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2025 DAILYLAW 80609 (PNJ)

SEENA RANI ALIAS CHINA RANI v. THE AUTHORIZED OFFICER, TATA CAPITAL HOUSING FINANCE LIMITED AND OTHERS

CWP/20181/2025 · 2025-07-18

Anupinder Singh Grewal, Deepak Manchanda

body2025

Judgment text

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IN THE HIGH COURT OF PUNJAB AND HARYANA AT CHANDIGARH 119 SEENA RANI ALIAS CHINA RANI THE AUTHORIZED OFFICER, TATA CAPITAL HOUSING FINANCE LIMITED AND CORAM: HON’BLE MR. JUSTICE ANUPINDER SINGH GREWAL HON’BLE MR. JUSTICE DEEPAK MANCHANDA Present: Mr. ANUPINDER SINGH GREWAL, J. (ORAL) Learned counsel for the petitioner with her husband had had been repaying the same 06.11.2021 and she instalments. Learned counsel submits that the overdue amount. 2. Issue notice to the 3. Mr. Vishw conferencing on behalf of instructions from M Finance Company event of the petitioner p would be regularised. 4. Heard. IN THE HIGH COURT OF PUNJAB AND HARYANA AT CHANDIGARH CWP-20181-2025 DATE OF DECISION: 18.07.2025 SEENA RANI ALIAS CHINA RANI Versus THE AUTHORIZED OFFICER, TATA CAPITAL HOUSING FINANCE LIMITED AND OTHERS HON’BLE MR. JUSTICE ANUPINDER SINGH GREWAL HON’BLE MR. JUSTICE DEEPAK MANCHANDA Mr. Sahil Khunger, Advocate for the petitioner ANUPINDER SINGH GREWAL, J. (ORAL) rned counsel for the petitioner submits that the petitioner with her husband had taken a home loan for a sum of Rs. ing the same. However, unfortunately her husband expired and she has been in financial difficul instalments. Learned counsel submits that the petitioner overdue amount. Issue notice to the respondents. Mr. Vishwanath Iyer, Advocate puts in on behalf of respondent/Housing Finance Company from Ms.Neelam Banerjee, Authorised Officer of the Finance Company, submits that the outstanding amount is Rs.7 lakhs and in the petitioner paying the same on or before 22.07.2025, would be regularised. Heard. IN THE HIGH COURT OF PUNJAB AND HARYANA AT CHANDIGARH 2025 TE OF DECISION: 18.07.2025 … Petitioner (s) THE AUTHORIZED OFFICER, TATA CAPITAL HOUSING FINANCE ... Respondent(s) HON’BLE MR. JUSTICE ANUPINDER SINGH GREWAL HON’BLE MR. JUSTICE DEEPAK MANCHANDA Advocate for the petitioner. submits that the petitioner along a sum of Rs.40,50,000/- and they unfortunately her husband expired on in financial difficulty and defaulted in some of the petitioner is willing to pay the puts in appearance through video Housing Finance Company. He, upon , Authorised Officer of the Housing the outstanding amount is Rs.7 lakhs and in the before 22.07.2025, the loan account THE AUTHORIZED OFFICER, TATA CAPITAL HOUSING FINANCE along they on in some of the is willing to pay the video . He, upon ng the outstanding amount is Rs.7 lakhs and in the account SWARNJIT SINGH 2025.07.18 18:16 I attest to the accuracy and integrity of this document CWP-20181-2025 5. In view of the above, we deem it event of the petitioner loan account would be payment on or before 2 action against the 6. The petition stands disposed of accordingly. 18.07.2025 SwarnjitS Whether speaking/reasoned Whether reportable 2025 In view of the above, we deem it appropriate to direct that the petitioner paying a sum of Rs.7 lakhs on or before 22.07.2025, account would be regularised. If, however, on or before 22.07.2025, respondent No. the petitioner under the SARFAESI Act. The petition stands disposed of accordingly. (ANUPINDER SIN (DEEPAK MANCHANDA) Whether speaking/reasoned : Yes / No Whether reportable : Yes / No -2- appropriate to direct that in the lakhs on or before 22.07.2025, her If, however, petitioner does not make the No.1 shall be at liberty to take under the SARFAESI Act. The petition stands disposed of accordingly. (ANUPINDER SINGH GREWAL) JUDGE (DEEPAK MANCHANDA) JUDGE Yes / No Yes / No in the her not make the shall be at liberty to take SWARNJIT SINGH 2025.07.18 18:16 I attest to the accuracy and integrity of this document