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2026 DAILYLAW 19457 (KAR)

IDBI BANK LTD. v. SRI. K. CHANGAPPA

WP/12575/2024 · 2026-06-03

D K Singh, T M Nadaf

body2026

Judgment text

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- 1 - HC-KAR NC: 2026:KHC:25967-DB WP No. 16147 of 2024 C/W WP No. 12575 of 2024 WP No. 16342 of 2024 IN THE HIGH COURT OF KARNATAKA AT BENGALURU DATED THIS THE 3RD DAY OF JUNE, 2026 PRESENT THE HON'BLE MR. JUSTICE D K SINGH AND THE HON'BLE MR. JUSTICE T.M.NADAF WRIT PETITION NO. 16147 OF 2024 (GM-CON) C/W WRIT PETITION NO. 12575 OF 2024 (GM-CON) & WRIT PETITION NO. 16342 OF 2024 (GM-CON) IN WP NO. 16147/2024 BETWEEN: 1. IDBI BANK LTD RETAIL RECOVERY IDBI HOUSE 58, MISSION ROAD BENGALURU-560 027 REPRESENTED BY ITS DEPUTY GENERAL MANAGER …PETITIONER (BY SRI T P MUTHANNA, ADVOCATE) AND: 1. SRI U SHANKARAPPA S/O HAMPANNA HOUSE NO.83, ULLAGADDE HAMPANNAVARA STREET GODEHAL VILLAGE P D HALLI POST Digitally signed by VASANTHA KUMARY B K Location: HIGH COURT OF KARNATAKA - 2 - HC-KAR NC: 2026:KHC:25967-DB WP No. 16147 of 2024 C/W WP No. 12575 of 2024 WP No. 16342 of 2024 BALLARI TALUK AND DISTRICT PIN-583 104 2. THE WAREHOUSE MANAGER KARNATAKA WAREHOUSE CORPORATION STATE WAREHOUSE UNIT-1 KIADB, BALLARI-573 101 …RESPONDENTS (BY MS. ANITHA KRISHNAMURTHY, ADVOCATE FOR SRI JAGADEESHA B N, ADVOCATE FOR R-2) THIS WRIT PETITION IS FILED UNDER ARTICLES 226 AND 227 OF THE CONSTITUTION OF INDIA, PRAYING TO SET ASIDE THE COMMON ORDER DATED 24.11.2023 IN APPEAL NO.276/2018 ONLY OUT OF APPEAL NOS.275 TO 283/2018 ON THE FILE OF THE KARNATAKA STATE CONSUMER DISPUTES REDRESSAL COMMISSION, BENGALURU (PRINCIPAL BENCH) AT ANNEXURE-A. IN WP NO.12575/2024 BETWEEN: 1. IDBI BANK LTD RETAIL RECOVERY IDBI HOUSE 58, MISSION ROAD BENGALURU-560 027 REPRESENTED BY ITS DEPUTY GENERAL MANAGER ...PETITIONER (BY SRI T P MUTHANNA, ADVOCATE) AND: 1. SRI K CHANGAPPA S/O K SHIVARAMAPPA HOUSE NO.120 - 3 - HC-KAR NC: 2026:KHC:25967-DB WP No. 16147 of 2024 C/W WP No. 12575 of 2024 WP No. 16342 of 2024 NEAR SUNKALAMMA TEMPLE CHANGANUR VILLAGE BALLARI TALUK AND DISTRICT PIN-583 111 2. THE WAREHOUSE MANAGER KARNATAKA WAREHOUSE CORPORATION STATE WAREHOUSE UNIT-1 KIADB, BALLARI-573 101 ...RESPONDENTS (BY MS. ANITHA KRISHNAMURTHY, ADVOCATE FOR SRI JAGADEESHA B N, ADVOCATE FOR R-2) THIS WRIT PETITION IS FILED UNDER ARTICLES 226 AND 227 OF THE CONSTITUTION OF INDIA, PRAYING TO SET ASIDE THE COMMON ORDER DATED 24.11.2023 IN APPEAL NO.280 OF 2018 ON THE FILE OF THE KARNATAKA STATE CONSUMER DISPUTES REDRESSAL COMMISSION, BENGALURU (PRINCIPAL BENCH) AT ANNEXURE-A. IN WP NO. 16342/2024 BETWEEN: 1. IDBI BANK LTD RETAIL RECOVERY IDBI HOUSE 58, MISSION ROAD BENGALURU-560 027 REPRESENTED BY ITS DEPUTY GENERAL MANAGER ...PETITIONER (BY SRI T P MUTHANNA, ADVOCATE) AND: 1. SRI SURESH S/O SHIVANNA - 4 - HC-KAR NC: 2026:KHC:25967-DB WP No. 16147 of 2024 C/W WP No. 12575 of 2024 WP No. 16342 of 2024 HOUSE NO.226 NEAR SUNKALAMMA TEMPLE RAMADURGA ONI VANNENURU VILLAGE BALLARI TALUK AND DISTRICT PIN-583 116 2. THE WAREHOUSE MANAGER KARNATAKA WAREHOUSE CORPORATION STATE WAREHOUSE UNIT-1 KIADB, BALLARI-573 101 ...RESPONDENTS (BY MS. ANITHA KRISHNAMURTHY, ADVOCATE FOR SRI JAGADEESHA B N, ADVOCATE FOR R-2) THIS WRIT PETITION IS FILED UNDER ARTICLES 226 AND 227 OF THE CONSTITUTION OF INDIA, PRAYING TO SET ASIDE THE COMMON ORDER DATED 24.11.2023 IN APPEAL NO.283/2018 OUT OF APPEAL NOS.275 TO 283/2018 ON THE FILE OF THE KARNATAKA STATE CONSUMER DISPUTES REDRESSAL COMMISSION, BENGALURU (PRINCIPAL BENCH) AT ANNEXURE-A. THESE PETITIONS, COMING ON FOR ORDERS, THIS DAY, ORDER WAS MADE THEREIN AS UNDER: CORAM: HON'BLE MR. JUSTICE D K SINGH and HON'BLE MR. JUSTICE T.M.NADAF ORAL ORDER (PER: HON'BLE MR. JUSTICE D K SINGH) 1. The present writ petitions have been filed impugning the order dated 24.11.2023 passed by the Karnataka State Consumer Disputes Redressal Commission (hereinafter referred - 5 - HC-KAR NC: 2026:KHC:25967-DB WP No. 16147 of 2024 C/W WP No. 12575 of 2024 WP No. 16342 of 2024 to as 'the State Commission') in Appeal Nos.275 to 283/2018 insofar as Appeal Nos.276/2018, 280/2018 and 283/2018 (W.P.Nos.16147/2024, 12575/2024 and 16342/2024 respectively) are concerned. 2. Under Section 58 of the Consumer Protection Act, 2019, the petitioner has an efficacious alternate remedy to challenge the order passed by the State Commission before the National Consumer Disputes Redressal Commission (hereinafter referred to as 'the National Commission'). Instead of approaching the National Commission, the petitioner has approached this Court. 3. In view of the efficacious statutory remedy available to the petitioner under Section 58 of the Consumer Protection Act, 2019, we dismiss these writ petitions as not maintainable. In view of dismissal of the writ petitions, pending IAs, if any, do not survive for consideration and accordingly, they stand disposed of. Interim order granted on 03.06.2024 (in W.P.No.12575/2024) and 05.07.2024 (in W.P.Nos.16147/2024 - 6 - HC-KAR NC: 2026:KHC:25967-DB WP No. 16147 of 2024 C/W WP No. 12575 of 2024 WP No. 16342 of 2024 and 16342/2024) shall remain in operation for a period of six weeks. Sd/- (D K SINGH) JUDGE Sd/- (T.M.NADAF) JUDGE BKV List No.: 2 Sl No.: 10