[2025:RJ-JP:31837] HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR S.B. Civil Miscellaneous Appeal No. 1251/2018 Banti @ Bharatlal S/o Ramswaroop, R/o Village Gulpura Saemai, District Murena, Madhya Pradesh Presently Residing At 200 Feet Bypass, Ajmer Road, Jaipur Rajasthan ----Appellant Versus 1. Mohammad Rafiq S/o Mohammad Yunus, R/o Kaanchiwada, Police Station Modasa, District Saambarkata, Gujrat Driver Vehicle No. Gj 09 Y 8577 2. Sarfaraj Yusuf Bhai Suthar S/o Yusuf Bhai, R/o 31/a, Garibnawaz Society, Modasa, P.s. Modasa, District Saambarkata, Gujarat Owner Vehicle Truck No. Gj 09Y 8577 3. Dadu Rafiq Mohammad S/o Md. Hussain, R/o 406, K.h. Modasa, District Saambarkata, Gujrat Power Of Attorney Holder Of Owner Vehicle Truck No. Gj 09Y 8577 4. United India Insurance Company Ltd. Through Manager, Office At Sahara Chambers, Tonk Road, Jaipur Valid Date 09.02.2012 To 08.02.2013 Insured Vehicle Truck No. Gj 09Y 8577 ----Respondents For Appellant(s) : Mr. Gaurav Saraswat, Adv. For Respondent(s) : Mr. Amar Nath Pareek, Adv. HON'BLE MR. JUSTICE UMA SHANKER VYAS [2025:RJ-JP:31837] (2 of 4) [CMA-1251/2018] Judgment / Order 14/08/2025 vihykFkhZ@vkgr dh vksj ls ;g vihy vUrxZr /kkjk 173 eksVj okgu vf/kfu;e U;k;ky; eksVj nq?kZVuk nkok vf/kdj.k] la[;k&1] t;iqj egkuxj] t;iqj }kjk Dyse ;kfpdk la[;k 313@17 ¼1727@12½ esa ikfjr vokMZ o fu.kZ; fnukad 25-01-18 ls O;fFkr gksdj is'k dh gSA vihyk/khu vokMZ ds ek/;e ls okgu nq?kZVuk esa vihykFkhZ ds vkgr gksus ij fofHkUu enksa esa dqy 58]500@&:i;s izfrdj jkf'k 06 izfr'kr okf"kZd dh nj ls C;kt lfgr fnyk;s tkus dk vkns'k fn;k x;k gSA vkjksfir okgu ds Lokeh] pkyd o chek daiuh dh vksj ls dksbZ vihy izLrqr ugha dh x;h gSA fo}ku vf/koDrk vihykFkhZ dk fuosnu gS fd vkjksfir okgu ds pkyd dh ykijokgh ls nq?kZVuk gksuk] vkgr dk nq?kZVuk esa ?kk;y gksuk] vkjksfir okgu izR;FkhZ la- 4 chek daiuh ds ;gka chfer gksuk fookn jfgr gSA fo}ku vf/koDrk vihykFkhZ dk fuosnu gS fd iwoZ esa blh ekeys esa fo}ku vf/kdj.k }kjk fnukad 22-06-15 dks vkgr dh Dyse ;kfpdk Lohdkj djrs gq, dqy 58]500@&:i;s dk izfrdj fnyk;k x;k Fkk] ftlds fo:) bl U;k;ky; esa ,dy ihB flfoy fofo/k vihy la[;k 4255@15 izLrqr dh ftlesa fnukad 19-07-17 dks bl U;k;ky; }kjk ;g vkns'k fn;k x;k fd LFkk;h fu'kDrrk ds dkj.k ls vk; gkfu ds en esa dksbZ izfrdj ugha fnyk;k x;k gS vkSj fook|d la[;k&4 ds laca/k es uohu fu.kZ; ikfjr djus gsrq ekeyk izfrizsf"kr fd;k] ijarq iqu% [2025:RJ-JP:31837] (3 of 4) [CMA-1251/2018] i'pkrorhZ fu.kZ; fnukad 25-01-18 esa Hkh bl en esa dksbZ izfrdj jkf'k ugha fnykbZ xbZ gSA blds foijhr fo}ku vf/koDrk izR;FkhZ chek daiuh dk fuosnu gS fd fpfdRld dks ijhf{kr ugha djk;k x;k gS] vr% vk; gkfu ds en esa vihykFkhZ dksbZ jkf'k izkIr djus dk vf/kdkjh ugha gSA var esa vihyk/khu fu.kZ; o vokMZ dks fof/klEer gksuk crkrs gq, ;g vihy [kkfjt fd;s tkus dk fuosnu fd;kA nksuksa i{kksa ds rdksZa ds lanHkZ esa vfHkys[k dk voyksdu fd;kA orZeku ekeys esa vkjksfir okgu ls nq?kZVuk gksus ij vU; pksVksa ds lkFk vkgr ds Qhej cksu esa vfLFkHkax gqvk gS rFkk ?kVuk ds djhc nks o"kZ i'pkr fpfdRld cksMZ }kjk vkgr dk ijh{k.k dj LFkk;h fu'kDrrk izek.k i= izn'kZ&18 tkjh fd;k gS ftlesa laiw.kZ 'kjhj ds izfr LFkk;h fu'kDrrk 19-68 izfr'kr crk;h x;h gSA pwafd ;g izek.k i= cksMZ }kjk rS;kj fd;k x;k gS] vr% ,slh fLFkfr esa fpfdRld dk ijhf{kr gksuk izR;sd ekeys esa vko';d ugha gSA vkgr@vihykFkhZ dk etnwj ds :i esa dk;Z djuk crk;k x;k gSA bl LFkk;h fu'kDrrk ds dkj.k ls mldh dk;Z {kerk foijhr :i ls izHkkfor gqbZ gS] ;g Lohdk;Z fLFkfr gSA laiw.kZ ifjfLFkfr;ksa dks ns[krs gq, dk;Z {kerk o vk; vtZu dh n`f"V ls ;g LFkk;h fu'kDrrk 10 izfr'kr ekuh tkrh gSA ?kVuk ds le; vdq'ky Jfed dh U;wure etnwjh izfrfnu 147@& :i;s FkhA rn~uqlkj x.kuk dh tkos rks vk; [2025:RJ-JP:31837] (4 of 4) [CMA-1251/2018] dh {kfr ds en esa ;g jkf'k 147X30X12X18X10% = 95,256@&:i;s gksrh gS rFkk bl jkf'k esa 40 izfr'kr Hkfo"; esa vk; o`f) dh jkf'k 38]102@&:i;s tksMs tkus ij ;g jkf'k 1]33]358@&:i;s laxf.kr gksrh gS] tcfd fo}ku vf/kdj.k }kjk bl en esa dksbZ jkf'k ugha fnykbZ xbZ gS] vr% bl en esa 1]33]358@&:i;s dh c<ksrjh gksus ;ksX; gSA vfLFkHkax dh mijksDr pksVksa ds dkj.k vkgr dk djhc nks ekg rd laiw.kZ dk;Z djus ls oafpr gksuk LokHkkfod gS] vr% nks ekg dh okLrfod vk; gkfu ds en esa 8]820@&:i;s fnyk;k tkuk mfpr izrhr gksrk gSA 'ks"k enksa esa tks izfrdj jkf'k fo}ku vf/kdj.k }kjk fu/kkZfjr dh x;h gS] og iw.kZr% ;qfDr;qDr gS ftlesa gLr{ksi fd;s tkus dh vko';drk ugha gSA mijksDr foospukuqlkj vihykFkhZ dh vksj ls izLrqr ;g vihy vkaf'kd :i ls Lohdkj dh tkdj fo}ku vf/kdj.k }kjk tks 58]500@&:i;s dk vokMZ ikfjr fd;k x;k gS mlds vfrfjDr vihykFkhZ 1]42]178@&:i;s izfrdj izkIr djus dk vf/kdkjh gSA bl vkns'k ds ek/;e ls tks izfrdj jkf'k c<k;h x;h gS] ml ij Hkh vihykFkhZ] v/khuLFk vf/kdj.k esa ;kfpdk lafLFkr fd;s tkus dh fnukad ls olwyh rd 06 izfr'kr okf"kZd C;kt dh nj ls C;kt izkIr djus dk vf/kdkjh gksxk] vk{ksfir vokMZ dh 'ks"k 'krsZa ;Fkkor jgsaxhA v/khuLFk vf/kdj.k dk vfHkys[k ;fn bl U;k;ky; dks izkIr gks j[kk gS rks vkns'k dh izfr ds lkFk ykSVk;k tkosA (UMA SHANKER VYAS),J Murari Lal Sharma /29