[2026:RJ-JP:5610] HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR S.B. Civil Miscellaneous Appeal No. 2114/2017 National Insurance Company Ltd. Through Branch Manager, Branch Office, Station Road, Nai Mandi, Bharatpur, Raj. Having Its Regional Office, Jeevan Nidhi, Bhawani Singh Road, Jaipur, Through Its Authorized Signatory. Insurance Company. ----Appellant Versus 1. Nawab Singh S/o Shri Kalyan Singh, aged about 40 years R/o Reheempur, Post Nekpur, Tehsil Roopbas, Bharatpur Raj. 2. Harveer Singh S/o Shri Nirbhay Singh, R/o Village Reheempur, Post Nekpur, Tehsil Roopbas, Bharatpur Raj. Owner ----Respondents For Appellant(s) : Mr. Rizwan Ahmed, Adv. Mr. Mohsin, Adv. For Respondent(s) : Mr. Santosh Soni, Adv. Ms. Shara P. Rajora, Adv. for Mr. Veerendra Agrawal, Adv. HON'BLE MR. JUSTICE UMA SHANKER VYAS Judgment / Order 06/02/2026 vihykFkhZ&chek dEiuh dh vksj ls ;g vihy fo}ku U;k;ky; vk;qDr deZpkjh {kfriwfrZ] Hkjriqj }kjk izdj.k E.C.A. (N.F.)/D-40/2010 esa ikfjr fu.kZ; fnukad 03-03-2017 ls O;fFkr gksdj is'k dh gS ftlds ek/;e ls izR;FkhZ dze&1 ds i{k esa 3]35]926@& :i;s dk vokMZ 12 izfr'kr okf"kZd C;kt lfgr rFkk 50]000@& :i;s tqekZuk lfgr fMdzh fd;k gSA fo}ku vf/koDrk vihykFkhZ&chek dEiuh rFkk izR;FkhZ dh cgl lquh x;h] vfHkys[k dk voyksdu fd;k x;kA [2026:RJ-JP:5610] (2 of 3) [CMA-2114/2017] fo}ku vf/koDrk vihykFkhZ&chek dEiuh dk fuosnu gS fd 50]000@& :i;s tqekZuk jkf'k fu;kstd ds fo:) gh vf/kjksfir dh tk ldrh gS] chek dEiuh mlds fy, nkf;Rok/khu ugha gSA mudk ;g Hkh fuosnu gS fd LFkk;h fu'kDrrk izek.k i= l{ke cksMZ }kjk tkjh ugha fd;k x;k gS] vius rdksaZ ds leFkZu esa U;kf;d fu.kZ; United India Insurance Co. Ltd. Vs. Vishnu and Ors. 2012(4) W.L.C. 796 is'k fd;kA blds foijhr fo}ku vf/koDrk izR;FkhZ dze&1 nkosnkj dk fuosnu gS fd deZpkjh {kfriwfrZ vf/kfu;e] 1923 ¼vkxs ^^vf/kfu;e&1923^^ dgk tkosxk½ dh /kkjk 30 ds izko/kkuksa ds vuqlkj fof/k dk lkjoku iz'u vUroZfyr gksus ij gh ;g vihy iks"k.kh; gS] tcfd orZeku ekeys esa ,slk dksbZ iz'u vUroZfyr ugha gS vkSj bl vk/kkj ij ;g vihy [kkfjt gksus ;ksX; gSA ekuuh; loksZPp U;k;ky; }kjk North East Karnataka Road Transport Corporation Vs. Smt. Sujatha (2019) 11 SCC 514 esa /kkjk 30 deZdkj {kfriwfrZ vf/kfu;e ds izko/kku ij fopkj djus ds mijkUr ;g fof/kd O;oLFkk izfrikfnr dh gS fd mDr vf/kfu;e ds rgr fu.khZr izfrdj ;kfpdk ds fo:) fof/k dk lkjoku iz'u vUroZfyr gksus ij gh vihy iks"k.kh; gS] rF;ksa ds vk/kkj ij vihy Lohdkj ;ksX; ugha gSA tgka rd LFkk;h fu'kDrrk izek.k i= l{ke izkf/kdkjh }kjk tkjh fd;k x;k gS vFkok ugha] ;g fcUnq lk{; dk fo"k; gSA fopkj.k U;k;ky; ds le{k nksuksa i{kksa }kjk lk{; is'k dh x;h gS] vr% bl rF; ds laca/k esa tks fu"d"kZ fn;k x;k gS] mls fof/k dk lkjoku iz'u ugha ekuk tk ldrk vkSj mlesa bl U;k;ky; }kjk gLr{ksi fd;k tkuk mfpr ugha gSA tgka rd chek dEiuh ds fo:) 50]000@& :i;s tqekZuk vf/kjksfir fd;s tkus dk iz'u gS] ;g 'kq)r% fof/k dk lkjoku iz'u gS rFkk ekuuh; loksZPp U;k;ky; }kjk U;kf;d fu.kZ; Ved Prakash Garg Vs. Premi Devi 1997(8) SCC 1 ds ekeys esa ;g vfHkfu/kkZfjr fd;k gS fd tqekZuk jkf'k chek dEiuh ds fo:) vf/kjksfir ugha dh tk ldrh] blds fy, fu;kstd [2026:RJ-JP:5610] (3 of 3) [CMA-2114/2017] gh nkf;Rok/khu gS] tcfd orZeku ekeys esa chek dEiuh ij ;g tqekZuk jkf'k vf/kjksfir dh x;h gS tks fof/k vuqdwy ugha gS] vr% bl lhek rd vihyk/khu vkns'k mikUrfjr gksus ;ksX; gSA mijksDr foospukuqlkj ;g vihy vkaf'kd :i ls Lohdkj dj vkns'k fn;k tkrk gS fd vihyk/khu fu.kZ; fnukad 03-03-2017 ds ek/;e ls tks 50]000@& :i;s dh tqekZuk jkf'k vihykFkhZ&chek dEiuh ij vf/kjksfir dh x;h gS] mls vikLr fd;k tkrk gS rFkk mDr tqekZuk jkf'k nkosnkj vius fu;kstd vFkkZr izR;FkhZ dze&2 gjohj flag ls izkIr djus dk vf/kdkjh gksxkA blh mikUrj.k ds lkFk 'ks"k vihyk/khu fu.kZ; dh iqf"V dh tkrh gSA chek dEiuh }kjk tks 50]000@& :i;s dh tqekZuk jkf'k fo}ku v/khuLFk U;k;ky; esa tek djk;h x;h gS] og vihykFkhZ&chek dEiuh okfil izkIr djus dh vf/kdkjh gksxhA v/khuLFk U;k;ky; dk vfHkys[k bl vkns'k dh izfr ds lkFk okfil ykSVk;k tkosA (UMA SHANKER VYAS),J Mittal /19