[2026:RJ-JP:6374] HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR S.B. Civil Miscellaneous Appeal No. 909/2022 1. Gokulchand Son of Ghasiram, Aged 48 Years, 2. Smt. Chameli Devi Wife of Shri Gokulchand, Aged 45 Years, Both are Resident of Ward No.17, Antela, Tehsil Viratnagar, District Jaipur (Raj.). ----Appellants Versus 1. United India Insurance Company Limited, Through Regional Manager, Regional Transport Nagar, Jaipur. Present Address - NBCC Center, Lalkothi Scheme, Sahkar Marg, Jaipur, Rajasthan 302015. (Insurance Company of Jeep No. RJ-32-UA-3741). Insurance Effective Date- 10.05.2016-09.05.2017. 2. Prakash Son of Leelaram, Resident of Gurjaro Ka Mohalla, Amarpura, Tehsil Kotputli, District Jaipur. (Owner of Jeep No. RJ-32-UA-3741). 3. Ankur Sharma Son of Shri Motilal Sharma, Resident Of Mohalla Badabas, Kasba Kotputli District Jaipur (Driver Of Jeep No. RJ-32-UA-3741). ----Respondents For Appellant(s) : Mr. Ankit Nakwal, Adv. on behalf of Mr. Pradeep Mathur, Adv. For Respondent(s) : Mr. Lokesh Parihar, Adv. (For Insurance Company) HON'BLE MR. JUSTICE ASHUTOSH KUMAR Judgment 23/01/2026 1- vihykFkhZx.k xksdqypUn oxSjk }kjk ;g vihy /kkjk 173 eksVj okgu vf/kfu;e&1988 ds rgr U;k;ky; eksVj nq?kZVuk okn vf/kdj.k] 'kkgiqjk ¼vij ftyk ,oa ls'ku U;k;k/kh'k la[;k&01] 'kkgiqjk½ t;iqj ftyk] t;iqj ¼ftls vkxs ^fo}ku vf/kdj.k* ds uke ls lacksf/kr fd;k tk,xk½ }kjk Dyse ;kfpdk la[;k&125@2017] xksdqypUn o vU; cuke ;wukbZVsM [2026:RJ-JP:6374] (2 of 6) [CMA-909/2022] bf.M;k bU';ksjsUl o vU; esa ikfjr fu.kZ; fnukad 08-09-2021 ds fo#) izLrqr dh xbZ gSA 2- vihykFkhZx.k }kjk fo}ku vf/kdj.k ds le{k] jfo'kadj dh eksVj okgu nq?kZVuk esa e`R;q gks tkus ds QyLo:i dqy 2]26]30]000@& #i;s Dyse izkIr djus gsrq Dyse ;kfpdk izLrqr dh x;h FkhA fo}ku vf/kdj.k }kjk mDr Dyse ;kfpdk esa vihykFkhZx.k dks dqy 10]02]000@& #i;s dh {kfriwfrZ jkf'k e; C;kt 9 izfr'kr lkykuk dh nj ls fnyokbZ x;h gSA mDr vkns'k ls O;fFkr gksdj gLrxr vihy] vihykFkhZx.k dh vksj ls {kfriwfrZ jkf'k esa c<+ksrjh fd;s tkus gsrq izLrqr dh x;h gSA 3- nkSjkus cgl vf/koDrk vihykFkhZx.k dk rdZ jgk gS fd fo}ku vf/kdj.k }kjk e`rd dks oDr ?kVuk dq'ky Jfed ekurs gq, mldh ekfld vk; 201@& :Ik;s izfrfnu dh nj ls 6]030@& :i;s ekfld fu/kkZfjr dh tkdj =qfV dkfjr dh gS] tcfd oDr ?kVuk e`rd Jh x.kuk;d f'ko eafnj lfefr esa efUnj dh ns[kjs[k o ftEesnkjh dk dk;Z dj 15]000@& :i;s ekfld vk; vftZr djrk FkkA fo}ku vf/koDrk vihykFkhZx.k dk ;g Hkh rdZ jgk fd fo}ku vf/kdj.k }kjk vihykFkhZx.k dks dalksfVZ;e dh en esa dksbZ jkf'k ugha fnyok;h x;h gS rFkk vU; enksa esa vR;f/kd de jkf'k fnyokbZ x;h gS] ftuesa c<+ksrjh dh tkosA vr% vihykFkhZx.k dh vksj ls izLrqr vihy dks Lohdkj fd;k tkdj fo}ku vf/kdj.k }kjk ikfjr fu.kZ; dks la'kksf/kr dj {kfriwfrZ jkf'k esa c<+ksrjh fd;s tkus dh izkFkZuk dh x;hA 4- blds foijhr fo}ku vf/koDrk chek daiuh dh vksj ls vihykFkhZx.k ds mijksDr rdksZa dk fojks/k djrs gq, fo}ku vf/kdj.k }kjk ikfjr fd;s x;s fu.kZ; dh iqf"V fd;s tkus rFkk vihykFkhZx.k dh vksj ls lafLFkr dh x;h vihy dks fujLr fd;s tkus dk fuosnu fd;k x;kA 5- nksuksa i{kksa dh cgl lquh x;hA i=koyh dk voyksdu fd;k x;kA 6- i=koyh ds voyksdu ls izdV gksrk gS fd ekeys dh ?kVuk fnukad 11-11-2016 dh crkbZ x;h gS rFkk Dyse ;kfpdk esa oDr ?kVuk e`rd dks 24 o"kZ dh vk;q dk gksuk crkRks gq, Jh x.kuk;d f'ko eafnj lfefr esa iqtkjh dk dk;Z dj 15]000@& :i;s ekfld vk; vftZr djuk crk;k x;k gSA vihykFkhZx.k dh vksj ls e`rd dh vk; ds laca/k esa fo}ku [2026:RJ-JP:6374] (3 of 6) [CMA-909/2022] vf/kdj.k ds le{k Jh x.kuk;d f'ko eafnj lfefr] igkM+xat] ubZ fnYyh }kjk e`rd dks tkjh osru izek.k i= izn'kZ&18 iznf'kZr djok;k x;k gSA mDr osru izek.k i= izn'kZ&18 ds vuqlkj eafnj lfefr }kjk e`rd dks eafnj dh iw.kZ ns[kjs[k dk dk;Z dj 15]000@& :i;s ekfld osru nsuk crk;k x;k gSA fo}ku vf/kdj.k }kjk vihykFkhZ dks oDr ?kVuk dq'ky Jfed gksuk ekurs gq, rRle; izpfyr U;wure etnwjh ds vk/kkj ij e`rd dh vk; 201@& :i;s izfrfnu dh nj ls 6]030@& #i;s ekfld fu/kkZfjr dh xbZ gSA pwafd Dyse ;kfpdk esa vihykFkhZx.k us e`rd ds fu;kstd dk uke ugha fy[kk gS cfYd e`rd dk Lo;a dk dk;Z djuk fy[kk gSA ,slh fLFkfr esa e`rd ds dfFkr osru izek.k i= izn'kZ&18 ij ge fo'okl fd;k tkuk mfpr ugha le>rs gS] fdUrq e`rd dks dq'ky Jfed dh Js.kh esa j[kk tkdj] ml le; izpfyr U;wure etnwjh dh njksa ds vk/kkj ij {kfriwfrZ jkf'k fu/kkZfjr fd;k tkuk ge mfpr le>rs gSaA ekeys dh ?kVuk fnukad 11-11-2016 dh gksuk tkfgj gSA o"kZ 2016 esa jktLFkku jkT; esa dq'ky Jfed dh nSfud vk; 221@& :i;s fu/kkZfjr dh xbZ gS] ftlds vk/kkj ij e`rd dh ekfld vk; 6]630@& :i;s gksrh gSA fo}ku vf/kdj.k }kjk e`rd dh fu/kkZfjr ekfld vk; esa Hkfo"; esa gksus okyh vk; dh c<+ksrjh 40 izfr'kr dh xbZ gS] tks mfpr gSA ,slh fLFkfr esa us'kuy bZa';ksjsal dEiuh fyfeVsM cuke iz.k; lsBh o vU;% ¼2017½ 16 ,l-lh-lh- 680 esa izfrikfnr fl)kUr ds vuqlkj e`rd dh vk;q dks n`f"Vxr j[krs gq, mijksDr fu/kkZfjr ekfld vk; 6]630@& #i;s ij 40 izfr'kr dh Hkfo";&o`f) fd;k tkuk visf{kr gSA 6]630@& #i;s dk 40 izfr'kr 2]652@& #i;s gksrk gSA mDr 40 izfr'kr jkf'k dks e`rd dh fu/kkZfjr ekfld vk; esa tksM+s tkus ds mijkar e`rd dh dqy ekfld vk; 9]282@& #i;s gksrh gS] tks {kfriwfrZ ds fu/kkZj.k dk vk/kkj jgsxhA 7- oDr ?kVuk e`rd vfookfgr FkkA ,slh fLFkfr esa e`rd ds O;fDrxr [kpZ dh dVkSrh ds en eas 1@2 Hkkx dh dVkSrh fd;k tkuk visf{kr gSA fo}ku vf/kdj.k }kjk e`rd ds O;fDrxr [kpZ dh dVkSrh ds en esa 1@2 Hkkx dh dVkSrh dh xbZ gS] tks mfpr gSA 9]282@& #i;s dk 1@2 Hkkx 4]641@& #i;s gksrk gS] ftls fu/kkZfjr ekfld vk; esa ls ?kVkus ds mijkar [2026:RJ-JP:6374] (4 of 6) [CMA-909/2022] vkfJr vk; dh 'ks"k jkf'k 4]641@& #i;s gksrh gSA fo}ku vf/kdj.k }kjk oDr ?kVuk e`rd dh vk;q 25 o"kZ fu/kkZfjr dh xbZ gSA ,slh fLFkfr esa ljyk oekZ o vU; cuke nsgyh VªklaiksVZ dkWiksZjs'ku o vU;% ¼2009½ 6 ,l-lh-lh- 121 rFkk iz.k; lsBh ¼mijksDr½ ds ekeys esa izfrikfnr fl)kUr ds vk/kkj ij e`rd dh vk;q dks n`f"Vxr j[krs gq, 18 dk xq.kd yxk;k tkuk visf{kr gSA fo}ku vf/kdj.k }kjk Hkh vius fu.kZ; esa 18 ds xq.kd dk iz;ksx fd;k x;k gS] tks mfpr gSA rn~uqlkj e`rd dh fu/kkZfjr ekfld vk; 4]641@& #i;s ds vk/kkj ij vihykFkhZZx.k dks gksus okyh vkfJr vk; dh dqy {kfr 4]641 x 12 x 18 = 10]02]456@& #i;s gksrh gS] tks vihykFkhZx.k izkIr djus ds vf/kdkjh gSaA 8- fo}ku vf/kdj.k }kjk vihykFkhZx.k dks dalksfVZ;e dh en esa dksbZ jkf'k ugha fnyokbZ xbZ gSA ekuuh; mPpre U;k;ky; ds U;kf;d n`"Vkar iz.k; lsBh ¼mijksDr½ o ;wukbZVsM bf.M;k ba';ksjsal dEiuh fyfeVsM cuke lfrUnj dkSj mQZ lrfoUnj dkSj o vU; fjiksVsZM bu ¼2021½ 11 ,llhlh 780 o vU; U;kf;d n`"Vkar esxek tujy ba';ksjsal dEiuh fyfeVsM cuke ukuw jke mQZ pqg: jke o vU; fjiksVsZM bu ¼2018½ 18 ,llhlh 130 ds ekeyksa esa izfrikfnr fl)kUr ds vuqlkj izR;sd vkfJr dks 40]000@& #i;s dalksfVZ;e dh en esa fnyok;s tkus dk fl)kUr izfrikfnr fd;k x;k gSA 9- bl laca/k esa fo}ku vf/koDrk vihykFkhZx.k dh vksj ls O;Dr fd;k x;k gS fd iz.k; lsBh ¼mijksDr½ esa fn;s x;s fn'kk funsZ'kksa ds vuqlkj izR;sd 3 o"kZ esa dalksfVZ;e] vafre laLdkj o lEink dh gkfu ds en esa 10 izfr'kr jkf'k c<+k;s tkus dk vkns'k fn;k x;k gSA blfy, bl ekeys esa Hkh mDr enksa esa 10 izfr'kr dh o`f) dh tkdj {kfriwfrZ jkf'k fnykbZ tkosA 10- tgka rd dalksfVZ;e dh en esa] vafre laLdkj rFkk lEink dh gkfu ds en esa fnyokbZ x;h jkf'k esa c<+ksrjh fd;s tkus dk iz'u gS rks bl laca/k esa ekuuh; mPpre U;k;ky; }kjk U;kf;d n`"Vkar glhuk ;kLehu o vU; cuke us'kuy ba';ksjsal dEiuh fyfeVsM o vU; fjiksVsMZ bu 2025 ,l-lh-lh- vkWuykbZu ,l-lh- 2919 esa fuEufyf[kr er O;Dr fd;k x;k gS fd %& "7. According to us, the Constitution Bench decision only provided for an enhancement [2026:RJ-JP:6374] (5 of 6) [CMA-909/2022] of 10% in every three-year period with respect to accidents which occurred after 2017, the first enhancement being applied in 2020. Otherwise, as is indicated in the cited decision; which we find, with due respect, difficult to accept, the accident in 2010 is applied with a 10% increase when it is disposed of in 2020 and a further 10% increase if the matter is finally disposed of in 2023. This with due respect is not the purport of the decision in Pranay Sethi1, as we understand it. There cannot be any enhancement made with respect to an accident which occurred in the year 1998, since the compensation for loss of estate and consortium as also expenses incurred for funeral is as on that date, which has been standardized by Pranay Sethi at 15,000/-, 40,000/- & 15,000/-, the delay in payment of which is compensated by the interest directed to be paid." 11- ,slh fLFkfr ;g U;k;ky;] ekuuh; mPpre U;k;ky; ds U;kf;d n`"Vkar glhuk ;kLehu ¼mijksDr½] iz.k; lsBh ¼mijksDr½] lfrUnj dkSj mQZ lrfoUnj dkSj ¼mijksDr½ o ukuw jke mQZ pqg: jke ¼mijksDr½ ds ekeyksa esa izfrikfnr fl)kUr ds vuqlkj e`rd ds firk o ekrk vihykFkhZ la[;k 1 o 2 dks ^^fQfy;y dalksfVZ;e** dh en esa izR;sd dks 40]000@& #i;s ¼dqy 80]000@& #i;s½ dh jkf'k fnyok;k tkuk mfpr le>rh gSaA 12- fo}ku vf/kdj.k }kjk vihykFkhZx.k dks vafre laLdkj dh en esa 15]000@& #i;s rFkk lEink dh gkfu ds en esa 15]000@& :i;s dh jkf'k fnyok;h x;h gS] tks iz.k; lsBh ¼mijksDr½ ds ekeys esa izfrikfnr fl)kUr ds vuqlkj lgh gS rFkk ftuesa dksbZ gLr{ksi fd;k tkuk ge mfpr ugha le>rs gSA 13- mijksDrkuqlkj vihykFkhZx.k xksdqypUn o vU; fuEu izdkj ls {kfriwfrZ jkf'k izkIr djus ds vf/kdkjh gSa %& Øe la- 'kh"kZ@en bl fu.kZ; ds rgr fu/kkZfjr dh x;h jkf’k 1- vkfJr vk; dh {kfr ds en esaa 10]02]456@& #i;s 2- dalksfVZ;e ds en esa 80]000@& #i;s 3- vafre laLdkj ds en esa 15]000@& #i;s 4- lEink dh gkfu ds en esa 15]000@& #i;s [2026:RJ-JP:6374] (6 of 6) [CMA-909/2022] 5- bl U;k;ky; }kjk fu/kkZfjr dh xbZ dqy {kfriwfrZ jkf'k 11]12]456@& #i;s 6- fo}ku vf/kdj.k }kjk fnyokbZ xbZ {kfriwfrZ jkf'k 10]02]000@& #i;s 7- c<+ksrjh i'pkr {kfriwfrZ jkf'k esa varj 1]10]456@& #i;s 14- rnuqlkj vihykFkhZx.k xksdqypUn dh vksj ls izLrqr vihy vkaf’kd :i ls Lohdkj dh tkdj fo}ku vf/kdj.k }kjk ikfjr iapkV] ftlds }kjk vihykFkhZx.k dks 10]02]000@& :i;s fnyok;s tkus dk vkns'k ikfjr fd;k x;k gS] ds LFkku ij 11]12]456@& :i;s dk iapkV ikfjr fd;k tkrk gSA mDr jkf'k ij fu;ekuqlkj vk;dj dVkSrh dh tkosxhA vihykFkhZx.k }kjk iwoZ esa izkIr dh x;h jkf’k dks iapkV jkf’k esa ls lek;ksftr fd;k tkdj 'ks"k jkf’k vihykFkhZx.k izkIr djus ds vf/kdkjh ik;s tkrs gSaA 15- fo}ku vf/kdj.k }kjk Dyse ;kfpdk izLrqr djus dh fnukad 03-05-2017 ls vnk;xh gksus rd vihykFkhZx.k dks {kfriwfrZ jkf'k ij C;kt 9 izfr'kr okf"kZd dh nj ls fnyok;k x;k gS] ftlesa dksbZ gLr{ksi fd;k tkuk ge mfpr ugha le>rs gSaA 16- rn~uqlkj mijksDr vihy fuLrkfjr dh tkrh gSA 17- vkns'k dh izfr ds lkFk izdj.k dk vfHkys[k lacaf/kr fo}ku vf/kdj.k dks ykSVk;k tkosA 18- lHkh yfEcr izkFkZuk&i=ksa dks Hkh mijksDrkuqlkj fuLrkfjr fd;k tkrk gSA (ASHUTOSH KUMAR),J Badal /31