- 1 - HC-KAR NC: 2026:KHC:28288 WP No. 1232 of 2022 C/W WP No. 1212 of 2022 IN THE HIGH COURT OF KARNATAKA AT BENGALURU DATED THIS THE 11TH DAY OF JUNE, 2026 BEFORE THE HON'BLE MR. JUSTICE M.G.S. KAMAL WRIT PETITION NO. 1232 OF 2022 (GM-RES) C/W WRIT PETITION NO. 1212 OF 2022 (GM-RES) IN WP No. 1232/2022 BETWEEN: MS. SUGANYA SAMUEL JOHN D/O SAMUEL JOHN AGED ABOUT 34 YEARS R/AT 766 IRVING PALACE APT - 3 SECAUCUS N J 07090, USA. BY HER MOTHER AND GPA HOLDER SMT. ESTER VASANTA W/O SAMUEL JOHN NO.18, GROUND FLOOR LIZ COTTAGE, SONI LAYOUT RAMAMURTHY NAGAR SOMATHIMMANA HALLI ANANTHPURA, BANGALORE - 560 016. …PETITIONER (BY SRI.SHEKARAPPA.A., ADVOCATE) AND: 1. LIC HOUSING FINANCE LIMITED BY ITS ZONAL MANAGER Digitally signed by JUANITA THEJESWINI Location: HIGH COURT OF KARNATAKA - 2 - HC-KAR NC: 2026:KHC:28288 WP No. 1232 of 2022 C/W WP No. 1212 of 2022 NO. 15/1, 2ND FLOOR, HAYES CENTRE, 1ST FLOOR, HAYES ROAD BANGALORE - 560 025. 2. LIC HOUSING FINANCE LTD., BY ITS AREA MANAGER SL.NO. 70022, NO. 692, 1ST FLOOR, AISHWARYA COMPLEX YELAHANKA NEW TOWN BANGALORE - 560 064. …RESPONDENTS (BY SRI. ANKITA PAUL & SRI.RAJESH SHETTY., ADVOCATE FOR R1 & R2) THIS W.P. IS FILED UNDER ARTICLES 226 & 227 OF THE CONSTITUTION OF INDIA PRAYING TO DIRECT THE RESPONDENTS TO EXTEND THE BENEFIT OF RBI GUIDELINES, AS PER ANNEXURE-D TO PETITIONER, AND FURTHER GRANT MORATORIUM OF LOAN INSTALLMENTS AS PER THOSE GUIDELINES AND ETC., IN WP NO. 1212/2022 BETWEEN: MS ANITHA SAMUEL JOHN D/O SAMUEL JOHN AGED ABOUT 34 YEARS R/AT NO 766, IRVING PALACE APT 3 SECAUCUS N J 07090 USA BY HER MOTHER AND GPA HOLDER SMT ESTER VASANTA W/O SAMUEL JOHN - 3 - HC-KAR NC: 2026:KHC:28288 WP No. 1232 of 2022 C/W WP No. 1212 of 2022 NO 18, GROUND FLOOR LIZ COTTAGE, SONI LAYOUT RAMAMURTHY NAGAR SOMATHIMMANA HALLI ANANTHAPURA BANGALORE 560016. ...PETITIONER (BY SRI.SHEKARAPPA.A., ADVOCATE) AND: 1. LIC HOUSING FINANCE LIMITED BY ITS ZONAL MANAGER NO 15/1, 2ND FLOOR HAYES CENTRE, 1ST FLOOR HAYERS ROAD BANGALORE 560025. 2. LIC HOUSING FINANCE LTD BY ITS AREA MANAGER SL NO 70022, NO 692 1ST FLOOR, AISHWARYA COMPLEX YELAHANKA NEW TOWN BANGALORE 560064. ...RESPONDENTS (BY SRI. ANKITA PAUL & SRI.RAJESH SHETTY., ADVOCATE FOR R1 & R2) THIS W.P. IS FILED UNDER ARTICLES 226 & 227 OF THE CONSTITUTION OF INDIA PRAYING TO DIRECT THE RESPONDENTS TO EXTEND THE BENEFITS OF RBI GUIDELINES AS PER ANNEXURE-D TO PETITIONER AND FURTHER DIRECT THE RESPONDENTS TO GRANT MOTATORIUM TOWARDS THE LOAN ACCOUNT OF THE - 4 - HC-KAR NC: 2026:KHC:28288 WP No. 1232 of 2022 C/W WP No. 1212 of 2022 PETITIONER AS PER THOSE GUIDELINES AND ETC., THESE PETITIONS, COMING ON FOR ORDERS, THIS DAY, ORDER WAS MADE THEREIN AS UNDER: CORAM: HON'BLE MR. JUSTICE M.G.S. KAMAL ORAL ORDER These petitions are filed being aggrieved by the action initiated under the provisions of the Securitization and Construction of Financial Assets and Enforcement Security Interest Act, 2002. 2. Since there is an alternate efficacious statutory remedy provided under the said Act, learned counsel for the petitioners seeks liberty to pursue the same. 3. Submission of the learned counsel is placed on record. 4. Writ Petitions stand disposed of with liberty as sought for. - 5 - HC-KAR NC: 2026:KHC:28288 WP No. 1232 of 2022 C/W WP No. 1212 of 2022 4. Time consumed in these petitions shall be excluded for the purpose of limitation, if steps are taken within 30 days from the date of receipt of certified copy of this order. Sd/- (M.G.S. KAMAL) JUDGE JT/- CT: JL