[2026:RJ-JP:5074] HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR S.B. Civil Miscellaneous Appeal No. 2529/2012 I C I C I Lombarad Gen Insurance Co Ltd, Jenith House, Keshavraj Khade Marg, Mahalakshmi, Mumbai, having its Divisional Office, Bhagwati Bhawan, Near, P.L. Motors, Government Hostel Chouraha, Jaipur through its Constituent Attorney. ----Appellant Versus 1. Smt Santosh Alias Patasi, aged about 37 years W/o Late Harisingh @ Hariram. 2. Mamta, aged about 18 years D/o Late Harisingh @ Hariram. 3. Anil Kumar, aged about 14 years S/o Late Harisingh @ Hariram. 4. Kanta, aged about 12 years, D/o Late Harisingh @ Hariram. claimants-respondents No. 3 & 4 are being minor through their natural guardian and mother Smt. Santosh @ Patasi W/o Late Harisingh @ Hariram. R/o Village Dasa Ki Dhani, Teh. & Distt. Sikar. -------Claimant/Respondent 5. Smt. Yogita Mehta W/o Tekchand Mehta, R/o Jat Colony, Ward No. 42, Opposite Old Jan Kalyan Samiti, Piprali Road, Sikar (Owner of Indica Car No. RJ-13-CA-4886) ----Non-Claimant/Respondent For Appellant(s) : Ms. Anjali Assat, Adv. For Respondent(s) : Mr. Amit Singh Shekhawat, Adv. Ms. Payal Goyal, Adv. Mr. Avinash Fenin, Adv. HON'BLE MR. JUSTICE UMA SHANKER VYAS Judgment / Order 03/02/2026 vihykFkhZ&vizkFkhZ dze 2 }kjk ;g nhokuh fofo/k vihy fo}ku U;k;ky; vk;qDr deZpkjh {kfriwfrZ] lhdj ftyk] lhdj }kjk MCY;w-lh- lh- ,Q- 05@2010 esa ikfjr fu.kZ; fnukad 10-05-2012 ls O;fFkr gksdj is'k [2026:RJ-JP:5074] (2 of 3) [CMA-2529/2012] dh gS ftlds ek/;e ls izR;FkhZ dze 1 yxk;r 4@ewy okn ds izkFkhZx.k }kjk deZpkjh {kfriwfrZ vf/kfu;e ds rgr izLrqr nkok ;kfpdk Lohdkj djrs gq, izR;FkhZ dze 1 yxk;r 4 dks 3]79]120@& :i;s izfrdj e; 9 izfr'kr C;kt fnyk;s tkus dk vkns'k fn;k x;kA fo}ku vf/koDrk vihykFkhZ&chek dEiuh dk fuosnu gS fd ,d gh okgu nq?kZVuk ds fy, /kkjk 167 eksVj okgu vf/kfu;e ds izko/kkuksa ds vuqlkj nkosnkj deZpkjh {kfriwfrZ vf/kfu;e] 1923 vFkok eksVj okgu vf/kfu;e ds rgr fdlh ,d esa viuh bPNk@fodYi esa ;kfpdk izLrqr dj ldrs gSa] nksuksa vuqrks"k lekukUrj :i ls iks"k.kh; ugha gSa] vius rdksZa ds leFkZu esa ekuuh; loksZPp U;k;ky; }kjk National Insurance Co. Ltd. Vs. Mastan & Anr. 2005 8 Supreme 573 rFkk Oriental Insurance Company Ltd. Vs. Dyamavva & Ors. (2013) 9 SCC 406 izLrqr fd;sA ;g Hkh fuosnu fd;k fd nkosnkjksa dh vksj ls blh okgu nq?kZVuk ls lacaf/kr eksVj nq?kZVuk nkok vf/kdj.k] lhdj ds le{k {kfriwfrZ gsrq ;kfpdk izLrqr dh x;h tks fnukad 05-04-2013 dks fu.khZr gksdj {kfriwfrZ vokMZ izR;FkhZx.k&nkosnkjku ds i{k esa ikfjr gks pqdk gS] vr% orZeku vihyk/khu fu.kZ; vikLr gksus ;ksX; gSA fo}ku vf/koDrk izR;FkhZ&nkosnkjku dh vksj ls fu"i{k :i ls ;g Lohdkj fd;k x;k fd bl okgu nq?kZVuk ds laca/k esa eksVj nq?kZVuk nkok vf/kdj.k] lhdj ds le{k Dyse ;kfpdk izLrqr dh x;h Fkh ftlesa izfrdj ds laca/k esa vokMZ ikfjr gksdj {kfriwfrZ jkf'k izkIr gks pqdh gS] bl izdkj fof/k&vuqlkj vkns'k ikfjr fd;s tkus dk fuosnu fd;kA mijksDr U;kf;d fu.kZ; National Insurance Co. Ltd. (Supra) rFkk Oriental Insurance Company Ltd. (Supra) esa izfrikfnr fl)kUr ds vuqlkj Li"V gS fd okgu nq?kZVuk ds ifj.kkeLo:i {kfriwfrZ gsrq deZdkj {kfriwfrZ vf/kfu;e o eksVj okgu vf/kfu;e esa ls dksbZ ,d gh mipkj izkIr fd;k tk ldrk gSA nkosnkjksa dh vksj ls eksVj ogku nq?kZVuk nkok vf/kdj.k esa Dyse ;kfpdk izLrqr dj {kfriwfrZ jkf'k izkIr dh tk pqdh gS] [2026:RJ-JP:5074] (3 of 3) [CMA-2529/2012] vr% ,slh fLFkfr esa mlh okgu nq?kZVuk ds laca/k esa deZdkj {kfriwfrZ vf/kfu;e ds rgr ;kfpdk iks"k.kh; ugha Fkh vkSj mlh vuq:i vihyk/khu fu.kZ; fnukad 10-05-2012 ds ek/;e ls tks izfrdj fnyk;k x;k gS] og fu.kZ; fof/k&lEer ugha gSA bl izdkj ek= bl vk/kkj ij mDr vk{ksfir fu.kZ; vikLr gksus ;ksX; gSA mijksDr foospukuqlkj vihykFkhZ&chek dEiuh dh vksj ls izLrqr ;g fofo/k vihy Lohdkj dj vihyk/khu fu.kZ; fnukad 10-05-2012 vikLr fd;k tkrk gSA vihyk/khu fu.kZ; ds ek/;e ls chek dEiuh }kjk dksbZ jkf'k tek djk;h gS rks okfil chek dEiuh gh izkIr djus dh vf/kdkjh gSA vfHkys[k bl fu.kZ; dh izfr ds lkFk v/khuLFk U;k;ky; dks izsf"kr fd;k tkosA (UMA SHANKER VYAS),J Mittal /78