[2025:RJ-JP:3088] HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR S.B. Civil Miscellaneous Appeal No. 965/2015 1. Smt. Sekha wife of Raju age 19 years 2. Nanga Singh Son of Mall age 60 years 3. Shanti Devi Wife of Shri Nanga Singh 58 years 4. Guman Son of Shri Nanga Singh age 16 years 5. Phool Singh Son of Shri Nanga Singh age 12 years (Claimant No. 4 & 5 are being represented through their natural guardian and father Nanga Singh. All are resident of village Thori Nada Farkiya Road, Shrinagar District Ajmer (Rajasthan) ----Appellant/Claimants Versus 1. Latif Ali Son of Shri Jardar Khan resident of village Guda Police Station Gagal District Ajmer (driver car bearing No. R.J.18-C.A.2099) 2. Ramanand Son of Shri Ramswroop age 29 years resident of village Bhudol Police Station Gagal District Ajmer (Owner driver car bearing No. R.J. 18- C.A.2099) 3. Cholamandlam M.S. Gereral Insurance Company Lt. Registered Office House II floor No.-2 Nataji Subash Chandra Bose Road Chennai 600001 through Divisional Manager Division Office. ----Respondent/Non-Claimants For Appellant(s) : Ms. Khushbu Sharma, Adv. For Respondent(s) : Mr. Akshat Sharma, Adv. HON'BLE MR. JUSTICE UMA SHANKER VYAS Judgment / Order 22/01/2025 nkosnkjku@vihykFkhZx.k dh vksj ls ;g vihy eksVj nq?kZVuk nkok vf/kdj.k] vtesj }kjk ,e-,-lh- izdj.k la[;k [2025:RJ-JP:3088] (2 of 4) [CMA-965/2015] 28@2014 esa ikfjr fu.kZ; o vokMZ fnukad 18-11-2014 ls O;fFkr gksdj is'k dh] ftlds ek/;e ls vihykFkhZx.k dks muds ifr@iq=@HkkbZ e`rd jktw dh okgu nq?kZVuk esa e`R;q gksus ij dqy 11]40]920@& :i;s dk izfrdj izR;FkhZ Øe&1 ls 3 ds fo:) la;qDr o i`Fkd&i`Fkd :i ls 6 izfr'kr okf"kZd C;kt ds lkFk fnyok;s tkus ckcr vokMZ ikfjr fd;k x;k Fkk] ftlesa c<ksrjh gsrq ;g vihy bl U;k;ky; ds le{k is'k dh x;h gSA vkjksfir okgu ds Lokeh@pkyd o chek daiuh dh vksj ls dksbZ vihy izLrqr ugh dh x;h gSA fo}ku vf/koDrk vihykFkhZx.k dk fuosnu gS fd e`rd dh vk; dk vkadyu de fd;k x;k gS rFkk ijEijkxr 'kh"kZd esa fnyk;h x;h izfrdj jkf'k Hkh vi;kZIr gS] vr% ;Fkksfpr izfrdj fnyk;s tkus dk fuosnu fd;kA izR;FkhZ Øe&1 o 2 dh vksj ls dksbZ mifLFkr ugha gS ysfdu izR;FkhZ Øe&3 chek daiuh ds fo}ku vf/koDrk dh vksj ls vihyk/khu fu.kZ; dks fof/klEer gksuk crkrs gq, vihy [kkfjt djus dk fuosnu fd;k x;kA nksuksa i{kksa ds rdksZa ij fopkj fd;k o vfHkys[k dk voyksdu fd;kA gLrxr izdj.k esa vkjksfir okgu ds pkyd dh ykijokgh ls nq?kZVuk gksuk vkSj mlesa e`rd jktw dh e`R;q gksuk rFkk vkjksfir okgu izR;FkhZ Øe&3 ds ;gka chfer gksuk fookfnr ugha gSA orZeku ekeys esa ek= izfrdj jkf'k dk fookn gSA [2025:RJ-JP:3088] (3 of 4) [CMA-965/2015] vihykFkhZx.k }kjk izLrqr ;kfpdk esa nq?kZVuk fnukad 08-10-2013 dks e`rd jktw dh vk;q 22 o"kZ crk;h x;h gS] ijUrq Lo;a mlds jk'ku dkMZ ds vuqlkj ?kVuk ds le; mldh vk;q 26 o"kZ FkhA Li"V gS fd vf/kd izfrdj izkIr djus gsrq nkosnkjksa dh vksj ls xyr vk;q dk rF; fy[kk x;k gSA vf/kdj.k }kjk e`rd dh vk;q ?kVuk ds le; 26 o"kZ gksuk ekurs gq, vk; gkfu dh x.kuk dh x;h gS] tks mfpr gSA e`rd }kjk vusd dk;ksZa ls mldh vk; 20]000@& :i;s izfrekg crk;h gS] ijUrq mijksDr vk; ds laca/k esa dksbZ nLrkosth lk{; vFkok vk;dj fooj.kh vkfn izLrqr ugha gqbZ gS rFkk laiw.kZ ifjfLFkfr;ksa dks fopkj esa ysus ds mijkUr vf/kdj.k }kjk rRle; izpfyr vdq'ky Jfed dh 30 fnu dh etnwjh nj ds vuqlkj izfrdj dh x.kuk djrs gq, Hkfo"; esa vk; o`f) dk ykHk nsrs gq, 10]15]920@& :i;s izfrdj dh x.kuk dh x;h gSA bl izdkj fo}ku vf/kdj.k }kjk fn;k x;k fu"d"kZ iw.kZr% rF;ksa ds vuqdwy gS rFkk blesa Hkh gLr{ksi fd;k tkuk mfpr ugha gSA tgka rd dalksfVZ;e dh gkfu dk iz'u gS] vihykFkhZ Øe 1] 2 o 3 Øe'k% e`rd dh iRuh] firk o ekrk gSa] tks ekuuh; loksZPp U;k;ky; ds U;kf;d n`"Vkar Magma General Insurance Co. Ltd. Vs. Nanuram & Ors. (2018) 18 SCC 130 esa ikfjr fl)kar ds vuqlkj dalksfVZ;e gkfu ds en esa izR;sd 40&40 gtkj :i;s vFkkZr~ dqy 1]20]000@& :i;s izkIr djus ds vf/kdkjh gSa] tcfd vf/kdj.k }kjk mDr en esa dsoy 1]00]000 :i;s gh fnyk;s x;s gSaA vr% mDr en esa [2025:RJ-JP:3088] (4 of 4) [CMA-965/2015] 20]000@& :i;s c<+ksrjh ;ksX; gSaA e`rd ds nksuksa HkkbZ dalksfVZ;e dh gkfu ds en esa dksbZ jkf'k izkIr djus ds vf/kdkjh ugh gSaA vafre laLdkj o lEink dh gkfu ds en esa Hkh vihykFkhZx.k 15&15 gtkj :i;s vFkkZr dqy 30]000@& :i;s izkIr djus ds vf/kdkjh gSa] tcfd vf/kdj.k }kjk mDr enksa esa dsoy 25]000 :i;s gh fnyk;s x;s gSaA vr% mDr enksa esa Hkh dqy 5]000@& :i;s c<+ksrjh ;ksX; gSaA bl izdkj v/khuLFk vf/kdj.k }kjk tks izfrdj jkf'k fnyk;h x;h gS] mlesa c<ksrjh djrs gq, vihykFkhZ@nkosnkjku dqy 25]000@& :i;s vfrfjDr :i ls izkIr djus ds vf/kdkjh gSaA mijksDr foospukuqlkj ;g vihy vkaf'kd :i ls Lohdkj dj fo}ku vf/kdj.k ds vihyk/khu fu.kZ; fnukad 18-11-2014 dks mikUrfjr djrs gq, vkns'k fn;k tkrk gS fd fo}ku vf/kdj.k }kjk tks izfrdj jkf'k vihykFkhZx.k dks fnyok;h x;h gS] mlds vfrfjDr vihykFkhZx.k 25]000@& :i;s izkIr djus ds vf/kdkjh gksaxs rFkk vihykFkhZx.k mDr c<+h gqbZ jkf'k ij ;kfpdk izLrqr djus dh fnukad ls olwyh dh fnukad rd 07 izfr'kr okf"kZd lk/kkj.k C;kt nj ls C;kt Hkh izkIr djus ds vf/kdkjh gksaxsA vihyk/khu vkns'k dh 'ks"k 'krsaZ ;Fkkor jgsaxhA fo}ku vf/kdj.k dk vfHkys[k ;fn bl U;k;ky; dks izkIr gks j[kk gS] rks bl vkns'k dh izfr ds lkFk ykSVk;k tkosA (UMA SHANKER VYAS),J MANISH SAINI /34