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2026 DAILYLAW 11510 (ALL)

NEENA AGARWAL v. BRANCH MANAGER, IDBI BANK LIMITED AND ANOTHER

WRIC/35942/2026 · 2026-09-28

Prakash Padia, Vivek Saran

body2026

Judgment text

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HIGH COURT OF JUDICATURE AT ALLAHABAD WRIT - C No. - 35942 of 2026 Court No. - 5 HON'BLE PRAKASH PADIA, J. HON'BLE VIVEK SARAN, J. 1. Pursuant to the order passed by this Court dated 09.09.2026 supplementary affidavit filed today in the Court is taken on record. 2. It is stated in the aforesaid supplementary affidavit that Rs.13,10,000/- has already been deposited on various dates. The statement of account has also been appended as Annexure SA-1, which has not been denied by Sri K. K. Tiwari, learned counsel for the respondent-bank. 3. It is argued by counsel for the petitioner that petitioner is ready and willing to make the payment of remaining amount but some time may be granted at least six months. 4. On the facts and circumstances of the case and in the interest of justice, the writ petition is disposed of with the following directions: (i) Since the petitioner has already been deposited a sum of Rs.13,10,000/- with the respondent bank, the respondent-bank is directed to provide statement of account to the petitioner within two weeks thereafter disclosing the exact amount disbursed by the bank as loan; exact amount/s repaid by the petitioner together with dates of deposit; rate of interest and amount/s of interest charged by the bank. Such statement be expressed in such terms/language as may be easy to comprehend even by a lay-man such as the petitioner. (ii) Thereafter, the petitioner is directed to deposit the remaining amount Versus Counsel for Petitioner(s) : Lok Nath Shukla, Raj Kumar Tiwari, Shubhanker Tiwari Counsel for Respondent(s) : Krishna Kant Tiwari Neena Agarwal .....Petitioner(s) Branch Manager, Idbi Bank Limited And Another .....Respondent(s) in two equal installments. First installment will be paid on or before 01.01.2027 and second installment will be deposited on or before 15.04.2026. (iii) If the entire amount is deposited by the petitioner as directed above, no recovery charge shall be realized from the petitioner. (iv) The last installment would be deposited with balance amount and upto date interest. 5. Since the amount of Rs.13,10,000/- has already been deposited by the petitioner hence no coercive action be taken against the petitioner, however, in case of default of the conditions as mentioned above, the present order shall stand automatically vacated and recovery proceedings shall revive from that stage. September 29, 2026 Pramod Tripathi WRIC No. 35942 of 2026 2 (Vivek Saran,J.) (Prakash Padia,J.) Digitally signed by :- PRAMOD TRIPATHI High Court of Judicature at Allahabad