- 1 - HC-KAR NC: 2026:KHC:15671 WP No. 21209 of 2024 IN THE HIGH COURT OF KARNATAKA AT BENGALURU DATED THIS THE 17TH DAY OF MARCH, 2026 BEFORE THE HON'BLE SMT. JUSTICE LALITHA KANNEGANTI WRIT PETITION NO. 21209 OF 2024 (GM-DRT) BETWEEN: 1. ZAREEN BANU W/O RAFEEQ AHMED AGED ABOUT 41 YEARS, R/AT NO.171, 4TH MAIN ROAD, 10TH DIVISION, HONGASANDRA BANGALORE - 560 068 …PETITIONER (BY SRI. MOHAMMED TAHIR, ADVOCATE) AND: 1. APTUS VALUE HOUSING FINANCE INDIA LTD 8B, DOSHI TOWERS, 205, PONNAMALLEE HIGH ROAD, KILPAUK, CHENNAI - 600 010. …RESPONDENT (BY SRI. VINAY S., ADVOCATE) THIS WP IS FILED UNDER ARTICLES 226 AND 227 OF THE CONSTITUTION OF INDIA PRAYING TOTO ISSUE A WRIT OF MANDAMUS TO RESPONDENT CONSIDER HIS REPLY AT ANNX-A DATED 15.06.2024 CONSEQUENTLY GRANT APPROPRIATE REDUCTION OF DEMAND AMOUNT FOR WHICH PETITIONER IS LEGALLY ENTITLED. Digitally signed by SUVARNA T Location: HIGH COURT OF KARNATAKA - 2 - HC-KAR NC: 2026:KHC:15671 WP No. 21209 of 2024 THIS PETITION, COMING ON FOR ORDERS, THIS DAY, ORDER WAS MADE THEREIN AS UNDER: CORAM: HON'BLE SMT. JUSTICE LALITHA KANNEGANTI ORAL ORDER The present writ petition is filed seeking the following prayer: "Wherefore, Undersigned Counsel humbly prays to this, Hon'ble Court to issue writ of mandamus to respondent consider his reply at ANNEXURE-A, dated 15/06/2024, consequently grant appropriate reduction of demand amount for which Petitioner is legally entitled, in the interest of justice and equity." 2. The writ petition is of the year 2024. The writ petition is filed against the respondent, Aptus Value Housing Finance India Limited, which is a private financial company. In the light of the law laid down by the Hon’ble Supreme Court in Phoenix ARC Private Limited vs. Vishwa Bharati Vidya Mandir & Others, in Civil Appeal Nos.257-259 of 2022, a - 3 - HC-KAR NC: 2026:KHC:15671 WP No. 21209 of 2024 writ petition against the private financial company is not maintainable. 3. Hence, the writ petition is liable to be dismissed as not maintainable. In that view of the matter, this Court is passing the following: ORDER i. Accordingly, the writ petition is dismissed as not maintainable, giving liberty to the petitioner to avail appropriate remedy. ii. The petitioner shall have the benefit of Section 14 of the Limitation Act, 1963. iii. Pending IAs., if any, shall stand closed. SD/- (LALITHA KANNEGANTI) JUDGE SMC List No.: 1 Sl No.: 9