1 2026:CGHC:14671 NAFR HIGH COURT OF CHHATTISGARH AT BILASPUR WPC No. 1352 of 2026 Maa Jagataran Fuels And Energy Through Its Proprietor Vinod Kumar, Son Of Shri Bachlal, Resident Of Village- Jaiti, Tehsil- Bharatpur, District Mcb (Manendragarh- Chirmiri-Bharatpur) Chhattisgarh ... Petitioner versus 1 - State Bank Of India Through Its Chairman/managing Director, State Bank Bhavan, Madam Cama Road, Mumbai 2 - The Chief General Manager (CGM) For The State Bank Of India (SBI) Madhya Pradesh-Chhattisgarh (Bhopal) Circle Office- Local Head Office, 5th Floor, Hoshangabad Road, Bhopal 462011 (M.P.) 3 - The Deputy General Manager (DGM) Business Process Reengineering (BPR) Byron Bazar, Raipur, Chhattisgarh- 492001 4 - Assistant General Manager (AGM)(Sme) Small And Medium Enterprises, AO Raipur, Administrative Office Building, Byron Bazar, Raipur, Chhattisgarh- 492001 5 - The Relationship Manager (RM)/ Branch Manager State Bank Of India Manendragarh, Rbo, District Mcb (Manendragarh-Chirmiri-Bharatpur) (Chhattisgarh) 6 - Chief Manager Credit And NPA, State Bank Of India, Ambikapur (Regional Business Office) Ambikapur District- Sarguja (C.G.) 7 - Relationship Manager (MSME) State Bank Of India Manendragarh District- MCB (Manendragarh-Chirmiri-Bharatpur) C.G. 8 - Bharat Petroleum Corporation Ltd. (BPCL) Through Its Territory Manager (Retail), Bilaspur, 495001, Chhattisgarh ... Respondents {Cause title, as taken from CIS} For Petitioner : Mr. Gyan Prakash Shukla, Advocate. For Respondents No. 1 to 7 For Respondent No. 8 : : Mr. Harshal Chouhan, Advocate. Mr. Saurabh Gupta, Adv. on behalf of Mr. Saurabh Sharma, Advocate. . 2 (Hon’ble Mr. Justice Naresh Kumar Chandravanshi) Order on Board 27/03/2026 1. Instant writ petition under Article 226 of the Constitution of India has been preferred by the petitioner seeking following reliefs :- “10.1 That, the Hon’ble Court may kindly direct the Respondent bank to immediately lift the hold from EDFS (Electronic Dealer Finance Scheme) Account No. 42913266815 and allow the Petitioner to operate his business transaction. 10.2 That the Hon’ble Court may kindly be pleased to Direct the respondent Bank to reactivate the EDFS facility immediately as the entire overdue amount stands cleard as of 13/02/2026. 10.3 That, the Hon’ble Court may kindly be pleased to Direct the bank to refund or waive the additional overdue interest charged from 13/02/2026 onwards, as the delay in settlement was caused by the bank’s refusal to adjust the funds already deposited. 10.4 That, the Hon’ble Court may kindly be pleased to Direct the respondent bank to pay a provisional sum for the mental agony and financial loss caused due to the potential bouncing of cheques and loss of business reputation. 10.5 That, any other relief, which this Hon’ble Court may deemed just and fit in facts and circumstances of the case. 2. Learned counsel appearing for petitioner would submit that the petitioner operates a retail outlet for BPCL and utilizes an Electronic Dealer Finance Scheme (EDFS) for business operations. He submits that after filing instant writ petition, out of 60 lakhs of Electronic Dealer Finance Scheme (EDFS) hold by respondents No. 1 to 7, 30 lakhs has been removed. He next submits that hold of current account has also been released. Thus, only 27.5 lakhs has been kept in hold of the EDFS account. 3 3. Learned counsel appearing for respondents No. 1 to 7 would submit that if the transaction of the petitioner’s EDFS account will remain in schedule, the rest of amount of 27.5 lakh currently held in the EDFS account shall also be removed ₹ after the statutory period of 60 days. 4. Learned counsel for the petitioner submits that in view of the submission made on behalf of respondents No. 1 to 7, this petition may be disposed of. 5. Heard learned counsel for the parties and perused the material available on record. 6. Having considered the aforesaid contention of learned counsel for both the parties, particularly, the contention of learned counsel for respondents No. 1 to 7, this petition is disposed of with the direction that, if the transactions in the petitioner's EDFS account will remain in schedule, a direction shall be issued to remove the hold of balance amount of 27.5 lakhs currently deposited in the EDFS ₹ account after the statutory period of 60 days. 7. With the aforesaid observations & directions, the writ petition is disposed of. 8. Pending interlocutory application (s), if any, stands disposed of. Sd/- (Naresh Kumar Chandravanshi) Judge amit AMIT KUMAR DUBEY Digitally signed by AMIT KUMAR DUBEY Date: 2026.04.04 18:14:50 +0530