1 CGHC010223962026 2026:CGHC:30528 NAFR HIGH COURT OF CHHATTISGARH AT BILASPUR REVP No. 192 of 2026 1 - Reserve Bank Of India Through Governor Reserve Bank Of India, 4th Floor, Amar Building, Sir P.M. Road Mumbai 400001 (M.S.) 2 - Banking Ombudsman, Reserve Bank Of India , Regional Office Raipur Now New Address Sector -24 Atal Nagar Naya Raipur, Pin 492101 (C.G.) ... Petitioner(s) versus 1 - Shyam Lal Korram S/o Late Mehattar Ram Aged About 53 Years Presently Posted Lecturer (L.B.) Government Higher Secondary School, Siganpur Tehsil Keshkal District Kondagaon (C.G.) 2 - Rita Markam D/o Raidhar Markam Aged About 33 Years Presently Working As Patwari Tehsil Keshkal District Kondagaon (C.G.) R/o Pwd Colony, Tehsil Keshkal, District Kondagaon (C.G.) 3 - Guman Dsingh Paikara S/o Shri Chhabit Ram Paikara Aged About 43 Years Presently Warking Lecturer (L.B.) At Uppar Primary School, Tendubhata, Tehsil Keshkal District Kondagaon (C.G.)r/o Village Bedma VISHAKHA BEOHAR Digitally signed by VISHAKHA BEOHAR 2 Post Bahigaon, P.S. Keshkal, District Kondagaon (C.G.) 4 - Lakhika Mandavi D/o Bishri Ram, Aged About 43 Years Presently Warking As Sub- Engineer, Public Works Department Kanker,c.G.)r/o Qr. No. G-6, Pwd Colony Uday Nagar District Kanker (C.G.) 5 - Deepika Kunjam W/o Chhattar Singh Kunjam Aged About 47 Years Presently Woking At Community Health Centre, Health Department, Narharpur District Kanker R/o Res Colony Kanker (C.G.) 6 - Peela Dau Kanwar S/o Late Shankar Lal Kanwar Aged About 38 Years Presently Woking At Teacher, Primary School Amagudapara Tehsil Kondagaon District Kondagaon (C.G.) R/o House No.178, Sarkada, Sankara District Gariyaband (C.G.) 7 - Mamta Gawde W/o Shri Sanwaru Gawde, Aged About 43 Years Presently Woking At Teacher, Upper Primary School Ravbeda District Kondagaon R/o 23, Korgaon, Binghe Tehsil Keshkal District Kondagaon (C.G.) 8 - Naklesh Shori S/o Shri Rama Rao Shori Aged About 44 Years Presently Woking At Assistant At Community Health Centre, Health Department Keshkal District Kondagaon R/o Nirachhindle, Post Singhanpur Tehsil Keshkal District Kondagaon (C.G.) 9 - Dhaniram Netam S/o Late Shri Sukhram Netam Aged About 60 Years Presently Woking As Lecturer (Principal ) At Government Kanya Siksha Parisar, Pipra, (Bahigaon) Block Keshkal District Kondagaon (C.G.) 10 - Suklal Netam S/o Sunher Singh Netam Aged About 49 Years Presently Woking As Assistant Grade -01 At Nmdc Ltd. Bacheli Complex, District Dantewada (C.G.) R/o Qtr. No. 716 /type -Ii /ds /cws 3 Colony Bachelil District Dantewada (C.G.) 11 - Union Of India Through Department Of Financial Srevices Ministry Of Finance, 3rd Floor, Jeevan Deep Building Sansad Marg New Delhi 110001 12 - State Of Chhattisgarh Through Director, Directorate Of Institutional Finance, Finance Department, Government Of Chhattisgarh Indrawati Bhawan, Nava Raipur (C.G.) 13 - Cholamandalam Investment And Finance Company Limited (Cifcl), Having Corporate Office At Chola Grest, C54-55 And Super B-4, Thiru- Vi-Ka Industrial Estate, Guindy, Chennai -600032 14 - Chhattisgarh Rajya Gramin Bank Through Chairman, Corporate Office Sector -24 Atal Nagar, Naya Raipur (C.G.) 15 - Housing Development Finance Corporation Having Its Registered Office At Ramon House,169, Backbay Reclamation H.T. Parekh Marg Churchgate, Mumbai -400020 (M.H.) 16 - Axis Bank Limited, Having Its Registered Office At Trishul Opposite Samartheshwan Temple, Ellis Bridge Ahmedabad -380006 Gujarat 17 - Bank Of India Having Its Head Office At Star House, C-5, G Block Bandra Kurla Complex, Bandra (East), Mumbai -400051 (M.H.) 18 - Yes Bank Limited, Having Its Head Office At Yes Bank Tower, I.F.C. 02,23rd Floor, Senapati Bapat Marg,elpinestone, (W),mumbai 400013 (M.H.) 19 - Icici Bank Limited, Having Its Registered Office At Icici Bank Tower, Near Chakli Circle Old Padra Road Vadodara 390007 Gajarat 4 20 - State Bank Of India, Having Registered Office At Corporate Center State Bank Bhawan Madame Cama Road, Nariman Point, Mumbai, Maharashtra 400021 21 - Bank Of Baroda Through Its General Manager, Havinghead Office At Baroda Bhawan, 7th Floor, R,c. Dutt Road, Vadodara 390007 Gujarat 22 - Collector, District Kondagaon (C.G.) 23 - Collector, District Kanker (C.G.) 24 - Collector , District Gariyaband (C.G.) 25 - Ajay Kumar Nag S/o Late Shri Punauram Nog Presntly Working As Teacher At Government Sarva Shiksha Abhiyan Middle School, Tendubhata, Block Keshkal, District Kondagaon R/o Village And Post Dhanora, Tehsil Keshkal, District Kondagaon (C.G.) (Agent Of The Banks) 26 - Sunil Kishore Barwa S/o Shri Stanislaus Barwa Presntly Working As Teacher At Government Tribal Welfare Department Primary School, Charbhata, Block Keshkal, District Kondagaon R/odhumadand Post Loro( Patratoli), Tehsil Kunkuri District Jashpur (C.G.) (Agent Of The Banks) ... Respondents (Cause-title taken from the Case Information System) ----------------------------------------------------------------------------------------------- For Petitioner :- Mr. Swapnil Thawaney, Advocate For Respondent No.19 :- Mr. Aman Saxena, Advocate For Respondents No. 1 to 10:- Mr. Aniruddh Singh, Advocate on behalf of Mr. Dhiraj Wankhede, Advocate For State :- Mr. S.S. Choubey, G.A. 5 For respondent-UOI :- Mr. Ramakant Mishra, DSG ----------------------------------------------------------------------------------------------- SB- Hon'ble Shri Justice Amitendra Kishore Prasad Order On Board 20.07.2026 1. The present review petition has been filed by the Reserve Bank of India and its authority seeking review of the order dated 22.04.2026 passed by this Court in W.P.(C) No.1799 of 2026, whereby the writ petition preferred by the respondents herein was disposed of at the admission stage with a direction to the respondents therein to avail the remedy before the Banking Ombudsman and further directing the concerned Banking Ombudsman to consider and decide the applications for interim relief filed by the petitioners within a stipulated period. 2. Learned counsel appearing for the review petitioners submits that the order dated 22.04.2026 requires reconsideration as the Reserve Bank Integrated Ombudsman Scheme, 2021 does not confer any power upon the Banking Ombudsman to grant interim relief in the complaints filed before it. It is submitted that the aforesaid aspect could not be brought to the notice of this Court as the review petitioners were not parties to the writ petition and the matter was disposed of at the admission stage itself. Learned counsel further submits that pursuant to the order passed by this Court, the respondents have filed separate complaints before the Banking Ombudsman along with applications seeking interim 6 relief; however, in view of the provisions of the Integrated Ombudsman Scheme, the Ombudsman has no jurisdiction to grant such interim relief. It is therefore prayed that the interim protection granted by this Court may be continued till the complaints are decided by the Banking Ombudsman on merits in accordance with law. Learned counsel has placed reliance upon the order passed by this Court in Review Petition No.177 of 2025 (Reserve Bank of India & Another Vs. Omprakash Koshima & Others), wherein in similar circumstances, the review petition was allowed and liberty was granted to the Ombudsman to decide the complaints strictly in accordance with the provisions of the Reserve Bank Integrated Ombudsman Scheme, 2021. 3. Per contra, learned counsel appearing for the respondents submits that the review petition has been filed only with a view to seek modification of the directions issued by this Court. It is submitted that the order dated 22.04.2026 was passed after considering the nature of the grievance raised by the respondents and the limited direction issued by this Court was only to ensure consideration of their complaints and interim applications. It is further submitted that no error apparent on the face of record or any ground warranting review of the order is made out. 4. Heard learned counsel appearing for the parties and perused the material available on record. 7 5. The scope of review jurisdiction is limited and the same cannot be exercised merely because a party seeks reconsideration of an order on the basis of certain submissions which were not placed before the Court at the relevant point of time. A review can be entertained only when there exists an error apparent on the face of the record or when a ground within the limited parameters of review jurisdiction is established. 6. In the present case, this Court, while passing the order dated 22.04.2026, had only directed the respondents to avail the statutory remedy available before the Banking Ombudsman and further directed the concerned authority to consider the complaints in accordance with law. The direction regarding consideration of interim relief was issued in the backdrop of the circumstances prevailing at that stage and with a view to protect the interest of the parties till consideration of the complaints. 7. The grievance raised by the review petitioners is essentially with regard to the jurisdiction and powers of the Banking Ombudsman under the Reserve Bank Integrated Ombudsman Scheme, 2021. Such an issue can always be considered by the concerned Ombudsman while deciding the complaints on merits in accordance with the provisions of the Scheme. The same does not constitute an error apparent on the face of the record warranting exercise of review jurisdiction. 8 8. This Court also finds that the reliance placed upon the order passed in Review Petition No.177 of 2025 does not advance the case of the review petitioners, as the facts and circumstances of each matter have to be examined independently. In the present case, no such error or omission has been demonstrated which may call for review of the order dated 22.04.2026. 9. Accordingly, this Court is of the considered view that no ground for review of the order dated 22.04.2026 passed in W.P.(C) No.1799 of 2026 is made out. 10.Consequently, the present review petition stands dismissed. However, it is made clear that the Banking Ombudsman shall proceed to consider and decide the complaints filed by the respondents strictly in accordance with the provisions of the Reserve Bank Integrated Ombudsman Scheme, 2021 and uninfluenced by any observation made in the order dated 22.04.2026. sd/- (Amitendra Kishore Prasad) Judge Vishakha