$~46 * IN THE HIGH COURT OF DELHI AT NEW DELHI # CNR No. DLHC010193662026 + CRL.M.C. 3387/2026 INDUSIND BANK LTD & ORS. .....Petitioners Through: Puneet Bajaj, Advocate. (VC) versus STATE GNCT OF DELHI & ANR. .....Respondents Through: Mr. Naresh Kumar Chahar, APP for the State. Insp. Love Atrey, DIU/Central Distt. Mr. Vikas Arora and Ms.Rashi Priya, Advs. for R-2 with R-2 in person. CORAM: HON’BLE MR. JUSTICE PURUSHAINDRA KUMAR KAURAV O R D E R % 17.09.2026 1. This petition seeks quashing of FIR No.117/2026 for the offences under Sections 318(4)/336/3(5)/340/62 of the Bharatiya Nyaya Sanhita, 2023 (BNS) registered at police station Pahar Ganj, Delhi. 2. It appears that the FIR has been registered on the complaint of Ms. Shrishti Mehta, respondent 2. She is the wife of the co-accused, Rahul Mehta. 3. The sum and substance of the complaint was that the complainant was shown to be a co-borrower against a loan of Rs. 6 Crores from IndusInd Bank Ltd taken by her husband/co-accused. The complainant has submitted This is a digitally signed order. The authenticity of the order can be re-verified from Delhi High Court Order Portal by scanning the QR code shown above. The Order is downloaded from the DHC Server on 19/09/2026 at 11:10:22 that she had neither obtained any loan nor completed any loan formality in respect thereof. 4. Pursuant to registration of the FIR, the investigating agency on 16.02.2026, issued a notice under Section 94 of the Bharatiya Nagarik Suraksha Sanhita, 2023 to the bank manager to provide the following information: “1) Whether any loan bearing loan account No. 701001727490 has been sanctioned from your branch or otherwise? If yes, 2) What is the nature of loan disbursed vide loan account No. 701001727490? 3) How much amount was disbursed vide loan account No. 701001727490? 4) What is the tenure/period (month/year) of loan account No. 701001727490 disbursed? 5) To whom the loan account No. 701001727490 has been disbursed? The names, parentages, addresses, mobile numbers, email Ids etc. of all the applicants/co-applicants including that of guarantor/friends be made available. 6) Who are the actual beneficiary including the company of this loan? 7) Whether any EMI of the said loan was paid or otherwise? If yes 8) How many EMIs including that of the outstanding amount is pending? 9) Whether name of the any of the applicants/co-applicants (Borrowers/Co-Borrowers) has been removed later on during the process of sanctioning or disbursement or after the sanctioning/disbursement of the above said loan? If yes, 10) What is the reason of removal of the name of applicants/co-applicants (Borrowers/Co-Borrowers)? 11) The reason in details along with explanation be provided along with bank rulings, standing instructions, laws available on this subject i.e. removal of name of applicants/co-applicants (Borrowers/Co-Borrowers) during process. This is a digitally signed order. The authenticity of the order can be re-verified from Delhi High Court Order Portal by scanning the QR code shown above. The Order is downloaded from the DHC Server on 19/09/2026 at 11:10:22 12) The details of the person i.e. name, parentage, address, mobile number, email Id, photograph, KYC documents etc. be made available in original. 13) The sanctioned letter of the above said loan account be also provided. 14) The original documents i.e. complete docket got filled up at initial stage for sanctioning/disbursement along with original KYC documents including original photographs of loan account No. 701001727490 before any change in the name of any of the name of applicants/co-applicants (Borrowers/Co-Borrowers) be provided. 15) The original documents i.e. complete docket got filled up at later stage for sanctioning/disbursement along with original KYC documents including original photographs of loan account No. 701001727490 after changing the name of any of the name of applicants/co-applicants (Borrowers/Co-Borrowers) be provided. 16) How many officers/personnel involved in the sanctioning/disbursing of the loan amount vide loan account No. 701001727490? 17) The details i.e. names, designation, parentages, addresses, mobile numbers, email Ids etc, of all the officers/personnel involved in the sanctioning/disbursing of the loan amount vide loan account No. 701001727490 be made available. 18) Whether any complaint has been filed with regard to the present loan account i.e. 701001727490 by any of the applicants/co-applicants (Borrowers/Co-Borrowers) whose name was later on removed? If yes, 19) The copy of the said complaint be also provided. 20) Whether any action has been taken on the said complaint? If yes, 21) Whether any violation of rulings, standing instructions, laws available on this subject were found to be violated? If yes, 22) The details of the action taken report on the said complaint along with the disciplinary action if any taken against any of the officials be made available. 23) The CCTV footage of your bank on the dates of every visit of applicants/co-applicants (Borrowers/Co-Borrowers) of loan account No. 701001727490 be preserved and provided also with relevant certificate. This is a digitally signed order. The authenticity of the order can be re-verified from Delhi High Court Order Portal by scanning the QR code shown above. The Order is downloaded from the DHC Server on 19/09/2026 at 11:10:22 24) Any other document/information relevant for the purpose of investigation of this case be also made available.” 5. On 09.03.2026, a reminder notice was issued, and thereafter, further reminders were sent. The bank, however, provided incomplete information/documents through its reply dated 17.04.2026. The bank stated that a duly filled loan application had been received by the bank through DSA Andromeda Sales & Distribution Pvt. Ltd., through its contact person namely, Rajesh Kumar. However, the requisite original documents, which are alleged by the complainant to be forged, have not been furnished by the Bank till date. In these circumstances, the role of the Bank and its officials, as alleged by the complainant, is required to be investigated. 6. The investigating agency would, therefore, have to ascertain whether the loan was sanctioned after completion of the requisite formalities in accordance with law, or whether the same was sanctioned on the basis of forged and fabricated documents. The alleged connivance of the Bank officials would also have to be investigated. 7. In view of the aforesaid, the Bank is directed to fully cooperate with the investigating agency and furnish all relevant documents and information. In case of failure to do so, the investigating agency shall be at liberty to take appropriate recourse in accordance with law. In the event the complicity of the Bank or its officials is found during investigation, necessary action shall follow. However, if their involvement is not established, the police shall place an appropriate cancellation report in respect of the Bank and its officials before the competent Court. 8. With these observations and directions, nothing more is required to be This is a digitally signed order. The authenticity of the order can be re-verified from Delhi High Court Order Portal by scanning the QR code shown above. The Order is downloaded from the DHC Server on 19/09/2026 at 11:10:22 adjudicated. 9. Petition stands disposed of. PURUSHAINDRA KUMAR KAURAV, J SEPTEMBER 17, 2026/P/M This is a digitally signed order. The authenticity of the order can be re-verified from Delhi High Court Order Portal by scanning the QR code shown above. The Order is downloaded from the DHC Server on 19/09/2026 at 11:10:22