CMA.No.1813 of 2025 IN THE HIGH COURT OF JUDICATURE AT MADRAS DATED: 21.07.2025 CORAM: THE HONOURABLE MRS.JUSTICE T.V.THAMILSELVI C.M.A.No.1813 of 2025 1.Sengamalai 2.Sellammal 3.Rajalakshmi ... Appellants vs. 1.Anandam 2.MAGMA HDI General Insurance Company Limited, Having office at 2nd floor, No.4/454, Ram Complex Chinnery Villadu, Near New Bus Stand (West), Pallapatti Post, Salem. ... Respondents PRAYER: Civil Miscellaneous Appeal filed under Section 173 of the Motor Vehicles Act, 1988 against the Award dated 28.03.2025 in M.C.O.P.168 of 2023 on the file of the Motor Accident Claims Tribunal, Additional District Court, Kallakurichi. For Appellants : Mr.Amar Dineshbhai Pandiya For R2 : Mr.B.Sivakollapan 1/10 https://www.mhc.tn.gov.in/judis CMA.No.1813 of 2025 J U D G M E N T The appellants are the claimants in M.C.O.P.168 of 2023 on the file of the Motor Accident Claims Tribunal, Additional District Court, Kallakurichi. They filed the claim petition under Section 166 of the Motor Vehicles Act, 1988 seeking compensation of Rs.15,00,000/- for the death of one Rangasamy ( husband of claimant 1 and father of claimants 2 and 3) in a road accident that occurred on 20.01.2023. 2. The brief case of the appellants / claimants is as follows : On 20.01.2023, Rangasamy (since deceased) was riding his TVS XL Super two wheeler bearing Registration Number TN-31-AW- 3623 on Kallakurichi - Salem main road and at about 9.30 hours, a speeding two wheeler bearing Registration Number PY-01-C-5538 came in the opposite direction and hit the two wheeler driven by Rangasamy (deceased), resulting in his instantaneous death. 3. According to the claimants, the rash and negligent driving of the driver of the two wheeler bearing Registration Number PY-01-C-5538 2/10 https://www.mhc.tn.gov.in/judis CMA.No.1813 of 2025 was the cause of the accident and that since the said vehicle was insured with the second respondent, the MAGMA HDI General Insurance Company Limited, the owner of the vehicle and the insurer are jointly and severally liable to pay compensation to them. 4. In the Tribunal the owner of the two wheeler remained absent and was set ex parte. The second respondent, the MAGMA HDI General Insurance Company Limited resisted the claim petition on all the grounds available to the insurer under Section 170 of the Motor Vehicles Act. 5. The Tribunal, vide its orders dated 28.03.2025, fastened negligence on the part of the driver of the two wheeler bearing Registration Number PY-01-C-5538 and awarded compensation of Rs.7,80,780/- to the claimants together with interest at the rate of 7.5% per annum from the date of petition till the date of realisation, in the first instance and then recover the same from the owner of the vehicle on the same cause of action. (Pay and Recover) 3/10 https://www.mhc.tn.gov.in/judis CMA.No.1813 of 2025 6. Aggrieved over the quantum of compensation awarded by the Tribunal, the appellants (claimants) have filed the present appeal under Section 173 of the Motor Vehicles Act, 1988. 7. Heard Mr.Amar Dineshbhai Pandiya, learned counsel appearing for the appellants and Mr.B.Sivakollapan, learned counsel appearing for the second respondent. 8. Mr.Amar Dineshbhai Pandiya, learned counsel appearing for the appellants would contend that the deceased was working as a Labour earning a sum of Rs.15,000/- per month. However, the Tribunal fixed the notional monthly income of the deceased only as Rs.12,000/-, which, according to him, is very meagre. He therefore, prayed for enhancement of compensation. 9. Per contra Mr.B.Sivakollapan, learned counsel appearing for the second respondent contended that the Award passed by the Tribunal is based on the well laid down principles of law which were in vogue at the 4/10 https://www.mhc.tn.gov.in/judis CMA.No.1813 of 2025 time of passing of the order and therefore, the same need not be disturbed at this stage. 10. In the claim petition, it is contended that the deceased was aged about 60 years and was working as a Labour earning a sum of Rs.15,000/- per month. In the absence of satisfactory income proof, the Tribunal fixed the notional monthly income of the deceased as Rs.12,000/-. Considering the age of the victim and the year of the accident, this Court is of the opinion that fixing notional monthly income of the deceased as Rs.18,000/- would meet the ends of justice. As per the decision of the Supreme Court of India in National Insurance Co. vs Pranay sethi and others reported in 2017 (2) TNMAC 601, 10% is added towards future prospects of the deceased. Since there are three dependents, 1/3rd of the deceased's income should be deducted towards his personal expenses. The proper multiplier to be adopted in the instant case is 9 as per the decision rendered in Sarla Verma and others vs. Delhi Transport Corporation and another reported in (2009) 6 SCC 121. 5/10 https://www.mhc.tn.gov.in/judis CMA.No.1813 of 2025 Calculation Notional Income = Rs.18,000/- 10% Future Prospects = Rs.19,800/- After 1/3 deduction = Rs.13,200/- Loss of dependency = Rs.13,200/- x 12 x 9 = Rs.14,25,600/- In addition to that the claimants are entitled to Rs.44,000/-, Rs.88,000/-, Rs.16,500/- and Rs.16,500/- for 'Loss of Consortium', 'Loss of Love and Affection, 'Loss of Estate' and 'Funeral Expenses' respectively as per the decision in National Insurance Co. vs Pranay sethi and others (cited supra). Thus, the claimants are entitled to a total compensation of Rs.15,90,600/- ( 14,25,600 + 44,000 + 88,000 + 16,500 + 16,500 = 15,90,600) as shown in the following tabular column. S.No. Head Amount granted by this court 1. Loss of dependency Rs.14,25,600/- 2. Loss of consortium (Rs.44,000/- x 1) Rs.44,000/- 3. Loss of Love and Affection Rs.88,000/- 4. Loss of Estate Rs.16,500/- 6/10 https://www.mhc.tn.gov.in/judis CMA.No.1813 of 2025 S.No. Head Amount granted by this court 5. Funeral Expenses Rs.16,500/- TOTAL Rs. 15,90,600/- 11. Thus, the compensation awarded by the Tribunal is enhanced to Rs.15,90,600/- which would carry interest at the rate of 7.5% per annum. 12. In the result, i. The Civil Miscellaneous Appeal is partly allowed. No costs. ii. The compensation awarded by the Tribunal is enhanced to Rs.15,90,600/-. iii. The appellants / claimants are directed to pay the Court fee for the enhanced compensation amount, if any, within a period of four weeks from the date of this order and the Registry is directed to draft the decree only after receipt of the Court fee. iv. The second respondent, the MAGMA HDI General Insurance Company Limited, Salem, is directed to deposit the enhanced compensation amount i.e., Rs.15,90,600/- (less the amount already deposited) together with interest at the rate of 7.5% per annum from the date of claim petition till the date of deposit within a period of 7/10 https://www.mhc.tn.gov.in/judis CMA.No.1813 of 2025 four weeks from the date of receipt of a copy of this order / uploading of this order to the credit of M.C.O.P. 168 of 2023 on the file of the Motor Accident Claims Tribunal, (Additional District Court), Kallakurichi, in the first instance and then recover the same from the owner of the vehicle on the same cause of action. (Pay and Recover). v. On such deposit being made, the appellants / claimants are at liberty to withdraw the same as per the orders passed by the Tribunal after following due process of law. The ratio of apportionment made by the Tribunal shall be kept intact. 21.07.2025 Index : Yes/No Speaking/Non-speaking order rri 8/10 https://www.mhc.tn.gov.in/judis CMA.No.1813 of 2025 To 1.The Motor Accidents Claims Tribunal, (Additional District Court), Kallakurichi, 2.MAGMA HDI General Insurance Company Limited, Having office at 2nd floor, No.4/454, Ram Complex Chinnery Villadu, Near New Bus Stand (West), Pallapatti Post, Salem. 3.The Section Officer, VR Section, Madras High Court, Chennai. 9/10 https://www.mhc.tn.gov.in/judis CMA.No.1813 of 2025 T.V.THAMILSELVI, J. rri C.M.A.No.1813 of 2025 21.07.2025 10/10 https://www.mhc.tn.gov.in/judis