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High Court of Karnataka · body
2025 DAILYLAW 65837 (KAR)
THE MANAGER LEGAL/CLAIMS SHRIRAM GENERAL INSURANCE CO. LTD., v. SADASHIV BHAU AIWALE
MFA/202974/2023 · 2025-12-03
H T Narendra Prasad, Tyagaraja N Inavally
body2025
[ 2025 DAILYLAW 65837 (KAR) · dailylaw.ai ]
[ 2025 DAILYLAW 65837 (KAR) · dailylaw.ai ]
Judgment text
Extracted from the PDF above. The PDF is authoritative.
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Digitally signed by BASALINGAPPA SHIVARAJ DHUTTARGAON Location: HIGH COURT OF KARNATAKA
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123 455647 89:6; 6<=2>9 "(%"& >? =16 >=>;
612<763<=". %16;6294?=6;;6?6;;6:=>43@=16<=A?>; 31>;=& 143 B669 ?276: BC =16 2938;49<6 <>D549C <147769E29E =16 F8:ED69= 49: 4G4;: :4=6: ## 54336:BC=16
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I2F4C458;429>"!!#". -4<=3 E2H29E ;236 => =16 ?2729E >? =16 455647 B;26?7C 3=4=6: 4;6 =14= >9 # #"#". 4= 4B>8= '# 964; 4:6E4>9 >9 49E>74I49E47G6:4 ;>4: G169 =16 :6<6436: 2=147 G43 3=49:29E >9 =16 6J=;6D6 69: >? =16 ;>4:4==14==2D64<6H612<76B64;29E 6E>I
"#/I#<4D6?;>D129:32:62912E13566:49:29=16 ;431 49: 96E72E69= D4996; 49: :4316: => =16 :6<6436:
;6387=29E 29=16 4<<2:69==16;6BC =16 :6<6436: 383=4296: E;26H>8329F8;26349:38<<8DB6:=>=1629F8;263
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16<742D49=3?276:456=2=2>989:6;6<=2>9"!! >? =16 <= 366K29E <>D56934=2>9 ?>; =16 :64=1 >? =16 :6<6436:47>9EG2=129=6;63= ) 5>9 36;H2<6 >? 9>=2<6 ;635>9:69= > 45564;6: =1;>8E1 <>89367 49: ?276: G;2==69 3=4=6D69= :69C29E =16 4H6;D69=3 D4:6 29 =16 <742D 56=2=2>9 635>9:69=>":6352=636;H2<6>?9>=2<6:2:9>=45564; B6?>;6=16;2B894749:G43574<6:6JI54;=6
9=16B4323>?=165764:29E3>?=1654;=263=16 742D3;2B8947?;4D6:=1623386349:=16;64?=6;;6<>;:6:
=16 6H2:69<6 16 ;2B8947 BC =16 2D58E96: F8:ED69= 49:4G4;:14354;=7C477>G6:=16<742D56=2=2>949:167:
=14= =16 <742D49=3 4;6 69=2=76: => 4 <>D56934=2>9 >? 3! )##I47>9EG2=129=6;63=4==16;4=6>?!L54 49::2;6<=6:;635>9:69=>=>:65>32==16<>D56934=2>9 4D>89=47>9EG2=129=6;63=629E4EE;26H6:=165;6369= 455647143B669?276:
! 16764;96:<>89367?>;=16
938;49<6>D549C 143;4236:=16?>77>G29E<>9=69=2>93'
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4& -2;3=7C 4<<2:69= 143 ><<8;;6: :86 => 96E72E69<6 >? =16 :6<6436: 16;6 G43 9> M6B;4 <;>3329E 16 G43 <;>3329E=1612E1G4C49:38::697C69=6;6:=16D429;>4: 16;6?>;6=16:;2H6;>?=16>??69:29EH612<76G439>=294 5>32=2>9=><>9=;>7123H612<7649::4316:=>=16:6<6436: 16;2B89471439>=<>932:6;6:=1234356<=>?=16D4==6;
49: 6;;6: 29 1>7:29E =14= :;2H6; >? =16 >??69:29E H612<76 47>962396E72E69=29<48329E=164<<2:69= B& 6<>9:7C=16:;2H6;>?=16>??69:29EH612<76G439>= 1>7:29E4H472:49:6??6<=2H6:;2H29E72<69<643>9=16:4=6 >? 4<<2:69= 49: =183 =16 2938;6: 143 H2>74=6: =16 5>72<C <>9:2=2>916;2B89471436;;6:29?43=6929E=16724B272=C >9=162938;49<6<>D549C <& 12;:7C <>932:6;29E =16 4E6 49: 4H><4=2>9 >? =16 :6<6436: =16 >H6;477 <>D56934=2>9 4G4;:6: BC =16 ;2B8947 23 >9 =16 12E16; 32:6 49: 169<6 3>8E1= ?>; 477>G29E=16455647
( 1>8E1;635>9:69=34;636;H6:=16C;6D4296: 89;65;6369=6:
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64;:=16764;96:<>89367?>;=1645567749=49: 56;836:=16F8:ED69=49:4G4;:>?=16;2B8947
. 16<436>?=16<742D49=323=14=>9# #"#". 4=4B>8= '#=16:6<6436:2=147G433=49:29E>9=16 6J=;6D6 69: >? =16 ;>4: 964; 4:6E4>9 >9 49E>74I 49E47G6:4;>4:=16:;2H6;>?<6H612<76B64;29E 6E>I"#/I# <4D6 ?;>D 129: 32:6 G2=1 12E1 3566: 49: 29 ;431 49: 96E72E69= D4996; 49: :4316: 4E4293==16:6<6436:34;6387==16:6<6436:38??6;6: E;26H>8329F8;26349:38<<8DB6:=>=1629F8;263
"# 3 56; 35>= D414M4; %J& 49: 35>= 3K6=<1 %J)&2=23H6;C<764;=14=4<<2:69=143><<8;;6:>9=16 =4=62E1G4C 49:=16;6 G43 9> M6B;4 <;>3329E 964;=16 4<<2:69= 35>=
= 23 4 3=;42E1= ;>4: 16 :;2H6; >? =16 >??69:29E H612<76 <>87: 366 4 56;3>9 <;>3329E =16 ;>4:
329<6 =16 :;2H6; >?
=16 >??69:29E H612<76 G43 :;2H29E =16 34D6 29 4 ;431 49: 96E72E69= D4996;, 16 143 9>= D4:6 49C 4==6D5= => 37>G :>G9 =16 H612<76 => 4H>2: =16
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4<<2:69=16;6?>;6=16;2B8947<>932:6;29E=166H2:69<6 >? 6C6G2=9633 => =16 4<<2:69= 49: 35>= D414M4;
35>=3K6=<1-
49:<14;E63166=143;2E1=7C<>D6=>=16 <>9<7832>9 =14= :;2H6; >? =16 >??69:29E H612<76 G43 96E72E69= 29 <48329E =16 4<<2:69= H69 =1>8E1 =16 938;49<6>D549C=>>K=16<>9=69=2>9=14=:;2H6;>?=16 >??69:29E H612<76 G43 9>= 1>7:29E 4 H472: 49: 6??6<=2H6 :;2H29E 72<69<6 =16C 14H6 ?4276: => 5;>H6 =16 34D6
9 ?4<=29=16<14;E63166==16;6G439>6H2:69<6;674=29E=> :;2H29E 72<69<6 49: <>932:6;29E =16 4E6 49: 4H><4=2>9 >? =16:6<6436:=16<>D56934=2>94G4;:6:BC=16;2B8947 23F83=49:;643>94B761645567749=143?4276:=>D4K6 >8=49C<436338<1=1645564723
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