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2025 DAILYLAW 6767 (KER)

THE NEW INDIA ASSURANCE COMPANY LIMITED v. MARIMUTHU

MACA/3269/2015 · 2025-03-12

C Pratheep Kumar

Public Interest Litigationbody2025

Judgment text

Extracted from the PDF above. The PDF is authoritative.

MACA. No.3269/2015 1 2025:KER:25103 IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT THE HONOURABLE MR. JUSTICE C.PRATHEEP KUMAR WEDNESDAY, THE 12TH DAY OF MARCH 2025 / 21ST PHALGUNA, 1946 MACA NO. 3269 OF 2015 AGAINST THE AWARD DATED 29.06.2015 IN OPMV NO.143 OF 2013 OF IV ADDITIONAL M.A.C.T., PATHANAMTHITTA APPELLANT/3RD RESPONDENT: THE NEW INDIA ASSURANCE COMPANY LIMITED PATHNAMTHITTA NOW REPRESENTED BY ITS MANAGER, REGIONAL OFFICE,M.G. ROAD, KOCHI-11 BY ADVS. SRI.MATHEWS JACOB (SR.)-SC SRI.P.JACOB MATHEW RESPONDENT/PETITIONER: MARIMUTHU S/O CHINNASWAMI NADAR, SEBBA EHAVANAM, DOOR NO. 241/30 AZ, GANDHI NAGAR, CHETTIYARPETTI VILLAGE, REJAPALAYAM, TAMILNADU-600013 BY ADVS. SRI.JOSHY THANNICKAMATTAM SRI.A.N.SANTHOSH THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD ON 12.03.2025, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: MACA. No.3269/2015 2 2025:KER:25103 J U D G M E N T Dated this the 12th day of March, 2025 The 3rd respondent in O.P.(M.V.) No.143/2013 on the file of the Motor Accident Claims Tribunal, Pathanamthitta is the appellant herein. (For the purpose of convenience, the parties are hereafter referred to as per their rank before the Tribunal). 2. The petitioner filed the above O.P. under Section 166 of the Motor Vehicles Act, 1988, claiming compensation for the injuries sustained in a motor vehicle accident that occurred on 18.12.2012 According to the petitioner, on 18.12.2012 at about 9.15. a.m., while he was riding pillion on a motor cycle through Pathanamthitta-Erumeli public road, a car bearing registration No.KL-01E-8001, driven by the 1st respondent in a rash and negligent manner dashed against the motor cycle and as a result of which he fell down and sustained serious injuries. 3. The 1st respondent is the driver, the 2nd respondent is the owner and 3rd respondent is the insurer of the offending vehicle. According to MACA. No.3269/2015 3 2025:KER:25103 the petitioner, the accident occurred due to the negligence of the driver of the offending vehicle. The quantum of compensation claimed in the O.P. is Rs.14,45,000/-. 4. The insurance company filed a written statement, admitting the accident as well as policy, but disputing the negligence on the part of the driver of the offending vehicle. 5. The evidence in the case consists of the oral testimony of PW1 and documentary evidence Exts.A1 to A25. 6. After evaluating the evidence on record, the Tribunal found negligence on the part of the driver of the offending vehicle, awarded a total compensation of Rs.3,62,378/- and directed the insurer to pay the same. 7. Aggrieved by the quantum of compensation awarded by the Tribunal, the Respondent No.3 preferred this appeal. 8. Now the point that arises for consideration is the following: Whether the quantum of compensation awarded by the Tribunal is just and reasonable? MACA. No.3269/2015 4 2025:KER:25103 9. Heard Sri.P. Jacob Mathew, the learned Senior Counsel appearing for the petitioner/appellant, and Sri. A. N. Santhosh, the learned Standing Counsel for the 3rd respondent. 10. The Point: In this case the accident as well as valid insurance policy of the offending vehicle are admitted. One of the contentions raised by the learned Senior Counsel for the appellant/insurer is that adding 30% income towards future prospects is on the higher side. On the other hand, the learned counsel for the petitioner submitted that the income of the petitioner as fixed by the Tribunal at Rs.7,500/- is on the lower side. According to him, the petitioner was conducting tailoring cum textile business, earning Rs.40,000/- per month, but the Tribunal fixed his monthly income at Rs.7,500/-. The learned counsel for the insurer would argue that the income fixed by the tribunal is reasonable. 11. As per the dictum laid down by the Hon’ble Supreme Court in the decision in Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd. [2011 (13) SCC 236], the notional income of a coolie, in the year 2012 will come to Rs.8,500/-. Since the petitioner MACA. No.3269/2015 5 2025:KER:25103 could not prove his job or income as claimed in the OP, in the light of a dictum laid down in the decision of the Hon’ble Supreme Court in Ramachandrappa (supra) , his notional income is liable to be fixed as that of a coolie, at Rs.8,500/-. 12. In the accident the petitioner sustained the following injuries: “Type II open fracture on both the bones in right leg, pateliar tendon injury, deep lacerated wound posterior aspect of right leg etc.” 13. The petitioner was treated as inpatient for five days. As per Exhibit A21 disability certificate issue dby the Medical Board, the petitioner suffered 15% permanent physical disability. The Tribunal, has accepted the permanent physical disability of the petitioner as such and hence, I do not find any grounds to disbelieve the same. Therefore, the permanent physical disability of the petitioner is accepted as 15%, as fixed by the Tribunal. 14. On the date of accident, the petitioner was aged 43 years. Therefore, 25% of the monthly income is to be added towards future MACA. No.3269/2015 6 2025:KER:25103 prospects, as held in the decision in National Insurance Co. Ltd v. Pranay Sethi [(2017) 16 SCC 680] and the multiplier to be applied is 14, as held in Sarla Verma v. Delhi Transport Corporation, [(2009) 6 SCC 121]. In the above circumstances, the loss of disability will come to Rs.2,67,750/- 15. Towards loss of earning, the tribunal has awarded only Rs22,500/- being the income for 3 months @ Rs.7500/-. Learned counsel for the petitioner would argue that considering the nature of injuries sustained, the compensation awarded on the head ‘loss of earning’ is on the lower side. In this case, the petitioner sustained Type II open fracture on both the bones in right leg, pateliar tendon injury in addition to deep lacerated wound posterior aspect of right leg. Considering the nature of the injuries sustained and the percentage of disability suffered by the petitioner, the petitioner might have lost income at least for a period of 6 months. Therefore, towards 'loss of income' the petitioner is entitled to get a sum of Rs.51,000/- (8500x 6 months). MACA. No.3269/2015 7 2025:KER:25103 16. Towards the head ‘pain and sufferings’, the Tribunal has awarded Rs.30,000/- Towards 'loss of amenities of life' Rs. 30,000/-was awarded and towards 'extra nourishment' Rs.2,000/- was awarded. According to the learned counsel for the petitioner, the compensation awarded on those heads are on the lower side. 17. The petitioner sustained serious injuries in the accident and was treated as inpatient for 5 days. Because of the injuries sustained, the percentage of disability suffered and the length of treatment undergone by the petitioner, I hold that the compensation awarded by the Tribunal on the heads ‘pain and sufferings’, 'loss of amenities of life' and 'extra nourishment' are on the lower side and hence they are enhanced to Rs50,000/-, Rs.35,000/- and Rs.5,000/- respectively. 18. No change is required, in the amounts awarded on other heads, as the compensation awarded on those heads appears to be just and reasonable. 19. Therefore, the petitioners/appellants are entitled to get a total compensation of Rs.4,40,928/-, as modified and recalculated above and MACA. No.3269/2015 8 2025:KER:25103 given in the table below, for easy reference: Sl. No. Head of Claim Amount awarded by Tribunal (in Rs.) Amount Awarded in Appeal (in Rs.) 1 Loss of earning 22,500/- 51,000/- (8500x6) 2 Pain and suffering 30,000/- 50,000/- 3 Transport to hospital 1,000/- 1,000/- 4 Extra nourishment 2,000/- 5,000/- 5 Compensation for disability 2,45,700/- 2,67,750/- 6 Loss of amenities 30,000/- 35,000/- 7 Medical expenses 29,178/- 29178 8 Bystander expenses 2,000/- 2,000/- Total 3,62,378/- 4,40,928/- Enhanced Rs.78,550/- 20. In the result, this Appeal is allowed in part, and Respondent No.3 is directed to deposit a total sum of Rs.4,40,928/- (Rupees four lakh forty thousand nine hundred and twenty eight only), less the amount already deposited, if any, along with interest at the rate ordered by the Tribunal), from the date of the petition till deposit/realisation, with proportionate costs, within a period of two months from today. (Enhanced compensation will carry interest @8%). MACA. No.3269/2015 9 2025:KER:25103 On depositing the aforesaid amount, the Tribunal shall disburse the entire amount to the petitioner, excluding court fee payable, if any, without delay, as per rules. Sd/- C. PRATHEEP KUMAR, JUDGE sou.