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2026 DAILYLAW 17609 (JHR)

THE BRANCH MANAGER, HDFC BANK LTD., GOLMURI BRANCH, JAMSHEDPUR v. THE STATE OF JHARKHAND

WPC/1586/2026 · 2026-06-17

Sri Ananda Sen

Writ Petition (Civil)body2026

Judgment text

Extracted from the PDF above. The PDF is authoritative.

2026:JHHC:17557 1 IN THE HIGH COURT OF JHARKHAND AT RANCHI W.P.(C) No. 1586 of 2026 ------ 1. The Branch Manager, HDFC Bank Ltd., Golmuri Branch, Jamshedpur, Holding No.11, Masjid Road, Golmuri, PO & PS- Golmuri, Jamshedpur, Dist-East Singhbhum, Jharkhand- 831003. 2. HDFC Bank Ltd., Golmuri Branch, Jamshedpur, at Holding No.11, Masjid Road, Golmuri, PO & PS-Golmuri, Jamshedpur, Dist-East Singhbhum, Jharkhand-831003. Both Petitioner No.1 & 2 represented through Tapan Bhagat son of Sri Ganesh Bhagat, at present working for gain as Branch Manager at HDFC Bank Ltd., having one of its branches amongst other places at HDFC Bank Ltd., Holding No.11, Masjid Road, Golmuri, PO & PS-Golmuri, Dist-East Singhbhum, Jharkhand-831001. 3. The Managing Director, HDFC, Corporate Office at HDFC Bank House, Senapati Bapat, Marg Lower Parel W Mumbai-400013 represented through its duly authorized representative Mr. Jayant Bhardwaj, S/o Sri Basant Singh, at present working for gain as Branch Manager at HDFC Bank Ltd., having office address at HDFC Bank Ltd., K3/24, H.S. Road, Telco Colony, PO & PS-Telco, Jamshedpur, Dist-East Singhbhum. … … Petitioner(s) Versus 1. The State of Jharkhand. 2. Secretary Department of Food, Public Distribution and Consumer Affairs, Project Bhawan, Dhurwa, PO & PS-Dhurwa, Dist-Ranchi, 3. Hari Govind Jaiswal, S/o Jawahar Lal Jaiswal, Property of Taraknath Enterprises, Sunaina Complex, C/o Sunaina Enterprises, Burmamines, Tata Foundry Road, PO & PS- Burmamines, Dist-East Singhbhum. … … Respondent(s) 4. The Branch Manager, Bajaj Allianz General Insurance, Office at 501 & 502 Pranami Heights, Circular Road, Lalpur Chowk, PO GPO, PS-Lalpur, Dist-Ranchi, Jharkhand. 5. Bajaj Allianz General Insurance Company Ltd., Registered Head office at Bajaj Allianz House, Airport Road, PO & PS-Yerwada, Dist-Pune, Maharashtra-411006, through its Managing Director. … … Proforma Respondent(s) ------ CORAM : SRI ANANDA SEN, J. ------ For the Petitioner(s) : Mr. Ashish Jha, Advocate For the Respondent(s) : Ms. Shalini Shahdeo, AC to SC (L&C)-I Mr. Pratyush Kumar, Advocate Ms. Taru Gupta, Advocate Mr. Vishwajeet Jee Chaturvedi, Advocate Mr. Vineet Sinha, Advocate Mr. Tara Nath Jaiswal, Advocate ------ 03/ 17th June, 2026 2026:JHHC:17557 2 1. Heard the parties. 2. The prayer of the petitioners, in this writ petition are as follows:- “a. For issuance of an appropriate writ(s) / order(s) / directions(s) commanding upon the learned District Consumer Disputes Redressal Commission, Purbi Singhbhum (hereinafter referred to as ‘Learned District Commission) to keep at abeyance the further proceedings in connection with Consumer Complaint Case No.42 of 2025 presently pending before Learned District Commission during the pendency and final disposal of Revision Petition preferred on behalf of the petitioners under Section 47(b) of the Consumer Protection Act, 2019, vide Revision Petition No.01 of 2026, arising out of and directed against the order dated 18.12.2025 passed by the learned District Commission in Consumer Complaint Case No.42 of 2025 whereby and whereunder application dated 21.08.2025 preferred on behalf of petitioner No.1 and 2/ opposite party Nos.1 & 2 seeking recall of the Order dated 30.07.2025, wherein the said petitioners have been debarred from filing their written statement, as well as the application dated 13.11.2025 preferred on behalf of petitioner No.3/ Opposite Party No.3 seeking recall of the Order dated 26.09.2025, wherein the said petitioner had been proceeded ex parte have been rejected and is presently pending adjudication before the learned Jharkhand State Consumer Disputes Redressal Commission, Ranchi (hereinafter referred to as the “Learned State Commission”), as the regular Bench for hearing is presently not available before the learned State Commission on account of incomplete quorum And; b. For ad-interim reliefs, during the pendency of this writ petition, to stay the further proceedings of Consumer Complaint Case No.42 of 2025 presently pending before ‘Learned District Commission’ And/or c. For such further and other reliefs, as this Hon’ble Court may deem fit and proper in the nature and circumstances of the case.” 3. It is their case that since their written statement was not accepted and the Consumer Forum proceeded without giving an opportunity to the petitioners to lead evidence, they had filed a Revision Application before the Jharkhand State Consumer Disputes Redressal Commission, Ranchi. 4. It is their grievance that since the State Commission is not functioning, this Court may stay the proceeding which is continuing before the Consumer Forum, Jamshedpur till the State Commission passes an appropriate order on the revision. 5. Learned counsel appearing on behalf of opposite party No.3 submitted that admittedly, the petitioners have filed a written statement after 20-25 days after the period prescribed in the law. 2026:JHHC:17557 3 Thus, the Tribunal did not accept the same. 6. Keeping the matter pending or passing any order directing the State Commission to dispose of the Revision Application will consume much more time as the State Commission is non- functional due to want of Coram. 7. At this stage, the respondents submits that they will not insist to nonsuit the petitioners-herein on the above issue before the Consumer Forum, Jamshedpur, East Singhbhum, if a direction is given to the Consumer Forum to dispose of the complaint of the petitioners at the earliest. 8. Considering the said submission and the agreement arrived at between the parties, this writ application is disposed of with a direction to the Consumer Forum to accept the written statement which has already been filed. The petitioners-herein will adduce their evidence on day-to-date basis before the Consumer Forum. The Consumer Forum thereafter will try to dispose of the Consumer Complaint Case No.42 of 2025, preferably within a period of three months from the date of receipt of a copy of this order. 9. It is made clear that the Consumer Forum will not give unnecessary adjournment to any of the parties. 10. Both the parties i.e., petitioners and respondent No.3 will produce a copy of this order before the Consumer Forum, Jamshedpur, East Singhbhum, immediately. 11. Pending IAs, if any, stands disposed of. (ANANDA SEN, J.) 17.06.2026 S.K.D/CP-2 Uploaded on 24.06.2026