[2026:RJ-JP:2402] HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR S.B. Civil Miscellaneous Appeal No. 641/2018 Smt. Santara Devi Sharma W/o Shri Brij Mohan Sharma, aged 41 years, R/o Village Shivram Ka Bas, Ward No.4, Kumawato Ka Mohalla, Post Kotdi, Simrala, Teh. Shrimadhopur, Distt. Sikar Raj. ----Claimant/Appellant Versus 1. Ranjeet Singh S/o Raghuveer Singh, R/o Ward No.3, Near Ramnath Kutiya, Sooratgarh, Distt. Shri Ganganagar, At Present Employee C/o Gurujeet Singh S/o Shri Mandar Singh @ Mahendra Singh, R/o Ward No. 9/19A, GGA, Karanpur, Police Station Kesharsinghpur, Distt. Shri Ganganagar ---Driver 2/1. Kuldeep S/o Shri Mandar Singh @ Mahendra Singh, R/o Ward No. 9/19A, GGA, Karanpur, Police Station Kesharsinghpur, Distt. Shri Ganganagar 2/2. Gurjeet Singh S/o Shri Mandar Singh @ Mahendra Singh, R/o Ward No. 9/19A, GGA, Karanpur, Police Station Kesharsinghpur, Distt. Shri Ganganagar ---Owners 2/3. Sukhpal Singh S/o Dilawar Singh, R/o 83/RB, Teh. Raisingh Nagar-335051 ---Insured 3. The New India Insurance Company Limited, Nehru Palace, Tonk Road, Jaipur, Through Regional Manager, Policy No. 33032031150100000294, Valid from 28/04/2015 to 27/04/2016.-Insurance Company ----Non-Claimants/Respondents For Appellant(s) : Mr. Kamal Gupta, Adv. For Respondent(s) : Mr. Gaurav Jain, Adv. for Insurance Company HON'BLE MR. JUSTICE ASHUTOSH KUMAR Order 09/01/2026 1- vihykfFkZ;k }kjk ;g vihy /kkjk&173 eksVj okgu vf/kfu;e&1988 ds rgr U;k;ky; eksVj okgu nq?kZVuk nkok vf/kdj.k dze&2] t;iqj egkuxj ¼ftls vkxs ^fo}ku vf/kdj.k* ds uke ls lacksf/kr fd;k tk,xk½ }kjk Dyse ;kfpdk la[;k&807@2015] Jherh larjk nsoh cuke j.kthr o vU; esa ikfjr fu.kZ; fnukad 30-10-2017 ¼ftls vkxs ^vk{ksfir fu.kZ;^ ds uke ls lacksf/kr fd;k tk,xk½ ds fo#) izLrqr dh xbZ gSA [2026:RJ-JP:2402] (2 of 8) [CMA-641/2018] 2- vihykfFkZ;k }kjk fo}ku vf/kdj.k ds le{k] eksVj okgu nq?kZVuk esa Lo;a ds vkgr gks tkus ds QyLo:i dqy 95]00]000@& #i;s Dyse izkIr djus gsrq Dyse ;kfpdk izLrqr dh x;h FkhA fo}ku vf/kdj.k }kjk mDr Dyse ;kfpdk dk fuLrkj.k djrs gq, ;kph dks dqy 5]13]032@& #i;s dh {kfriwfrZ jkf'k e; C;kt 7-5 izfr'kr lkykuk dh nj ls fnyokbZ x;h gSA fo}ku vf/kdj.k ds mDr vk{ksfir fu.kZ; ls O;fFkr gksdj gLrxr vihy] vihykfFkZ;k dh vksj ls {kfriwfrZ jkf'k esa c<+ksrjh fd;s tkus gsrq izLrqr dh x;h gSA 3- nkSjkus cgl fo}ku vf/koDrk vihykfFkZ;k dk rdZ jgk gS fo}ku vf/kdj.k }kjk vihykfFkZ;k dh ekfld vk; 4]914@& #i;s izfrekg fu/kkZfjr dh tkdj =qfV dkfjr dh x;h gS] tcfd oDr ?kVuk vihykfFkZ;k ?kjsyw] d`f"k o nw/k cspus dk dk;Z dj 12]000@& #i;s izfrekg vk; vftZr djrh FkhA nq?kZVuk esa vihykfFkZ;k ds nk,a iSj ij xaHkhj pksVsa dkfjr gqbZ gS] ftuds lkewfgd izHkko ls mlds 'kjhj ij dqy 65 izfr'kr LFkk;h fu;ksZX;rk vkuk ik;k x;k gSA fo}ku vf/koDrk vihykfFkZ;k dk ;g Hkh rdZ jgk gS fd fo}ku vf/kdj.k }kjk Hkfo"; esa gksus okyh lq[k&lqfo/kk dh deh ds en esa dksbZ jkf'k ugha fnyokbZ xbZ gS rFkk 'kkjhfjd o ekufld ihM+k dh en esa o vU; enksa esa Hkh vR;f/kd de jkf'k fnyokbZ x;h gS] ftuesa c<+ksrjh dh tkosA vr% vihykfFkZ;k dh vksj ls izLrqr vihy Lohdkj dh tkdj {kfriwfrZ jkf'k esa c<+ksrjh fd;s tkus dh izkFkZuk dh x;hA 4- blds foijhr fo}ku vf/koDrk izR;FkhZ chek dEiuh dh vksj ls mijksDr rdkZsa dk fojks/k djrs gq, O;Dr fd;k gS fd ekuuh; mPpre U;k;ky; ds U;kf;d n`"Vkar jktdqekj cuke vt; dqekj o vU; fjiksVsZM bu ¼2011½ 1 ,llhlh 343 esa izfrikfnr fl)kar ds vk/kkj ij 65 izfr'kr LFkk;h fu;ksZX;rk dks de ekuk tkdj {kfriwfrZ fu/kkZfjr dh tkosA fodYi esa fo}ku vf/kdj.k ds fu.kZ; dh iqf"V fd;s tkus rFkk vihykfFkZ;k dh vksj ls lafLFkr dh x;h vihy dks [kkfjt fd;s tkus dh izkFkZuk dh x;hA 5- nksuksa i{kksa dh cgl lquh x;hA i=koyh o fo}ku vf/kdj.k ds vfHkys[k dk voyksdu fd;k x;kA [2026:RJ-JP:2402] (3 of 8) [CMA-641/2018] 6- ekeys dh nq?kZVuk esa vihykfFkZ;k dks dkfjr gqbZ pksVksa ds QyLo:i mlds 'kjhj ij dqy 65 izfr'kr LFkkbZ fu;ksZX;rk vkuk ik;k x;k gSA eksVj nq?kZVuk esa vkgr O;fDr;ksa dks {kfriwfrZ fnyok;s tkus ds lanHkZ esa ekuuh; mPpre U;k;ky; }kjk vius U;kf;d n`"Vkar Anant Son of Sidheswar Dukre Vs. Pratap son of Zhampannappa Lamzane & Anr. reported in (2018) 9 Supreme Court Cases 450, esa fl)kUr izfrikfnr fd;k gS tks fuEu izdkj ls gS %& “12. In case of motor accidents leading to injuries and disablements, it is a well settled principle that a person must not only be compensated for his physical injury, but also for the non-pecuniary losses which he has suffered due to the injury. The claimant is entitled to be compensated for his inability to lead a full life, and enjoy those things and amenities which he would have enjoyed, but for the injuries." "13. The purpose of compensation under the Motor Vehicles Act is to fully and adequately restore the aggrieved to the position prior to the accident. This Court in Yadava Kumar v. National Insurance Co. Ltd. explained “just compensation” in the following words:" "15. It goes without saying that in matters of determination of compensation both the tribunal and the court are statutorily charged with a responsibility of fixing a “just compensation”. It is obviously true that determination of a just compensation cannot be equated to a bonanza. At the same time the concept of “just compensation” obviously suggests application of fair and equitable principles and a reasonable approach on the part of the tribunals and courts. This reasonableness on the part of the tribunal and court must be on a large peripheral field.” 7- i=koyh ds voyksdu ls izdV gksrk gS fd ekeys dh ?kVuk fnukad 16-06-2015 dh crkbZ x;h gS rFkk oDr ?kVuk vihykfFkZ;k dks 38 o"kZ dh vk;q dk gksuk crkrs gq, ?kjsyw] d`f"k o nw/k cspus dk dk;Z dj 12]000@& [2026:RJ-JP:2402] (4 of 8) [CMA-641/2018] #i;s izfrekg dh vk; vftZr djuk vo'; crk;k x;k gSA fdarq vihykfFkZ;k }kjk viuh vk; dk dksbZ Bksl izek.k fo}ku vf/kdj.k ds le{k izLrqr ugha fd;k gSA bu ifjfLFkfr;ksa esa fo}ku vf/kdj.k }kjk oDr ?kVuk vihykfFkZ;k ds dk;Z dh izd`fr dks n`f"Vxr j[krs gq, mls vdq'ky Jfed gksuk ekudj rRle; izpfyr U;wure etnwjh nj ds vk/kkj ij mldh nSfud vk; 189@& #i;s] rn~uqlkj ekfld vk; 4]914@& #i;s fu/kkZfjr dh xbZ gSA oDr ?kVuk vihykfFkZ;k dks x`fg.kh gksuk crk;k x;k gS] blfy, ?kjsyw dke dkt djus okyh efgyk Lo;a ds dk;kZsa ds vfrfjDr vius ifjokj ds yksxksa dh ftEesnkfj;ksa dk Hkh fuoZgu djrh gS] bl dkj.k vihykfFkZ;k dks dq'ky Jfed dh Js.kh esa j[kk tkdj mldh ekfld vk; dh x.kuk fd;k tkuk U;k;ksfpr gSA bu ifjfLFkfr;ksa esa ;g U;k;ky;] vihykfFkZ;k ds dk;Z dh izÑfr o ?kVuk dh frfFk 16-06-2015 dks n`f"Vxr j[krs gq,] oDr ?kVuk vihykfFkZ;k dks dq'ky Jfed gksuk ekurs gq, rRle; izpfyr U;wure etnwjh nj ds vk/kkj ij mldh nSfud vk; 217@& #i;s] rn~uqlkj ekfld vk; 217 x 30 = 6]510@& #i;s fu/kkZfjr fd;k tkuk mfpr le>rh gSA fo}ku vf/kdj.k }kjk vihykfFkZ;k dh fu/kkZfjr ekfld vk; ij Hkfo"; esa gksus okyh vk; esa dksbZ c<+ksrjh ugha dh xbZ gSA fo}ku vf/kdj.k }kjk vihykfFkZ;k oDr ?kVuk vihykfFkZ;k dh vk;q 37 o"kZ fu/kkZfjr dh xbZ gSA ,slh fLFkfr esa us'kuy ba';ksjsal dEiuh fyfeVsM cuke iz.k; lsBh o vU; fjiksVsZM bu ¼2017½ 16 ,l-lh-lh- 680 esa izfrikfnr fl)kUr ds vuqlkj vihykfFkZ;k dh vk;q dks n`f"Vxr j[krs gq, mldh fu/kkZfjr ekfld vk; 6]510@& #i;s esa 40 izfr'kr 2]604@& #i;s dh c<+ksrjh dks fu/kkZfjr ekfld vk; esa tksM+us ds mijkar vihykfFkZ;k dh dqy 'kq) ekfld vk; 9]114@& #i;s gksrh gS tks {kfriwfrZ fu/kkZj.k dk vk/kkj jgsxhA 8- gLrxr nq?kZVuk esa vihykfFkZ;k ds nk,a iSj esa xaHkhj pksVsa dkfjr gqbZ gSa] ftlds QyLo:i mldk nkfguk iSj ?kqVus ds uhps ls dkVk x;kA vihykfFkZ;k ds dkfjr pksVksa ds lkewfgd izHkko ls vihykfFkZ;k ds 'kjhj esa [2026:RJ-JP:2402] (5 of 8) [CMA-641/2018] dqy 65 izfr’kr LFkk;h fu;ksZX;rk vkuk ik;k x;k gS] tSlk fd LFkkbZ fu;ksZX;rk izek.k&i= izn'kZ&16 ds voyksdu ls Li"V gS] fdUrq fo}ku vf/kdj.k }kjk ekuuh; mPPre U;k;ky; ds U;kf;d n`"Vkar jktdqekj cuke vt; dqekj ,l-lh-lh- 2011 ¼1½ ,l-lh- ist 343 ds ekeys esa izfrikfnr fl)kar ds vk/kkj ij vihykfFkZ;k ds LFkk;h fu;ksZX;rk izek.k i= esa n'kkZ;h x;h 65 izfr'kr LFkk;h fu;ksZX;rk dks lEiw.kZ 'kjhj ds ifjisz{; eas 50 izfr'kr vkadk x;k gSA 9- bl laca/k esa ekuuh; mPpre U;k;ky; }kjk ikfjr U;kf;d n`"VkUr Prakash Chand Sharma Vs. Rambabu Saini & Anr. reported in 2025 SCC Online SC 276, ds ekeys esa ekuuh; mPpre U;k;ky; us fuEufyf[kr er O;Dr fd;k gS %& ”9. The Tribunal questioned the competence of the Medical Board to assess the permanent disability of the claimant- appellant, terming the certificate of the Medical Board as not completely reliable. If the Tribunal had reason to doubt the medical certificate, the option available before it was to have the disability re-assessed but it could not have gone into the details of the determination of disability. Since that course of action has not been adopted, the opinion of the Medical Board, being an opinion of the experts is to be treated as such. That apart, the comatose state of the claimant-appellant is not in dispute.” 10- bl izdkj mijksDr U;kf;d n`"Vkar esa ekuuh; mPpre U;k;ky; }kjk ;g ekuk x;k gS fd fo}ku vf/kdj.k] LFkk;h fu;ksZX;rk izek.k i= esa n'kkZ;h x;h LFkk;h fu;ksZX;rk dks fdlh izdkj ls de ugha dj ldrkA ;fn fo}ku vf/kdj.k dks LFkk;h fu;ksZX;rk izek.k i= ds laca/k esa lansg Fkk rks og LFkk;h fu;ksZX;rk ds laca/k esa iqu% fo'ks"kK dh jk; izkIr dj ldrk FkkA vU;Fkk ,slh fLFkfr esa esfMdy cksMZ ds fo'ks"kKksa }kjk LFkk;h fu;ksZX;rk izek.k i= esa tks LFkk;h fu;ksZX;rk n'kkZ;h x;h gS] og iw.kZ LFkk;h fu;ksZX;rk fo'ks"kKksa dh jk; vuqlkj ;Fkkor ekuh tkosxhA [2026:RJ-JP:2402] (6 of 8) [CMA-641/2018] 11- gLrxr ekeys esa LFkk;h fu;ksZX;rk izek.k i= izn'kZ&16 jktdh; fpfdRlky; ds esfMdy cksMZ }kjk tkjh fd;k x;k gSA vr% izdk'k pUn 'kekZ ¼mijksDr½ ds ekeys esa izfrikfnr fl)kUr ds vuqlkj gLrxr ekeys esa ge] vihykfFkZ;k ds LFkk;h fu;ksZX;rk izek.k i= izn'kZ&16 esa vafdr 65 izfr'kr LFkk;h fu;ksZX;rk dks lEiw.kZ 'kjhj ds ifjizs{; esa 65 izfr'kr vkadk tkuk mfpr le>rs gSaA 12- vr% vihykfFkZ;k dks dkfjr gqbZ 65 izfr'kr LFkk;h fu;ksZX;rk ds vk/kkj ij ge] vihykfFkZ;k dks vk; dh {kfr Hkh 65 izfr’kr gksuk ikrs gSaA vihykfFkZ;k dh oDr ?kVuk vk; 9]114@& #i;s izfrekg fu/kkZfjr dh x;h gS] rn~uqlkj vihykfFkZ;k dh ekfld vk; 9]114@& #i;s dk 65 izfr’kr 5]924@& #i;s gksrk gS tks vihykfFkZ;k dks Hkfo"; esa gksus okyh vk; dh ekfld {kfr gSA fo}ku vf/kdj.k }kjk oDr ?kVuk vihykfFkZ;k dks 37 o"kZ dh vk;q dk ekuk x;k gS] ftldk [k.Mu ugha gks ldk gSA ,slh fLFkfr esa ljyk oekZ o vU; cuke nsgyh VªkaliksVZ dkWiksZjs'ku o vU; fjiksVsZM bu ¼2009½ 6 ,l-lh-lh- 121 rFkk iz.k; lsBh ¼mijksDr½ ds ekeyksa esa izfrikfnr fl)kUr ds vuqlkj vihykfFkZ;k dks Hkfo"; esa gksus okyh vk; dh {kfriwfrZ dh x.kuk gsrq vihykfFkZ;k dh vk;q dks n`f"Vxr j[krs gq, 15 dk xq.kd yxk;k tkuk visf{kr gSA rn~uqlkj vihykfFkZ;k dks Hkfo"; esa gksus okyh vk; dh dqy {kfr 5]924 x 12 x 15 = 10]66]320@& #i;s gksrh gS tks vihykfFkZ;k izkIr djus dh vf/kdkjh gSA 13- fo}ku vf/kdj.k }kjk vihykfFkZ;k dks vLirky esa HkrhZ jgus dh en esa 5]500@& #i;s rFkk esfMdy fcyksa dh en esa 5]272@& #i;s dh jkf'k fnyokbZ xbZ gS] vr% mDr enksa esa fnyokbZ xbZ jkf'k esa ge dksbZ gLr{ksi fd;k tkuk mfpr ugha le>rs gSaA 14- fo}ku vf/kdj.k }kjk vihykfFkZ;k dks ifjogu o ;krk;kr rFkk ikSf"Vd vkgkj dh en esa la;qDr :i ls 10]000@& #i;s rFkk 'kkjhfjd o ekufld ihM+k dh en esa 50]000@& #i;s dh jkf'k fnyokbZ xbZ gS] ftls la'kksf/kr djrs gq, ge vihykfFkZ;k dks ifjogu o ;krk;kr dh en esa [2026:RJ-JP:2402] (7 of 8) [CMA-641/2018] 15]000@& #i;s] ikSf"Vd vkgkj dh en esa 20]000@& #i;s rFkk 'kkjhfjd o ekufld ihM+k dh en esa 65]000@& #i;s dh jkf'k fnyok;k tkuk mfpr le>rs gSaA 15- fo}ku vf/kdj.k }kjk vihykfFkZ;k dks Hkfo"; esa gksus okyh lq[k&lqfo/kk dh deh dh en esa dksbZ jkf'k ugha fnyokbZ xbZ gSA vr% ge vihykfFkZ;k dks Hkfo"; esa gksus okyh lq[k&lqfo/kk dh deh dh en esa 65]000@& #i;s dh jkf'k i`Fkd ls fnyok;k tkuk mfpr le>rs gSaA 16- fo}ku vf/kdj.k }kjk vihykfFkZ;k dks lgk;d@ifjpkjd dh en esa dksbZ jkf'k ugha fnyokbZ xbZ gSA nq?kZVuk ds i'pkr vihykfFkZ;k dk nka;k iSj ?kqVus ds uhps ls dkVk tkuk tkfgj gS] ftl dkj.k vihykfFkZ;k viuk 'ks"k thou nwljksa ds lgkjs thus gsrq ck/; gks x;h gSA ,slh fLFkfr esa ge] vihykfFkZ;k dks lgk;d@ifjpkjd dh en esa 1]00]000@& #i;s dh jkf'k fnyok;k tkuk mfpr le>rs gSaA 17- bZykt ds nkSjku vihykfFkZ;k dk nka;k iSj ?kqVus ds uhps ls dV x;k gSA vr% vihykfFkZ;k }kjk Hkfo"; esa Ñf=e vax ¼vkfVZfQf'k;y fyEc½ yxok;s tkus dh laHkkouk dks n`f"Vxr j[krs gq,] mDr en esa ge 50]000@& #i;s dh jkf'k vihykfFkZ;k dks fnyok;k tkuk mfpr le>rs gSaA 18- mDrkuqlkj vihykfFkZ;k@DysesaV fuEu izdkj ls {kfriwfrZ jkf'k izkIr djus dk vf/kdkjh gS %& Øe la[;k 'kh"kZ@en bl fu.kZ; ds rgr fu/kkZfjr dh x;h jkf’k 1- Hkfo"; esa gksus okyh vk; vtZu dh {kerk esa deh ds en esa 10]66]320@& :Ik;s 2- vLirky esa HkrhZ jgus dh en esa 5]500@& #i;s 3- esfMdy fcyksa dh en esa 5]272@& #i;s 4- ifjogu ,oa ;krk;kr ij O;; gqbZ jkf'k ds en esa 15]000@& #i;ss 5 ikSf"Vd vkgkj dh en esa 20]000@& #i;ss 6- 'kkjhfjd o ekufld ihM+k dh en esa 65]000@& #i;s 7- Hkfo"; esa gksus okyh lq[k&lqfo/kk dh deh ds en esa 65]000@& #i;s [2026:RJ-JP:2402] (8 of 8) [CMA-641/2018] 8- lgk;d@ifjpk;d dh en esa 1]00]000@& #i;s 9- d`f=e vax yxok;s tkus dh en esa 50]000@& #i;s 10- bl U;k;ky; }kjk fu/kkZfjr dh xbZ {kfriwfrZ jkf'k 13]92]092@& #i;s 11- fo}ku vf/kdj.k }kjk fnyokbZ xbZ {kfriwfrZ jkf'k 5]13]032@& #i;s 12- c<+ksrjh i'pkr {kfriwfrZ jkf'k esa varj 8]79]060@& #i;s 19- rnuqlkj ;g vihy vkaf’kd :i ls Lohdkj dh tkdj fo}ku vf/kdj.k }kjk ikfjr iapkV] ftlds }kjk fd vihykfFkZ;k@DysesaV dks 5]13]032@& :i;s fnyok;s tkus dk vkns'k ikfjr fd;k x;k gS] ds LFkku ij 13]92]092@& :i;s dk iapkV ikfjr fd;k tkrk gSA mDr jkf'k ij fu;ekuqlkj vk;dj dVkSrh dh tk,xhA vihykfFkZ;k }kjk iwoZ esa izkIr dh x;h jkf’k dks iapkV jkf’k esa ls lek;ksftr fd;k tkdj 'ks"k jkf’k vihykfFkZ;k izkIr djus dk vf/kdkjh ik;k tkrk gSaA 20- bl vkns'k }kjk c<+kbZ xbZ {kfriwfrZ jkf'k ij ;kfpdk nk;j djus dh frfFk ls vihykfFkZ;k] 8 izfr'kr okf"kZd C;kt izkIr djus dk vf/kdkjh gSA 21- vkns'k dh izfr ds lkFk izdj.k dk vfHkys[k lacaf/kr vf/kdj.k dks ykSVk;k tkosA 22- rnuqlkj ;g vihy fuLrkfjr dh tkrh gSA 23- lHkh yfEcr izkFkZuk&i=ksa dks Hkh mijksDrkuqlkj fuLrkfjr fd;k tkrk gSA (ASHUTOSH KUMAR),J KESHAV VERMA /93-S