IN THE HIGH COURT OF HIMACHAL PRADESH, SHIMLA CWP No. 10695 of 2026 Decided on: July 01 , 2026 Lafan Zin ...Petitioner Versus State of Himachal Pradesh & Ors. ...Respondents Coram: Ms. Justice Jyotsna Rewal Dua, Judge 1Whether approved for reporting? For the petitioner : Ms. Pooja Thakur, Advocate. For the respondents : Mr. Sikander Bhushan, Deputy Advocate General for respondent No. 1-State. Mr. Abhishek Mohan Goel, Advocate, for respondents No. 2 & 3-Bank. Jyotsna Rewal Dua, Judge Notice. Mr. Sikander Bhushan, learned Deputy Advocate General and Mr. Abhishek Mohan Goel, learned counsel appear and accept service of notice on behalf of respondent No. 1 and respondents No.2 & 3, respectively. Petitioner’s grievance is to the notice dated 02.06.2026 (Annexure P-1) issued by State Cooperative Bank Limited, more 1 Whether reporters of Local Papers may be allowed to see the judgment? Yes. -2- particularly, respondents No. 2 & 3 scheduling petitioner’s property in question for auction on 02.07.2026. Property has been set for auction on account of petitioner not repaying the loan amount which as per the impugned notice is /-. In terms of the notice, petitioner had been given ample time to repay the loan. 2. Learned Counsel for the petitioner submitted that petitioner is ready to repay the loan amount and for settlement of her loan case under the One Time Settlement Scheme of the respondents-Bank. Learned counsel further submitted that to show her bonafides, petitioner is ready and willing to deposit 1.5 lac with respondent No. 3 – Bank by 02.07.2026. 3. In view of the grievance urged for the petitioner and the submissions made by her learned counsel, this writ petition is disposed of with direction that in case the petitioner shows her bonafides by depositing 1.5 lac in the respondent No. 2-Bank by 12.00 p.m. tomorrow i.e. 02.07.2026, the property in question shall not be auctioned. On petitioner submitting representation giving her proposal for settling the loan account under the applicable One Time Settlement Scheme/any other applicable Scheme etc., her case for settling the loan account shall be considered by the respondents-Bank in accordance with law also keeping in view the One Time Settlement Scheme, if any applicable. The needful shall -3- be done within four weeks thereafter. By way of abundant caution, it is clarified that the limited protection granted to the petitioner under this order shall cease to have any effect in case the petitioner does not comply with the assurance given in Court to show her bonafides. Pending miscellaneous application(s), if any, to also stand disposed of. Jyotsna Rewal Dua, Judge July 01 , 2026 (PK)