- 1 - HC-KAR NC: 2026:KHC:19004-DB MFA No. 3069 of 2022 C/W MFA No. 289 of 2021 MFA No. 392 of 2021 AND 1 OTHER IN THE HIGH COURT OF KARNATAKA AT BENGALURU DATED THIS THE 7TH DAY OF APRIL, 2026 PRESENT THE HON'BLE MR. JUSTICE D K SINGH AND THE HON'BLE MR. JUSTICE T.M.NADAF MISCELLANEOUS FIRST APPEAL NO.3069 OF 2022(MV-D) C/W MISCELLANEOUS FIRST APPEAL NO.289 OF 2021(MV-I) MISCELLANEOUS FIRST APPEAL NO. 392 OF 2021 (MV-D) MISCELLANEOUS FIRST APPEAL NO.2325 OF 2022(MV-I) IN MFA No. 3069/2022 BETWEEN: 1. NAVAS R., S/O ABDUL RASHEED, AGED ABOUT 49 YEARS, 2. SMT. ANEESA, W/O NAVAS R., AGED ABOUT 49 YEARS, APPELLANTS 1 & 2 ARE R/AT NABEEL MANZIL, KANNANALLUR POST, THRIKKOVIVATTIOM VILLAGE, KOLLAM TALUK, KOLLAM DISTRICT, KERALA STATE. …APPELLANTS (BY SRI. M.V. MAHESWARAPPA., ADVOCATE) Digitally signed by REKHA R Location: High Court of Karnataka - 2 - HC-KAR NC: 2026:KHC:19004-DB MFA No. 3069 of 2022 C/W MFA No. 289 of 2021 MFA No. 392 of 2021 AND 1 OTHER AND: 1. SANTOSH KUMAR, S/O LATE LAXMANAPPA, AGED ABOUT 42 YEARS, R/O DURGI COLONY, SERIVANTEH VILLAGE, SAGAR TALUK, SHIVAMOGGA DISTRICT - 577 201. 2. ASIFULLA, S/O MUHIBULLA, AGE ABOUT 49 YEARS, R/AT 2ND CROSS, AMBEDKAR NAGAR, BEHIND PADMA TALKIES, SHIVAMOGGA DISTRICT - 577 201. 3. THE NEW INDIA ASSURANCE COMPANY LTD., THE DIVISIONAL MANAGER, R/AT 1ST FLOOR, B.H. ROAD, SHIVAMOGGA DISTRICT - 577 201. …RESPONDENTS (BY SRI. R.GOVINDARAJAN., ADVOCATE FOR R3, VIDE COURT ORDER DATED 20.03.2025 NOTICE TO R1 IS HELD SUFFICIENT, R2 SERVED AND UNREPRESENTED) THIS MFA IS FILED UNDER SECTION 173(1) OF MV ACT, AGAINST THE JUDGMENT AND AWARD DATED:26.06.2020 PASSED IN MVC NO.919/2018 ON THE FILE OF THE PRINCIPAL SENIOR CIVIL JUDGE AND ADDITIONAL M.A.C.T.-VI, SHIVAMOGGA, ALLOWING THE CLAIM PETITION FOR COMPENSATION AND SEEKING ENHANCEMENT OF COMPENSATION. - 3 - HC-KAR NC: 2026:KHC:19004-DB MFA No. 3069 of 2022 C/W MFA No. 289 of 2021 MFA No. 392 of 2021 AND 1 OTHER IN MFA NO. 289/2021 BETWEEN: THE DIVISIONAL MANAGER, NEW INDIA ASSURANCE COMPANY LIMITED., 1ST FLOOR, B.H. ROAD, SHIVAMOGGA - 577 201. NOW REP BY ITS DIVISIONAL MANAGER M/S NEW INDIA ASSURANCE CO., LTD., MAHALAKSHMI CHAMBERS, 2ND FLOOR, NO.9, M.G. ROAD BENGALURU - 560 001. ...APPELLANT (BY SRI. R. GOVINDARAJAN, ADVOCATE) AND: 1. ANAND N., S/O NARAYANAN NAIR K.G NOW AGED AOBUT 29 YEARS, R/O NO.8/248, SOUTH CHERIAI, COCHIN-2, BEHIND THIRUMALA TEMPLE, MATTANCHERY POST, ERANKULAM DISTRICT, KERALA STATE. NOW R/O SRIRANGA KRUPA HOUSE 2ND MAIN, 1ST CROSS, L.P.S. NAGARA, SAVALANGA ROAD, SHIVAMOGGA. 2. SANTHOSH KUMAR S/O LATE LAXHMANAPPA R/O DURGI COLONY, SERIVANTHE VILLAGE, SAGARA TALUK, SHIVAMOGGA DISTRICT. - 4 - HC-KAR NC: 2026:KHC:19004-DB MFA No. 3069 of 2022 C/W MFA No. 289 of 2021 MFA No. 392 of 2021 AND 1 OTHER DRIVER OF ASHOK LEYLAND DOST REG NO KA-14-B-1546. 3. ASIFULLA, S/O MUHIBULLA, AGED ABOUT 46 YEARS, R/O 2ND CROSS, AMBEDKAR NAGARA, BEHIND PADMA TALKIES, SHIVAMOGGA DISTRICT. OWNER OF ASHOK LEYLAND DOST REG NO KA-14-B-1546 ...RESPONDENTS (BY SRI. M V MAHESWARAPPA., ADVOCATE FOR R1, R3 IS SERVED) THIS MFA IS FILED UNDER SECTION 173(1) OF MV ACT AGAINST THE JUDGMENT AND AWARD DATED:26.06.2020 PASSED IN MVC NO.956/2018 ON THE FILE OF THE PRL. SENIOR CIVIL JUDGE AND AMACT, VI SHIVAMOGGA, AWARDING COMPENSATION OF RS.4,90,000/- WITH INTEREST AT 6 PERCENT P.A. FROM THE DATE OF PETITION TILL PAYMENT. IN MFA NO. 392/2021 BETWEEN: THE DIVISIONAL MANAGER, NEW INDIA ASSURANCE COMPANY LIMITED, 1ST FLOOR, B.H ROAD, SHIVAMOGGA. NOW REP BY ITS ADMINISTRATIVE OFFICER M/S NEW INDIA ASSURANCE CO., LTD., MAHALAKSMI CHAMBERS, 2ND FLOOR, NO.9 M.G. ROAD, BENGALURU - 560 001. ...APPELLANT - 5 - HC-KAR NC: 2026:KHC:19004-DB MFA No. 3069 of 2022 C/W MFA No. 289 of 2021 MFA No. 392 of 2021 AND 1 OTHER (BY SRI. R. GOVINDARAJAN, ADVOCATE) AND: 1. NAVAS R., S/O ABDUL RASHEED, AGED ABOUT 49 YEARS, 2. SMT. ANEESA, W/O NAVAS R., AGED ABOUT 49 YEARS, BOTH ARE R/AT: NABEEL MANZIL, KANNANALLUR POST, THRIKKOVIVATTIOM VILLAGE, KOLLAM TALUK, KOLLAM DISTRICT, KERALA STATE. 3. SANTHOSH KUMAR, S/O LATE LAXHMANAPPA, R/O DURGI COLONY, SERTIVANTHE VILLAGE, SAGARA TALUK, SHIVAMOGGA DISTRICT, DRIVER OF ASHOK LEYLAND DOST REG NO. KA-14-B-1546 4. ASIFULLA, S/O MUHIBULLA, AGED ABOUT 46 YEARS, R/O 2ND CROSS, AMBEDKAR NAGARA, BEHIND PADMA TALKIES, SHIVAMOGGA. OWNER OF ASHOK LEYLAND DOST REG NO. KA-14-B-1546 ...RESPONDENTS - 6 - HC-KAR NC: 2026:KHC:19004-DB MFA No. 3069 of 2022 C/W MFA No. 289 of 2021 MFA No. 392 of 2021 AND 1 OTHER (BY SRI. M.V. MAHESHWARAPPA, ADVOCATE FOR R1 & R2, R3 IS PLEA IS EXPARTE, R4 IS SERVED AND UNREPRESENTED) THIS MFA IS FILED U/S 173(1) OF MV ACT AGAINST THE JUDGMENT AND AWARD DATED:26.06.2020, PASSED IN MVC NO.919/2018, ON THE FILE OF THE PRINCIPAL SENIOR CIVIL JUDGE AND AMACT-VI, SHIVAMOGGA, AWARDING COMPENSATION OF RS.39,71,236/- WITH INTEREST THEREON AT 6 PERCENT P.A., FROM THE DATE OF PETITION TILL ITS PAYMENT. IN MFA NO. 2325/2022 BETWEEN: ANANDA N., S/O NARAYANA NAIR, AGED ABOUT 30 YEARS, R/AT NO.8/248, SOUTH CHERLAI,CHOCHIN-2, BEHIND THIRUMALA TEMPLE, MATTANCHERY POST, ERNAKULAM DISTRICT, KERALA STATE,. NOW R/AT SREERANGA KRUPA HOUSE, 1ST CROSS, L.P.S. NAGAR, SAVALANGA ROAD, SHIVAMOGGA - 577 201. ...APPELLANT (BY SRI. M V MAHESWARAPPA, ADVOCATE) AND: 1. SANTOSH KUMAR, S/O LATE LAXMANAPPA, AGED ABOUT 42 YEARS, R/O DURGI COLONY, SERIVANTHE VILLAGE, - 7 - HC-KAR NC: 2026:KHC:19004-DB MFA No. 3069 of 2022 C/W MFA No. 289 of 2021 MFA No. 392 of 2021 AND 1 OTHER SAGAR TALUK, SHIVAMOGGA DISTRICT - 577 201. 2. ASIFULLA, S/O MUHIBULLA, AGE ABOUT 49 YEARS, R/AT 2ND CROSS, AMBEDKAR NAGAR, BEHIND PADMA TALKIES, SHIVAMOGGA - 577 201. 3. THE DIVISIONAL MANAGER, THE NEW INDIA ASSURANCE COMPANY LIMITED., R/AT 1ST FLOOR, B.H. ROAD, SHIVAMOGGA - 577 201. ...RESPONDENTS (BY SRI. R. GOVINDARAJU, ADVOCATE FOR R3, R2 IS SERVED, VIDE COURT ORDER DATED 02.01.2024 NOTICE TO R1 IS DISPENSED WITH) THIS MFA IS FILED UNDER SECTION 173(1) OF MV ACT, AGAINST THE JUDGMENT AND AWARD DATED:26.06.2020 PASSED IN MVC NO. 956/2018 ON THE FILE OF THE PRINCIPAL SENIOR CIVIL JUDGE AND ADDITIONAL MACT, VI, SHIVAMOGGA, ALLOWING THE CLAIM PETITION FOR COMPENSATION AND SEEKING ENHANCEMENT OF COMPENSATION. THESE APPEALS ARE COMING ON FOR ADMISSION, THIS DAY, JUDGMENT WAS DELIVERED THEREIN AS UNDER: CORAM: HON'BLE MR. JUSTICE D K SINGH and HON'BLE MR. JUSTICE T.M.NADAF - 8 - HC-KAR NC: 2026:KHC:19004-DB MFA No. 3069 of 2022 C/W MFA No. 289 of 2021 MFA No. 392 of 2021 AND 1 OTHER ORAL JUDGMENT (PER: HON'BLE MR. JUSTICE T.M.NADAF) These four appeals being MFA.No.3069/2022, MFA.No.289/2021, MFA.No.392/2021 and MFA.No.2325/2022 by claimants and Insurer calling in question the liability, arising out of common judgment in MVC.Nos.919/2018 and 956/2018 passed by the Principal Senior Civil Judge and Additional Motor Accident Claims Tribunal-VI, Shivamogga ('Tribunal for short). Two appeals in MFA.No.3069/2022 and MFA.No.22325/2022 are by claimants seeking enhancement of compensation and two appeals in MFA.No.289/2021 and MFA.No.392/2021 are by the Insurer. 2. The parties are referred to as per their rankings before the Tribunal. 3. Brief factual matrix leading to filing of the present appeal are as under: - 9 - HC-KAR NC: 2026:KHC:19004-DB MFA No. 3069 of 2022 C/W MFA No. 289 of 2021 MFA No. 392 of 2021 AND 1 OTHER 4. In an accident occurred on 07.08.2017, injured Anand and deceased Nabeel Navaz were proceeding from Chitradurga towards Shivamogga via Holalkere, Chennagiri, Kaymara in a Bajaj Pulsar Motorcycle bearing registration No.KL-02/AN-2902. Deceased Nabeel was riding the motorcycle. When they were on the NH-13 near Holehonnuru town, at that point of time, a goods vehicle bearing registration No.KA-14/B-1546 being driven in a rash and negligent manner by its driver and in a haste of overtaking a vehicle, came in opposite direction and dashed against the motorcycle, due to which both the rider and the pillion suffered grievous injuries. Both were admitted to Metro Hospital, Shivamogga. Injured-Anand was admitted for a period of 3 days and thereafter due to financial problems, he was discharged and shifted to Cochin, Kerala. 5. The deceased who was under treatment was in Coma and survived for 2 months 13 days and during the course of treatment, he breathed his last on 04.12.2017. - 10 - HC-KAR NC: 2026:KHC:19004-DB MFA No. 3069 of 2022 C/W MFA No. 289 of 2021 MFA No. 392 of 2021 AND 1 OTHER The claimants therefore, filed two separate claim petitions, one for death of Nabeel Navaz and another by the petitioner-injured seeking compensation. 6. In response to the notice, both the driver as well as the owner of the lorry remained absent and were placed ex-parte. 7. The insurer-respondent No.3 entered appearance and filed common statement of objections, denying the petition averments. However, admitted that the vehicle was insured with them on the alleged date of accident and the liability of insurer is subject to terms and conditions of the policy. The insurer in paragraph No.6 of the statement of objections in both the claim petitions, which is common statement of objections has taken the following stand: "6.The averments of paragraph 26 of the petition imputing rash and negligent driving on the part of the I respondent are disputed. The Petitioners are put to proof of the same. It is ascertained that on the - 11 - HC-KAR NC: 2026:KHC:19004-DB MFA No. 3069 of 2022 C/W MFA No. 289 of 2021 MFA No. 392 of 2021 AND 1 OTHER date of accident, the deceased Nabeel Nawaz was riding Bajaz Pulsar Motor cycle along with a pillion rider and drove the Motor cycle at high speed, rash and negligently and dashed against the Goods vehicle driven by the 1st respondent which was coming from the opposite direction. There was no negligence on the part of the 1st respondent in the occurance of the accident. The accident did take place due to rash and negligent driving of the deceased Nabeel Nawaz. The III respondent also contends that Nabeel Nawaz had no driving licence to drive the Motor cycle." 8. The Tribunal upon consideration of pleadings framed the following issues in both the claim petitions: "MVC.No.919/18: 1. Whether the petitioners prove that deceased Nabeel Navaas, son of the petitioners succumbed to injuries due to rash and negligent driving of respondent No.1, driver of Ashok Leyland Dost goods vehicle bearing Registration No.KA-14/B-1546 and dashing it against the Bajaj Pulsar Motorcycle bearing Reg.No.KL-02/AN-2902, ride by the deceased on 07.08.2017 at 6-15 p.m near masjid, Holehonnur Town? - 12 - HC-KAR NC: 2026:KHC:19004-DB MFA No. 3069 of 2022 C/W MFA No. 289 of 2021 MFA No. 392 of 2021 AND 1 OTHER 2. Whether the petitioners are entitled for compensation? If so, at what quantum and from whom? 3. What order or award?. MVC.No.956/18: 1. Whether the petitioners proves that he sustained injuries in an accident that occurred due to rash and negligent driving of respondent No.1 driver of Ashok Leyland Dost bearing Registration No.KA-14/B-1546 on 07.08.2017 at about 6-15 p.m., near Maszid Holehonnur Town, Bhadravathi Taluk? 2. Whether the petitioner is entitled for compensation, If so at what and from whom? 3. What order or award?" 9. The Tribunal answered issue Nos.1 and 2 in both the claim petitions in affirmative and partly in affirmative respectively. 10. Upon considering the case, proceeded to award a sum of Rs.39,71,236/- for the death of Nabeel Navaz in MVC.No.919/2018 with interest at 6% per annum. Rs.4,90,000/- with interest at 6% per annum for the - 13 - HC-KAR NC: 2026:KHC:19004-DB MFA No. 3069 of 2022 C/W MFA No. 289 of 2021 MFA No. 392 of 2021 AND 1 OTHER injuries caused to petitioner-Anand in MVC.No.956/2018. It is this common judgment and award passed by the Tribunal called in question by both the claimants and Insurer, in these appeals. 11. Heard Sri.M.V.Maheswarappa, learned counsel for the claimants and Sri.R.Govindarajan, learned counsel for the insurer in all the appeals. 12. MFA.No.289/2021 and MFA.No.392/2021: These two appeals are by the insurer on the liability as well as on quantum. 13. Sri.R.Govindrajan, with all vehemence submits that the FIR came to be lodged after 2 months 13 days. There is no proof with regard to involvement of the vehicle. No independent evidence has been led to show that the vehicle i.e., the goods vehicle bearing registration No.KA-14/B-1546 caused the accident. He further submits that there are certain admissions in the evidence of PWs-1 and 2, which presupposes that there is no proper explanation offered for the delay in lodging the FIR and - 14 - HC-KAR NC: 2026:KHC:19004-DB MFA No. 3069 of 2022 C/W MFA No. 289 of 2021 MFA No. 392 of 2021 AND 1 OTHER involvement of offending vehicle. The Tribunal has failed to consider this aspect of the matter and allowed the claim petitions. 14. So far as quantum is concerned, Sri.R.Govindarajan, submits that the Tribunal has paid excess amount in both the claim petitions than they deserve with respect to death as well as the injury sustained and sought to reduce the compensation in both the claim petition and sought to allow the appeals. 15. Whereas Sri.M.V.Maheswarappa, in contrast submits that no evidence has been led by the Insurer in order to substantiate the contention now taken before this Court. Further, there are no pleadings with respect to the contentions now taken before this Court. The Insurer has not summoned the Investigation Officer on the delay and involvement of vehicle. Even there is no such plea taken in the statement of objections. In these circumstances, the ground of liability requires to be rejected. - 15 - HC-KAR NC: 2026:KHC:19004-DB MFA No. 3069 of 2022 C/W MFA No. 289 of 2021 MFA No. 392 of 2021 AND 1 OTHER 16. So far as Compensation is concerned, the claimants in the death claim contended that the deceased was a BAMS Graduate in Metro United Health Care, Shivamogga and drawing professional fee of Rs.35,000/- per month as stated in Ex.P11. The Tribunal has considered only Ex.P107 - ITR for the year 2017-18 and taken the income at Rs.2,70,272/- and after deducting 50% and adding 40% to the said income, has awarded compensation, which requires enhancement in terms of the claim of income at Rs.35,000/- p.m. Further, it is submitted that the Tribunal has not awarded any compensation under the head filial consortium. In these circumstances, the compensation awarded requires enhancement. 17. So far as injured case is concerned, Sri.Maheswarappa submits that, the doctor who has been examined as witness has stated that 25% disability has been resulted on account of the injury sustained. The - 16 - HC-KAR NC: 2026:KHC:19004-DB MFA No. 3069 of 2022 C/W MFA No. 289 of 2021 MFA No. 392 of 2021 AND 1 OTHER Tribunal has failed to consider this aspect of the matter and has not awarded any compensation towards loss of future income and the compensation awarded under each head requires reconsideration and sought to dismiss the appeal and enhance the compensation by allowing the appeal filed by the claimants. 18. Having considered the rival submissions, the point that would arise for our consideration is: "Whether the insurer has made out any case which warrants interference both on liability and compensation? 19. Our answer to the above point for consideration is in Negative for the following: REASONS 20. As per the statement of objections, which we have already extracted above, the insurer, except disputing the rash and negligence on the part of the respondent No.1-the driver of the offending vehicle has not denied the accident. A specific averment is - 17 - HC-KAR NC: 2026:KHC:19004-DB MFA No. 3069 of 2022 C/W MFA No. 289 of 2021 MFA No. 392 of 2021 AND 1 OTHER forthcoming in the said paragraph which at the cost of repetition reads as under: "It is ascertained that on the date of accident, the rider of the motor cycle i.e., the petitioner along with a pillion rider was driving the Motor cycle at high speed, rash and negligently and dashed against the Goods vehicle driven by the 1st respondent which was coming from the opposite direction. There was no negligence on the part of the 1st respondent in the occurance of the accident. The accident did take place due to rash and negligent driving of the deceased Nabeel Nawaz, the driver of the motor cycle." "emphasis supplied" 21. The insured except taking the above stand has not at all taken any contention on the delay in lodging the complaint or regarding the involvement of the vehicle which nor raised in the appeals. We find force in the argument of learned counsel Sri.M.V.Maheshwarappa, that - 18 - HC-KAR NC: 2026:KHC:19004-DB MFA No. 3069 of 2022 C/W MFA No. 289 of 2021 MFA No. 392 of 2021 AND 1 OTHER there is no such plea or pleading which is now advanced before this Court has been taken before the Tribunal. The Insurer having not pleaded anything regarding delay or involvement of the vehicle, now, for the first time knowingly fully well regarding the stand taken before the Tribunal, cannot be permitted to maintain in these appeals. 22. The one more reason to hold against the insurer is that the insurer has not led any evidence independently, except cross-examining the claimants. The learned counsel though tried to persuade us on referring to some stray admissions, we are not inclined to accept the same on the principle that entire evidence be read as a whole and not in isolation on a stray admission. Even this ground is not available to the insurer, since there are no foundational facts to any such suggestions in the cross-examination. It is cardinal principle of Evidence Act, that any amount of evidence in the absence of foundational facts that would not enure to the benefit of the person who claims benefit - 19 - HC-KAR NC: 2026:KHC:19004-DB MFA No. 3069 of 2022 C/W MFA No. 289 of 2021 MFA No. 392 of 2021 AND 1 OTHER of the same in the absence of such foundational pleadings. In that view of the matter, we hold that the first ground on liability must be rejected and accordingly, it is rejected. 23. So far as quantum is concerned, the Tribunal having considered Ex.P107- the ITR for the year 2017-18 awarded appropriate compensation, discarding the contention on Ex.P11 that is, the professional income of Rs.35,000/- as claimed. The Tribunal rightly rejected the claim on Ex.P.11 in the teeth of Ex.P107-The ITR for the year 2017-18. Though the Tribunal has not awarded any compensation under the head consortium, but considering the fact that the deceased was inpatient for a period of 2 months 13 days, awarded compensation under the head medical expenses, food and attendant charges and other charges. In that view of the matter, we find that the compensation awarded by the Tribunal is just and proper and does not require any interference either on reducing or enhancement. - 20 - HC-KAR NC: 2026:KHC:19004-DB MFA No. 3069 of 2022 C/W MFA No. 289 of 2021 MFA No. 392 of 2021 AND 1 OTHER 24. So also in the case of injury, the Tribunal has rejected the claim of the injured on 25% disability in the teeth of admission by the doctor that he is unable to assess the said disability in the absence of any surgery being undergone by the petitioner, in that view of the matter, the Tribunal rightly not awarded any compensation under loss of future income. A perusal of award clearly indicates that the compensation awarded under each head are just and proper. 25. We do not find any reason either to enhance or reduce the compensation. In that view of the matter, even on second ground of quantum, of the appeal by the insurer fails. Accordingly, both the appeals are dismissed. In view of our findings regarding the quantum of compensation and having answered the same as just and proper, the appeals by the claimants seeking for enhancement does not survive for consideration and accordingly they are also dismissed. 26. For the forgoing reasons, we pass the following: - 21 - HC-KAR NC: 2026:KHC:19004-DB MFA No. 3069 of 2022 C/W MFA No. 289 of 2021 MFA No. 392 of 2021 AND 1 OTHER ORDER (i) MFA.No.3069/2022 and MFA.No.2325/2022 by claimants seeking enhancement of compensation and MFA.No.289/2021 and MFA.No.392/2021 by the insurer on liability are dismissed. (ii) The judgment and award in MVC.Nos.919/2018 and 956/2018 passed by the Principal Senior Civil Judge and Additional Motor Accident Claims Tribunal- VI, Shivamogga is confirmed. (iii) The amount in deposit in the appeals by Insurer shall be transmitted to the concerned Tribunal in the concerned MVCs for disbursement. (iv) The appellant-insurer shall deposit the balance compensation amount along with accrued interest as ordered by the Tribunal before the concerned Tribunal in concerned - 22 - HC-KAR NC: 2026:KHC:19004-DB MFA No. 3069 of 2022 C/W MFA No. 289 of 2021 MFA No. 392 of 2021 AND 1 OTHER claim petitions within six weeks from the date of receipt of copy of this order. (v) The order of the Tribunal regarding disbursement and apportionment in both the claim petitions is unaltered. (vi) No order as to cost. Sd/- (D K SINGH) JUDGE Sd/- (T.M.NADAF) JUDGE RR List No.: 1 Sl No.: 25 ct-vn