TRIPTI SINGH v. ICICI PRUDENTIAL LIFE INSURANCE COMPANY LTD.
WPC/4501/2026 · 2026-06-30
Sri Ananda Sen
Writ Petition (Civil)body2026
DailyLaw.ai
[ 2026 DAILYLAW 18891 (JHR) · dailylaw.ai ]
DailyLaw.ai
[ 2026 DAILYLAW 18891 (JHR) · dailylaw.ai ]
Judgment text
Extracted from the PDF above. The PDF is authoritative.
2026:JHHC:19141 1
IN THE HIGH COURT OF JHARKHAND AT RANCHI
WP(C) No.4501 of 2026
----- Tripti Singh, aged about 45 years, wife of Late Sanjeev Kumar Singh, Resident of Devi Niwas, Bagicha Toli, Sanatorium Road, Tupudana, P.O. & P.S. Tupudana, Hatia, District-Ranchi-
834003.
… Petitioner(s).
Versus
1. ICICI Prudential Life Insurance Company Limited, ICICI PruLife Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai 400025, Maharashtra, having its local office at 2nd Floor, Capitol Bazaar, Near Hotel Capitol Hill, Main Road, MG Road, Ranchi, Jharkhand-834001.
2. Bank of Baroda, through its Chief Manager / Authorized Officer, having its office at Booty More Branch, 1st Floor, Shivaji Chowk, Booty More, Hazaribagh Road, P.O. Sadar, P.S. Booty, District Ranchi, Jharkhand-834012.
3. The State of Jharkhand through its Secretary, Department of Food, Public Distribution and Consumer Affairs, having its office at Project Bhawan, Dhurwa, Ranchi, Jharkhand -
834004.
… Respondent(s).
CORAM :
SRI ANANDA SEN, J.
------ For the Petitioner(s) : Mr. Atanu Banerjee, Advocate For the State
: Ms. Ruchi Mukti, AC to AAG-IA For the Respondents : Mr. P.A. S. Pati, Advocate …......
02 /30.06.2026: Heard the learned counsel representing the petitioner and the learned counsel representing the respondents.
2. In this writ petition, the petitioner has prayed for the following reliefs:
“1.for issuance of an appropriate writ(s)/ order(s)/ direction(s), particularly a writ in the nature of Certiorari for quashing of: (a) the email communication dated 06.09.2025 (Annexure-8) issued by the Respondent, whereby the earlier decision taken regarding repudiation of the insurance claim of the petitioner was reiterated; and (b) letter dated 25.09.2025 (Annexure-10) issued by the Respondent, whereby it is stated that the Respondent company is not liable to make any other payment except for the surrender value. AND Petitioner further prays for issuance of a consequential writ(s)/order(s)/ direction(s), particularly a writ in the nature of Mandamus directing the concerned Respondent to
2026:JHHC:19141 2
make payment of the sum assured amount of Rs. 1,09,00,000 under Policy No. 46811072 issued in the name of Late Captain Sanjeev Kumar Singh, along with interest @12% per annum on the aforesaid amount from the date of claim till its full and final realization.
OR IN THE ALTERNATIVE Petitioner further prays for issuance of a consequential writ(s)/order(s)/ direction(s), particularly a writ in the nature of Mandamus directing the State of Jharkhand through the Department of Food, Public Distribution and Consumer Affairs to ensure functioning of the State Consumer Disputes Redressal Commission so that this petitioner may raise her grievance by filing an appropriate application before the said statutory forum. AND/OR For issuance of an appropriate writ(s), order(s), direction(s) as may be deemed fit and proper for doing conscionable justice to the petitioner.”
3.
Learned counsel for the petitioner submits that for the same set of grievance the petitioner has already approached the District Consumer Forum, Ranchi.
4. Considering his said submission, I am not inclined to entertain this writ petition.
5. The petitioner should pursue his remedy before the District Consumer Forum, Ranchi, who will try to dispose of the application of the petitioner after hearing all the parties concerned, as early as possible without giving any unnecessary adjournments to the parties.
6. Accordingly, this writ petition is disposed of.
(ANANDA SEN, J.) 30.06.2026 Tanuj/CP-2
Uploaded on 06.07.2026