Research › Search › Judgment

High Court of Karnataka · body

2025 DAILYLAW 81543 (KAR)

MRS. RUPALI CHOUDHURY v. THE RESERVE BANK OF INDIA

WP/14897/2022 · 2025-12-04

E S Indiresh

body2025

Judgment text

Extracted from the PDF above. The PDF is authoritative.

- 1 - HC-KAR NC: 2025:KHC:50729 WP NO.14897 OF 2022 IN THE HIGH COURT OF KARNATAKA AT BENGALURU DATED THIS THE 04TH DAY OF DECEMBER, 2025 BEFORE THE HON'BLE MR. JUSTICE E.S. INDIRESH WRIT PETITION NO.14897 OF 2022 (GM-RES) BETWEEN: MRS. RUPALI CHOUDHURY W/O MOLOY CHODHURY, AGED ABOUT 50 YEARS, G-3, SRINIDHI VILLAGE, 8TH 'A' MAIN, LBS NAGAR, BENGALURU - 560 017. …PETITIONER (BY SMT. SUCHETA MAJUMDER, ADVOCATE) AND: 1. THE RESERVE BANK OF INDIA SERVICE THROUGH THE CHAIRMAN, HAVING ITS OFFICE AT: P.O. BOX 901, SHAHID BHAGAT SINGH ROAD, MUMBAI - 400 001. 2. THE RESERVE BANK OF INDIA (KARNATAKA) SERVICE THROUGH THE REGIONAL DIRECTOR HAVING ITS OFFICE AT: P.O. BOX 5467/10/3/8, NRUPATHUNGA ROAD, BENGALURU - 560 001. 3. HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED A COMPANY INCORPORATED UNDER THE COMPANIES ACT, 1956 AND UNDER CONTROLLED AND SUPERVISION OF THE RESERVE BANK OF INDIA SERVICE THROUGH THE CHIEF EXECUTIVE OFFICER, Digitally signed by ARUNKUMAR M S Location: HIGH COURT OF KARNATAKA - 2 - HC-KAR NC: 2025:KHC:50729 WP NO.14897 OF 2022 HAVING OFFICE AT: HT PAREKH MARG, 165-166 BACKBAY, RECLAMATION, CHURCH GATE MUMBAI - 400 020. 4. HOUSING DEVELOPMENT FINANCE CORPORATION LTD. HAVING BRANCH OFFICE AT: BENGALURU SERVICE THROUGH ITS MANAGER HAVING OFFICE AT NO.40 (OLD NO.1383)/1384), EAST END, 'E' MAIN ROAD JAYANAGAR 9TH BLOCK, BENGALURU - 560 069. 5. TOWN AND RURAL PLANNING JOINT DIRECTOR SERVICE THROUGH ITS MEMBER SECRETARY STRR PLANNING AUTHORITY, BMRDA OFFICE NO.01, ALI ASKER ROAD, BANGALURU, KARNATAKA - 560 052. 6. THE UNION OF INDIA SERVICE THROUGH ITS UNDER SECRETARY 3RD FLOOR, 'C' WING, LOK NAYAK BHAWAN, KHAN MARKET, NEW DELHI - 110 003. 7. SL RESIDENTIAL LAYOUT PRIVATE LIMITED A PRIVATE LIMITED COMPANY INCORPORATED AND REGISTERED UNDER THE COMPANIES ACT, 2013 HAVING ITS REGD. OFFICE AT: NO.44/1, 8TH MAIN ROAD, RMV EXTENSION, SADASHIVANAGAR, BENGALURU, KARNATAKA - 560 080. - 3 - HC-KAR NC: 2025:KHC:50729 WP NO.14897 OF 2022 8. THE KARNATAKA STATE POLLUTION CONTROL BOARD REP. BY THE AUTHORIZED SIGNATORY, HAVING ITS OFFICE AT: GROUND FLOOR, NISARGA BHAVAN, 7TH 'D' CROSS, THIMMAIAH, SHIVANAGAR, BENGALURU - 560 010. 9. REAL ESTATE REGULATORY AUTHORITY SERVICE THROUGH ITS CHAIRMAN HAVING ITS OFFICE AT: SILVER JUBILEE BLOCK, 3RD CROSS ROAD, SAMPANGIRAMA NAGARA, BENGALURU, KARNATAKA - 560 002. …RESPONDENTS (BY SRI. H. SHANTHI BHUSHAN, DSGI FOR R6; NOTICE TO R1 TO R5 AND R7 TO R9 IS DISPENSED WITH) THIS WRIT PETITION IS FILED UNDER ARTICLES 226 AND 227 OF THE CONSTITUTION OF INDIA, PRAYING TO QUASH SANCTION OF THE LOAN AGREEMENT DATED 26TH JUNE, 2020 A/C NO.650729905 ISSUED BY THE RESPONDENTS 3 AND 4 VIDE ANNEXURE-E; AND ETC. THIS PETITION COMING ON FOR PRELIMINARY HEARING, THIS DAY, ORDER WAS MADE THEREIN AS UNDER: CORAM: HON'BLE MR. JUSTICE E.S. INDIRESH ORAL ORDER Sri. H. Shanthi Bhushan, learned Deputy Solicitor General of India accepts notice for the respondent No.6. Notice to respondents 1 to 5 and 7 to 9 is dispensed with. 2. In this writ petition, the petitioner is challenging the Loan Agreement issued by respondents 3 and 4 produced at - 4 - HC-KAR NC: 2025:KHC:50729 WP NO.14897 OF 2022 Annexure-E to the writ petition; inter alia sought for direction to the respondents 3 and 4, not to deduct EMI amount through ECS Mandate from the Account of the petitioner. 3. Having heard the learned counsel appearing for the parties and on perusal of the averments made in the writ petition, the same would indicate that the disputed question of facts are involved in this writ petition. Therefore, I am of the considered opinion that no interference be called for in this writ petition. Accordingly, writ petition is dismissed. SD/- (E.S. INDIRESH) JUDGE ARK List No.: 1 Sl No.: 8