[2026:RJ-JP:7068] HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR S.B. Civil Miscellaneous Appeal No. 4590/2025 Janani Wife of Chhotu alias Chhuttu, Age 54 Years, Resident of Village Alawada, Tehsil Ramgarh, District Alwar, Rajasthan. ----Appellant Versus 1. Jaswinder Son of Jarnail Singh, Resident of Shekhpur, Police Station Nauganwa, Tehsil Ramgarh, District Alwar, Rajasthan. (Driver of Vehicle Motorcycle Number RJ-02- BG-2994) 2. Parvati Bai Wife of Shri Premchand, Resident of Bandholi, Bagh Singh Ki Dhani, Tehsil Ramgarh, District Alwar, Rajasthan. (Registered owner of Vehicle Motorcycle Number RJ-02-BG-2994) 3. Tata AIG General Insurance Company Ltd., 2nd Floor, Building No.235/10, Ajmer Auto, Opposite City Power House, Jaipur Road, Ajmer, Rajasthan, Through Insurance Policy Number 3189176572/000000/00, Insurance Period From 08.02.2019 To 07.02.2024 Till. ----Respondents For Appellant(s) : Mr. Ram Sharan Sharma, Adv. For Respondent(s) : Mr. Chanderdeep Singh Jodha, Adv. (For Insurance Company) HON'BLE MR. JUSTICE ASHUTOSH KUMAR Judgment 29/01/2026 1- vihykfFkZ;k Jherh tuuh }kjk ;g vihy /kkjk 173 eksVj okgu vf/kfu;e&1988 ds rgr U;k;ky; eksVj nq?kZVuk nkok vf/kdj.k] vyoj] jkt0 ¼ftls vkxs ^fo}ku vf/kdj.k* ds uke ls lacksf/kr fd;k tk,xk½ }kjk Dyse ;kfpdk la[;k&543@2021] tuuh cuke tlfoUnj o vU; esa ikfjr fu.kZ; fnukad 18-08-2025 ds fo#) izLrqr dh xbZ gSA 2- vihykfFkZ;k }kjk fo}ku vf/kdj.k ds le{k] Lo;a ds eksVj nq?kZVuk esa vkgr gks tkus ds QyLo:i dqy 40]32]000@& #i;s Dyse izkIr djus gsrq [2026:RJ-JP:7068] (2 of 9) [CMA-4590/2025] Dyse ;kfpdk izLrqr dh x;h FkhA fo}ku vf/kdj.k }kjk mDr Dyse ;kfpdk esa vihykfFkZ;k dks dqy 6]10]312@& #i;s dh {kfriwfrZ jkf’k e; C;kt 6 izfr’kr lkykuk dh nj ls fnyokbZ x;h gSA fo}ku vf/kdj.k ds mDr vk{ksfir fu.kZ; ls O;fFkr gksdj gLrxr vihy] vihykfFkZ;k dh vksj ls {kfriwfrZ jkf'k esa c<+ksrjh fd;s tkus gsrq izLrqr dh x;h gSA 3- nkSjkus cgl fo}ku vf/koDrk vihykfFkZ;k dk rdZ jgk fd fo}ku vf/kdj.k }kjk vihykfFkZ;k dks oDr ?kVuk vdq'ky Jfed ekurs gq, mldh ekfld vk; 6]552@& :Ik;s fu/kkZfjr dh tkdj =qfV dkfjr dh gS] tcfd oDr ?kVuk vihykfFkZ;k d`f"k dk;Z o nw/k cspus dk dk;Z dj 12]000@& :i;s ekfld vk; vftZr djrh FkhA fo}ku vf/koDrk vihykfFkZ;k dk ;g Hkh rdZ jgk gS fd fo}ku vf/kdj.k }kjk vihykfFkZ;k dks Hkfo"; esa gksus okyh vk; o`f) ckcr Hkh dksbZ {kfriwfrZ jkf'k ugha fnyokbZ xbZ gSA fo}ku vf/koDrk vihykfFkZ;k dk ;g Hkh rdZ jgk gS fd fo}ku vf/kdj.k }kjk vihykfFkZ;k dks dkfjr 80 izfr'kr LFkkbZ fu;ksZX;rk dks lEiw.kZ 'kjhj ds ifjizs{; esa 60 izfr'kr vkadh tkdj Hkh =qfV dkfjr dh gSA fo}ku vf/koDrk vihykfFkZ;k dk ;g Hkh rdZ jgk gS fd fo}ku vf/kdj.k }kjk 'kkjhfjd o ekufld ihM+k dh en esa rFkk Hkfo"; esa gksus okyh lq[k&lqfo/kk dh deh ds en esa Hkh leqfpr jkf'k ugha fnyokbZ gS rFkk vU; enksa esa Hkh vR;f/kd de jkf'k fnyokbZ x;h gS] ftuesa c<+ksrjh dh tkosA vr% vihykfFkZ;k dh vksj ls izLrqr vihy Lohdkj dh tkdj {kfriwfrZ jkf'k esa c<+ksrjh fd;s tkus dh izkFkZuk dh x;hA 4- blds foijhr fo}ku vf/koDrk izR;FkhZ chek dEiuh dh vksj ls vihykfFkZ;k ds mijksDr rdksZa dk fojks/k djrs gq, fo}ku vf/kdj.k }kjk ikfjr fd;s x;s fu.kZ; dh iqf"V fd;s tkus rFkk vihykfFkZ;k dh vksj ls lafLFkr dh x;h vihy dks fujLr fd;s tkus dk fuosnu fd;k x;kA 5- nksuksa i{kksa dh cgl lquh x;hA i=koyh dk voyksdu fd;k x;kA 6- gLrxr ekeys dh nq?kZVuk esa vihykfFkZ;k dks dkfjr gqbZ pksVksa ds QyLOk:i mlds 'kjhj ij dqy 80 izfr'kr dh LFkkbZ fu;ksZX;rk vkuk ik;k x;k gS] tSlk fd LFkkbZ fu;ksZX;rk izek.k i= izn'kZ&39 ds voyksdu ls Li"V gSA eksVj nq?kZVuk esa vkgr O;fDr;ksa dks {kfriwfrZ fnyok;s tkus ds [2026:RJ-JP:7068] (3 of 9) [CMA-4590/2025] lanHkZ esa ekuuh; mPpre U;k;ky; }kjk vius U;kf;d n`"Vkar Anant Son of Sidheswar Dukre Vs. Pratap son of Zhampannappa Lamzane & Anr. reported in (2018) 9 Supreme Court Cases 450, esa fl)kUr izfrikfnr fd;k gS tks fuEu izdkj ls gS %& “12. In case of motor accidents leading to injuries and disablements, it is a well settled principle that a person must not only be compensated for his physical injury, but also for the non-pecuniary losses which he has suffered due to the injury. The claimant is entitled to be compensated for his inability to lead a full life, and enjoy those things and amenities which he would have enjoyed, but for the injuries." "13. The purpose of compensation under the Motor Vehicles Act is to fully and adequately restore the aggrieved to the position prior to the accident. This Court in Yadava Kumar v. National Insurance Co. Ltd. explained “just compensation” in the following words:" "15. It goes without saying that in matters of determination of compensation both the tribunal and the court are statutorily charged with a responsibility of fixing a “just compensation”. It is obviously true that determination of a just compensation cannot be equated to a bonanza. At the same time the concept of “just compensation” obviously suggests application of fair and equitable principles and a reasonable approach on the part of the tribunals and courts. This reasonableness on the part of the tribunal and court must be on a large peripheral field.” 7- i=koyh ds voyksdu ls izdV gksrk gS fd ekeys dh ?kVuk fnukad 04-09-2020 dh crkbZ x;h gS rFkk Dyse ;kfpdk esa oDr ?kVuk vihykfFkZ;k }kjk Lo;a dks d`f"k dk;Z o nw/k cspus dk dk;Z dj 12]000@& :Ik;s ekfld vk; vftZr djuk crk;k x;k gSA fdUrq viuh vk; ds laca/k esa vihykfFkZ;k dh vksj ls fo}ku vf/kdj.k ds le{k dksbZ Bksl lk{; izLrqr ugha dh x;h gSA bu ifjfLFkfr;ksa esa fo}ku [2026:RJ-JP:7068] (4 of 9) [CMA-4590/2025] vf/kdj.k }kjk vihykfFkZ;k dks vdq'ky Jfed gksuk ekurs gq, vihykfFkZ;k dh vk; 6]552@& #i;s ekfld fu/kkZfjr dh x;h gSA oDr ?kVuk vihykfFkZ;k x`fg.kh Fkh rFkk d`f"k dk;Z o nw/k cspus ds dk;Z ds vfrfjDr ?kj ds ?kjsyw dke dkt djrh Fkh] blfy, ?kjsyw dke dkt djus okyh efgyk Lo;a ds dk;ksZa ds vfrfjDr vius ifjokj ds yksxksa dh ftEesnkfj;kas dk Hkh fuoZgu djrh gSA bl dkj.k vihykfFkZ;k dks dq'ky Jfed dh Js.kh esa j[kk tkuk U;k;ksfpr gSA oDr ?kVuk dq'ky Jfed dh nSfud vk; 276@& #i;s] rn~uqlkj ekfld vk; 8]280@& :i;s gksrh gSA fo}ku vf/kdj.k }kjk vihykfFkZ;k dh fu/kkZfjr ekfld vk; esa Hkfo"; esa gksus okyh vk; dh dksbZ c<+ksrjh ugha dh x;h gSA fo}ku vf/kdj.k }kjk oDr ?kVuk vihykfFkZ;k dh vk;q 53 o"kZ fu/kkZfjr dh xbZ gSA ,slh fLFkfr esa us'kuy bZa';ksjsal dEiuh fyfeVsM cuke iz.k; lsBh o vU;% fjiksVsZM bu ¼2017½ 16 ,l-lh-lh- 680 esa izfrikfnr fl)kUr ds vuqlkj vihykfFkZ;k dh vk;q dks n`f"Vxr j[krs gq, mijksDr fu/kkZfjr ekfld vk; 8]280@& #i;s ij 10 izfr'kr dh Hkfo";&o`f) fd;k tkuk visf{kr gSA 8]280@& #i;s dk 10 izfr'kr 828@& #i;s gksrk gSA mDr 10 izfr'kr jkf'k dks vihykfFkZ;k dh fu/kkZfjr ekfld vk; esa tksM+s tkus ds mijkar vihykfFkZ;k dh dqy ekfld vk; 9]108@& #i;s gksrh gS] tks {kfriwfrZ ds fu/kkZj.k dk vk/kkj jgsxhA 8- gLrxr nq?kZVuk esa vihykfFkZ;k ds jh<+ dh gM~Mh esa vfLFkHkax gksuk rFkk 'kjhj ds vU; Hkkxksa esa xaHkhj pksVsa dkfjr gksuk tkfgj gSA ftuds lkewfgd izHkko ls vihykfFkZ;k ds 'kjhj esa dqy 80 izfr’kr LFkk;h fu;ksZX;rk vkuk ik;k x;k gS] tSlk fd LFkkbZ fu;ksZX;rk izek.k i= izn'kZ&39 ds voyksdu ls Li"V gSA fo}ku vf/kdj.k }kjk vihykfFkZ;k dks dkfjr 80 izfr’kr LFkkbZ fu;ksZX;rk dks fpfdRldh; lk{; }kjk lkfcr ugha fd, tkus o fpfdRldh; nLrkostksa ds vuqlkj vihykfFkZ;k dh pksVksa dh izd`fr dks ns[krs gq, lEiw.kZ 'kjhj ds vuqikr esa 60 izfr'kr vkadk x;k gSA [2026:RJ-JP:7068] (5 of 9) [CMA-4590/2025] 9- bl laca/k esa ekuuh; mPpre U;k;ky; }kjk ikfjr U;kf;d n`"VkUr Prakash Chand Sharma Vs. Rambabu Saini & Anr., Arising out of SLP(C) No. 3066/2024 esa fuEufyf[kr er O;Dr fd;k x;k gS%& ”9. The Tribunal questioned the competence of the Medical Board to assess the permanent disability of the claimant-appellant, terming the certificate of the Medical Board as not completely reliable. If the Tribunal had reason to doubt the medical certificate, the option available before it was to have the disability re-assessed but it could not have gone into the details of the determination of disability. Since that course of action has not been adopted, the opinion of the Medical Board, being an opinion of the experts is to be treated as such. That apart, the comatose state of the claimant- appellant is not in dispute.” 10- tgka rd vihykfFkZ;k dh vksj ls izLrqr LFkk;h fu;ksZX;rk izek.k i= dks tkjh djus okys fpfdRld dks lk{; esa ijhf{kr ugha djok;s tkus dk iz'u gSA bl laca/k esa bl U;k;ky; ds U;kf;d n`"Vkar Ms. Aarti vs. Kailash Singh & Ors. reported in 2015 (2) R.A.R. 675 (Raj.) esa fuEufyf[kr er O;Dr fd;k gS fd %& "12. Prima Facie this Court is of the view that the Learned Tribunal has erred by not admitting Exhibit 12, the physical impairment certificate of the claimant as valid evidence on the ground that the same was not proved by the concerned doctor. As per Section 77 of the Evidence Act, a document or certificate issued by a public servant in the discharge of his official duty is admissible without any formal proof, otherwise also, while deciding a claim petition under the Motor Vehicles Act, the strict rules of evidence do not apply." 11- gLrxr ekeys esa LFkk;h fu;ksZX;rk izek.k i= izn'kZ&39 ds voyksdu ls tkfgj gS fd mDr LFkk;h fu;ksZX;rk izek.k i= jktdh; fpfdRlky;] vyoj ds esfMdy cksMZ }kjk tkjh fd;k x;k gS] tks fd fpfdRld ds [2026:RJ-JP:7068] (6 of 9) [CMA-4590/2025] lk{; esa mifLFkr ugha gksus ek= ls vekU; ugha ekuk tk ldrk rFkk fpfdRld ds lk{; esa mifLFkr ugha gksus ls mDr LFkk;h fu;ksZX;rk izek.k i= ij dksbZ foijhr izHkko ugha iMrk gSA ,slh fLFkfr esa fo}ku vf/kdj.k }kjk LFkkbZ fu;ksZX;rk izek.k i= ds laca/k esa fudkyk x;k fu"d"kZ ;qfDr;qDr izrhr ugha gksrk gSA 12- vr% izdk'k pUn 'kekZ ¼mijksDr½ o vkjrh ¼mijksDr½ ds ekeys esa izfrikfnr fl)kUr ds vuqlkj gLrxr ekeys esa ge vihykfFkZ;k dks Hkfo"; esa gksus okyh vk; dh {kfr esa 80 izfr'kr LFkkbZ fu;ksZX;rk gksus ds vk/kkj ij ge] vihykfFkZ;k dh vk; dh {kfr Hkh 80 izfr’kr gksuk ikrs gSaA rn~uqlkj vihykfFkZ;k dh ekfld vk; 9]108@& #i;s dk 80 izfr’kr 7]286@& #i;s gksrh gS] tks vihykfFkZ;k dks Hkfo"; esa gksus okyh vk; dh ekfld {kfr gSA oDr ?kVuk vihykfFkZ;k dh vk;q 53 o"kZ gksuk tkfgj gSA ,slh fLFkfr esa ljyk oekZ o vU; cuke nsgyh VªkaliksVZ dkWiksZjs'ku o vU; fjiksVsZM bu ¼2009½ 6 ,l-lh-lh- 121 rFkk iz.k; lsBh ¼mijksDr½ ds ekeyksa esa izfrikfnr fl)kUr ds vuqlkj vihykfFkZ;k dks Hkfo"; esa gksus okyh vk; dh {kfriwfrZ dh x.kuk gsrq vihykfFkZ;k dh vk;q dks n`f"Vxr j[krs gq, 11 dk xq.kd yxk;k tkuk visf{kr gSA fo}ku vf/kdj.k }kjk Hkh vius fu.kZ; esa 11 ds xq.kd dk iz;ksx fd;k x;k gS] tks mfpr gSA rn~uqlkj vihykfFkZ;k dks Hkfo"; esa gksus okyh vk; dh dqy {kfr 7]286 x 12 x 11 = 9]61]752@& #i;s gksrh gS] tks vihykfFkZ;k izkIr djus dh vf/kdkjh gSA 13- fo}ku vf/kdj.k }kjk vihykfFkZ;k dks 'kkjhfjd o ekufld ihM+k dh en esa 30]000@& :i;s dh jkf'k fnyok;h x;h gS] tks de izrhr gksrh gS rFkk ftlesa c<+ksrjh fd;k tkuk mfpr gSA ,slh fLFkfr esa ge vihykfFkZ;k dks 'kkjhfjd o ekufld ihM+k dh en esa 80]000@& :i;s dh jkf'k fnyok;k tkuk mfpr le>rs gSaA 14- fo}ku vf/kdj.k }kjk Hkfo"; esa gksus okyh lq[k&lqfo/kk dh deh ds en esa i`Fkd ls dksbZ jkf'k vihykfFkZ;k dks ugha fnyokbZ x;h gSA ,slh [2026:RJ-JP:7068] (7 of 9) [CMA-4590/2025] fLFkfr esa ge] vihykfFkZ;k dks Hkfo"; esa gksus okyh lq[k&lqfo/kk dh deh ds en esa 80]000@& #i;s fnyok;k tkuk mfpr le>rs gSaA 15- fo}ku vf/kdj.k }kjk vihykfFkZ;k dks vLirky esa HkrhZ gksus] ikSf"Vd vkgkj o lg;ksxh dh en esa ,deq'r 4]000@& :i;s dh jkf'k fnyok;h x;h gS] tks de izrhr gksrh gS rFkk mDr enksa esa ge vihykfFkZ;k dks i`Fkd&i`Fkd jkf'k fnyok;k tkuk mfpr le>rs gSaA 16- fo}ku vf/kdj.k }kjk vihykfFkZ;k dks ikSf"Vd vkgkj ds en esa i`Fkd ls dksbZ jkf'k ugha fnyokbZ xbZ gSA bl laca/k esa ;g LoHkkfod gS fd vihykfFkZ;k dks dkfjr pksVksa ds QyLo:i mls fo'ks"k vkgkj dh vko';drk jgh gksxhA ,slh fLFkfr esa ge ikSf"Vd vkgkj dh en esa 20]000@& #i;s dh jkf'k vihykfFkZ;k dks fnyok;k tkuk mfpr le>rs gSaA 17- fo}ku vf/kdj.k }kjk vihykfFkZ;k dks vLirky vkus&tkus gsrq ifjogu ,oa ;krk;kr ij O;; gqbZ jkf'k ds en esa dksbZ jkf’k ugha fnyokbZ xbZ gSA ,slh fLFkfr esa ge] vihykfFkZ;k dks ifjogu ,oa ;krk;kr ij O;; gqbZ jkf'k ds en esa 15]000@& #i;s dh jkf'k fnyok;k tkuk mfpr le>rs gSaA 18- fo}ku vf/kdj.k }kjk vihykfFkZ;k dks 4 fnu rd vLirky esa HkrhZ jgus dh en esa i`Fkd ls dksbZ jkf'k ugha fnyok;h x;h gSA ,slh fLFkfr esa ge vihykfFkZ;k dks 4 fnu rd vLirky esa HkrhZ jgus dh en esa 600@& :i;s izfrfnu dh nj ls 2]400@& :i;s dh jkf'k fnyok;k tkuk mfpr le>rs gSaA 19- fo}ku vf/kdj.k }kjk vihykfFkZ;k dks ifjpkjd@lgk;d dh en esa 30]000@& :i;s dh jkf'k fnyok;h x;h gS] tks de izrhr gksrh gS rFkk ftlesa c<+ksrjh fd;k tkuk mfpr gSA gLrxr nq?kZVuk esa vihykfFkZ;k ds jh<+ dh gM~Mh esa vfLFkHkax gksuk tkfgj gSA mDr pksVksa ds QyLo:i vihykfFkZ;k fcuk lgkjs ds py&fQj ugha ldrh gS rFkk mls vf/kdrj le; fcLrj ij jguk iM+rk gS rFkk mls orZeku esa Hkh lgkjs dh [2026:RJ-JP:7068] (8 of 9) [CMA-4590/2025] vko';drk gSA vr% ifjpkjd@lgk;d dh en esa ge vihykfFkZ;k dks 1]50]000@& #i;s dh jkf'k fnyok;k tkuk mfpr le>rs gSaA 20- gLrxr nq?kZVuk esa vihykfFkZ;k dh jh<+ dh gM~Mh esa vfLFkHkax gksuk rFkk 'kjhj ds vU; Hkkxksa esa xaHkhj pksVsa dkfjr gksuk ik;k x;k gSA mDr dkfjr pksVksa ds QyLo:i vihykfFkZ;k dks Hkfo"; esa bykt dh vko';drk jgsxhA vr% vihykfFkZ;k dks Hkfo"; esa bykt dh vko’;drk dks n`f"Vxr j[krs gq, ;g U;k;ky; vihykfFkZ;k dks 50]000@& :i;s dh jkf’k fnyok;k tkuk mfpr le>rh gSA 21- fo}ku vf/kdj.k }kjk vihykfFkZ;k dks bykt [kpZ ds fcyksa dh jkf'k ds en esa 27]420@& :i;s dh jkf'k fnyok;h x;h gS] ftlesa dksbZ gLr{ksi fd;k tkuk ge mfpr ugha le>rs gSaaA 22- mDrkuqlkj vihykfFkZ;k@DysesaV Jherh tuuh fuEu izdkj ls {kfriwfrZ jkf'k izkIr djus dh vf/kdkjh gSa %& Øe la- 'kh"kZ@en bl fu.kZ; ds rgr fu/kkZfjr dh x;h jkf’k 1- Hkfo"; esa gksus okyh vk; dh {kfr ds en esa 9]61]752@& #i;s 2- 'kkjhfjd o ekufld ihM+k dh en esa 80]000@& #i;s 3- Hkfo"; dh lq[k&lqfo/kk dh deh ds en esa 80]000@& :i;s 4- ikSf"Vd vkgkj dh en esa 20]000@& :Ik;s 5- ;krk;kr vkokxeu dh en esa 15]000@& :i;s 6- 4 fnu vLirky esa HkrhZ jgus dh en esa 2]400@& :i;s 7- ifjpk;d@lgk;d dh en esas 1]50]000@& :i;s 8- Hkfo"; esa bykt dh vko';drk dh en esa 50]000@& :i;s 9- bykt ij [kpZ gqbZ jkf'k ¼esfMdy fcYl½ dh en esa 27]420@& :i;s 10- bl U;k;ky; }kjk fu/kkZfjr dh xbZ {kfriwfrZ jkf'k 13]86]572@& #i;s 11- fo}ku vf/kdj.k }kjk fnyokbZ xbZ {kfriwfrZ jkf'k 6]10]312@& #i;s 12- c<+ksrjh i'pkr {kfriwfrZ jkf'k esa varj 7]76]260@& #i;s 23- rnuqlkj ;g vihy vkaf’kd :i ls Lohdkj dh tkdj fo}ku vf/kdj.k }kjk ikfjr iapkV] ftlds }kjk vihykfFkZ;k@DysesaV dks 6]10]312@& :i;s fnyok;s tkus dk vkns'k ikfjr fd;k x;k gS] ds LFkku ij 13]86]572@& :i;s dk iapkV ikfjr fd;k tkrk gSA mDr jkf'k ij [2026:RJ-JP:7068] (9 of 9) [CMA-4590/2025] fu;ekuqlkj vk;dj dVkSrh dh tkosxhA vihykfFkZ;k }kjk iwoZ esa izkIr dh x;h jkf’k dks iapkV jkf’k esa ls lek;ksftr fd;k tkdj 'ks"k jkf’k vihykfFkZ;k izkIr djus dh vf/kdkjh ik;h tkrh gSaA 24- bl vkns'k }kjk c<+kbZ xbZ {kfriwfrZ jkf'k ij ;kfpdk nk;j djus dh frfFk ls vihykfFkZ;k] 8 izfr'kr okf"kZd C;kt izkIr djus dh vf/kdkjh gSaA 25- rnuqlkj ;g vihy fuLrkfjr dh tkrh gSA 26- lHkh yfEcr izkFkZuk&i=ksa dks Hkh mijksDrkuqlkj fuLrkfjr fd;k tkrk gSA (ASHUTOSH KUMAR),J Badal /45