[2026:RJ-JP:5874] HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR S.B. Civil Miscellaneous Appeal No. 3427/2014 eqds'k dqekj ekyh iq= Jh xksiky yky ekyh] mez 24 o"kZ] fuoklh& xzke lkiyk] ok;k dsdMh] rglhy ljokM] ftyk vtesjA -----izkFkhZ@vihykFkhZ cuke 1. jfrjke tkV iq= Jh usguw tkV] fuoklh& dk'khiqjk] rglhy fiiyw] ftyk Vksad jktLFkkuA ¼okgu pkyd Vªd uEcj vkj-ts-&26th-,-&0895½ 2. x.ks'k pkS/kjh iq= Jh cnzh yky pkS/kjh] fuoklh& xzke ikljksfV;k] rglhy fiiyw] ftyk Vksad jktLFkkuA ¼okgu ekfyd Vªd uEcj vkj-ts-&26th-,-&0895½ 3. ctkt ,yk;Ul tujy ba';ksjsal dEiuh fyfeVsM tfj;s izcU/kd dk;kZy;& v'kksd ekxZ] ,p-Mh-,Q-lh- ds lkeus] lh&Ldhe] t;iqjA ¼chek dEiuh okgu Vªd uEcj vkj-ts-&26th-,-&0895½ -----vizkFkhZx.k For Appellant(s) : Mr. Bhanu Prakash, Adv. For Respondent(s) : Mr. Rizwan Ahmed, Adv. with Mr. Mohsin, Adv. HON'BLE MR. JUSTICE ASHUTOSH KUMAR Judgment 21/01/2026 1- vihykFkhZ eqds'k dqekj }kjk ;g vihy /kkjk&173 eksVj okgu vf/kfu;e&1988 ds rgr U;k;ky; eksVj nq?kZVuk nkok vf/kdj.k ¼fof'k"B U;k;ky; lkEiznkf;d naxs izdj.k½ t;iqj ¼ftls vkxs ^fo}ku vf/kdj.k* ds uke ls lacksf/kr fd;k tk,xk½ }kjk Dyse ;kfpdk la[;k&489@2012 ¼366@2011½] eqds'k dqekj cuke jfr jke o vU; esa ikfjr fu.kZ; fnukad 05-07-2014 ¼ftls vkxs *vk{ksfir fu.kZ;* ds uke ls lacksf/kr fd;k tk,xk½ ds fo#) izLrqr dh xbZ gSA [2026:RJ-JP:5874] (2 of 12) [CMA-3427/2014] 2- vihykFkhZ eqds'k dqekj }kjk eksVj okgu nq?kZVuk esa Lo;a ds vkgr gks tkus ds QyLo:i dqy 25]20]000@& #i;s Dyse izkIr djus gsrq Dyse ;kfpdk fo}ku vf/kdj.k ds le{k izLrqr dh x;hA fo}ku vf/kdj.k }kjk mDr Dyse ;kfpdk dk fuLrkj.k djrs gq, ;kph dks dqy 1]11]670@& #i;s dh {kfriwfrZ jkf’k e; C;kt 06 izfr’kr lkykuk dh nj ls fnyokbZ x;h gSA fo}ku vf/kdj.k ds mDr vk{ksfir fu.kZ; ls O;fFkr gksdj gLrxr vihy] vihykFkhZ dh vksj ls {kfriwfrZ jkf'k esa c<+ksrjh fd;s tkus gsrq izLrqr dh x;h gSA 3- nkSjkus cgl fo}ku vf/koDrk vihykFkhZ dk rdZ jgk gS fd oDr ?kVuk vihykFkhZ nw/k cspdj rFkk [kYyklh dk dk;Z dj izfrekg 6]000@& #i;s dh vk; vftZr djrk Fkk] fdUrq fo}ku vf/kdj.k }kjk vihykFkhZ dh dksbZ vk; fu/kkZfjr ugha dj] vihykFkhZ dks ,deq'r 1]11]670@& #i;s dh jkf'k crkSj {kfriwfrZ fnyokbZ tkdj =qfV dkfjr dh x;h gSA fo}ku vf/koDrk vihykFkhZ dk ;g Hkh rdZ jgk gS fd ekeys dh nq?kZVuk esa vihykFkhZ ds nksuksa iSjksa esa rFkk nk;sa gkFk esa vfLFk Hkax dh xaHkhj pksVsa dkfjr gqbZ] ftuds QyLo:i vihykFkhZ ds 'kjhj ij dqy 24-32 izfr'kr LFkk;h fu;ksZX;rk vkuk ik;k x;k gSA fo}ku vf/koDrk vihykFkhZ dk ;g Hkh rdZ jgk gS fd fo}ku vf/kdj.k }kjk ijfeV ds vHkko esa chek dEiuh dks {kfriwfrZ jkf'k vnk;xh ds nkf;Ro ls mUeqDr fd;k tkdj =qfV dkfjr dh x;h gSA fo}ku vf/koDrk vihykFkhZ dk ;g Hkh rdZ jgk gS fd fo}ku vf/kdj.k }kjk vihykFkhZ dks Hkfo"; esa gksus okyh lq[k&lqfo/kkvksa dh deh ds en esa] 'kkjhfjd o ekufld ihM+k dh en esa rFkk vU; enksa esa Hkh vR;f/kd de jkf'k fnyokbZ x;h gS] ftuesa c<+ksrjh dh tkosA vr% mijksDr vk/kkjksa ij vihykFkhZ dh vksj ls izLrqr vihy Lohdkj dh tkdj {kfriwfrZ jkf'k esa c<+ksrjh fd;s tkus dh izkFkZuk dh x;hA 4- blds foijhr fo}ku vf/koDrk izR;FkhZ chek dEiuh dh vksj mijksDr rdkZsa dk fojks/k fd;k x;k o fo}ku vf/kdj.k ds fu.kZ; dh iqf"V fd;s tkus [2026:RJ-JP:5874] (3 of 12) [CMA-3427/2014] rFkk vihykFkhZ dh vksj ls lafLFkr dh x;h vihy dks [kkfjt fd;s tkus dh izkFkZuk dh x;hA 5- nksuksa i{kksa dh cgl lquh x;hA i=koyh dk voyksdu fd;k x;kA 6- ekeys dh nq?kZVuk esa vihykFkhZ ds 'kjhj ij dkfjr gqbZ pksVksa ds QyLo:i vihykFkhZ ds 'kjhj ij dqy 24-32 izfr'kr LFkk;h fu;ksZX;rk vkuk ik;k x;k gS] tSlk fd LFkkbZ fu;ksZX;rk izek.k i= izn'kZ&89 ds voyksdu ls Li"V gSA eksVj nq?kZVuk esa vkgr O;fDr;ksa dks {kfriwfrZ fnyok;s tkus ds lanHkZ esa ekuuh; mPpre U;k;ky; }kjk vius U;kf;d n`"Vkar Anant Son of Sidheswar Dukre Vs. Pratap Son of Zhampannappa Lamzane & Anr. reported in (2018) 9 Supreme Court Cases 450, esa fl)kUr izfrikfnr fd;k gS tks fuEu izdkj ls gS %& “12. In case of motor accidents leading to injuries and disablements, it is a well settled principle that a person must not only be compensated for his physical injury, but also for the non-pecuniary losses which he has suffered due to the injury. The claimant is entitled to be compensated for his inability to lead a full life, and enjoy those things and amenities which he would have enjoyed, but for the injuries. 13. The purpose of compensation under the Motor Vehicles Act is to fully and adequately restore the aggrieved to the position prior to the accident. This Court in Yadava Kumar v. National Insurance Co. Ltd. explained “just compensation” in the following words: "15. It goes without saying that in matters of determination of compensation both the tribunal and the court are statutorily charged with a responsibility of fixing a “just compensation”. It is obviously true that determination of a just compensation cannot be equated to a bonanza. At the same time the concept of “just compensation” obviously suggests application of fair and equitable principles and a reasonable approach on the part of the tribunals and courts. This [2026:RJ-JP:5874] (4 of 12) [CMA-3427/2014] reasonableness on the part of the tribunal and court must be on a large peripheral field.”" 7- i=koyh ds voyksdu ls izdV gksrk gS fd ekeys dh ?kVuk fnukad 12-06-2010 dh crkbZ x;h gS rFkk oDr ?kVuk vihykFkhZ dks nw/k lIykbZ dk dk;Z dj rFkk [kYyklh dk dk;Z dj izfrekg 6]000@& #i;s dh vk; vftZr djuk vo'; crk;k x;k gSA fdUrq vihykFkhZ }kjk viuh vk; ds laca/k esa dksbZ Bksl izek.k fo}ku vf/kdj.k ds le{k izLrqr ugha fd;k gSA ,slh fLFkfr esa fo}ku vf/kdj.k }kjk vihykFkhZ dh dksbZ vk; fu/kkZfjr ugha dj] ekeys dh nq?kZVuk esa vihykFkhZ dks dkfjr gqbZ pksVksa ds QyLo:i 'kkjhfjd o ekufld ihM+k] ikSf"Vd vkgkj] ;krk;kr o ifjogu rFkk bykt vkfn ij O;; jkf'k ds enksa esa ,deq'r 1]11]670@& #i;s dh jkf'k crkSj {kfriwfrZ fnyokbZ x;h gSA ;gka ;g lqLFkkfir fof/k gS fd ftu ekeyksa esa vkgr@e`rd dh vk; izekf.kr ugha gks] ogka vkgr@e`rd dks nSfud osru Hkksxh etnwj dh Js.kh esa j[kk tkdj rRle; izpfyr U;wure etnwjh ds vk/kkj ij mldh vk; fu/kkZfjr dh tk,xhA oDr ?kVuk vihykFkhZ dks [kYyklh dk dk;Z djuk crk;k x;k gSA ,slh fLFkfr esa vihykFkhZ ds dk;Z dh izÑfr dks n`f"Vxr j[krs gq, oDr ?kVuk vihykFkhZ dks vdq'ky Jfed dh Js.kh esa j[kk tkuk mfpr izdV gksrk gSA ekeys dh ?kVuk fnukad 12-06-2010 dh crkbZ x;h gSA jkT; ljdkj }kjk o"kZ 2008 ds i'pkr~ o"kZ 2011 esa U;wure etnwjh dh njksa esa o`f) dh x;h gSA o"kZ 2010 esa U;wure etnwjh dh dksbZ nj jktLFkku jkT; esa fu/kkZfjr ugha dh x;h gSA o"kZ 2008 esa vdq'ky Js.kh ds etnwj Jfed dh nSfud vk; 100@& #i;s rFkk o"kZ 2011 esa 135 #i;s izfrfnu jgh gSA ,slh fLFkfr esa ge] oDr ?kVuk vihykFkhZ dh nSfud vk; 110@& #i;s] rn~uqlkj ekfld vk; 110 x 30 = 3]300@& #i;s fu/kkZfjr fd;k tkuk mfpr le>rs gSaA Dyse ;kfpdk esa oDr ?kVuk vihykFkhZ dks 20 o"kZ vk;q dk gksuk crk;k x;k gSA pwafd oDr ?kVuk vihykFkhZ 20 o"kZ vk;q dk Lofu;ksftr O;olk;h FkkA ,slh fLFkfr esa us'kuy ba';ksjsal dEiuh fyfeVsM cuke iz.k; lsBh o vU; fjiksVsZM bu ¼2017½ 16 ,l-lh-lh- 680 ds ekeys esa izfrikfnr fl)kUr ds vuqlkj [2026:RJ-JP:5874] (5 of 12) [CMA-3427/2014] vihykFkhZ dh vk;q dks n`f"Vxr j[krs gq, mldh fu/kkZfjr ekfld vk; 3]300@& #i;s esa 40 izfr'kr dh c<+ksrjh fd;k tkuk visf{kr gSA rn~uqlkj 3]300@& #i;s dk 40 izfr'kr 1]320@& #i;s gksrk gSA mDr 40 izfr'kr jkf'k dks fu/kkZfjr ekfld vk; esa tksM+s tkus ds mijkar vihykFkhZ dh dqy 'kq) ekfld vk; 4]620@& #i;s gksrh gS] tks {kfriwfrZ ds fu/kkZj.k dk vk/kkj jgsxhA 8- gLrxr ekeys dh nq?kZVuk esa vihykFkhZ ds 'kjhj ds fofHkUu Hkkxksa esa lk/kkj.k o xaHkhj pksVsa dkfjr gqbZ rFkk vihykFkhZ ds nksuksa iSjksa esa rFkk nk;sa gkFk esa vfLFk Hkax dh xaHkhj pksVsa dkfjr gqbZ] ftuds lkewfgd izHkko ls vihykFkhZ ds 'kjhj ij dqy 24-32 izfr'kr LFkk;h fu;ksZX;rk vkuk ik;k x;k gS] tSlk fd LFkk;h fu;ksZX;rk izek.k i= izn'kZ&89 ds voyksdu ls Li"V gSA fdUrq fo}ku vf/kdj.k }kjk fpfdRldh; lk{; ds vHkko esa vihykFkhZ ds LFkk;h fu;ksZX;rk izek.k i= ij fo'okl ugha fd;k x;k gSA 9- bl laca/k esa bl U;k;ky; ds U;kf;d n`"Vkar Ms. Aarti vs. Kailash Singh & Ors. reported in 2015 (2) R.A.R. 675 (Raj.) esa fuEufyf[kr er O;Dr fd;k gS fd %& "12. Prima Facie this Court is of the view that the Learned Tribunal has erred by not admitting Exhibit 12, the physical impairment certificate of the claimant as valid evidence on the ground that the same was not proved by the concerned doctor. As per Section 77 of the Evidence Act, a document or certificate issued by a public servant in the discharge of his official duty is admissible without any formal proof, otherwise also, while deciding a claim petition under the Motor Vehicles Act, the strict rules of evidence do not apply." 10- gLrxr ekeys esa LFkk;h fu;ksZX;rk izek.k i= izn'kZ&89 jktdh; fpfdRlky; ds esfMdy cksMZ }kjk tkjh fd;k x;k gS] tks fd fpfdRld ds lk{; esa mifLFkr ugha gksus ek= ls vekU; ugha ekuk tk ldrk rFkk fpfdRld ds lk{; esa mifLFkr ugha gksus ls mDr LFkk;h fu;ksZX;rk izek.k i= ij dksbZ foijhr izHkko ugha iMrk gSA ,slh fLFkfr esa fo}ku [2026:RJ-JP:5874] (6 of 12) [CMA-3427/2014] vf/kdj.k }kjk LFkkbZ fu;ksZX;rk izek.k i= ds laca/k esa fudkyk x;k fu"d"kZ ;qfDr;qDr izrhr ugha gksrk gSA 11- vihykFkhZ ds LFkkbZ fu;ksZX;rk izek.k i= izn'kZ&89 esa vihykFkhZ dks dkfjr gqbZ pksVksa ds QyLo:i dqy 24-32 izfr'kr LFkkbZ fu;ksZX;rk vkuk crk;k x;k gSA ,slh fLFkfr esa fuf’pr :i ls vihykFkhZ dks Hkfo"; esa gksus okyh vk; esa deh gksuk LokHkkfod gSA vr% vihykFkhZ dks Hkfo"; esa gksus okyh vk; dh {kfr esa 24-32 izfr'kr LFkkbZ fu;ksZX;rk gksus ds vk/kkj ij ge] vihykFkhZ dks vk; dh {kfr Hkh 24-32 izfr’kr gksuk ikrs gSaA rn~uqlkj vihykFkhZ dh fu/kkZfjr ekfld vk; 4]620@& #i;s dk 24-32 izfr’kr 1]124@& #i;s gksrh gS] tks vihykFkhZ dks Hkfo"; esa gksus okyh vk; dh ekfld {kfr gSA oDr ?kVuk vihykFkhZ 20 o"kZ vk;q dk O;fDr FkkA ,slh fLFkfr esa ljyk oekZ o vU; cuke nsgyh VªkaliksVZ dkWiksZjs'ku o vU; fjiksVsZM bu ¼2009½ 6 ,l-lh-lh- 121 rFkk iz.k; lsBh ¼mijksDr½ ds ekeyksa esa izfrikfnr fl)kUr ds vuqlkj vihykFkhZ dks Hkfo"; esa gksus okyh vk; dh {kfriwfrZ dh x.kuk gsrq vihykFkhZ dh vk;q dks n`f"Vxr j[krs gq, 18 dk xq.kd yxk;k tkuk visf{kr gSA rn~uqlkj vihykFkhZ dks Hkfo"; esa gksus okyh vk; dh dqy {kfr 1]124 x 12 x 18 = 2]42]784@& #i;s gksrh gS tks vihykFkhZ izkIr djus dk vf/kdkjh gSA 12- fo}ku vf/kdj.k }kjk vihykFkhZ dks 'kkjhfjd o ekufld ihM+k dh en esa 5]000@& #i;s dh jkf'k fnyokbZ x;h gS tks de izrhr gksrh gSA vr% 'kkjhfjd o ekufld ihM+k dh en esa ge] 25]000@& #i;s dh jkf'k vihykFkhZ dks fnyok;k tkuk mfpr le>rs gSaA 13- fo}ku vf/kdj.k }kjk vihykFkhZ dks Hkfo"; esa gksus okyh lq[k&lqfo/kkvksa dh deh ds en esa 5]000@& #i;s dh jkf'k fnyokbZ x;h gS tks de izrhr gksrh gSA vr% Hkfo"; esa gksus okyh lq[k&lqfo/kkvksa dh deh ds en esa ge] 25]000@& #i;s dh jkf'k vihykFkhZ dks fnyok;k tkuk mfpr le>rs gSaA [2026:RJ-JP:5874] (7 of 12) [CMA-3427/2014] 14- fo}ku vf/kdj.k }kjk vihykFkhZ dks ikSf"Vd vkgkj dh en esa rFkk ;krk;kr o ifjogu ij O;; jkf'k ds en esa 2]000@& #i;s dh jkf'k fnyokbZ x;h gS tks de gSA ekeys dh nq?kZVuk esa vihykFkhZ ds nksuksa iSjksa esa rFkk nk;sa gkFk esa vfLFk Hkax dh xaHkhj pksVsa dkfjr gksuk crk;k x;k gS] ftuds QyLo:i vihykFkhZ dks fo'ks"k vkgkj dh vko';drk jgh gksxh rFkk vihykFkhZ dks Lo;a ds bykt gsrq vLirky vkuk&tkuk Hkh iM+k gksxkA ,slh fLFkfr esa ge] ikSf"Vd vkgkj dh en esa 15]000@& #i;s rFkk ;krk;kr o ifjogu ij O;; jkf'k ds en esa 10]000@& #i;s dh jkf'k vihykFkhZ dks fnyok;k tkuk mfpr le>rs gSaA 15- fo}ku vf/kdj.k }kjk vihykFkhZ dks bykt ds nkSjku O;; gqbZ jkf'k ds en esa 33]670@& #i;s dh jkf'k fnyokbZ x;h gS] blesa ge dksbZ gLr{ksi fd;k tkuk mfpr ugha le>rs gSaA 16- ekeys dh nq?kZVuk esa dkfjr gqbZ pksVksa ds QyLo:i vihykFkhZ fnukad 12-06-2010 ls 28-06-2010 rd dqy 17 fnol rd vLirky esa HkrhZ jgk gSA fdUrq fo}ku vf/kdj.k }kjk mDr en esa i`Fkd ls dksbZ jkf'k vihykFkhZ dks ugha fnyokbZ x;h gSA vr% 17 fnol rd vLirky esa HkrhZ jgus dh en esa ge] 600@& #i;s izfrfnu dh nj ls dqy 10]200@& #i;s dh jkf'k vihykFkhZ dks fnyok;k tkuk mfpr le>rs gSaA 17- fo}ku vf/kdj.k }kjk vihykFkhZ dks byktjr vof/k ds nkSjku gqbZ nks ekg vk; dh gkfu ds en esa 6]000@& #i;s dh jkf'k fnyokbZ x;h gS tks de gSA ekeys dh nq?kZVuk esa vihykFkhZ ds ck;sa gkFk esa o nksuksa iSjksa esa vfLFk Hkax dh xaHkhj pksVsa dkfjr gksuk crk;k x;k gSA ;g LoHkkfod gS fd ekeys dh nq?kZVuk esa vihykFkhZ ds 'kjhj ij dkfjr gqbZ pksVksa ds QyLo:i vihykFkhZ djhc rhu ekg rd vk; vftZr djus esa vleFkZ jgk gksxkA ,slh fLFkfr esa ge] byktjr vof/k ds nkSjku gqbZ 03 ekg dh vk; dh gkfu ds en esa 3]300 x 3 = 9]900@& #i;s dh jkf'k vihykFkhZ dks fnyok;k tkuk mfpr le>rs gSaA [2026:RJ-JP:5874] (8 of 12) [CMA-3427/2014] 18- ekeys dh nq?kZVuk esa vihykFkhZ ds iSj o gkFk esa dkfjr gqbZ vfLFk Hkax dh xaHkhj pksVksa ds QyLo:i vihykFkhZ ds ck;sa gkFk o nk;sa iSj dk vkWijs'ku fd;k tkuk crk;k x;k gSA fdUrq fo}ku vf/kdj.k }kjk 'kY; fpfdRlk dh en esa dksbZ jkf'k vihykFkhZ dks ugha fnyokbZ x;h gSA vr% 'kY; fpfdRlk dh en esa ge] 10]000@& #i;s izfr vkWijs'ku dh nj ls dqy 20]000@& #i;s dh jkf'k vihykFkhZ dks fnyok;k tkuk mfpr le>rs gSaA 19- ekeys esa fo}ku vf/kdj.k us rudh la[;k&3 dk fu.kZ; djrs gq, ;g ik;k gS fd oDr ?kVuk okgu Vªd la[;k vkj-ts&26&th-,-&0895 ¼ftls vkxs ^iz'uxr okgu* ds uke ls lacksf/kr fd;k tk,xk½ ds pkyd vizkFkhZ la[;k&1 jfr jke ds ikl oDr ?kVuk iz'uxr okgu dks pykus dk oS| o izHkkoh ijfeV ugha Fkk rFkk mDr iz'uxr okgu Vªd vizkFkhZ la[;k&2 x.ks'k pkS/kjh ds LokfeRo dk FkkA chek daiuh dh vksj ls fo}ku vf/kdj.k ds le{k xokg ,u-,-MCY;w-&1 eqds'k 'kekZ ds c;ku ys[kc) djok;s x;s gSaA ftleas xokg us bl rF; dks Lohdkj fd;k gS fd iz'uxr okgu ekfyd o pkyd ls ijfeV ryc djokus dk iz;kl fd;k x;k] ijUrq okgu ekfyd o pkyd }kjk iz'uxr okgu dk ijfeV is'k ugha fd;k x;kA blls Li"V gksrk gS fd oDr ?kVuk iz'uxr okgu ds pkyd o Lokeh ds ikl iz'uxr okgu ds lapkyu gsrq oS| o izHkkoh ijfeV ugha FkkA bu ifjfLFkfr;ksa esa fo}ku vf/kdj.k }kjk chek ikWfylh dh 'krksZa dk mYya?ku gksus ds dkj.k chek dEiuh dks {kfriwfrZ vnk;xh ds nkf;Ro ls mUeqDr fd;k tkdj leLr {kfriwfrZ jkf'k vnk;xh dk nkf;Ro iz'uxr okgu ds pkyd vizkFkhZ la[;k&1 o okgu Lokeh vizkFkhZ la[;k&2 ds Åij Mkyk x;k gSA 20- bl laca/k esa ekuuh; mPpre U;k;ky; }kjk U;kf;d n`"Vkar National Insurance Co. Ltd. Vs. Challa Bharathamma & Ors. reported in (2004) 8 SCC 517 ds ekeys esa ;g er O;Dr fd;k gS fd %& "12. High Court was of the view that since there was no permit, the question of [2026:RJ-JP:5874] (9 of 12) [CMA-3427/2014] violation of any condition thereof does not arise. The view is clearly fallacious. A person without permit to ply a vehicle cannot be placed at a better pedestal vis-a-vis one who has a permit, but has violated any condition thereof. Plying of a vehicle without a permit is an infraction. Therefore, in terms of Section 149(2) defence is available to the insurer on that aspect. The acceptability of the stand is a matter of adjudication. The question of policy being operative had no relevance for the issue regarding liability of insurer. High Court was, therefore, not justified in holding the insurer liable." 13. The residual question is what would be the appropriate direction. Considering the beneficial object of the Act, it would be proper for the insurer to satisfy the award, though in law it has no liability. In some cases the insurer has been given the option and liberty to recover the amount from the insured. For the purpose of recovering the amount paid from the owner, the insurer shall not be required to file a suit. It may initiate a proceeding before the concerned Executive Court as if the dispute between the insurer and the owner was the subject matter of determination before the Tribunal and the issue is decided against the owner and in favour of the insurer. Before release of the amount to the claimants, owner of the offending vehicle shall furnish security for the entire amount which the insurer will pay to the claimants. The offending vehicle shall be attached, as a part of the security. If necessity arises the Executive Court shall take assistance of the concerned Regional Transport Authority. The Executing Court shall pass appropriate orders in accordance with law as to the manner in which the owner of the vehicle shall make payment to the insurer. In case there is any default it shall be open to the Executing Court to direct realization by disposal of the securities to be furnished or from any other property or properties of the owner of the vehicle i.e. the insured. In the instant case considering the quantum involved we leave it to the discretion of the insurer to decide whether it would take steps for recovery of the amount from the insure." [2026:RJ-JP:5874] (10 of 12) [CMA-3427/2014] 21- blds vfrfjDr ekuuh; mPpre U;k;ky; }kjk U;kf;d n`"Vkar Amrit Paul Singh & Ors. Vs. TATA AIG General Insurance Co. Ltd. & Ors. reported in (2018) 7 SCC 558 ds ekeys esa Hkh fuEufyf[kr er O;Dr fd;k gS %& "23. In the case at hand, it is clearly demonstrable from the materials brought on record that the vehicle at the time of the accident did not have a permit. The Appellants had taken the stand that the vehicle was not involved in the accident. That apart, they had not stated whether the vehicle had temporary permit or any other kind of permit. The exceptions that have been carved out Under Section 66 of the Act, needless to emphasise, are to be pleaded and proved. The exceptions cannot be taken aid of in the course of an argument to seek absolution from liability. Use of a vehicle in a public place without a permit is a fundamental statutory infraction. We are disposed to think so in view of the series of exceptions carved out in Section 66. The said situations cannot be equated with absence of licence or a fake licence or a licence for different kind of vehicle, or, for that matter, violation of a condition of carrying more number of passengers. Therefore, the principles laid down in Swaran Singh (supra) and Lakhmi Chand (supra) in that regard would not be applicable to the case at hand. That apart, the insurer had taken the plea that the vehicle in question had no permit. It does not require the wisdom of the "Tripitaka", that the existence of a permit of any nature is a matter of documentary evidence. Nothing has been brought on record by the insured to prove that he had a permit of the vehicle. In such a situation, the onus cannot be cast on the insurer. Therefore, the tribunal as well as the High Court had directed the insurer was required to pay the compensation amount to the claimants with interest with the stipulation that the insurer shall be entitled to recover the same from the owner and the driver. The said directions are in consonance with the principles stated in Swaran Singh (supra) and Ors. cases pertaining to pay and recover principle." [2026:RJ-JP:5874] (11 of 12) [CMA-3427/2014] 22- bl izdkj U;kf;d n`"Vkar Challa Bharathamma (supra) o Amrit Paul Singh (supra) ds ekeyksa esa izfrikfnr fl)kUr ls gekjs le{k ;g fLFkfr vkrh gS fd eksVj okgu nq?kZVuk ds ekeyksa esa tgka okgu lapkyu gsrq oS/k o izHkkoh ijfeV ekStwn ugha gks] ,slh fLFkfr esa chek dEiuh {kfriwfrZ vnk;xh dh ftEesnkj ugha gSA fdUrq chek dEiuh ls vis{kk dh x;h gS fd og fu/kkZfjr {kfriwfrZ jkf'k ;kphx.k dks vnk djs o vnk djus ds i'pkr~ mldh olwyh iz'uxr okgu pkyd o ekfyd ls la;qDrr% o i`Fkdr% olwy ysosA bl izdkj ;g U;k;ky; Hkh Challa Bharathamma (supra) o Amrit Paul Singh (supra) ds ekeyksa esa izfrikfnr fl)kUr ds vk/kkj ij chek dEiuh dks vknsf'kr fd;k tkuk mfpr le>rh gS fd chek dEiuh bl ekeys esa fu/kkZfjr {kfriwfrZ jkf'k vihykFkhZ dks vnk djs o mlds mijkar vnk dh xbZ jkf'k dks iz'uxr okgu pkyd o Lokeh izR;FkhZ la[;k&1 o 2 ls olwy dj ysosA 23- mDrkuqlkj vihykFkhZ@DysesaV fuEu izdkj ls {kfriwfrZ jkf'k izkIr djus dk vf/kdkjh gS %& Øe la[;k 'kh"kZ@en bl fu.kZ; ds rgr fu/kkZfjr dh x;h jkf’k ¼:i;s esa½ 1- Hkfo"; esa gksus okyh vk; vtZu dh {kerk esa deh ds en esa 2]42]784@& 2- 'kkjhfjd o ekufld ihM+k dh en esa 25]000@& 3- Hkfo"; esa gksus okyh lq[k&lqfo/kkvksa dh deh ds en esa 25]000@& 4- ikSf"Vd vkgkj dh en esa 15]000@& 5- ;krk;kr o ifjogu ij O;; jkf'k ds en esa 10]000@& 6- bykt ds nkSjku O;; gqbZ jkf'k ds en esa 33]670@& 7- 17 fnol vLirky esa HkrhZ jgus dh en esa 10]200@& 8- byktjr vof/k ds nkSjku gqbZ 03 ekg vk; dh gkfu ds en esa 9]900@& 9- 'kY; fpfdRlk dh en esa 20]000@& bl U;k;ky; }kjk fu/kkZfjr dh xbZ {kfriwfrZ jkf'k 3]91]554@& fo}ku vf/kdj.k }kjk fnyokbZ xbZ {kfriwfrZ jkf'k ¼&½ 1]11]670@& c<+ksrjh i'pkr {kfriwfrZ jkf'k esa varj 2]79]884@& 24- rnuqlkj vihykFkhZ dh vksj ls izLrqr ;g vihy vkaf’kd :i ls Lohdkj dh tkdj fo}ku vf/kdj.k }kjk ikfjr iapkV] ftlds }kjk [2026:RJ-JP:5874] (12 of 12) [CMA-3427/2014] vihykFkhZ@DysesaV dks 1]11]670@& :i;s {kfriwfrZ jkf'k fnyok;s tkus dk vkns'k ikfjr fd;k x;k gS] ds LFkku ij 3]91]554@& :i;s dk iapkV ikfjr fd;k tkrk gSA vihykFkhZ dks ns; mDr {kfriwfrZ jkf'k ij fu;ekuqlkj vk;dj dVkSrh dh tkosxhA vihykFkhZ }kjk iwoZ esa izkIr dh x;h jkf’k dks iapkV jkf’k esa ls lek;ksftr fd;k tkdj 'ks"k jkf’k vihykFkhZ izkIr djus dk vf/kdkjh ik;k tkrk gSaA 25- bl vkns'k }kjk c<kbZ xbZ {kfriwfrZ jkf'k ij ;kfpdk nk;j djus dh frfFk ls vihykFkhZ@DysesaV] 08 izfr'kr okf"kZd C;kt izkIr djus dk vf/kdkjh gSA 26- chek dEiuh }kjk vihykFkhZ@DysesaV dks vnk dh xbZ izfrdj jkf’k] jsLiksaMsaV@chek dEiuh] okgu pkyd o Lokeh izR;FkhZ la[;k&1 o 2 ls olwy djus dh vf/kdkjh gksxhA 27- rnuqlkj ;g vihy fuLrkfjr dh tkrh gSA 28- lHkh yfEcr izkFkZuk&i=ksa dks Hkh mijksDrkuqlkj fuLrkfjr fd;k tkrk gSA (ASHUTOSH KUMAR),J LOKESH RAJ /14