the parental house of agent Gurjit Kaur Gill at village Khera, then her parents assured us that they would talk to agent Hardeep Singh Gill for you, but nothing was done from agent Gurjit Kaur Gill and her parents could not help us and they kept us in the pretext., We requested the parents of agent Gurjit Kaur but they did not find any way for us. On 10.9.2024 my father talked with agent Hardeep Singh Gill on his phone through whatsap which was video recorded by me with my own phone ( video record of which is attached). During Feb. 2025 we went to the Panchayat of their village We were accompanied by Sarpanch Hakam Singh village Lohgarh, Ex. Sarpanch Rachhpal Singh and one Gram Panchayat member Baldev Singh but agent Gurjit Kaur Gill, her father Hardeep Singh Namberdar and her mother Paramjit Kaur but they did not come forward to have talks with us in the Panchayat. Whereas agent Gurjit Kaur Gill made threats through phone calls on my father's Phone and said that the money is with her and you can do whatsoever you like, we shall not return your money nor your JITESH LAL 2026.07.17 11:17 I attest to the accuracy and integrity of this document CRM-M-10936-2026 -6- file is presented and you can file a case. I shall get the case disposed of by giving money. They have given nothing to us. The money was given by selling our ancestral land and agent Gurjit Kaur Gill and Hardeep Singh Gill have not presented my file for going abroad nor they returned our money. Therefore I request you, Gurjit Kaur Gill, Hardeep Singh Gill and Numberdar Hardeep Singh in pre-planned scheme cheated me for an amount of Rs. 20,15,000/-, therefore I request to take legal action against the above mentioned persons. I shall be very grateful to you. Yours faithfully Sd/- Gurpinder Singh.” 3. The learned counsel for the petitioner contends that the petitioner has been falsely implicated in the present case. In fact, she was married to the main accused Hardeep Singh Gill, who has fled to Canada and the said marriage was the second one for each of them. There is matrimonial dispute between the petitioner and her husband Hardeep Singh Gill and two cases in that regard are pending before the District Courts at Ludhiana and Moga. No amount has been received by her. She has a minor child and ailing family. As she is a lady, in custody since 30.12.2025 but none of the 12 prosecution witnesses has been examined so far, she is entitled to the concession of bail. 4. The learned counsel for the State, while referring to the reply dated 18.03.2026 contends that the complainant had completed his GNM Nursing Course and had met the petitioner and her husband Hardeep Singh Gill at their immigration office on 12.07.2022 where a demand of Rs.30 lakhs for arranging a Canadian work permit Visa was made. The complainant sent all his educational documents to the accused JITESH LAL 2026.07.17 11:17 I attest to the accuracy and integrity of this document CRM-M-10936-2026 -7- and made a total payment of approximately Rs.20,15,000/-. Despite repeated assurances, no Visa or file number was provided to him. Hardeep Singh Gill subsequently closed his office and left for Canada. During investigation it also surfaced that the licence of White Lilly Immigration, Chhapar Road, Ahmedgarh is in the name of the present petitioner. Therefore, she was not a silent spectator. In fact, to the contrary, the petitioner had been collecting amounts from various persons even prior to obtaining the immigration licence. There is a good possibility that the petitioner would abscond from justice or tamper with the evidence, if granted bail. 5. I have heard the learned counsel for the parties. 6. A perusal of the FIR and the reply dated 18.03.2026 would reveal that the petitioner and her husband received a sum of Rs.20.15 lakhs from the complainant with an assurance they would provide him a work permit for Canada. There is a telephonic conversation between the father of the complainant and the accused substantiating these allegations. It has also surfaced during investigation that the licence of White Lilly Immigration, Chhapar Road, Ahmedgarh is in the name of the petitioner though, she has denied the knowledge of the same. However, evidence has been collected to show that the petitioner was collecting money from various persons on the pretext of sending them abroad even prior to obtaining the said licence. There is a photograph of the petitioner sitting in the office of White Lilly Immigration. As per the prosecution case, a total amount of Rs.20,15,000/- has been paid to the JITESH LAL 2026.07.17 11:17 I attest to the accuracy and integrity of this document CRM-M-10936-2026 -8- petitioner, her husband and her father in cash and in cheque between July, 2022 and September, 2023. The payments have been made in the presence of witnesses including one Rachhpal Singh, Ex. Sarpanch. Therefore, prima facie the offence stands established. The husband of the petitioner has fled abroad. There is every possibility that the petitioner would flee from justice or tamper with the evidence, if granted bail. 7. In view of the aforementioned discussion, I find no merit in the present petition. Therefore, the same stands dismissed. 8. However, the observations made hereinabove are only for the purposes of deciding this bail petition and the Trial Court is free to adjudicate upon the matter on the basis of the evidence led before it uninfluenced by any such observations made herein. 9. All the pending miscellaneous applications, if any, stand disposed of. (JASJIT SINGH BEDI) JUDGE 16.07.2026 JITESH Whether speaking/reasoned:- Yes/No Whether reportable:- Yes/No JITESH LAL 2026.07.17 11:17 I attest to the accuracy and integrity of this document