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High Court of Rajasthan · body

2026 DAILYLAW 19356 (RAJ)

CHOLAMANDALAM GENERAL INSURANCE CO. LTD. THROUGH MANAGER v. RAMRAJI S/O LATE SHRI RAMOLI

CMA/4840/2018 · 2026-01-21

Ashutosh Kumar

Transfer Petitionbody2026

Judgment text

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[2026:RJ-JP:2546] HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR (1) S.B. Civil Miscellaneous Appeal No. 4662/2018 1. Ramraji (DIED) 2. Smt. Vimla Wife Late Ramraji Age 53 Years. 3. Smt. Rekha Wife Late Shri Devisahai Age 29 Years. 4. Master Anant S/o Late Shri Devisahai Age 09 Years. 5. Kumari Suhana D/o Late Shri Devisahai Age 08 Years, (Appellant No 04 And 05 Minor Through Her Mother And Natural Guardian Smt. Rekha Wife Late Shri Devisahai Resident of Gram Dahawa, Post Birharu The. Kumher Dist. Bharatpur (Raj.) ----Claimant Appellants/Applicants Versus 1. Mukesh Kumar Choudhary S/o Shri Badan Singh Age 49 Years, Resident of 38, Prem Nagar, Khatipura Road, Jothwara Jaipur. (Owner Truck No. RJ-14-GE-5863) 2. Deepak Kumar S/o Shri Satyaveer Singh, Resident of Nangla Bhuriya, Thana Malpura Distt.-Agara (U.P.) (Driver Truck No. RJ-14-GE-5863) 3. Chola Mandalam General Insurance Company Limited, Through Manager D-2 ARG Building, 2nd Floor, Chatrangan Marg, C-Scheme, Thana Ashok Nagar Jaipur Metropolitan (Raj.) (Insurance Period dated 30.08.2013 To Dated 29.08.2014) Insurance Policy No. 3379/00935072/000/00 (Insurance Company Vehicle Truck No. RJ-14-GE-5863) 4. Kalyan Singh S/o Shri Ramjilal Singh, Age 49 Years. Resident of Gram Khan Pagaur, The. Kumher Dist. Bharatpur. (Owner Vehicle Truck No. RJ-05G-4727) 5. Rajendra Singh S/o Dilip Chand, Age 57 Years, Resident of Shayam Nagar Thana Atmadula, Dist. Agara (U.P.) (Driver Vehicle Truck No. RJ-05G-4727) 6. National Insurance Company Limited, Through Regional Manager, Regional Office, Javeen Nidhi Bhawan, Ambedkar Circil Jaipur. (Insurance Period Dated 30.08.2013 To Dated 02.08.2014) Insurance Policy Number: 351010311261300520276 (Insurance Company Vehicle Truck No. RJ-05G-4727) [2026:RJ-JP:2546] (2 of 9) [CMA-4662/2018] 7. NIC ian Leena Thapar, Administrative Officer NIC Ltd. (MARUTI VERTICAL) Delhi Do-x (Vehicle Truck No. RJ- 05G-4727) (Adminstrative Officer Of Maruti Insurance Policy). 8. Head Office Maruti Suzuki India Limited 1, Nelson Mandela Road Vasant Kunj, New Delhi-110070 Second Address: 7th Floor, Pooja Towers 3, Gopalpura Byepass Tonk Road Jaipur-302018 (Owner Vehicle Truck No. RJ- 05G-4727) ----Non-Claimant Respondents Connected With (2) S.B. Civil Miscellaneous Appeal No. 4840/2018 Cholamandalam General Insurance Co. Ltd. Through Manager, D- 2, A.R.G. Building, Second Floor, Chitranjan Marg, C-Scheme, Police Station Ashok Nagar, Jaipur, Raj. Through It's Constituted Attorney (Insurance Company Of Truck No. RJ-14-GE-5863) ----Non-Claimant/Appellant Versus 1. Ramraji S/o Late Shri Ramoli, Aged About 54 Years, 2. Smt. Vimla W/o Shri Ramraji, Aged About 50 Years, 3. Smt. Rekha W/o Late Shri Devi Sahai, Aged About 26 Years, 4. Master Anant S/o Late Shri Devi Sahai, Aged About 06 Years, 5. Kumari Suhana D/o Late Shri Devi Sahai, Aged About 05 Years, Claimants-Respondents No. 4 And 5 Are Minor Through Their Natural Guardian And Mother Smt. Rekha W/o Late Shri Devi Sahai. All R/o Vill. Dahwa, Post Birharu, Tehsil Kumher, District Bharatpur (Raj.). ----Claimants/Respondents 6. Mukesh Kumar Chaudhary S/o Shri Badan Singh, Aged About 46 Years, R/o 38, Prem Nagar, Khatipura Road, Jhotwara, Jaipur. (Owner Of Truck No. RJ-14-GE-5863) 7. Deepak Kumar S/o Shri Satyaveer Singh, R/o Nagla Bhuriya, Police Station Malpura, District Agra (U.P.) [2026:RJ-JP:2546] (3 of 9) [CMA-4662/2018] (Driver Of Truck No. RJ-14-GE-5863) 8. Kalyan Singh S/o Shri Ramjilal Singh, Aged About 46 Years, R/o Vil. Khan Pegor, Tehsil Kumher, District Bharatpur. (Owner Of Truck No. RJ-05-G-4727) 9. Rajendra Singh S/o Dilip Chand, Aged About 54 Years, R/o Shyam Nagar Police Station Itmatdol, District Agra, U.P. (Driver Of Truck No. RJ-05-G-4727) 10. National Insurance Company Limited, Through Regional Manager, Regional Office, Jeevan Nidhi Bhawan, Ambedkar Circle, Jaipur. (Insurance Company Of Truck No. RJ-05-G-4727) 11. Nician Leena Thapar, Administrative Officer NIC Ltd. (Maruti Vertical) Delhi Do-X. (Administrative Officer Of Truck No. RJ-05-G-4727) 12. Head Office, Maruti Suzuki India Limited, 1, Nelsan Mandela Road, Vasant Kunj, New Delhi- 110070 Second Address : 7th Floor, Pooja Tower, 3, Gopalpura Byepass Tonk Road, Jaipur-302018. (Head Office Of Insurance Of Truck No. RJ-05-G-4727) ----Non-Claimants/Respondents For Appellant(s) : Mr. Vinay Mathur, Adv. (for Claimants In S.B. CMA No. 4662/2018) For Respondent(s) : Mr. Virendra Agrawal, Adv. with Ms. Anjali Assat, Adv. (for Cholamandalam General Insurance Company) Mr. Praveen Kumar Jain, Adv. (for National Insurance Company Ltd.) HON'BLE MR. JUSTICE ASHUTOSH KUMAR Judgment 21/01/2026 1- nkokdrkZ@vihykFkhZx.k ¼ftUgsa vkxs ^nkokdrkZx.k* ds uke ls lacksf/kr fd;k tk,xk½ dh vksj ls flfoy fofo/k vihy la[;k&4662@2018 esa izLrqr izkFkZuk i= la[;k&01@2025] vUrxZr vkns'k 22 fu;e 3 lifBr /kkjk 151 flfoy izfØ;k lafgrk lifBr /kkjk 173 eksVj okgu vf/kfu;e] [2026:RJ-JP:2546] (4 of 9) [CMA-4662/2018] 1988 ds rgr izLrqr dj nkokdrkZ@vihykFkhZ la[;k&1 jkejkth dh fnukad 17-12-2024 dks e`R;q gks tkus ds QyLo:i mlds fof/kd izfrfuf/k;ksa dks fjdkWMZ ij fy;s tkus o la'kksf/kr okn 'kh"kZd dks Hkh fjdkWMZ ij fy;s tkus dk fuosnu fd;k x;kA vr% izkFkZuk i= esa vafdr dkj.kksa dks n`f"Vxr j[krs gq, gLrxr izkFkZuk&i= Lohdkj fd;k tkdj nkokdrkZ@vihykFkhZ la[;k&1 jkejkth dh e`R;q gks tkus ds QyLo:i mlds fof/kd izfrfuf/k;ksa dks fjdkWMZ ij fy;k tkrk gS rFkk mijksDr izkFkZuk i= ds lkFk izLrqr la'kksf/kr okn 'kh"kZd dks Hkh fjdkWMZ ij fy;k tkrk gSA i{kdkjku dh izkFkZuk ij ekeys dks vkt gh blh Lrj ij vafre fuLrkj.k gsrq lquk x;kA 2- nkokdrkZx.k jkejkth o vU; dh vksj ls flfoy fofo/k vihy la[;k&4662@2018 rFkk ukWu DysesaV@vihykaV chek dEiuh ¼ftls vkxs ^vihykaV chek dEiuh* ds uke ls lacksf/kr fd;k tk,xk½ dh vksj ls izLrqr flfoy fofo/k vihy la[;k&4840@2018] mDr nksuksa nhokuh fofo/k vihysa /kkjk&173 eksVj okgu vf/kfu;e&1988 ds rgr U;k;ky; eksVj nq?kZVuk nkok vf/kdj.k la[;k&01] t;iqj egkuxj] t;iqj ¼ftls vkxs ^fo}ku vf/kdj.k* ds uke ls lacksf/kr fd;k tk,xk½ }kjk Dyse ;kfpdk la[;k&268@2014] jkejkth o vU; cuke eqds'k dqekj o vU; esa ikfjr fu.kZ; fnukad 11-06-2018 ¼ftls vkxs ^vk{ksfir fu.kZ;^ ds uke ls lacksf/kr fd;k tk,xk½ ds fo#) izLrqr dh xbZ gS] ftudk fuLrkj.k lqfo/kk dh n`f"V ls bl ,d fu.kZ; ds }kjk fd;k tk jgk gSA 3- nkokdrkZx.k jkejkth o vU; }kjk eksVj okgu nq?kZVuk esa nsoh lgk; dh e`R;q gks tkus ds QyLo:i dqy 50]35]000@& #i;s Dyse izkIr djus gsrq Dyse ;kfpdk fo}ku vf/kdj.k ds le{k izLrqr dh x;h FkhA fo}ku vf/kdj.k }kjk mDr Dyse ;kfpdk dk fuLrkj.k djrs gq, nkokdrkZx.k dks dqy 9]77]200@& #i;s dh {kfriwfrZ jkf'k e; C;kt 07 izfr'kr lkykuk dh nj ls fnyokbZ x;hA fo}ku vf/kdj.k ds mDr vk{ksfir fu.kZ; ls O;fFkr gksdj nkokdrkZx.k jkejkth o vU; }kjk flfoy fofo/k vihy la[;k&4662@2018] fo}ku vf/kdj.k }kjk fnyokbZ x;h {kfriwfrZ jkf'k esa c<+ksrjh fd;s tkus gsrq rFkk vihykaV chek dEiuh }kjk flfoy fofo/k vihy [2026:RJ-JP:2546] (5 of 9) [CMA-4662/2018] la[;k&4840@2018] fo}ku vf/kdj.k ds vk{ksfir fu.kZ; dks vikLr djok;s tkus gsrq izLrqr dh x;h gSaA 4- nkokdrkZx.k jkejkth o vU; }kjk izLrqr flfoy fofo/k vihy la[;k&4662@2018] dks nkokdrkZx.k }kjk izR;kg`r ¼withdraw½ djus dh vuqefr pkgh xbZA nkokdrkZx.k dks mDr vihy dks izR;kg`r ¼withdraw½ djus dh vuqefr iznku dh tkrh gSA vr% nkokdrkZx.k jkejkth o vU; dh vksj ls izLrqr flfoy fofo/k vihy la[;k&4662@2018 dks izR;kg`r ¼withdraw½ fd, tkus ds vk/kkj ij [kkfjt fd;k tkrk gSA 5- flfoy fofo/k vihy la[;k&4840@2018 ds laca/k esa nkSjkus cgl fo}ku vf/koDrk vihykaV chek dEiuh dk rdZ jgk gS fd fo}ku vf/kdj.k }kjk ekeys dh ?kVuk esa okgu Vªd uEcj vkjts&14&thbZ&5863 o vU; okgu Vªd uEcj vkjts&05&th&4727 ds pkydksa dh 50&50 izfr'kr ;ksxnk;h mis{kk ekuh tkdj =qfV dkfjr dh x;h gS] tcfd ekeys dh ?kVuk esa okgu Vªd uEcj vkjts&05&th&4727 ds pkyd dh ykijokgh jgh gS] ftlus okgu Vªd uEcj vkjts&05&th&4727 dks rst xfr o ykijokgh ls pykdj nsoh lgk; ds VDdj ekjh] ftlds QyLo:i nsoh lgk; dh e`R;q dkfjr gqbZ gSA ekeys dh ?kVuk esa okgu Vªd uEcj vkjts&14&thbZ&5863 ds pkyd dh dksbZ mis{kk o ykijokgh ugha jgh gS] bl dkj.k chek dEiuh {kfriwfrZ vnk;xh ds fy, mRrjnk;h ugha gSA fo}ku vf/koDrk vihykaV chek dEiuh dk ;g Hkh rdZ jgk gS fd fo}ku vf/kdj.k }kjk e`rd dh vk; 4]000@& #i;s izfrekg fu/kkZfjr dh tkdj vR;f/kd {kfriwfrZ jkf'k nkokdrkZx.k dks fnyokbZ x;h gS] ftls de fd;k tkosA vr% mijksDr rdksZa ds vk/kkj ij vihykaV chek dEiuh dh vksj ls izLrqr vihy Lohdkj dh tkdj fo}ku vf/kdj.k ds fu.kZ; dks vikLr fd;s tkus dh izkFkZuk dh x;hA 6- blds foijhr fo}ku vf/koDrk nkokdrkZx.k dh vksj ls vihykaV chek dEiuh ds mijksDr rdksZa dk fojks/k fd;k x;k o fo}ku vf/kdj.k ds fu.kZ; dh iqf"V fd;s tkus rFkk vihykaV chek dEiuh dh vksj ls izLrqr vihy dks vLohdkj dj [kkfjt fd;s tkus dh izkFkZuk dh x;hA [2026:RJ-JP:2546] (6 of 9) [CMA-4662/2018] 7- nksuksa i{kksa dh cgl lquh x;hA i=koyh dk voyksdu fd;k x;kA flfoy fofo/k vihy la[;k&4840@2018 %& 8- fo}ku vf/koDrk vihykaV chek dEiuh }kjk eq[;r% ;g vkifŸk yh x;h gS fd ekeys dh ?kVuk esa okgu Vªd uEcj vkjts&05&th&4727 ds pkyd dh ykijokgh jgh gS] ftlus okgu Vªd uEcj vkjts&05&th&4727 dks rst xfr o ykijokgh ls pykdj nsoh lgk; ds VDdj ekjh] ftlds QyLo:i nsoh lgk; dh e`R;q dkfjr gqbZ gS] fdUrq fo}ku vf/kdj.k }kjk ekeys dh ?kVuk esa okgu Vªd uEcj vkjts&14&thbZ&5863 o vU; okgu Vªd uEcj vkjts&05&th&4727 ¼ftUgsa vkxs ^iz'uxr okgu* ds uke ls lacksf/kr fd;k tk,xk½ ds pkydksa dh 50&50 izfr'kr ;ksxnk;h mis{kk ekuh tkdj =qfV dkfjr dh x;h gSA bl laca/k esa i=koyh ds voyksdu ls izdV gksrk gS fd ekeys dh ?kVuk fnukad 13-11-2013 dks ?kfVr gksuk crk;k x;k gS rFkk oDr ?kVuk okgu Vªd uEcj vkjts&14&thbZ&5863 ds pkyd }kjk okgu Vªd dks rst xfr o ykijokghiwoZd pykdj eksVjlkbZfdy uEcj vkjts&05&,lds&8507 ds pkyd Jhjke ds ihNs ls VDdj ekjuk crk;k x;k gS] ftl ij ekSds ij mifLFkr lqjs'k flag] nsoh lgk; o thrw mQZ ftrsUnz] ?kk;y O;fDr dks ysdj lM+d ij lkbZM esa dPps esa [kM+s Fks rHkh vkxjk dh rjQ ls ,d vU; okgu Vªd uEcj vkjts&05&th&4727 ds pkyd us vius okgu Vªd dks rst xfr o ykijokgh ls pykdj dPps esa [kM+s O;fDr;ksa lqjs'k flag] thrw mQZ ftrsUnz o nsoh lgk; ds VDdj ekj nh] ftlls lqjs'k flag o nsoh lgk; dh ekSds ij gh e`R;q gks x;hA bl laca/k esa xokg ,-MCY;w&2 j.kohj flag tks fd nq?kZVuk dk izR;{kn'khZ lk{kh gS us U;k;ky; ds le{k gq, c;ku esa ;g dFku fd;k fd fnukad 13-11-2013 dks tkVksyh ds ikl ,d ,DlhMsaV gqvk FkkA nks Vªd] ftuesa ,d dk uEcj vkjts&14&thbZ&5863 o nwljs okgu dk uEcj vkjts&05&th&4727 rst xfr ls nkSM+ jgs Fks] ftUgksaus igys ,d eksVjlkbZfdy ds VDdj ekjh] fQj mlds i'pkr~ lM+d ij lkbZM esa [kMs+ rhu yksxksa ds VDdj ekj nhA ekeys [2026:RJ-JP:2546] (7 of 9) [CMA-4662/2018] dh ?kVuk esa nksuksa okguksa dh xyrh FkhA mijksDr xokg ds dFkuksa dh iqf"Vdkjd lk{; vU; xokg ,-MCY;w&1 jkejkth }kjk dh x;h rFkk nksuksa gh xokgku }kjk izfrijh{k.k esa dksbZ fojks/kkHkklh dFku ugha fd;k x;k gSA lkFk gh mijksDr xokgku dh lk{; ds [k.Mu esa chek dEiuh o vizkFkhZx.k dh vksj ls dksbZ lk{; Hkh i=koyh ij izLrqr ugha dh x;h gSA blds vfrfjDr nksuksa iz'uxr okgu pkydksa ds fo#) ckn vuqla/kku U;k;ky; esa vkjksi&i= Hkh izLrqr fd;k tk pqdk gS] ftlls Hkh nksuksa gh iz'uxr okguksa dh fyIrrk nq?kZVuk esa lkfcr gksrh gSA bl izdkj leLr rF;ksa ,oa ifjfLFkfr;ksa dks n`f"Vxr j[krs gq, fo}ku vf/kdj.k }kjk nksuksa gh iz'uxr okgu pkydksa dh ekeys dh ?kVuk esa 50&50 izfr'kr ;ksxnk;h mis{kk ekuh x;h gS] tks mfpr izrhr gksrh gS] ftlesa gLr{ksi fd;s tkus dh dksbZ xqatkbZ'k gekjs le{k ugha gSA vr% fo}ku vf/koDrk vihykaV chek dEiuh }kjk iz'uxr okgu Vªd uEcj vkjts&14&thbZ&5863 ds pkyd dh mis{kk o ykijokgh ds laca/k esa rFkk iz'uxr okgu dh fyIrrk ds laca/k esa mBkbZ x;h vkifŸk vLohdkj dj [kkfjt dh tkrh gSA 9- fo}ku vf/koDrk vihykaV chek dEiuh }kjk ,d vU; vkifŸk ;g yh x;h gS fd fo}ku vf/kdj.k }kjk e`rd dh vk; 4]000@& #i;s izfrekg fu/kkZfjr dh tkdj nkokdrkZx.k dks vR;f/kd {kfriwfrZ jkf'k fnyokbZ x;h gS rks bl laca/k esa i=koyh ds voyksdu ls izdV gksrk gS fd ?kVuk fnukad 13-11-2013 dh crkbZ x;h gS rFkk oDr ?kVuk e`rd nsoh lgk; dks jtuh bZaV m|ksx] ngok esa bZaV HkV~Vs ij dk;Z dj izfrekg 15]000@& #i;s dh vk; vftZr djuk crk;k x;k gS] ftlds laca/k esa nkokdrkZx.k }kjk e`rd dk osru izek.k i= izn'kZ&18 fo}ku vf/kdj.k ds le{k i=koyh ij is'k fd;k x;k] fdUrq fo}ku vf/kdj.k }kjk e`rd ds mijksDr osru izek.k i= dks tkjh djus okys deZpkjh dks lk{; esa izLrqr ugha fd;s tkus rFkk e`rd ds osru ds laca/k esa dksbZ cSad LVsVesaV ;k izkfIr jlhn vkfn i=koyh ij is'k ugha fd;s tkus ds dkj.k mDr osru izek.k i= ij fo'okl ugha fd;k tkdj oDr ?kVuk e`rd ds dk;Z dh izÑfr dks n`f"Vxr j[krs gq, e`rd dh vk; 4]000@& #i;s izfrekg fu/kkZfjr dh x;h gS rFkk fo}ku [2026:RJ-JP:2546] (8 of 9) [CMA-4662/2018] vf/kdj.k }kjk oDr ?kVuk e`rd dh 23 o"kZ dh vk;q dks n`f"Vxr j[krs gq, e`rd dh mijksDr fu/kkZfjr ekfld vk; 4]000@& #i;s ij us'kuy ba';ksjsal dEiuh fyfeVsM cuke iz.k; lsBh o vU; fjiksVsZM bu ¼2017½ 16 ,l-lh-lh- 680 ds ekeys esa izfrikfnr fl)kUr ds vuqlkj 40 izfr'kr vFkkZr 1]600@& #i;s dh Hkfo"; o`f) djrs gq, e`rd dh dqy 'kq) ekfld vk; 5]600@& #i;s fu/kkZfjr dh tkdj mijksDr fu/kkZfjr vk; esa ls oDr ?kVuk e`rd ij vkfJrksa dh la[;k dks n`f"Vxr j[krs gq, e`rd ds O;fDrxr [kpZ dh dVkSrh ds en esa 1@4 Hkkx dh dVkSrh dh tkdj e`rd dh vk;q dks n`f"Vxr j[krs gq, vkfJr vk; dh x.kuk gsrq 18 dk xq.kd iz;ksx fd;k tkdj vkfJr vk; dh {kfr ds en esa dqy 9]07]200@& #i;s dh jkf'k nkokdrkZx.k dks fnyokbZ x;h gS rFkk e`rd ds vkfJrx.k dks dalksfVZ;e dh en esa ,deq'r 40]000@& #i;s dh jkf'k fnyokbZ x;h gSA tcfd ekuuh; mPpre U;k;ky; ds U;kf;d n`"Vkar iz.k; lsBh ¼mijksDr½ o ;wukbZVsM bf.M;k ba';ksjsal dEiuh fyfeVsM cuke lfrUnj dkSj mQZ lrfoUnj dkSj o vU; fjiksVsZM bu ¼2021½ 11 ,llhlh 780 o vU; U;kf;d n`"Vkar esxek tujy ba';ksjsal dEiuh fyfeVsM cuke ukuw jke mQZ pqg: jke o vU; fjiksVsZM bu ¼2018½ 18 ,llhlh 130 ds ekeyksa esa izfrikfnr fl)kUr ds vuqlkj izR;sd vkfJr dks 40]000@& #i;s dalksfVZ;e dh en esa fnyok;s tkus dk fl)kUr izfrikfnr fd;k x;k gSA 10- ?kVuk o"kZ 2013 crkbZ x;h gS rFkk o"kZ 2013 esa vdq'ky Jfed dh nSfud vk; 166@& #i;s FkhA ,sls esa ;fn oDr ?kVuk e`rd dks vdq'ky Jfed dh Js.kh esa j[kk tkdj rRle; izpfyr U;wure etnwjh ds vk/kkj ij e`rd dh vk; fu/kkZfjr dh tkrh gS rks e`rd dh ekfld vk; 4]980@& #i;s gksxh rFkk mDr vk; ij e`rd dh vk;q dks n`f"Vxr j[krs gq, 40 izfr'kr vFkkZr 1]992@& #i;s dh Hkfo"; o`f) dh tkrh gS rks e`rd dh Hkfo"; o`f) i'pkr dqy ekfld vk; 6]972@& #i;s gksxh o ;fn izR;sd nkokdrkZ dks iz.k; lsBh ¼mijksDr½] lfrUnj dkSj mQZ lrfoUnj dkSj ¼mijksDr½ o ukuw jke mQZ pqg: jke ¼mijksDr½ ds ekeyksa esa izfrikfnr fl)kUr ds vuqlkj 40]000@& #i;s dh jkf'k dalksfVZ;e dh en [2026:RJ-JP:2546] (9 of 9) [CMA-4662/2018] esa fnyokbZ tkrh gS rks fuf'pr gh {kfriwfrZ jkf'k esa c<+ksrjh gksxhA bl izdkj fo}ku vf/kdj.k }kjk vkfJr vk; dh {kfr ds en esa rFkk leLr vU; enksa esa tks jkf'k nkokdrkZx.k dks fnyokbZ xbZ gS] mls ge fdlh izdkj ls vf/kd gksuk ugha ikrs gSaA ,slh fLFkfr esa fo}ku vf/koDrk vihykaV chek dEiuh }kjk e`rd dh vk; ds laca/k esa rFkk vR;f/kd {kfriwfrZ jkf'k ds laca/k esa tks vkifŸk yh x;h gS] og Hkh vLohdkj dj [kkfjt dh tkrh gSA 11- mijksDr leLr foospu vuqlkj vihykaV chek dEiuh }kjk izLrqr flfoy fofo/k vihy la[;k&4840@2018 esa dksbZ lkj ugha gksus ds dkj.k mDr vihy vLohdkj dj [kkfjt dh tkrh gS rFkk fo}ku vf/kdj.k ds fu.kZ; dh iqf"V dh tkrh gSA 12- nkokdrkZx.k jkejkth o vU; }kjk izLrqr flfoy fofo/k vihy la[;k&4662@2018 dks nkokdrkZx.k }kjk izR;kg`r ¼withdraw½ fd;s tkus ds vk/kkj ij [kkfjt fd;k tkrk gSA 13- rn~uqlkj vihykaV chek dEiuh dh vksj ls izLrqr vihy fujLr dh tkrh gS rFkk nkokdrkZXk.k dh vksj ls izLrqr vihy ¼withdraw½ fd;s tkus ds vk/kkj ij fujLr dh tkrh gSA 14- lHkh yafcr izkFkZuk i=ksa dks Hkh mijksDrkuqlkj fujLr fd;k tkrk gSA (ASHUTOSH KUMAR),J LOKESH RAJ /84-85-S