- 1 - HC-KAR NC: 2026:KHC:16802 M.F.A. No.4764/2020 IN THE HIGH COURT OF KARNATAKA AT BENGALURU DATED THIS THE 24TH DAY OF MARCH, 2026 BEFORE THE HON'BLE MR. JUSTICE VIJAYKUMAR A. PATIL MISCELLANEOUS FIRST APPEAL NO.4764/2020 (MV-I) BETWEEN: SRI. PERAPPA GOWDA AGE 44 YEARS S/O LATE SUBRAYA GOWDA R/AT. CHIDGAL HOUSE KUTHKUNJA VILLAGE, ADYATHOD POST SULLIA TALUK, D.K. - 574232. …APPELLANT (BY SRI. PUNDIKAI ISHWARA BHAT, ADV.,) AND: 1. SRI. ABDUL AZIZ AGED 31 YEARS S/O ARABI BEARY R/AT ALANTHADKA HOUSE PERUVAJE VILLAGE SULLIA TALUK, D K - 574212. 2. THE BRANCH MANAGER NATIONAL INSURANCE CO LTD BRANCH OFFICE AT 2ND FLOOR BHARATH BUILDING, P.M. RAO ROAD HAMPANAKATTA, MANGALURU D.K. - 575001. …RESPONDENTS (BY SRI. RAVISH BENNI, ADV., FOR R2 NOTICE TO R1 D/W) Digitally signed by ARSHIFA BAHAR KHANAM Location: HIGH COURT OF KARNATAKA - 2 - HC-KAR NC: 2026:KHC:16802 M.F.A. No.4764/2020 THIS MFA IS FILED U/S 173(1) OF MV ACT, AGAINST THE JUDGMENT AND AWARD DATED 08.07.2019 PASSED IN MVC NO.532/2015 ON THE FILE OF THE SENIOR CIVIL JUDGE AND JMFC, MACT, SULLIA, D.K. PARTLY ALLOWING THE CLAIM PETITION FOR COMPENSATION AND SEEKING ENHANCEMENT OF COMPENSATION. THIS APPEAL, COMING ON FOR ADMISSION, THIS DAY, JUDGMENT WAS DELIVERED THEREIN AS UNDER: CORAM: HON'BLE MR. JUSTICE VIJAYKUMAR A. PATIL ORAL JUDGMENT This appeal is filed by the injured/claimant seeking enhancement of compensation being aggrieved by the judgment and award dated 08.08.2019 passed in MVC.No.532/2015 by the Senior Civil Judge & JMFC, and Member MACT, Sullia, D.K., (for short, ‘Tribunal’). 2. Though this appeal is listed for admission, with the consent of learned counsel for the parties, it is taken up for final disposal. 3. Sri.Pundikai Ishwara Bhat, learned counsel for the appellant-injured submits that the injured was working in the Hollow blocks factor and he was aged about 39 years at the time of accident. It is submitted that the - 3 - HC-KAR NC: 2026:KHC:16802 M.F.A. No.4764/2020 appellant met with an accident on 02.10.2014 and he was provided initial treatment at Girija Clinic in Puttur Taluk and thereafter at Justice K.S.Hegde Charitable Hospital at Mangalore. The appellant was in-patient for more than 30 days and suffered grievous injuries and fractures which can be noticed from Exs.P3, P7 & P8. It is further submitted that the Tribunal has not awarded any compensation under the head of loss of future income due to disability by incorrectly recording the reasons at paragraph No.21 of its judgment. It is also submitted that the award of compensation by the Tribunal under all other heads is on the lower side and seeks to enhance the same appropriately by considering the evidence on record. 4. Per contra, Sri.Ravish Benni, learned counsel for the respondent No.2-Insurance Company supports the impugned judgment and award of the Tribunal and submits that the Tribunal by considering the decision of the Hon'ble Supreme Court in the case of Raj Kumar vs. - 4 - HC-KAR NC: 2026:KHC:16802 M.F.A. No.4764/2020 Ajay Kumar1 assigned the reasons at paragraph No.21 for refusing to grant the compensation under the head of loss of future income due to disability. It is submitted that the award of compensation by the Tribunal under all heads is also appropriate and there is no scope for enhancement. Hence, he seeks to dismiss the appeal. 5. I have heard the arguments of the learned counsel appearing on both the sides and meticulously perused the material available on record. 6. It is not in dispute between the parties that the appellant met with a road accident on 02.10.2014 and the said accident was caused due to the actionable wrong on the part of the vehicle insured with the respondent No.2- Insurance Company. The records indicate that the appellant was provided immediate treatment at Girija Clinic in Puttur Taluk and thereafter he was shifted to Justice K.S.Hegde Charitable Hospital at Mangalore and he 1 2011 ACJ 1 - 5 - HC-KAR NC: 2026:KHC:16802 M.F.A. No.4764/2020 was provided treatment. The appellant was admitted in the hospital on 02.10.2014 and discharged on 20.10.2014 and again readmitted on 09.12.2014 and discharged on 20.12.2014, in all, he was inpatient for 30 days. The appellant examined himself as PW1 and also examined other two witnesses as PWs2 and 3 and in order to prove the disability he has examined Dr.Ashwini Shetty as PW4 and got marked Exs.P1 to P93. The Tribunal assessed the income of the appellant-injured at Rs.9,000/- per month and awarded total compensation of Rs.1,83,906/- by declining to award any compensation under the head of loss of future income due to disability. 7. It is to be noticed that the evidence of PW4- Doctor, wound certificate at Ex.P3, discharge summary at Ex.P7 and disability certificate at Ex.P8 indicate that the appellant has sustained the following injuries: "GA type I right mid shaft femur fracture open GA type IIIB right tibia condoyle fracture (schatzker type VI) open GA type open GA type I right mid shaft - 6 - HC-KAR NC: 2026:KHC:16802 M.F.A. No.4764/2020 femur fracture, open GA type IIIB right tibia condoyle fracture (schatzker type VI) open GA type IIIB right tibia condoyle fracture." 8. Considering the aforesaid injuries and considering the oral testimony of PW4-Doctor, I am of the considered view that the interest of justice would be met if the disability of the appellant is assessed at 10% to the whole body for the purpose of determination of compensation. 9. The appellant has claimed that he was working in the hollow blocks factory and earning Rs.15,000/- per month and in order to prove the same, he has produced salary certificate and the employer has been examined, based on such evidence, the Tribunal has assessed the income at Rs.9,000/- per month, hence, the same does not require any modification, thus it is unaltered. 10. Having assessed the disability and the income of the appellant-injured, I am of the view that the - 7 - HC-KAR NC: 2026:KHC:16802 M.F.A. No.4764/2020 evidence on record clearly indicates that due to the accidental injury and fracture suffered by the appellant, he is entitled to compensation under the head of loss of future income due to disability and the same is calculated as under: Rs.9,000 x 12 x 15 x 10% = Rs.1,62,000/-. 11. Taking note of the injuries suffered and the disability referred supra, I am of the considered view that the compensation under other heads is also required to be enhanced appropriately. Hence, the appellant would be entitled to compensation of Rs.40,000/- towards pain & suffering; Rs.25,000/- towards food, nourishment, conveyance and attendant charges; Rs.40,000/- towards loss of amenities and happiness. The appellant would be entitled to Rs.27,000/- (Rs.9,000 X 3) towards the loss of income during laid-up period. The compensation awarded by the Tribunal towards medical expenses and future medical expenses is unaltered. Thus, the appellant would be entitled to the modified compensation as under: - 8 - HC-KAR NC: 2026:KHC:16802 M.F.A. No.4764/2020 Thus, the appellant-claimant shall be entitled to a total compensation of Rs.3,82,906/- as against Rs.1,83,906/- awarded by the Tribunal. 12. In the result, this Court proceeds to pass the following: ORDER a) Appeal is allowed in part. b) The impugned judgment and award of the Tribunal is modified to an extent that the appellant-claimant would be entitled to a total compensation of Rs.3,82,906/- as against Rs.1,83,906/- awarded by the Tribunal. HEADS AMOUNT (in Rs.) Loss of future income due to disability 1,62,000 Pain & suffering 40,000 Food, nourishment, conveyance and attendant charges 25,000 Loss of amenities and happiness 40,000 Loss of income during laid up period 27,000 Medical expenses 68,906 Future medical expenses 20,000 Total 3,82,906 - 9 - HC-KAR NC: 2026:KHC:16802 M.F.A. No.4764/2020 c) The enhanced compensation amount shall carry interest at the rate of 6% per annum from the date of petition till the date of payment. d) The Insurance Company shall deposit the enhanced compensation amount with accrued interest before the Tribunal within a period of six weeks from the date of receipt of certified copy of this judgment. e) The entire compensation amount shall be released in favour of the appellant- claimant. f) Registry shall transmit the records to the Tribunal forthwith. g) Draw modified award accordingly. Sd/- (VIJAYKUMAR A. PATIL) JUDGE BSR List No.: 1 Sl No.: 24