2025:KER:28786 IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT THE HONOURABLE MR.JUSTICE MURALI PURUSHOTHAMAN THURSDAY, THE 3RD DAY OF APRIL 2025 / 13TH CHAITHRA, 1947 WP(C) NO. 5505 OF 2024 PETITIONER: RAJENDRAN R AGED 70 YEARS S/O. RAGHAVAN,KALAYAIL VEEDU (THNKAM NIVAS), MUSALIYAR NAGAR, KOLLAM DUISTRICT, PIN – 691 001. BY ADVS. M.G.SREEJITH VIDYAJITH M. ROJIN DEVASSY BINCY JOSE RESPONDENTS: 1 STATE OF KERALA REPRESENTED BY SECRETARY TO GOVERNMENT, DEPARTMENT OF COOPERATION, GOVERNMENT SECRETARIATE, THIRUVANANTHAPURAM, PIN – 695 001. 2 THE REGISTRAR OF C-OPERATIVE SOCIETIES DEPARTMENT OF COOPERATION, GOVERNMENT SECRETARIATE, THIRUVANANTHAPURAM, PIN – 695 001. 3 THE SECRETARY (BRANCH MANAGER) KERALA BANK (KERALA STATE COOPERATIVE BANK), KILIKKOLOOR BRANCH, KOLLAM DISTRICT, PIN – 691 004. BY ADVS. P.C.SASIDHARAN, SC, MABLE C KURIEN, SR GP THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION ON 03.04.2025, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: WP(C) NO.5505 OF 2024 : 2 : 2025:KER:28786 JUDGMENT The loan availed by the petitioner from the Kerala Bank, Kilikkoloor Branch fell in arrears. The Bank initiated revenue recovery proceedings. Ext.P2 is the notice issued by the Tahsildar, Revenue Recovery, requesting the petitioner to clear off the dues by participating in the loan Adalat. The petitioner has filed this writ petition for a direction to the 3rd respondent to permit him to pay the loan amount in instalments or to grant facility for One Time Settlement. 2. When the writ petition came up for consideration today, Adv. P.C. Sasidharan, the learned Standing Counsel for the Bank, submitted that, as on 24.02.2025, an amount of Rs.18,48,269/- is outstanding in the loan account of the petitioner and the petitioner can WP(C) NO.5505 OF 2024 : 3 : 2025:KER:28786 be permitted to pay the said amount in reasonable installments. 3. The learned Counsel for the petitioner submits that the petitioner may be permitted to pay the outstanding amount in 20 equal monthly installments. 4. In the facts and circumstances of the case, this writ petition is disposed of with the following directions:- a) The petitioner shall pay the outstanding amount of Rs.18,48,269/- along with accrued interest and applicable charges in 20 equal monthly instalments commencing from 03.05.2025. b) If the petitioner defaults payment of any of the instalments, it will be open to the 3rd respondent to proceed against him in WP(C) NO.5505 OF 2024 : 4 : 2025:KER:28786 accordance with law. c) To enable the petitioner to pay the amount in instalments as aforesaid, all coercive proceedings against the petitioner shall stand deferred. Sd/- MURALI PURUSHOTHAMAN JUDGE SRJ WP(C) NO.5505 OF 2024 : 5 : 2025:KER:28786 APPENDIX OF WP(C) 5505/2024 PETITIONER’S EXHIBITS EXHIBIT P1 TRUE COPY OF NOTICE ISSUED BY THE 3RD RESPONDENT DATED 01-11-2023 TO THE PETITIONER. EXHIBIT -P2 TRUE COPY OF NOTICE ISSUED BY THE THAHASILDHAR RR DATED NIL TO THE PETITIONER. EXHIBIT -P3 TRUE COPY OF REQUEST DATED 08-02-2024 SUBMITTED BY THE PETITIONER TO THE MINISTER FOR COOPERATION. EXHIBIT -P4 TRUE COPY OF REQUEST DATED 08-02-2024 SUBMITTED BY THE PETITIONER TO THE 1ST RESPONDENT. EXHIBIT -P5 TRUE COPY OF REQUEST DATED 08-02-2024 SUBMITTED BY THE PETITIONER TO THE 3RD RESPONDENT. EXHIBIT -P6 TRUE COPY OF POSTAL RECEIPT 09-02-2024.