WP(C) NO.21655/2019 1 2025:KER:25736 IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT THE HONOURABLE MR.JUSTICE MOHAMMED NIAS C.P. WEDNESDAY, THE 26TH DAY OF MARCH 2025 / 5TH CHAITHRA, 1947 WP(C) NO. 21655 OF 2019 PETITIONER: ALI P.M AGED 52 YEARS S/O.MUSTHAFA, PALLIKARA HOUSE, ELOOR NORTH UDYOGAMANDAL, ERNAKULAM 683 501. BY ADVS. T.T.MUHAMOOD SRI.A.RENJIT SRI.V.E.ABDUL GAFOOR SRI.A.MOHAMMED SAVAD SRI.C.Y.VINOD KUMAR RESPONDENTS: 1 THE MANAGER STATE BANK OF INDIA, KALAMSSSERY, APPOLO JUNCTION, ERNAKULAM 683 104. 2 THE MANAGER, SBI, ALUVA BRANCH, KHAJA SHOPPING COMPLEX, RAILWAY STATION ROAD, PERIYAR NAGAR, ALUVA 683 101. 3 THE BANKING OMBUDSMAN, RESERVE BANK OF INDIA BUILDING, BAKERY JUNCTION, THIRUVANANTHAPURAM 695 033. 4 THE ASSISTANT MANAGER, CONSUMER EDUCATION AND PROTECTION CELL, RESERVE BANK OF INDIA, ERNAKULAM NORTH, KOCHI 682 018. WP(C) NO.21655/2019 2 2025:KER:25736 BY ADV SRI.M.JITHESH MENON - SC THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION ON 26.03.2025, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: WP(C) NO.21655/2019 3 2025:KER:25736 JUDGMENT The writ petition is filed with a prayer to direct the 1st respondent to credit the insurance claim amount of Rs.71,852/- to the savings bank account of the petitioner. It is submitted by both sides that the said amount of Rs.71,852/- was, in fact, credited to the loan account of the petitioner. This is recorded. 2. In view of the above, the learned counsel for the petitioner submits that no further orders are required in this writ petition. Accordingly, the writ petition is closed as infructuous. Sd/- MOHAMMED NIAS C.P. JUDGE MC/26.3 WP(C) NO.21655/2019 4 2025:KER:25736 APPENDIX OF WP(C) 21655/2019 PETITIONER EXHIBITS EXHIBIT P1 TRUE COPY OF LOAN AGREEMENT IN LOAN ACCOUNT NO. 32457342528 DATED 31.7.2012. EXHIBIT P2 TRUE COPY OF POLICY NO. 0000000000672850 DATED 13.1.2013. EXHIBIT P3 TRUE COPY OF COMPLAINT FIELD BEFORE THE SBI KALAMASSERY BRANCH DATED 20.9.2018. EXHIBIT P4 TRUE COPY OF CIRCULAR CIR/CCO/1/2018-19 DATED 14.9.2018 ISSUED BY SBI THIRUVANANTHAPURAM CIRCLE. EXHIBIT P5 TRUE COPY OF CIRCULAR DATED 3.7.2017 ISSUED BY THE RBI. EXHIBIT P6 TRUE COPY OF REPLY DATED 14.12.2018 OF THE BANKING OMBUDSMAN. EXHIBIT P7 TRUE COPY OF LETTER NO. KOC. CEPC/287/81.1.017/2018-19 DATED 15.2.2019. EXHIBIT P8 TRUE COPY OF STATEMENT OF MR. RADHAKRISHNA PILLAI HOLDING A/C NO. 20106908220.